What is the 13F Pro Quality Score for BAC?

13F Pro ranks BANK OF AMERICA CORP /DE/ (BAC) on the 13F Pro Quality Score, a 0–100 composite of 32 fundamental signals including return on invested capital, free cash flow consistency, balance-sheet strength, earnings quality, growth durability, and valuation discipline. The score refreshes after each 10-K and 10-Q filing on SEC EDGAR. View BAC's current score at https://13fpro.ai/company/BAC (free sign-up required for the full ranking).

Which hedge funds own the most BAC stock?

Based on the most recent Form 13F-HR filings on SEC EDGAR, the largest reported institutional holders of BAC include BlackRock,, BERKSHIRE HATHAWAY, VANGUARD CAPITAL MANAGEMENT. Holdings are reported quarterly within 45 days of quarter-end and updated on https://13fpro.ai/company/BAC as soon as new 13F filings post.

Where does 13F Pro source BAC data?

All BANK OF AMERICA CORP /DE/ fundamentals and ownership data come directly from SEC EDGAR. BANK OF AMERICA CORP /DE/ files with the SEC under CIK 70858. 13F Pro ingests XBRL financial facts from 10-K and 10-Q filings, Form 13F-HR institutional holdings, and Form 4 insider transactions, with no third-party rewrites or estimates.

What sector is BAC in?

BANK OF AMERICA CORP /DE/ (BAC) is classified in the Financials sector. 13F Pro publishes sector-level fund flow analysis and quality leaders at https://13fpro.ai/research/sector/financials.

What drives BAC's revenue?

Per BANK OF AMERICA CORP /DE/'s latest 10-Q filed with the SEC on 2026-07-31, the biggest revenue drivers are: Net interest income ($16.0B, +$1.3B YoY); Noninterest income ($15.6B, +$2.8B YoY); Investment and brokerage services ($5,653M, +$873M YoY). Figures are extracted from the filing text and machine-verified against the document. Full breakdown at https://13fpro.ai/company/BAC.

How often is BAC research updated on 13F Pro?

BAC's fundamentals refresh within hours of each new 10-K or 10-Q filing on SEC EDGAR. Institutional ownership updates after each quarterly 13F filing window. Insider transactions update after each Form 4 filing. The 13F Pro Quality Score recalculates after every fundamentals refresh.

BANK OF AMERICA CORP /DE/(BAC)Stock Analysis

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SEC EDGAR: CIK 70858 BAC stock profile & AI dashboard →

13F Pro Quality Score

67.6/100

Rank #350 of 2,961 stocksTOP 25%

View Financials peers →

Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Nov 14, 2026.

Revenue Growth

54.6/100

Profitability

89.4/100

Balance Sheet

41.8/100

Earnings Quality

87.2/100

Free Cash Flow

99.0/100

Institutional Flow

60.2/100

Revenue Scale

98.9/100

Dilution Risk

29.8/100

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Why BAC Scores 68/100

exact factor attribution · 2026-09-11

BAC's composite is driven by scale and profitability, held back by shareholder dilution and capital efficiency. Bars show each factor's exact push vs. a median company, using the same weights the ranking engine applies.

Scale

+9.8 pts

99th pct

Profitability

+7.9 pts

89th pct

Free cash flow

+7.3 pts

99th pct

Earnings quality

+3.7 pts

87th pct

Revenue growth

+1.2 pts

55th pct

Institutional flow

+0.7 pts

60th pct

Earnings growth

+0.5 pts

57th pct

Capital efficiency

-1.1 pts

42th pct

Shareholder dilution

-1.4 pts

30th pct

Latest change (2026-07-31): 68 → 69 · ↑ Earnings growth 43→56

Factor percentiles are cross-sectional ranks across the ~2,800-stock scored universe, computed from SEC EDGAR filings. Not investment advice.

BAC Stock Analysis & AI Quality Score

Data updated 2026-09-11

AI stock analysis and institutional research for BANK OF AMERICA CORP /DE/ (BAC), a Financials sector company. 13F Pro's AI-powered ranking engine scores BAC at 67.6/100 on a 32-signal composite quality model, placing it at rank #350 of 2,961 stocks — the top 25% of the AI-ranked universe. BAC scores in the top quartile across free cash flow (99.0), revenue scale (98.9), profitability (89.4). Shareholder dilution risk is elevated at 29.8/100, reflecting ongoing share issuance or stock-based compensation. Based on the latest XBRL financial filings (Q2 2026), BANK OF AMERICA CORP /DE/ reports quarterly revenue of $31.6B, net income of $9.1B, an operating margin of 36.6%. Top institutional holders of BAC by reported 13-F value include BlackRock, BERKSHIRE HATHAWAY, VANGUARD CAPITAL MANAGEMENT, based on the most recent SEC filings. BAC trades on the NYSE exchange and files with the SEC under CIK 70858. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate BAC daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for BANK OF AMERICA CORP /DE/ directly from SEC EDGAR. BANK OF AMERICA CORP /DE/'s 13F Pro composite quality score has ranged between 47 and 70 since 2021, currently 67.6 — an improving long-term trajectory across 68 quarterly and live scoring snapshots.

