Cardinal Point Capital Management, ULC
Sector Allocation
- Other48.7%$876.3M
- Financials16.6%$299.6M
- Technology14.5%$261.5M
- Energy4.8%$86.9M
- Consumer Staples3.1%$55.7M
- Healthcare3.1%$55.3M
- Industrials2.7%$49.3M
- Materials2.7%$48.8M
- Consumer Discretionary1.8%$32.9M
- Communication Services1.3%$24.1M
AUM History
13fpro.ai/research/fund/cardinal-point-capital-management-ulc-1950841
Conviction and streaks
Stable · top 10 = 44.3%From the fund's last 12 quarters of 13F filings: positions held longest at size, and names it added to or trimmed several quarters running.
Largest positions — Q3 2026
- VANGUARD$234.1M
AAPL
$79.9MWT
$76.2M- VANGUARD$74.6M
- DIMENSIONAL$74.1M
- VANGUARD$70.2M
- ISHARES$58.7M
- DIMENSIONAL$47.6M
- IM$42.3M
- BLACKROCK$39.6M
- ISHARES$37.8M
RY
$37.2MGOOG
$36.4MNVDA
$35.3M- PIMCO$34.6M
TD
$33.1MBMO
$28.7M- PIMCO$26.2M
SU
$24.9MMSFT
$24.1M
Top 20 stock positions. Options are left out: 13F reports them at the underlying's value.
13fpro.ai/research/fund/cardinal-point-capital-management-ulc-1950841
Cardinal Point Capital Management, ULC 13F holdings — Q3 2026
$1.8B portfolio (+2.0% QoQ) · 283 holdings · Q3 2026 13F · top 10 are 44% of the stock portfolio
- 1
VANGUARD INDEX FDS - MRNGSTR TTL STK
$234.1M
13.0% of stocks
+1%This quarter—Since filed—HeldAIQuality—Est. buy— $79.9M
4.4% of stocks
-0.5%This quarter+0.9%Since filed11+ qtrsHeld$76.2M
4.2% of stocks
+5%This quarter-2.4%Since filed11+ qtrsHeld- 4
VANGUARD INTL EQUITY INDEX F - ALLWRLD EX US
$74.6M
4.1% of stocks
-2%This quarter—Since filed—HeldAIQuality—Est. buy— - 5
DIMENSIONAL ETF TRUST - WORLD EX US CORE
$74.1M
4.1% of stocks
+2%This quarter—Since filed—HeldAIQuality—Est. buy— - 6
VANGUARD SCOTTSDALE FDS - INTER TERM TREAS
$70.2M
3.9% of stocks
+4%This quarter—Since filed—HeldAIQuality—Est. buy— - 7
ISHARES TR - U S EQUITY FACTR
$58.7M
3.3% of stocks
+2%This quarter—Since filed—HeldAIQuality—Est. buy— - 8
DIMENSIONAL ETF TRUST - US COR EQU 2 ETF
$47.6M
2.6% of stocks
+3%This quarter—Since filed—HeldAIQuality—Est. buy— - 9
IM GLOBAL PARTNER FUNDS - IMGP DBI MAN ETF
$42.3M
2.4% of stocks
+3%This quarter—Since filed—HeldAIQuality—Est. buy— - 10
BLACKROCK ETF TRUST - ISHA SYST AL ETF
$39.6M
2.2% of stocks
NewThis quarter—Since filedNew this quarterHeldAIQuality—Est. buy—
| # | Company | Value | Weight | This quarter | Since filed | Held | AI quality | Est. buy | |
|---|---|---|---|---|---|---|---|---|---|
| 1 | VANGUARD INDEX FDS - MRNGSTR TTL STK | $234.1M | 13.0% | +1% | — | — | — | — | |
| 2 | $79.9M | 4.4% | -0.5% | +0.9% | 11+ qtrs | 75.7#88 | Estimated buy price is Pro: unlock with a free trial | ||
| 3 | $76.2M | 4.2% | +5% | -2.4% | 11+ qtrs | 61.4#790 | Estimated buy price is Pro: unlock with a free trial | ||
| 4 | VANGUARD INTL EQUITY INDEX F - ALLWRLD EX US | $74.6M | 4.1% | -2% | — | — | — | — | |
| 5 | DIMENSIONAL ETF TRUST - WORLD EX US CORE | $74.1M | 4.1% | +2% | — | — | — | — | |
| 6 | VANGUARD SCOTTSDALE FDS - INTER TERM TREAS | $70.2M | 3.9% | +4% | — | — | — | — | |
| 7 | ISHARES TR - U S EQUITY FACTR | $58.7M | 3.3% | +2% | — | — | — | — | |
| 8 | DIMENSIONAL ETF TRUST - US COR EQU 2 ETF | $47.6M | 2.6% | +3% | — | — | — | — | |
| 9 | IM GLOBAL PARTNER FUNDS - IMGP DBI MAN ETF | $42.3M | 2.4% | +3% | — | — | — | — | |
| 10 | BLACKROCK ETF TRUST - ISHA SYST AL ETF | $39.6M | 2.2% | New | — | New this quarter | — | — |
All holdings — Cardinal Point Capital Management, ULC (Q3 2026)
283 disclosed positions from the Form 13F-HR on SEC EDGAR, with quarter-over-quarter share changes. Largest by value first; the ten above are not repeated.
