THG is the ticker symbol for HANOVER INSURANCE GROUP, INC., a publicly traded Financials sector company listed on NYSE. 13F Pro tracks THG with AI-powered analysis, an AI quality score, SEC EDGAR financials, insider transactions, and institutional 13F holdings — all sourced directly from public SEC filings.

Is THG a good stock to buy?

13F Pro's AI ranking engine scores THG at 65.8/100, ranked #452 of 2,925 stocks on a composite quality score built from its SEC filings, covering profitability, growth, balance sheet strength, and free cash flow. The full AI verdict and bull/bear case for THG is available at https://13fpro.ai/company/THG. Not investment advice — review the underlying SEC filings before making any trade.

Where does 13F Pro source THG data?

All HANOVER INSURANCE GROUP, INC. fundamentals and ownership data come directly from SEC EDGAR. HANOVER INSURANCE GROUP, INC. files with the SEC under CIK 944695. 13F Pro ingests XBRL financial facts from 10-K and 10-Q filings, Form 13F-HR institutional holdings, and Form 4 insider transactions, with no third-party rewrites or estimates.

HANOVER INSURANCE GROUP, INC. THG

NYSEMid CapFinancials

13F Pro quality score

Rank #452 of 2,925TOP 25%

Why it scores 66 Financials peers →

Rankings refresh quarterly once 80% of peers have filed. Next update: ~Nov 14, 2026.

Revenue

$1.73B

Quarter to Jun 30

Net income

$191.60M

Quarter to Jun 30

Free cash flow

$209.40M

Quarter to Jun 30

Operating margin

14.6%

Quarter to Jun 30

Top Institutional Holders

as of Q2 2026

$6.81B total

BlackRock, Inc.

$756.47M-4.0%

VANGUARD PORTFOLIO MANAGEMENT LLC

$411.03M-0.7%

PRICE T ROWE ASSOCIATES INC /MD/

$392.18M+32.3%

STATE STREET CORP

$348.38M-0.3%

VANGUARD CAPITAL MANAGEMENT LLC

$312.35M+0.4%

AQR CAPITAL MANAGEMENT LLC

$287.15M+32.3%

FULLER & THALER ASSET MANAGEMENT, INC.

$233.33M+10.1%

AMERICAN CENTURY COMPANIES INC

$230.84M+7.5%

DIMENSIONAL FUND ADVISORS LP

$220.66M+6.2%

FIRST TRUST ADVISORS LP

$176.49M-0.4%

ALLIANCEBERNSTEIN L.P.

$157.60M+9.3%

GEODE CAPITAL MANAGEMENT, LLC

$156.15M+0.1%

AMERIPRISE FINANCIAL INC

$149.71M+0.6%

MASSACHUSETTS FINANCIAL SERVICES CO /MA/

$127.54M-0.5%

CHARLES SCHWAB INVESTMENT MANAGEMENT INC

$97.06M-3.7%

Invesco Ltd.

$96.87M-0.1%

MORGAN STANLEY

$96.55M-2.5%

NORGES BANK

$95.77M--

VAUGHAN NELSON INVESTMENT MANAGEMENT, L.P.

$79.76M+126.2%

LONDON CO OF VIRGINIA

$77.26M-5.5%

NORTHERN TRUST CORP

$73.24M0.0%

Allspring Global Investments Holdings, LLC

$72.29M-16.9%

GOLDMAN SACHS GROUP INC

$70.54M+50.6%

Bank of New York Mellon Corp

$69.48M-4.2%

Woodline Partners LP

$68.94M-23.2%

See all 549 institutional holders →

What's Driving THG's Business? Latest 10-Q Breakdown

24/24 datapoints verified

AI-extracted from the 10-Q filed 2026-07-29 — Q2 FY2026 (quarter ended June 30, 2026). Every figure is machine-verified against the filing text on SEC EDGAR.

Hanover's Q2 FY2026 net income rose to $191.6M (+22% YoY) as operating income before interest and taxes climbed to $251.9M on lower catastrophe losses and stronger Personal Lines underwriting.

Biggest Revenue Drivers

Personal Lines$689.5M+3.1% YoY

Net premiums written up on higher new business and renewal price increases (~11% homeowners, ~7% auto)

Core Commercial$635.9M+5.4% YoY

Driven primarily by renewal price increases and, to a lesser extent, higher new business volume

Biggest Revenue Drivers

Total revenue: $1,726.2M+4.3% YoY

Personal Lines$689.5M+3.1% YoY

Net premiums written up on higher new business and renewal price increases (~11% homeowners, ~7% auto)

Core Commercial$635.9M+5.4% YoY

Driven primarily by renewal price increases and, to a lesser extent, higher new business volume

Specialty$394.2M+3.4% YoY

Increase in new business volume and, to a lesser extent, renewal price increases

Largest Expense Items

Losses and loss adjustment expenses$962.5M+0.6% YoY

Lower current-year catastrophe losses ($104.7M vs $113.5M) offset by higher current accident year losses

Amortization of deferred acquisition costs$338.0M+6.0% YoY

Tracks growth in net premiums earned across segments

Other operating expenses$171.0M+0.1% YoY

Roughly flat year over year

Margins: Combined ratio improved to 91.2% from 92.5% a year ago, as the catastrophe loss ratio fell to 5.7% from 7.0% and Personal Lines underwriting profit more than doubled to $69.4M, driving operating income before interest and taxes up $42.0M YoY.

Watch Items from the Filing

Current-year catastrophe losses were $104.7M in Q2 2026, with $57.3M concentrated in Personal Lines homeowners/auto, underscoring continued weather exposure.
Six-month favorable prior-year reserve development was $108.2M (vs $56.2M in 2025), including $61.7M of favorable catastrophe development; reliance on reserve releases may not be sustainable.
Personal automobile and homeowners policies-in-force each declined ~1.5-1.6% YoY even as premiums grew, indicating price-driven growth amid softer retention/volume.
Board authorized a new $700M buyback (terminating the prior program) with $667M still available, alongside redemption of $375M of 4.50% senior debentures in January 2026.

AI-extracted and verified against SEC EDGAR filing text. Not investment advice.

Read the full 10-Q on SEC EDGAR →

Key Metrics

Revenue

Q2 2026

EDGAR

Net Income

Q2 2026

EDGAR

EPS (Diluted)

Q2 2026

EDGAR

Operating Margin

Q2 2026

EDGAR

ROIC

Q2 2026

EDGAR

Free Cash Flow

Q2 2026

EDGAR

Debt/Equity

Q2 2026

EDGAR

Financial Trends

Revenue & Net Income

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Earnings Per Share

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HANOVER INSURANCE GROUP, INC. THG

Top Institutional Holders

What's Driving THG's Business? Latest 10-Q Breakdown

Biggest Revenue Drivers

Biggest Revenue Drivers

Largest Expense Items

Watch Items from the Filing

Key Metrics

Financial Trends

Revenue & Net Income

Earnings Per Share

THG insiders

Congress trading in THG

About HANOVER INSURANCE GROUP, INC. (THG): stock profile, AI score and financials

HANOVER INSURANCE GROUP, INC. THG

Top Institutional Holders

What's Driving THG's Business? Latest 10-Q Breakdown

Biggest Revenue Drivers

Key Metrics

Financial Trends

Revenue & Net Income

Earnings Per Share

Companies similar to THG

THG insiders

Congress trading in THG

About HANOVER INSURANCE GROUP, INC. (THG): stock profile, AI score and financials