tru Independence LLC
Sector Allocation
- Other75.5%$176.5M
- Financials11.9%$27.8M
- Technology9.3%$21.8M
- Consumer Discretionary1.0%$2.4M
- Healthcare0.7%$1.7M
- Industrials0.6%$1.4M
- Energy0.4%$920,795
- Consumer Staples0.3%$746,312
- Utilities0.2%$426,251
- Materials0.1%$208,460
AUM History
13fpro.ai/research/fund/tru-independence-llc-1785445
Conviction and streaks
Stable · top 10 = 64.8%From the fund's last 12 quarters of 13F filings: positions held longest at size, and names it added to or trimmed several quarters running.
Largest positions — Q3 2026
- DIMENSIONAL$24.1M
- FIRST$20.2M
- FIDELITY$19.7M
- FIRST$19.2M
- DIMENSIONAL$16.4M
WT
$13.6MAAPL
$11.9M- CAPITAL$11.0M
- HARBOR$8.4M
- $7.1M
- FIRST$6.1M
- FIDELITY$5.6M
- COLUMBIA$5.5M
MSFT
$3.8M- FIRST$3.3M
- VANGUARD$3.3M
- ISHARES$3.0M
- JANUS$2.8M
BRK.B
$2.4MNVDA
$1.6M
Top 20 stock positions. Options are left out: 13F reports them at the underlying's value.
13fpro.ai/research/fund/tru-independence-llc-1785445
tru Independence LLC 13F holdings — Q3 2026
$233.9M portfolio (+2.3% QoQ) · 109 holdings · Q3 2026 13F · top 10 are 65% of the stock portfolio
- 1
DIMENSIONAL ETF TRUST - US COR EQU 2 ETF
$24.1M
10.3% of stocks
+1%This quarter—Since filed—HeldAIQuality—Est. buy— - 2
FIRST TR EXCHANGE TRADED FD - RISNG DIVD ACHIV
$20.2M
8.7% of stocks
-0.8%This quarter—Since filed—HeldAIQuality—Est. buy— - 3
FIDELITY MERRIMACK STR TR - TOTAL BD ETF
$19.7M
8.4% of stocks
+4%This quarter—Since filed—HeldAIQuality—Est. buy— - 4
FIRST TR EXCHANGE-TRADED FD - CAP STRENGTH ETF
$19.2M
8.2% of stocks
+3%This quarter—Since filed—HeldAIQuality—Est. buy— - 5
DIMENSIONAL ETF TRUST - INTL CORE EQT MK
$16.4M
7.0% of stocks
+2%This quarter—Since filed—HeldAIQuality—Est. buy— $13.6M
5.8% of stocks
+1%This quarter-2.9%Since filed11+ qtrsHeld$11.9M
5.1% of stocks
+0.5%This quarter+1.3%Since filed11+ qtrsHeld- 8
CAPITAL GROUP GROWTH ETF - SHS CREAT UNIT
$11.0M
4.7% of stocks
+3%This quarter—Since filed—HeldAIQuality—Est. buy— - 9
HARBOR ETF TRUST - COMM ALL WEA ETF
$8.4M
3.6% of stocks
-3%This quarter—Since filed—HeldAIQuality—Est. buy— $7.1M
3.0% of stocks
+6%This quarter-2.9%Since filed11+ qtrsHeld
| # | Company | Value | Weight | This quarter | Since filed | Held | AI quality | Est. buy | |
|---|---|---|---|---|---|---|---|---|---|
| 1 | DIMENSIONAL ETF TRUST - US COR EQU 2 ETF | $24.1M | 10.3% | +1% | — | — | — | — | |
| 2 | FIRST TR EXCHANGE TRADED FD - RISNG DIVD ACHIV | $20.2M | 8.7% | -0.8% | — | — | — | — | |
| 3 | FIDELITY MERRIMACK STR TR - TOTAL BD ETF | $19.7M | 8.4% | +4% | — | — | — | — | |
| 4 | FIRST TR EXCHANGE-TRADED FD - CAP STRENGTH ETF | $19.2M | 8.2% | +3% | — | — | — | — | |
| 5 | DIMENSIONAL ETF TRUST - INTL CORE EQT MK | $16.4M | 7.0% | +2% | — | — | — | — | |
| 6 | $13.6M | 5.8% | +1% | -2.9% | 11+ qtrsAdded 7 qtrs in a row | 61.4#790 | Estimated buy price is Pro: unlock with a free trial | ||
| 7 | $11.9M | 5.1% | +0.5% | +1.3% | 11+ qtrs | 75.7#88 | Estimated buy price is Pro: unlock with a free trial | ||
| 8 | CAPITAL GROUP GROWTH ETF - SHS CREAT UNIT | $11.0M | 4.7% | +3% | — | — | — | — | |
| 9 | HARBOR ETF TRUST - COMM ALL WEA ETF | $8.4M | 3.6% | -3% | — | — | — | — | |
| 10 | $7.1M | 3.0% | +6% | -2.9% | 11+ qtrsAdded 7 qtrs in a row | 61.4#790 | Estimated buy price is Pro: unlock with a free trial |
All holdings — tru Independence LLC (Q3 2026)
109 disclosed positions from the Form 13F-HR on SEC EDGAR, with quarter-over-quarter share changes. Largest by value first; the ten above are not repeated.
