RENAISSANCERE HOLDINGS LTD(RNR)— Stock Profile, AI Score & Financials
Financials · NYSE · AI-powered stock analysis, 32-signal quality score, SEC EDGAR financials, and institutional holdings. Updated .
RENAISSANCERE HOLDINGS LTD (RNR) stock profile, AI quality score, and SEC EDGAR financial data, a Financials sector company. 13F Pro's AI-powered ranking engine scores RNR at 74.6/100 on a 32-signal composite quality model, placing it at rank #109 of 2,961 stocks — the top 5% of the AI-ranked universe. Based on the latest XBRL financial filings (Q2 2026), RENAISSANCERE HOLDINGS LTD reports quarterly revenue of $2.8B, net income of $663.1M, an operating margin of 40.4%. Top institutional holders of RNR by reported 13-F value include BlackRock, STATE FARM MUTUAL AUTOMOBILE INSURANCE, VANGUARD PORTFOLIO MANAGEMENT, based on the most recent SEC filings. RNR trades on the NYSE exchange and files with the SEC under CIK 913144. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate RNR daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for RENAISSANCERE HOLDINGS LTD directly from SEC EDGAR.
AI Quality Score
74.6/100
AI Rank
#109
Revenue
$2.8B
Net Income
$663.1M
Operating Margin
40.4%
RNR key financials by period
RENAISSANCERE HOLDINGS LTD reported revenue, net income and margins by fiscal period, from SEC filings.
Period
Form
Revenue
Net income
Operating margin
FY 2025
10-K
$12.8B
$2.7B
31.2%
FY 2024
10-K
$11.7B
$1.9B
25.6%
FY 2023
10-K
$9.1B
$2.6B
34.1%
FY 2022
10-K
$5.1B
$-1.1B
-24.1%
FY 2021
10-K
$5.3B
$-40.2M
-2.2%
FY 2020
10-K
$5.2B
$762.4M
19.3%
Institutions holding RNR
Institutional investors reporting a position in RENAISSANCERE HOLDINGS LTD on SEC Form 13F.
AI-extracted from the 10-Q filed 2026-07-23 — Q2 FY2026 (six months ended June 30, 2026). Every figure is machine-verified against the filing text on SEC EDGAR.
Net income of $956M (attributable to RenaissanceRe) on combined ratio of 72.9%, driven by lower catastrophe losses and $4.4B in net premiums earned despite 20% premium decline.
Biggest Revenue Drivers
Net premiums earned$4.4B-15% YoY
Lower reinstatement premiums due to fewer large loss events in H1 2026 vs California Wildfires in H1 2025, plus rate and exposure reductions
Net investment income$853M+4% YoY
Higher average invested assets and portfolio reallocation, though $234.5M allocated to noncontrolling interests
Biggest Revenue Drivers
Total revenue: $4.4B-15% YoY
Net premiums earned$4.4B-15% YoY
Lower reinstatement premiums due to fewer large loss events in H1 2026 vs California Wildfires in H1 2025, plus rate and exposure reductions
Net investment income$853M+4% YoY
Higher average invested assets and portfolio reallocation, though $234.5M allocated to noncontrolling interests
Net realized and unrealized investment losses($300)MLarge adverse swing YoY
Mark-to-market losses on fixed maturity investments from higher yields and gold futures price declines, offsetting equity gains
Largest Expense Items
Net claims and claim expenses incurred$1.9B-51% YoY
Much lower current-year catastrophe losses (27.8% ratio vs 97.8% prior year) and favorable prior-year development of $418M
Acquisition expenses$1.1B-16% YoY
Lower commissions and variable costs tied to reduced premium volume
Operational expenses$184M-19% YoY
Bermuda tax credits and lower operating costs benefited by scale
Interest expense$64M+8% YoY
Debt outstanding relatively stable at $2.3B
Margins: Combined ratio improved 30.4 pts YoY to 72.9% (30.6% Property, 101.9% Casualty & Specialty), driven by absence of catastrophic losses like the California Wildfires. Prior-year development was favorable at $361M net, with Property segment contributing $418M favorable development. Underwriting expense ratio flat at 29.0% despite lower reinstatement premiums.
Watch Items from the Filing
Premium volume declined 20% YoY ($4.96B net written vs $6.21B); Property segment NPW down 18.5% and Casualty & Specialty down 21.9%, reflecting rate reductions and exposure cuts despite gross premium growth opportunities.
Casualty & Specialty segment operating at loss (combined ratio 101.9%); driven by adverse development of $57M from Baltimore Bridge Collapse reclassification, actuarial assumption changes, and 68.9% current-year loss ratio.
Third-party noncontrolling interests in consolidated entities (DaVinci, Medici, Vermeer, Fontana) claim $537.7M of H1 2026 net income (36.0% of $1.49B total), up $404.6M YoY; large capital management exposure with DaVinci at $3.5B redeemable interest.
Investment portfolio duration 3.4 years with non-investment grade & unrated securities at 3.9% of fixed maturities ($1.0B) plus $3.5B in non-IG funds; mark-to-market losses of $300M in H1 driven by 40bp+ yield increases.
AI-extracted and verified against SEC EDGAR filing text. Not investment advice.