| # | Company | Held | Source | |||||||
|---|---|---|---|---|---|---|---|---|---|---|
| 11 | — | ISHARES TR - NATIONAL MUN ETFetf/fund | — | $37.8M | 2.1% | 374K | +2% | — | — | 13F |
| 12 | ROYAL BANK OF CANADA | Financials | $37.2M | 2.1% | 189K | -2% | 7 qtrsTrimmed 2 qtrs in a row | 74.8 | 13F | |
| 13 | Alphabet Inc. | Technology | $36.4M | 2.0% | 107K | +0.1% | 11+ qtrs | 77.7 | 13F | |
| 14 | NVIDIA CORP | Technology | $35.3M | 2.0% | 154K | +0.4% | 11+ qtrs | 86.0 | 13F | |
| 15 | — | PIMCO ETF TR - MULTISECTOR BDetf/fund | — | $34.6M | 1.9% | 1.36M | +7% | — | — | 13F |
| 16 | TORONTO DOMINION BANK | Financials | $33.1M | 1.8% | 281K | -2% | 7 qtrsTrimmed 3 qtrs in a row | AI quality score is Pro: unlock with a free trial | 13F | |
| 17 | BANK OF MONTREAL /CAN/ | Financials | $28.7M | 1.6% | 171K | -3% | 7 qtrs | AI quality score is Pro: unlock with a free trial | 13F | |
| 18 | — | PIMCO ETF TR - MUNI INCOME OPPetf/fund | — | $26.2M | 1.4% | 615K | +4% | — | — | 13F |
| 19 | SUNCOR ENERGY INC | Energy | $24.9M | 1.4% | 367K | -0.9% | 7 qtrs | AI quality score is Pro: unlock with a free trial | 13F | |
| 20 | MICROSOFT CORP | Technology | $24.1M | 1.3% | 47K | -2% | 11+ qtrs | AI quality score is Pro: unlock with a free trial | 13F | |
| 21 | ISHARES GOLD TRUSTetf/fund | Financials | $23.2M | 1.3% | 297K | +0.5% | 11+ qtrs | AI quality score is Pro: unlock with a free trial | 13F | |
| 22 | JPMORGAN CHASE & CO | Financials | $20.0M | 1.1% | 60K | -0.9% | 7 qtrs | AI quality score is Pro: unlock with a free trial | 13F | |
| 23 | MANULIFE FINANCIAL CORP | Financials | $19.6M | 1.1% | 459K | -1% | 7 qtrsTrimmed 2 qtrs in a row | AI quality score is Pro: unlock with a free trial | 13F | |
| 24 | JOHNSON & JOHNSON | Healthcare | $19.2M | 1.1% | 73K | -0.3% | 7 qtrs | AI quality score is Pro: unlock with a free trial | 13F | |
| 25 | BANK OF NOVA SCOTIA | Financials | $19.1M | 1.1% | 209K | -2% | 7 qtrs | AI quality score is Pro: unlock with a free trial | 13F | |
| 26 | — | ISHARES TR - TRS FLT RT BD | — | $17.9M | 1.0% | 354K | -5% | |||
| 27 | $WMT | Walmart Inc. | Consumer Staples | $17.8M | 1.0% | 171K | +7% | |||
| 28 | $CSCO | CISCO SYSTEMS, INC. | Technology | $16.9M | 0.9% | 157K | -1% | |||
| 29 | $CNI | CANADIAN NATIONAL RAILWAY CO | Industrials | $16.1M | 0.9% | 135K | -0.0% | |||
| 30 | $NEM | NEWMONT Corp /DE/ | Materials | $16.0M | 0.9% | 139K | -2% | |||
| 31 | $ENB | ENBRIDGE INC | Energy | $15.6M | 0.9% | 334K | +4% | |||