| # | Company | Held | Source | |||||||
|---|---|---|---|---|---|---|---|---|---|---|
| 11 | — | FIRST TR EXCHANGE TRADED FD - RBA INDL ETFetf/fund | — | $6.1M | 2.6% | 59K | +14% | — | — | 13F |
| 12 | — | FIDELITY COVINGTON TRUST - ENHANCED SML CAP | — | $5.6M | 2.4% | 125K | +2% | — | — | 13F |
| 13 | — | COLUMBIA ETF TR II - INDIA CONSMR ETFetf/fund | — | $5.5M | 2.4% | 95K | +4% | — | — | 13F |
| 14 | MICROSOFT CORP | Technology | $3.8M | 1.6% | 7,504 | +2% | 11+ qtrs | 79.8 | 13F | |
| 15 | — | FIRST TR EXCHANGE-TRADED FD - HIGH INCM STRGC | — | $3.3M | 1.4% | 78K | +3% | — | — | 13F |
| 16 | — | VANGUARD WORLD FD - INF TECH ETFetf/fund | — | $3.3M | 1.4% | 26K | +0.1% | — | — | 13F |
| 17 | — | ISHARES TR - CORE S&P500 ETFetf/fund | — | $3.0M | 1.3% | 3,945 | -2% | — | — | 13F |
| 18 | — | JANUS DETROIT STR TR - HENDRSON AAA CL | — | $2.8M | 1.2% | 56K | -0.8% | — | — | 13F |
| 19 | BERKSHIRE HATHAWAY INC | Financials | $2.4M | 1.0% | 4,765 | +0.6% | 11+ qtrs | 73.5 | 13F | |
| 20 | NVIDIA CORP | Technology | $1.6M | 0.7% | 6,843 | +15% | 10 qtrsAdded 6 qtrs in a row | 86.0 | 13F | |
| 21 | — | SPDR SERIES TRUST - ST STR P500ETFetf/fund | — | $1.5M | 0.6% | 17K | -1% | — | — | 13F |
| 22 | — | VANGUARD INDEX FDS - MRNGSTR TTL STKetf/fund | — | $1.3M | 0.5% | 3,396 | -0.9% | — | — | 13F |
| 23 | BANK OF AMERICA CORP /DE/ | Financials | $1.2M | 0.5% | 23K | +21% | 11+ qtrs | AI quality score is Pro: unlock with a free trial | 13F | |
| 24 | AMAZON COM INC | Consumer Discretionary | $1.2M | 0.5% | 4,876 | +8% | 11+ qtrsAdded 2 qtrs in a row | AI quality score is Pro: unlock with a free trial | 13F | |
| 25 | — | FIRST TR EXCHANGE TRADED FD - SMID RISNG ETFetf/fund | — | $1.2M | 0.5% | 29K | +0.1% | — | — | 13F |
| 26 | — | FIRST TR EXCHANGE-TRADED FD - SHS | — | $1.2M | 0.5% | 25K | -5% | |||
| 27 | $JPM | JPMORGAN CHASE & CO | Financials | $1.1M | 0.5% | 3,407 | -4% | |||
| 28 | — | VANGUARD INDEX FDS - MRNGSTR VAL ETF | — | $1.0M | 0.4% | 4,680 | +0.4% | |||
| 29 | — | DIMENSIONAL ETF TRUST - US MKTWIDE VALUE | — | $990K | 0.4% | 18K | -3% | |||
| 30 | — | CAPITAL GROUP CORE BALANCED - SHS | — | $897K | 0.4% | 24K | -3% | |||
| 31 | — | ISHARES TR - S&P 500 GRWT ETF | — | $894K | 0.4% | 6,284 | +0.0% | |||