✦

Fun facts about BANK OF AMERICA CORP /DE/

Quirks, history, and lore behind BAC — the kind of stuff that makes a stock memorable.

1
The Basics
U.S. financial services company · mega-cap · listed on the NYSE · headquartered in North Carolina.
2
The Numbers
One of the largest banks in the world by assets, with a balance sheet north of $3 trillion — serving roughly 66 million consumer and small-business clients.
3
The History
Its roots trace to 1904 in San Francisco, where it was originally founded to serve immigrant communities — an unusual origin story for a titan of Wall Street.
4
The Secret
It grew into a coast-to-coast behemoth largely through aggressive acquisitions, including a controversial 2008 purchase of Merrill Lynch at the height of the financial crisis.
5
The Lore
Warren Buffett is one of its largest shareholders, and the company operates Merrill Lynch wealth management alongside its own investment banking arm — two giants under one roof.
6
The Giveaway
Its name literally promises to serve an entire nation — and with branches in nearly every U.S. state, the red, white, and blue flag logo is hard to miss on Main Street.

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What's Driving BAC's Business? Latest 10-Q Breakdown

✓ 25/25 datapoints verified

AI-extracted from BANK OF AMERICA CORP /DE/'s 10-Q filed 2026-07-31 — Q2 2026 (quarter ended June 30, 2026). Every figure is machine-verified against the filing text on SEC EDGAR.

Total revenue rose to $31.6B and net income to $9.1B ($1.21 diluted EPS) as noninterest income jumped $2.8 billion on Equities trading, asset management and investment banking fees.

Biggest Revenue Drivers

Net interest income$16.0B+$1.3B YoY

Driven by higher net interest income related to Global Markets activity, deposit and loan growth, and fixed-asset repricing, partially offset by lower interest rates.

Noninterest income$15.6B+$2.8B YoY

Higher investment and brokerage services, investment banking fees and market making revenue.

Biggest Revenue Drivers

Total revenue: $31.6B

Net interest income$16.0B+$1.3B YoY

Driven by higher net interest income related to Global Markets activity, deposit and loan growth, and fixed-asset repricing, partially offset by lower interest rates.

Noninterest income$15.6B+$2.8B YoY

Higher investment and brokerage services, investment banking fees and market making revenue.

Within Noninterest income

Investment and brokerage services$5,653M+$873M YoY

Higher asset management fees reflecting higher market valuations and positive AUM flows, plus higher brokerage fees on increased transactional volume.

Market making and similar activities$4,177M+$1.0B YoY

Primarily higher trading revenue in Equities, partially offset by lower income from foreign currency risk management activities.

Investment banking fees$2,138M+$710M YoY

Higher debt issuance, advisory and equity issuance fees.

Largest Expense Items

Compensation and benefits$10,987M

Higher revenue-related expenses and revenue-related incentives, plus continued investment in people.

Information processing and communications$1,924M

Continued investments in the business, including technology.

Occupancy and equipment$1,914M

Part of total noninterest expense of $18.6B, up $1.4 billion year-over-year.

Product delivery and transaction related$1,327M

Higher revenue-related expenses and continued investments in the business, including marketing.

Margins: The efficiency ratio improved to 59.02% from 62.61% a year ago as revenue growth outpaced the $1.4 billion rise in noninterest expense; GWIM operating margin reached 27% versus 22%.

Watch Items from the Filing

Held-to-maturity debt securities carry $82.1 billion of gross unrealized losses, with $505.8 billion amortized cost against $423.7 billion fair value.
The G-SIB surcharge rises 50 bps on January 1, 2027 to 2.0% (Method 1) and 3.5% (Method 2), raising minimum capital requirements; CET1 ratio is 11.2%.
Credit quality improved: provision fell $226 million to $1.4 billion, and commercial reservable criticized utilized exposure fell $2.7 billion to $22.1 billion (2.89%).
Commercial real estate office reservable criticized exposure was $2.8 billion, and approximately $3.2 billion of office loans mature by the end of 2026.
Capital returned: $6.0 billion of common stock repurchased and $2.0 billion of common dividends paid in the quarter; dividend raised 14% to $0.32 per share.

AI-extracted and verified against SEC EDGAR filing text. Not investment advice.