| 32 | $SUNC | SunocoCorp LLC | Energy | $14.6M | 0.8% | 200K | -0.9% | |||
| 33 | $TRP | TC ENERGY CORP | Energy | $14.5M | 0.8% | 249K | -1% | |||
| 34 | $AEM | AGNICO EAGLE MINES LTD | Materials | $14.1M | 0.8% | 77K | +9% | |||
| 35 | $PM | Philip Morris International Inc. | Consumer Staples | $13.9M | 0.8% | 73K | -1% | |||
| 36 | — | VANECK ETF TRUST - GOLD MINERS ETF | — | $12.9M | 0.7% | 147K | -0.8% | |||
| 37 | $BRK.B | BERKSHIRE HATHAWAY INC | Financials | $12.7M | 0.7% | 25K | -5% | |||
| 38 | — | FIRST TR EXCH TRADED FD III - LNG/SHT EQUITY | — | $11.6M | 0.6% | 151K | -2% | |||
| 39 | $CNQ | CANADIAN NATURAL RESOURCES Ltd | Energy | $11.5M | 0.6% | 244K | +5% | |||
| 40 | $GOOGL | Alphabet Inc. | Technology | $10.7M | 0.6% | 31K | -0.8% | |||
| 41 | $RCI | ROGERS COMMUNICATIONS INC | Communication Services | $10.7M | 0.6% | 345K | +4% | |||
| 42 | $CVS | CVS HEALTH Corp | Healthcare | $10.6M | 0.6% | 124K | — | |||
| 43 | — | DIMENSIONAL ETF TRUST - US SUSTAINABILTY | — | $10.5M | 0.6% | 224K | +22% | |||
| 44 | $ORCL | ORACLE CORP | Technology | $10.2M | 0.6% | 74K | +6% | |||
| 45 | $OTEX | OPEN TEXT CORP | Technology | $9.9M | 0.6% | 442K | -1% | |||
| 46 | $AMZN | AMAZON COM INC | Consumer Discretionary | $9.9M | 0.6% | 40K | +4% | |||
| 47 | $PFE | PFIZER INC | Healthcare | $9.6M | 0.5% | 337K | +1% | |||
| 48 | $IBM | INTERNATIONAL BUSINESS MACHINES CORP | Technology | $9.3M | 0.5% | 42K | +9% | |||
| 49 | $BBUC.R1871130 | Brookfield Business Corp | Industrials | $9.1M | 0.5% | 357K | +0.6% | |||
| 50 | $PEP | PEPSICO INC | Consumer Staples | $9.1M | 0.5% | 72K | +0.0% | |||
| 51 | $GIB | CGI INC | Technology | $8.9M | 0.5% | 131K | +5% | |||
| 52 | $FDX | FEDEX CORP | Industrials | $8.2M | 0.5% | 29K | +2% | |||
| 53 | $V | VISA INC. | Financials | $8.0M | 0.4% | 22K | +0.9% | |||
| 54 | $TSLA | Tesla, Inc. | Consumer Discretionary | $7.5M | 0.4% | 21K | +0.8% | |||
| 55 | $COST | COSTCO WHOLESALE CORP /NEW | Consumer Staples | $7.5M | 0.4% | 8,194 | -2% | |||
| 56 | $SPY | SPDR S&P 500 ETF TRUST | — | $7.1M | 0.4% | 9,265 | +35% | |||
| 57 | $BGSI | Boyd Group Services Inc. | Consumer Discretionary | $7.0M | 0.4% | 89K | +250% | |||
| 58 | — | VANGUARD WORLD FD - INF TECH ETF | — | $6.7M | 0.4% | 53K | +1.0% | |||
| 59 | $VTRS | Viatris Inc | Healthcare | $5.8M | 0.3% | 326K | -1% | |||
| 60 | $FIX | COMFORT SYSTEMS USA INC | Industrials | $5.2M | 0.3% | 3,129 | -0.6% | |||
| 61 | $QQQ | INVESCO QQQ TRUST, SERIES 1 | — | $4.6M | 0.3% | 6,246 | -0.8% | |||