| 32 | — | ISHARES TR - ESG AWR MSCI USA | — | $888K | 0.4% | 5,325 | New | |||
| 33 | — | ISHARES INC - CORE MSCI EMKT | — | $870K | 0.4% | 11K | -0.3% | |||
| 34 | — | FIRST TR EXCHANGE-TRADED FD - SHS | — | $840K | 0.4% | 17K | +0.1% | |||
| 35 | $META | Meta Platforms, Inc. | Technology | $839K | 0.4% | 1,157 | +5% | |||
| 36 | $GOOGL | Alphabet Inc. | Technology | $812K | 0.3% | 2,359 | +2% | |||
| 37 | $MCD | MCDONALDS CORP | Consumer Discretionary | $803K | 0.3% | 3,478 | -2% | |||
| 38 | — | ISHARES TR - MSCI EAFE ETF | — | $750K | 0.3% | 7,218 | -0.8% | |||
| 39 | — | ISHARES TR - CORE MSCI EAFE | — | $738K | 0.3% | 7,614 | -0.3% | |||
| 40 | $GOOG | Alphabet Inc. | Technology | $637K | 0.3% | 1,869 | +19% | |||
| 41 | — | CAPITAL GROUP CORE EQUITY ET - SHS CREAT UNIT | — | $628K | 0.3% | 14K | -1% | |||
| 42 | — | CAPITAL GROUP INTL FOCUS EQT - SHS CREAT UNIT | — | $622K | 0.3% | 18K | +0.8% | |||
| 43 | — | VANGUARD INDEX FDS - S&P 500 ETF SHS | — | $607K | 0.3% | 865 | -2% | |||
| 44 | $AVGO | Broadcom Inc. | Technology | $577K | 0.3% | 1,643 | +7% | |||
| 45 | $COF | CAPITAL ONE FINANCIAL CORP | Financials | $576K | 0.3% | 2,981 | -7% | |||
| 46 | — | DIMENSIONAL ETF TRUST - EMGR CRE EQT MNG | — | $573K | 0.2% | 15K | -0.7% | |||
| 47 | — | SELECT SECTOR SPDR TR - ST STR CARE ETF | — | $554K | 0.2% | 3,288 | +0.3% | |||
| 48 | — | VANGUARD INDEX FDS - MRNGSTR GRWT ETF | — | $531K | 0.2% | 5,895 | +0.1% | |||
| 49 | — | DIMENSIONAL ETF TRUST - US CORE EQT MKT | — | $526K | 0.2% | 10K | +0.2% | |||
| 50 | — | FIRST TR EXCHANGE-TRADED FD - NASDAQ-100 SEL | — | $525K | 0.2% | 3,225 | — | |||
| 51 | — | SELECT SECTOR SPDR TR - ST STR DISCR ETF | — | $496K | 0.2% | 4,559 | +0.1% | |||
| 52 | — | VANGUARD WORLD FD - INDUSTRIAL ETF | — | $495K | 0.2% | 1,544 | +0.2% | |||
| 53 | $LLY | ELI LILLY & Co | Healthcare | $494K | 0.2% | 427 | +7% | |||
| 54 | $QQQ | INVESCO QQQ TRUST, SERIES 1 | — | $487K | 0.2% | 658 | +4% | |||
| 55 | — | VANGUARD WORLD FD - FINANCIALS ETF | — | $481K | 0.2% | 3,700 | +0.3% | |||
| 56 | $IVZ | Invesco Ltd. | Financials | $467K | 0.2% | 2,244 | +2% | |||
| 57 | $LMT | LOCKHEED MARTIN CORP | Industrials | $461K | 0.2% | 905 | +2% | |||
| 58 | — | VANGUARD SPECIALIZED FUNDS - DIV APP ETF | — | $453K | 0.2% | 1,940 | +0.3% | |||