Read the full 10-Q on SEC EDGAR →Share on X

Revenue

Q2 2026

$31.6B

Net Income

Q2 2026

$9.1B

Operating Margin

Q2 2026

36.6%

ROIC

Q2 2026

7.2%

D/E Ratio

Q2 2026

1.13

Period

Revenue & Net Income

Earnings Per Share

Key Financials Over Time

Export Financial Table · Pro

Revenue

+6.8% YoY

$113.10BFY 2025

FY22 $94.95BFY23 $102.77BFY24 $105.86BFY25 $113.10B

Net Income

+13.1% YoY

$30.51BFY 2025

FY22 $27.53BFY23 $26.30BFY24 $26.97BFY25 $30.51B

EPS (Diluted)

+19.4% YoY

$3.81FY 2025

FY22 $3.19FY23 $3.05FY24 $3.19FY25 $3.81

Total Assets

+4.6% YoY

$3.41TFY 2025

FY22 $3.05TFY23 $3.18TFY24 $3.26TFY25 $3.41T

Total Debt

+12.2% YoY

$317.82BFY 2025

FY22 $275.98BFY23 $302.20BFY24 $283.28BFY25 $317.82B

Op. Cash Flow

+243.2% YoY

$12.61BFY 2025

FY22 $-6.33BFY23 $44.98BFY24 $-8.80BFY25 $12.61B

Metric	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Revenue	$113.10B +6.8%	$105.86B +3.0%	$102.77B +8.2%	$94.95B +6.6%	$89.11B +4.2%	$85.53B
Net Income	$30.51B +13.1%	$26.97B +2.5%	$26.30B -4.4%	$27.53B -13.9%	$31.98B +78.7%	$17.89B
EPS (Diluted)	$3.81 +19.4%	$3.19 +4.6%	$3.05 -4.4%	$3.19 -10.6%	$3.57 +90.9%	$1.87
Total Assets	$3.41T +4.6%	$3.26T +2.6%	$3.18T +4.2%	$3.05T -3.7%	$3.17T +12.4%	$2.82T
Total Debt	$317.82B +12.2%	$283.28B -6.3%	$302.20B +9.5%	$275.98B -1.5%	$280.12B +6.5%	$262.93B
Operating Cash Flow	$12.61B +243.2%	$-8.80B -119.6%	$44.98B +811.0%	$-6.33B +12.0%	$-7.19B -118.9%	$37.99B

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Available Research

13F Pro tracks comprehensive data for BANK OF AMERICA CORP /DE/ including:

SEC EDGAR filings (10-K, 10-Q, 8-K)

XBRL financial facts (revenue, EPS, margins)

Insider transactions (Form 4)

Institutional 13F holdings

Quality rankings (32 signals)

AI analyst debates & daily meetings

Historical financial trends

Peer comparison & sector analysis

Top Institutional Holders of BAC

BlackRock, Inc.
$31.1B545,683,702 sh
BERKSHIRE HATHAWAY INC
$27.5B483,394,015 sh
VANGUARD CAPITAL MANAGEMENT LLC
$24.0B421,828,996 sh
STATE STREET CORP
$17.1B299,782,707 sh
FMR LLC
$10.8B189,182,396 sh
VANGUARD PORTFOLIO MANAGEMENT LLC
$9.8B172,341,501 sh
GEODE CAPITAL MANAGEMENT, LLC
$8.9B157,607,251 sh
JPMORGAN CHASE & CO
$7.6B131,583,164 sh
Capital World Investors
$6.6B115,849,982 sh
MORGAN STANLEY
$6.5B114,601,311 sh

Fund	Value	Shares
BlackRock, Inc.	$31.1B	545,683,702
BERKSHIRE HATHAWAY INC	$27.5B	483,394,015
VANGUARD CAPITAL MANAGEMENT LLC	$24.0B	421,828,996
STATE STREET CORP	$17.1B	299,782,707
FMR LLC	$10.8B	189,182,396
VANGUARD PORTFOLIO MANAGEMENT LLC	$9.8B	172,341,501
GEODE CAPITAL MANAGEMENT, LLC	$8.9B	157,607,251
JPMORGAN CHASE & CO	$7.6B	131,583,164
Capital World Investors	$6.6B	115,849,982
MORGAN STANLEY	$6.5B	114,601,311

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Is BAC a good stock to buy?

13F Pro's AI-powered analysis of BANK OF AMERICA CORP /DE/ (BAC) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on NYSE). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for BAC are available on the BAC stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing. BAC is classified as a mega company.

Which hedge funds own BAC?

Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling BAC. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of BANK OF AMERICA CORP /DE/'s investment landscape.