| 62 | — | DIMENSIONAL ETF TRUST - INTERNATIONAL | — | $4.2M | 0.2% | 93K | +27% | |||
| 63 | $CCZ | COMCAST CORP | Communication Services | $3.8M | 0.2% | 176K | -4% | |||
| 64 | — | VANGUARD INDEX FDS - S&P 500 ETF SHS | — | $3.7M | 0.2% | 5,330 | -37% | |||
| 65 | — | SELECT SECTOR SPDR TR - ST STR TECHN ETF | — | $3.5M | 0.2% | 18K | +20% | |||
| 66 | $GLW | CORNING INC /NY | Materials | $3.4M | 0.2% | 22K | -0.2% | |||
| 67 | $DIS | Walt Disney Co | Communication Services | $3.4M | 0.2% | 32K | +1% | |||
| 68 | $CM | CANADIAN IMPERIAL BANK OF COMMERCE /CAN/ | Financials | $3.1M | 0.2% | 28K | -3% | |||
| 69 | $GFL | GFL Environmental Inc. | Utilities | $3.0M | 0.2% | 72K | +785% | |||
| 70 | $MCD | MCDONALDS CORP | Consumer Discretionary | $2.7M | 0.1% | 12K | -5% | |||
| 71 | — | ISHARES TR - CORE S&P500 ETF | — | $2.7M | 0.1% | 3,504 | +7% | |||
| 72 | $META | Meta Platforms, Inc. | Technology | $2.7M | 0.1% | 3,686 | -14% | |||
| 73 | — | FIRST TR EXCHANGE TRADED FD - RBA INDL ETF | — | $2.6M | 0.1% | 26K | +33% | |||
| 74 | — | ISHARES TR - ESG AWRE 1 5 YR | — | $2.6M | 0.1% | 106K | +16% | |||
| 75 | $SLF | SUN LIFE FINANCIAL INC | Financials | $2.6M | 0.1% | 33K | -4% | |||
| 76 | $MU | MICRON TECHNOLOGY INC | Technology | $2.5M | 0.1% | 2,338 | +7% | |||
| 77 | $EL | ESTEE LAUDER COMPANIES INC | Consumer Staples | $2.5M | 0.1% | 26K | +3% | |||
| 78 | $BAC | BANK OF AMERICA CORP /DE/ | Financials | $2.3M | 0.1% | 43K | -0.8% | |||
| 79 | — | ISHARES TR - ESG AWR US AGRGT | — | $2.3M | 0.1% | 51K | +87% | |||
| 80 | $ABBV | AbbVie Inc. | Healthcare | $2.2M | 0.1% | 8,536 | +1% | |||
| 81 | $TAC | TRANSALTA CORP | Utilities | $2.2M | 0.1% | 182K | -0.3% | |||
| 82 | — | TCW ETF TRUST - TRANS SYSTE ETF | — | $2.1M | 0.1% | 20K | — | |||
| 83 | $C | CITIGROUP INC | Financials | $2.1M | 0.1% | 16K | -0.9% | |||
| 84 | $GEV | GE Vernova Inc. | Industrials | $2.1M | 0.1% | 2,181 | +11% | |||
| 85 | $AGI | ALAMOS GOLD INC | Materials | $1.9M | 0.1% | 60K | — | |||
| 86 | $CAE | CAE INC | Technology | $1.9M | 0.1% | 80K | +3% | |||
| 87 | $BN | BROOKFIELD Corp /ON/ | Real Estate | $1.9M | 0.1% | 51K | -2% | |||
| 88 | $MGNI | MAGNITE, INC. | Technology | $1.9M | 0.1% | 74K | -20% | |||
| 89 | — | ISHARES TR - US AER DEF ETF | — | $1.8M | 0.1% | 8,760 | -0.2% | |||
| 90 | $NFLX | NETFLIX INC | Communication Services | $1.8M | 0.1% | 26K | +15% | |||
| 91 | $FDXF | FedEx Freight Holding Company, Inc. | Industrials | $1.8M | 0.1% | 16K | +10% | |||
| 92 | — | ISHARES TR - LOW CA OP MS ETF | — | $1.8M | 0.1% | 6,889 | +1% | |||