| 59 | — | FIRST TR EXCHANGE-TRADED FD - DJ INTERNT IDX | — | $446K | 0.2% | 1,546 | — | |||
| 60 | $XOM.R34088 | EXXON MOBIL CORP | Energy | $444K | 0.2% | 2,729 | -10% | |||
| 61 | $TPC | TUTOR PERINI CORP | Industrials | $442K | 0.2% | 5,360 | — | |||
| 62 | — | FIRST TR EXCHANGE TRAD FD VI - FST TR GLB FD | — | $431K | 0.2% | 14K | -2% | |||
| 63 | — | SELECT SECTOR SPDR TR - ST STR FINL ETF | — | $429K | 0.2% | 8,035 | +0.3% | |||
| 64 | $DUK | Duke Energy CORP | Utilities | $426K | 0.2% | 3,739 | +92% | |||
| 65 | — | SELECT SECTOR SPDR TR - ST STR INDL ETF | — | $417K | 0.2% | 2,498 | +0.3% | |||
| 66 | $ABBV | AbbVie Inc. | Healthcare | $410K | 0.2% | 1,566 | -5% | |||
| 67 | — | PROSHARES TR - S&P MDCP 400 DIV | — | $401K | 0.2% | 4,640 | -0.5% | |||
| 68 | $INTC | INTEL CORP | Technology | $397K | 0.2% | 3,302 | +15% | |||
| 69 | — | FIRST TR EXCHANGE-TRADED FD - NASDAQ CYB ETF | — | $376K | 0.2% | 3,644 | — | |||
| 70 | — | CAPITAL GROUP DIVIDEND VALUE - SHS CREAT UNIT | — | $373K | 0.2% | 7,641 | +0.1% | |||
| 71 | $CLS | CELESTICA INC | Technology | $363K | 0.1% | 1,003 | — | |||
| 72 | — | ISHARES TR - CORE S&P US GWT | — | $360K | 0.1% | 1,859 | New | |||
| 73 | — | CAPITAL GRP FIXED INCM ETF T - CORE PLUS INCM | — | $358K | 0.1% | 17K | +0.0% | |||
| 74 | $WFC | WELLS FARGO & COMPANY/MN | Financials | $349K | 0.1% | 4,368 | -27% | |||
| 75 | $TSLA | Tesla, Inc. | Consumer Discretionary | $348K | 0.1% | 980 | +3% | |||
| 76 | $TFC | TRUIST FINANCIAL CORP | Financials | $341K | 0.1% | 7,364 | +1% | |||
| 77 | $SPY | SPDR S&P 500 ETF TRUST | — | $337K | 0.1% | 442 | -0.5% | |||
| 78 | — | ISHARES TR - CORE 80 20 ETF | — | $336K | 0.1% | 3,454 | +19% | |||
| 79 | — | VANGUARD WHITEHALL FDS - INTL DVD ETF | — | $336K | 0.1% | 3,556 | +0.3% | |||
| 80 | $JNJ | JOHNSON & JOHNSON | Healthcare | $334K | 0.1% | 1,262 | +1% | |||
| 81 | $V | VISA INC. | Financials | $331K | 0.1% | 922 | -0.4% | |||
| 82 | $WMT | Walmart Inc. | Consumer Staples | $329K | 0.1% | 3,169 | +47% | |||
| 83 | — | VANGUARD INDEX FDS - MRNGSTR MID CAP | — | $327K | 0.1% | 4,172 | +0.2% | |||
| 84 | — | ISHARES TR - CORE S&P US VLU | — | $309K | 0.1% | 2,806 | New | |||
| 85 | — | ISHARES TR - CORE S&P TTL STK | — | $286K | 0.1% | 1,720 | +0.1% | |||
