ARCH CAPITAL GROUP LTD.(ACGL)— Stock Profile, AI Score & Financials
Financials · Nasdaq · AI-powered stock analysis, 32-signal quality score, SEC EDGAR financials, and institutional holdings. Updated .
ARCH CAPITAL GROUP LTD. (ACGL) stock profile, AI quality score, and SEC EDGAR financial data, a Financials sector company. 13F Pro's AI-powered ranking engine scores ACGL at 74.9/100 on a 32-signal composite quality model, placing it at rank #104 of 2,961 stocks — the top 5% of the AI-ranked universe. Based on the latest XBRL financial filings (Q2 2026), ARCH CAPITAL GROUP LTD. reports quarterly revenue of $4.7B, net income of $1.1B, an operating margin of 22.6%. Top institutional holders of ACGL by reported 13-F value include BlackRock, VANGUARD CAPITAL MANAGEMENT, Artisan Partners Limited Partnership, based on the most recent SEC filings. ACGL trades on the Nasdaq exchange and files with the SEC under CIK 947484. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate ACGL daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for ARCH CAPITAL GROUP LTD. directly from SEC EDGAR.
AI Quality Score
74.9/100
AI Rank
#104
Revenue
$4.7B
Net Income
$1.1B
Free Cash Flow
$1.3B
Operating Margin
22.6%
ACGL key financials by period
ARCH CAPITAL GROUP LTD. reported revenue, net income and margins by fiscal period, from SEC filings.
Period
Form
Revenue
Net income
Operating margin
FY 2025
10-K
$19.9B
$4.4B
25.9%
FY 2024
10-K
$17.4B
$4.3B
26.8%
FY 2023
10-K
$13.6B
$4.4B
26.2%
FY 2022
10-K
$9.6B
$1.5B
16.3%
FY 2021
10-K
$9.2B
$2.2B
25.6%
FY 2020
10-K
$8.5B
$1.4B
18.5%
Institutions holding ACGL
Institutional investors reporting a position in ARCH CAPITAL GROUP LTD. on SEC Form 13F.
AI-extracted from the 10-Q filed 2026-08-04 — Q2 FY2026 (quarter ended June 30, 2026). Every figure is machine-verified against the filing text on SEC EDGAR.
Arch Capital reported net income of $1.05B in Q2 2026, with operating ROAE of 15.3%, driven by strong underwriting and investment returns across all three segments.
Biggest Revenue Drivers
Net premiums earned$4.0B-8.1% YoY
Lower earned premiums across all segments due to reduced net premiums written and competitive conditions.
Net investment income$417M+3.0% YoY
Growth in average invested assets from strong operating cash flows, partially offset by lower yields.
Biggest Revenue Drivers
Total revenue: $4.7B-10.4% YoY
Net premiums earned$4.0B-8.1% YoY
Lower earned premiums across all segments due to reduced net premiums written and competitive conditions.
Net investment income$417M+3.0% YoY
Growth in average invested assets from strong operating cash flows, partially offset by lower yields.
Equity in net income of investments accounted for using equity method$196M+21.0% YoY
Strong performance from investment funds, primarily private equity and credit-related strategies.
Net realized gains (losses)($17M)Loss vs. $229M gain YoY
Derivative losses and a litigation-related loss contingency offset investment sales gains.
Largest Expense Items
Losses and loss adjustment expenses$2.2B-4.6% YoY
Lower losses due to reduced catastrophic activity (7.6 points vs. 2.9 points YoY) in insurance segment.
Acquisition expenses$718M-12.9% YoY
Lower acquisition expense ratio primarily due to improved reinsurance underwriting expense ratios.
Other operating expenses$471M+3.7% YoY
Increased transitional expenses from MCE Acquisition partially offset by MCE fair value adjustments.
Interest expense$44M+15.8% YoY
Higher debt levels following $2.0B senior notes issuance in June 2026.
Margins: Consolidated combined ratio of 83.5% reflects strong underwriting performance with favorable prior year reserve development of $169M. Gross margin improved despite higher catastrophic activity in insurance segment due to favorable reinsurance segment development and mortgage segment performance.
Watch Items from the Filing
Reinsurance net premiums written declined 10.4% YoY to $1.8B due to pricing pressures, non-renewals and targeted retrocessions in property and short-tail lines.
Insurance segment underwriting income fell 79.1% to $27M; MCE Acquisition non-renewals and E&S property competitive pressures offset casualty line growth opportunities.
Book value per share increased 2.8% to $68.04 in Q2 despite $1.2B share repurchases at average price of $94.40, reflecting accretive buybacks at discount to book value.
Bellemeade Re VIE maximum exposure to mortgage insurance claim payments totaled $493M in assets with $198M remaining coverage from separate reinsurers panel.
AI-extracted and verified against SEC EDGAR filing text. Not investment advice.