| 93 | — | ISHARES TR - RUS 1000 GRW ETF | — | $1.7M | 0.1% | 13K | — | |||
| 94 | $YETI | YETI Holdings, Inc. | Consumer Discretionary | $1.6M | 0.1% | 40K | +1% | |||
| 95 | $VZ | VERIZON COMMUNICATIONS INC | Communication Services | $1.6M | 0.1% | 35K | -2% | |||
| 96 | $UNH | UNITEDHEALTH GROUP INC | Healthcare | $1.6M | 0.1% | 4,303 | -21% | |||
| 97 | $EQX | Equinox Gold Corp. | Materials | $1.6M | 0.1% | 140K | +52% | |||
| 98 | $BRK.A | BERKSHIRE HATHAWAY INC | Financials | $1.5M | 0.1% | 2 | — | |||
| 99 | $LLY | ELI LILLY & Co | Healthcare | $1.5M | 0.1% | 1,291 | +28% | |||
| 100 | $GS | GOLDMAN SACHS GROUP INC | Financials | $1.5M | 0.1% | 1,644 | +16% | |||
| 101 | — | BLACKROCK ETF TRUST - ISHA I IN TE ETF | — | $1.5M | 0.1% | 31K | +4% | |||
| 102 | $GILD | GILEAD SCIENCES, INC. | Healthcare | $1.5M | 0.1% | 9,788 | +0.4% | |||
| 103 | $BMM | Blue Moon Metals Inc. | Materials | $1.4M | 0.1% | 285K | +235% | |||
| 104 | — | ABACUS FCF ETF TR - LEADERS ETF | — | $1.4M | 0.1% | 17K | — | |||
| 105 | $BCE | BCE INC | Communication Services | $1.3M | 0.1% | 65K | -3% | |||
| 106 | — | ISHARES TR - EXPANDED TECH | — | $1.3M | 0.1% | 12K | -1.0% | |||
| 107 | — | ISHARES TR - CORE S&P MCP ETF | — | $1.3M | 0.1% | 18K | +0.6% | |||
| 108 | — | SELECT SECTOR SPDR TR - ST STR FINL ETF | — | $1.3M | 0.1% | 24K | +16% | |||
| 109 | $TU | TELUS CORP | Communication Services | $1.3M | 0.1% | 152K | -15% | |||
| 110 | $FIVN | Five9, Inc. | Technology | $1.2M | 0.1% | 36K | -25% | |||
| 111 | $CL | COLGATE PALMOLIVE CO | Consumer Staples | $1.2M | 0.1% | 14K | -6% | |||
| 112 | $MDA | MDA Space Ltd. | Industrials | $1.2M | 0.1% | 41K | New | |||
| 113 | $XOM.R34088 | EXXON MOBIL CORP | Energy | $1.2M | 0.1% | 7,451 | -25% | |||
| 114 | — | VANGUARD STAR FDS - VG TL INTL STK F | — | $1.2M | 0.1% | 14K | +0.0% | |||
| 115 | — | ISHARES TR - U.S. TECH ETF | — | $1.2M | 0.1% | 4,551 | -5% | |||
| 116 | — | ISHARES TR - MSCI USA QLT FCT | — | $1.2M | 0.1% | 5,267 | +0.8% | |||
| 117 | $GLD | SPDR GOLD TRUST | Financials | $1.1M | 0.1% | 2,998 | -10% | |||
| 118 | $PG | PROCTER & GAMBLE Co | Consumer Staples | $1.1M | 0.1% | 7,782 | +18% | |||
| 119 | $PBA | PEMBINA PIPELINE CORP | Energy | $1.1M | 0.1% | 24K | -0.2% | |||
| 120 | $BIP | Brookfield Infrastructure Partners L.P. | Industrials | $1.1M | 0.1% | 30K | -1% | |||
| 121 | — | DIMENSIONAL ETF TRUST - EMER MARK SU ETF | — | $1.1M | 0.1% | 22K | +10% | |||