| 86 | — | FIRST TR EXCHANGE-TRADED FD - US EQTY OPPT ETF | — | $284K | 0.1% | 1,594 | — | |||
| 87 | — | FIRST TR EXCHANGE TRADED FD - NASD TECH DIV | — | $283K | 0.1% | 2,508 | -0.0% | |||
| 88 | $CAT | CATERPILLAR INC | Industrials | $276K | 0.1% | 340 | +0.3% | |||
| 89 | $BITW | Bitwise 10 Crypto Index ETF | Financials | $267K | 0.1% | 4,870 | New | |||
| 90 | $RTX | RTX Corp | Industrials | $266K | 0.1% | 1,430 | +4% | |||
| 91 | $EQT | EQT Corp | Energy | $264K | 0.1% | 5,438 | -0.1% | |||
| 92 | $MU | MICRON TECHNOLOGY INC | Technology | $251K | 0.1% | 235 | New | |||
| 93 | $MRK | Merck & Co., Inc. | Healthcare | $246K | 0.1% | 1,692 | -7% | |||
| 94 | — | VANGUARD INTL EQUITY INDEX F - FTSE EMR MKT ETF | — | $238K | 0.1% | 4,018 | New | |||
| 95 | $CSCO | CISCO SYSTEMS, INC. | Technology | $232K | 0.1% | 2,153 | — | |||
| 96 | $WST | WEST PHARMACEUTICAL SERVICES INC | Healthcare | $228K | 0.1% | 616 | -5% | |||
| 97 | — | FIRST TR EXCHANGE-TRADED FD - GROWTH STRENGTH | — | $228K | 0.1% | 6,010 | +0.0% | |||
| 98 | — | VANGUARD TAX-MANAGED FDS - VAN FTSE DEV MKT | — | $227K | 0.1% | 3,216 | New | |||
| 99 | — | FIRST TR EXCHNG TRADED FD VI - FT VEST US EQT | — | $222K | 0.1% | 3,546 | — | |||
| 100 | — | VANGUARD WORLD FD - CONSUM STP ETF | — | $220K | 0.1% | 1,008 | +0.5% | |||
| 101 | $COST | COSTCO WHOLESALE CORP /NEW | Consumer Staples | $216K | 0.1% | 237 | -0.4% | |||
| 102 | $CVX | CHEVRON CORP | Energy | $213K | 0.1% | 1,041 | -14% | |||
| 103 | $AMD | ADVANCED MICRO DEVICES INC | Technology | $212K | 0.1% | 347 | New | |||
| 104 | $FCX | FREEPORT-MCMORAN INC | Materials | $208K | 0.1% | 2,978 | New | |||
| 105 | $ORCL | ORACLE CORP | Technology | $207K | 0.1% | 1,505 | +7% | |||
| 106 | $OTF | Blue Owl Technology Finance Corp. | Other | $206K | 0.1% | 21K | +3% | |||
| 107 | — | ISHARES TR - MSCI USA MIN ETF | — | $204K | 0.1% | 2,090 | — | |||
| 108 | — | SCHWAB STRATEGIC TR - US MID-CAP ETF | — | $203K | 0.1% | 5,971 | — | |||
| 109 | $MO | ALTRIA GROUP, INC. | Consumer Staples | $201K | 0.1% | 2,985 | -18% |
What changed in Q3 2026
Against the previous quarter's 13F: 9 new, 58 added to, 32 trimmed, 8 sold out. Share-count changes; largest moves by dollar size first.
