HANOVER INSURANCE GROUP, INC.(THG)— Stock Profile, AI Score & Financials
Financials · NYSE · AI-powered stock analysis, 32-signal quality score, SEC EDGAR financials, and institutional holdings. Updated .
HANOVER INSURANCE GROUP, INC. (THG) stock profile, AI quality score, and SEC EDGAR financial data, a Financials sector company. 13F Pro's AI-powered ranking engine scores THG at 66.6/100 on a 32-signal composite quality model, placing it at rank #408 of 2,960 stocks — the top 25% of the AI-ranked universe. THG scores in the top quartile across revenue scale (82.2). Based on the latest XBRL financial filings (Q2 2026), HANOVER INSURANCE GROUP, INC. reports quarterly revenue of $1.7B, net income of $191.6M, an operating margin of 14.6%. Top institutional holders of THG by reported 13-F value include BlackRock, VANGUARD PORTFOLIO MANAGEMENT, PRICE T ROWE ASSOCIATES, based on the most recent SEC filings. THG trades on the NYSE exchange and files with the SEC under CIK 944695. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate THG daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for HANOVER INSURANCE GROUP, INC. directly from SEC EDGAR.
AI Quality Score
66.6/100
AI Rank
#408
Revenue
$1.7B
Net Income
$191.6M
Free Cash Flow
$209.4M
Operating Margin
14.6%
THG key financials by period
HANOVER INSURANCE GROUP, INC. reported revenue, net income and margins by fiscal period, from SEC filings.
Period
Form
Revenue
Net income
Operating margin
FY 2025
10-K
$6.6B
$662.5M
14.1%
FY 2024
10-K
$6.2B
$426.0M
10.4%
FY 2023
10-K
$6.0B
$35.3M
1.8%
FY 2022
10-K
$5.5B
$116.0M
5.2%
FY 2021
10-K
$5.2B
$422.8M
8.3%
FY 2020
10-K
$4.8B
$358.7M
10.1%
Institutions holding THG
Institutional investors reporting a position in HANOVER INSURANCE GROUP, INC. on SEC Form 13F.
AI-extracted from the 10-Q filed 2026-07-29 — Q2 FY2026 (quarter ended June 30, 2026). Every figure is machine-verified against the filing text on SEC EDGAR.
Hanover's Q2 FY2026 net income rose to $191.6M (+22% YoY) as operating income before interest and taxes climbed to $251.9M on lower catastrophe losses and stronger Personal Lines underwriting.
Biggest Revenue Drivers
Personal Lines$689.5M+3.1% YoY
Net premiums written up on higher new business and renewal price increases (~11% homeowners, ~7% auto)
Core Commercial$635.9M+5.4% YoY
Driven primarily by renewal price increases and, to a lesser extent, higher new business volume
Biggest Revenue Drivers
Total revenue: $1,726.2M+4.3% YoY
Personal Lines$689.5M+3.1% YoY
Net premiums written up on higher new business and renewal price increases (~11% homeowners, ~7% auto)
Core Commercial$635.9M+5.4% YoY
Driven primarily by renewal price increases and, to a lesser extent, higher new business volume
Specialty$394.2M+3.4% YoY
Increase in new business volume and, to a lesser extent, renewal price increases
Largest Expense Items
Losses and loss adjustment expenses$962.5M+0.6% YoY
Lower current-year catastrophe losses ($104.7M vs $113.5M) offset by higher current accident year losses
Amortization of deferred acquisition costs$338.0M+6.0% YoY
Tracks growth in net premiums earned across segments
Other operating expenses$171.0M+0.1% YoY
Roughly flat year over year
Margins: Combined ratio improved to 91.2% from 92.5% a year ago, as the catastrophe loss ratio fell to 5.7% from 7.0% and Personal Lines underwriting profit more than doubled to $69.4M, driving operating income before interest and taxes up $42.0M YoY.
Watch Items from the Filing
Current-year catastrophe losses were $104.7M in Q2 2026, with $57.3M concentrated in Personal Lines homeowners/auto, underscoring continued weather exposure.
Six-month favorable prior-year reserve development was $108.2M (vs $56.2M in 2025), including $61.7M of favorable catastrophe development; reliance on reserve releases may not be sustainable.
Personal automobile and homeowners policies-in-force each declined ~1.5-1.6% YoY even as premiums grew, indicating price-driven growth amid softer retention/volume.
Board authorized a new $700M buyback (terminating the prior program) with $667M still available, alongside redemption of $375M of 4.50% senior debentures in January 2026.
AI-extracted and verified against SEC EDGAR filing text. Not investment advice.