| 122 | $UBER | Uber Technologies, Inc | Technology | $1.0M | 0.1% | 15K | +19% | |||
| 123 | $CVX | CHEVRON CORP | Energy | $986K | 0.1% | 4,830 | +27% | |||
| 124 | $CVE | CENOVUS ENERGY INC. | Energy | $952K | 0.1% | 31K | -10% | |||
| 125 | $MRK | Merck & Co., Inc. | Healthcare | $910K | 0.1% | 6,265 | -0.4% | |||
| 126 | $AIOT | Powerfleet, Inc. | Technology | $906K | 0.1% | 319K | +37% | |||
| 127 | — | INNOVATOR ETFS TRUST - INTRNL DEV APRL | — | $890K | 0.1% | 27K | — | |||
| 128 | — | ISHARES INC - MSCI CDA ETF | — | $877K | 0.1% | 15K | -23% | |||
| 129 | $PPTA | PERPETUA RESOURCES CORP. | Materials | $861K | 0.1% | 40K | — | |||
| 130 | — | ISHARES TR - GL CLEAN ENE ETF | — | $837K | 0.1% | 49K | +2% | |||
| 131 | — | ISHARES TR - MSCI EAFE ETF | — | $833K | 0.1% | 8,018 | +0.8% | |||
| 132 | — | INNOVATOR ETFS TRUST - US EQTY PWR BUF | — | $828K | 0.1% | 17K | -9% | |||
| 133 | $HD | HOME DEPOT, INC. | Consumer Discretionary | $825K | 0.1% | 2,899 | -19% | |||
| 134 | $BEPC | Brookfield Renewable Corp | Utilities | $816K | 0.1% | 29K | -2% | |||
| 135 | $SKE | Skeena Resources Ltd | Materials | $805K | 0.0% | 27K | — | |||
| 136 | $IVZ | Invesco Ltd. | Financials | $788K | 0.0% | 3,786 | +0.1% | |||
| 137 | — | ISHARES TR - CORE DIV GRWTH | — | $785K | 0.0% | 10K | — | |||
| 138 | $MA | Mastercard Inc | Financials | $777K | 0.0% | 1,409 | — | |||
| 139 | $NKE | NIKE, Inc. | Consumer Discretionary | $773K | 0.0% | 22K | -29% | |||
| 140 | — | VANGUARD INDEX FDS - MRNGSTR VAL ETF | — | $770K | 0.0% | 3,564 | -72% | |||
| 141 | $AVGO | Broadcom Inc. | Technology | $768K | 0.0% | 2,186 | +12% | |||
| 142 | $TJX | TJX COMPANIES INC /DE/ | Consumer Discretionary | $763K | 0.0% | 5,765 | — | |||
| 143 | — | ISHARES TR - RUS 1000 ETF | — | $757K | 0.0% | 1,818 | +6% | |||
| 144 | $OGG | Osisko Gold Group Inc. | Materials | $723K | 0.0% | 256K | -6% | |||
| 145 | $DELL | Dell Technologies Inc. | Technology | $710K | 0.0% | 1,320 | +3% | |||
| 146 | — | DIMENSIONAL ETF TRUST - US CORE EQT MKT | — | $709K | 0.0% | 14K | +0.2% | |||
| 147 | $MS | MORGAN STANLEY | Financials | $707K | 0.0% | 3,761 | -7% | |||
| 148 | $IVZ | Invesco Ltd. | Financials | $701K | 0.0% | 9,940 | +0.3% | |||
| 149 | $MCK | MCKESSON CORP | Consumer Staples | $687K | 0.0% | 804 | +9% | |||
| 150 | $WPM | Wheaton Precious Metals Corp. | Materials | $686K | 0.0% | 5,118 | — |
What changed in Q3 2026
Against the previous quarter's 13F: 15 new, 105 added to, 103 trimmed, 25 sold out. Share-count changes; largest moves by dollar size first.