New positions (9)
- ISHARES TR - ESG AWR MSCI USA$888K
first bought this quarter
- ISHARES TR - CORE S&P US GWT$360K
first bought this quarter
- ISHARES TR - CORE S&P US VLU$309K
first bought this quarter
$BITWBitwise 10 Crypto Index ETF$267K
first bought this quarter
$MUMICRON TECHNOLOGY INC$251K
first bought this quarter
- VANGUARD INTL EQUITY INDEX F - FTSE EMR MKT ETF$238K
first bought this quarter
+3 more in the Excel export
Added to (58)
- FIDELITY MERRIMACK STR TR - TOTAL BD ETF+4%
now $19.7M
- FIRST TR EXCHANGE TRADED FD - RBA INDL ETF+14%
now $6.1M
- FIRST TR EXCHANGE-TRADED FD - CAP STRENGTH ETF+3%
now $19.2M
- DIMENSIONAL ETF TRUST - INTL CORE EQT MK+2%
now $16.4M
- CAPITAL GROUP GROWTH ETF - SHS CREAT UNIT+3%
now $11.0M
- DIMENSIONAL ETF TRUST - US COR EQU 2 ETF+1%
now $24.1M
+52 more in the Excel export
Trimmed (32)
- HARBOR ETF TRUST - COMM ALL WEA ETF-3%
now $8.4M
- FIRST TR EXCHANGE TRADED FD - RISNG DIVD ACHIV-0.8%
now $20.2M
$WFCWELLS FARGO & COMPANY/MN-27%
now $349K · held 11+ qtrs, 2 trims in a row
- FIRST TR EXCHANGE-TRADED FD - SHS-5%
now $1.2M
- ISHARES TR - CORE S&P500 ETF-2%
now $3.0M
$JPMJPMORGAN CHASE & CO-4%
now $1.1M · held 11+ qtrs, 4 trims in a row
+26 more in the Excel export
Holdings by quarter
Every 13F tru Independence LLC has filed, 27 earlier quarters. Pick one to see what it held then.
Is it too late to follow tru Independence?
Q3 2026 13F filed with the SEC on Oct 20, 2026. Prices are closing prices as of Oct 26, 2026.
Average quality of tru Independence's top 20 holdings: 70/100 (our AI quality score, weighted by position size; 18 of the 20 are scored)
Top 10 since filing
-1.5%
Value-weighted move of the 10 largest stock positions
Turnover
2%
Last quarter; 11% over the last 4
Top 10 weight
65%
Share of the stock portfolio in its 10 largest positions
Held 4+ quarters
94%
Share of portfolio value in positions held a year or more
Highest-quality names it owns(among its 100 largest positions)
The 8 highest-scoring companies in this portfolio are a Pro feature.
How these are measured
- Moves since the quarter-end and since the filing date use our own daily closing prices, from the close on (or just before) each date to the latest close.
- Turnover is the lesser of shares bought or sold in a quarter, valued at the quarter-end prices in the 13F, divided by the average of the two quarters' stock portfolio values.
- Quarters held and add/trim streaks count back only through quarters whose filed holdings add up to the filing's own cover-page total (back to Q1 2024 for this fund). A change counts as an add or a trim when the split-adjusted share count moves by more than 1%.
- Estimate, not the fund's reported cost. For each quarter in the current holding period in which the fund's share count rose (split-adjusted), we take that quarter's average daily close and weight it by the shares added; sales do not change an average cost. Quarters where the stock's price history and the 13F's own implied price disagree by more than 2x are left out.
- Put and call option rows report the value of the underlying shares, not a position the fund paid for, so they are left out of all of the above.
Portfolio Overview
tru Independence LLC disclosed 109 positions worth $233.9M in its Form 13F-HR for Q3 2026. During the quarter the fund opened 9 new positions and exited 8. The portfolio is most concentrated in Other (75.5% of disclosed assets). All figures are sourced directly from tru Independence LLC’s Form 13F-HR filing with the SEC under CIK 1785445.
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AI-Powered Hedge Fund Analysis: tru Independence LLC
13F Pro is an AI hedge fund tracker and stock research platform. For tru Independence LLC (SEC CIK: 1785445), the platform ingests every quarterly Form 13F filing and applies AI-powered analysis on top — 10 specialized AI analysts (value, growth, momentum, macro, activist, and more) debate the fund's top positions and publish AI-generated analysis with cited SEC sources.
Every holding in tru Independence LLC's portfolio is scored on an AI quality ranking built from its SEC filings (ROIC, FCF margin, revenue growth, institutional flow, earnings quality, shareholder dilution, and more). Track accumulation and distribution quarter over quarter, identify conviction positions, and see AI stock analysis for each position — alongside 8,700+ other institutional filers and 2,800+ AI-ranked companies.