New positions (15)
- BLACKROCK ETF TRUST - ISHA SYST AL ETF$39.6M
first bought this quarter
$MDAMDA Space Ltd.$1.2M
first bought this quarter
- PROSHARES TR - SP500 EX TECH$552K
first bought this quarter
- J P MORGAN EXCHANGE TRADED F - ULTRA SHRT ETF$399K
first bought this quarter
$COFCAPITAL ONE FINANCIAL CORP$355K
first bought this quarter
- GLOBAL X FDS - ARTIFICIAL ETF$316K
first bought this quarter
+9 more in the Excel export
Added to (105)
$BGSIBoyd Group Services Inc.+250%
now $7.0M · held 4 qtrs, 4 adds in a row
now $76.2M · held 11+ qtrs
- VANGUARD SCOTTSDALE FDS - INTER TERM TREAS+4%
now $70.2M
$GFLGFL Environmental Inc.+785%
now $3.0M · held 2 qtrs, 2 adds in a row
- PIMCO ETF TR - MULTISECTOR BD+7%
now $34.6M
- VANGUARD INDEX FDS - MRNGSTR TTL STK+1%
now $234.1M
+99 more in the Excel export
Trimmed (103)
- VANGUARD INSTL INDEX FD - 0 3 MO TR BI ETF-99%
now $235K
- VANGUARD INDEX FDS - S&P 500 ETF SHS-37%
now $3.7M
- VANGUARD INDEX FDS - MRNGSTR VAL ETF-72%
now $770K
- VANGUARD INTL EQUITY INDEX F - ALLWRLD EX US-2%
now $74.6M
- ISHARES TR - TRS FLT RT BD-5%
now $17.9M
now $37.2M · held 7 qtrs, 2 trims in a row
+97 more in the Excel export
Sold out (25)
- VANGUARD MUN BD FDS - TAX EXEMPT BDwas $10.4M
- VANGUARD INDEX FDS - GROWTH ETFwas $2.2M
- ISHARES TR - ESG AWARE 60/40was $2.0M
- VANGUARD INDEX FDS - SM CP VAL ETFwas $1.8M
- ISHARES TR - ESG AWARE 80/20was $1.8M
- VANGUARD INDEX FDS - EXTEND MKT ETFwas $813K
+19 more in the Excel export
Holdings by quarter
Every 13F Cardinal Point Capital Management, ULC has filed, 15 earlier quarters. Pick one to see what it held then.
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Q3 2026 13F filed with the SEC on Oct 21, 2026. Prices are closing prices as of Oct 27, 2026.
Average quality of Cardinal Point Capital Management, ULC's top 20 holdings: 73/100 (our AI quality score, weighted by position size; 16 of the 20 are scored)
Top 10 since filing
-1.0%
Value-weighted move of the 10 largest stock positions
Turnover
4%
Last quarter; 13% over the last 4
Top 10 weight
44%
Share of the stock portfolio in its 10 largest positions
Held 4+ quarters
98%
Share of portfolio value in positions held a year or more
Highest-quality names it owns(among its 100 largest positions)
The 8 highest-scoring companies in this portfolio are a Pro feature.
How these are measured
- Moves since the quarter-end and since the filing date use our own daily closing prices, from the close on (or just before) each date to the latest close.
- Turnover is the lesser of shares bought or sold in a quarter, valued at the quarter-end prices in the 13F, divided by the average of the two quarters' stock portfolio values.
- Quarters held and add/trim streaks count back only through quarters whose filed holdings add up to the filing's own cover-page total (back to Q1 2024 for this fund). A change counts as an add or a trim when the split-adjusted share count moves by more than 1%.
- Estimate, not the fund's reported cost. For each quarter in the current holding period in which the fund's share count rose (split-adjusted), we take that quarter's average daily close and weight it by the shares added; sales do not change an average cost. Quarters where the stock's price history and the 13F's own implied price disagree by more than 2x are left out.
- Put and call option rows report the value of the underlying shares, not a position the fund paid for, so they are left out of all of the above.
Portfolio Overview
Cardinal Point Capital Management, ULC disclosed 283 positions worth $1.8B in its Form 13F-HR for Q3 2026, followed by $AAPL and $WT. During the quarter the fund opened 15 new positions and exited 25. The portfolio is most concentrated in Other (48.7% of disclosed assets). All figures are sourced directly from Cardinal Point Capital Management, ULC’s Form 13F-HR filing with the SEC under CIK 1950841.
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AI-Powered Hedge Fund Analysis: Cardinal Point Capital Management, ULC
13F Pro is an AI hedge fund tracker and stock research platform. For Cardinal Point Capital Management, ULC (SEC CIK: 1950841), the platform ingests every quarterly Form 13F filing and applies AI-powered analysis on top — 10 specialized AI analysts (value, growth, momentum, macro, activist, and more) debate the fund's top positions and publish AI-generated analysis with cited SEC sources.
Every holding in Cardinal Point Capital Management, ULC's portfolio is scored on an AI quality ranking built from its SEC filings (ROIC, FCF margin, revenue growth, institutional flow, earnings quality, shareholder dilution, and more). Track accumulation and distribution quarter over quarter, identify conviction positions, and see AI stock analysis for each position — alongside 8,700+ other institutional filers and 2,800+ AI-ranked companies.