ALLSTATE CORP(ALL)Stock Analysis
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Rank #99 of 2,879 stocksTOP 5%
Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Aug 14, 2026.
Revenue Growth
Profitability
Balance Sheet
Earnings Quality
Free Cash Flow
Institutional Flow
Revenue Scale
Dilution Risk
ALL Stock Analysis & AI Quality Score
AI stock analysis and institutional research for ALLSTATE CORP (ALL), a Financials sector company. 13F Pro's AI-powered ranking engine scores ALL at 76.6/100 on a 32-signal composite quality model, placing it at rank #99 of 2,879 stocks — the top 5% of the AI-ranked universe. ALL scores in the top quartile across revenue scale (98.1), institutional flow (93.3), profitability (81.2). Areas of concern include earnings quality (30.0), which score below median versus the broader universe. Based on the latest XBRL financial filings (Q1 2026), ALLSTATE CORP reports quarterly revenue of $16.9B, net income of $2.5B, an operating margin of 14.5%. Top institutional holders of ALL by reported 13-F value include BlackRock,, VANGUARD CAPITAL MANAGEMENT, VANGUARD PORTFOLIO MANAGEMENT, based on the most recent SEC filings. ALL trades on the NYSE exchange and files with the SEC under CIK 899051. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate ALL daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for ALLSTATE CORP directly from SEC EDGAR. ALLSTATE CORP's 13F Pro composite quality score has ranged between 45 and 77 since 2021, currently 76.6 — an improving long-term trajectory across 28 quarterly and live scoring snapshots.
What's Driving ALL's Business? Latest 10-Q Breakdown
AI-extracted from ALLSTATE CORP's 10-Q filed 2026-04-29 — Q1 2026 (quarter ended March 31, 2026). Every figure is machine-verified against the filing text on SEC EDGAR.
Allstate's Q1 2026 net income surged to $2.46B from $595M YoY, driven by $2.30B higher underwriting income from lower catastrophe losses and favorable auto reserve releases totaling $1.00B.
Biggest Revenue Drivers
Total revenue: $16.9B+3.0% YoY
Higher auto and homeowners policies in force and homeowners premium rate increases.
Higher market-based income from improved investment balances and performance-based results.
Valuation losses on equity investments, partially offset by foreign currency gains.
Lower lead generation revenue at Arity, partially offset by Protection Plans.
Largest Expense Items
Higher DAC amortization driven by increased earned premiums and growth at Protection Plans.
Stable operating leverage despite higher premiums earned and growth investments.
Consistent debt service costs on outstanding debt obligations.
Margins: Combined ratio improved to 82.0% from 97.4% YoY, driven by lower catastrophe losses (8.4-point effect vs. 15.7 points) and substantial prior year reserve releases (6.8-point favorable effect vs. 1.8 points). Expense ratio remained flat at 21.3%, reflecting disciplined cost management as premiums grew.
Watch Items from the Filing
- Allstate exited or substantially limited homeowners underwriting in Florida due to regulatory constraints; non-renewal of certain policies and cessation of new condominium business may pressure future growth in high-exposure markets.
- Auto reserve releases of $1.00B in Q1 2026 ($675M injury, $163M other) reflect 70% concentration in 2023–2024 accident years; sustainability depends on continued favorable claim emergence patterns.
- Estimated reasonably possible loss range (net of accrued amounts) for disclosed legal and regulatory proceedings is $0–$153M pre-tax; matters include depreciation practices in homeowners claims, vehicle total-loss underpayment disputes, and uninsured motorist coverage litigation.
- Catastrophe reinsurance program cost increased to $308M in Q1 2026 from $257M YoY; modeled 1-in-100 net PML of ~$3.1B underscores elevated hurricane, earthquake and wildfire exposure.
- Fixed income portfolio duration extended to 5.7 years from 5.1 years; unrealized losses of $278M reflect higher yields and wider credit spreads; 92.2% investment grade with no material credit loss allowances.
AI-extracted and verified against SEC EDGAR filing text. Not investment advice.
Revenue
Q1 2026
$16.9B
Net Income
Q1 2026
$2.5B
Free Cash Flow
Q1 2026
$3.5B
Operating Margin
Q1 2026
14.5%
D/E Ratio
Q1 2026
0.24
Revenue & Net Income
Earnings Per Share
Key Financials Over Time
Export Financial Table · Pro+Revenue
+18.6% YoYNet Income
+5506.9% YoYEPS (Diluted)
+3271.7% YoYTotal Assets
+15.9% YoYTotal Debt
-5.7% YoYOp. Cash Flow
+139.1% YoY| Metric | FY 2025 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 |
|---|---|---|---|---|---|---|
| Revenue | $67.69B +18.6% | $57.09B +11.1% | $51.41B +1.6% | $50.60B +20.7% | $41.91B +0.9% | $41.54B |
| Net Income | $10.16B +5506.9% | $-188.0M +85.4% | $-1.29B -179.9% | $1.61B -71.1% | $5.58B +15.0% | $4.85B |
| EPS (Diluted) | $38.06 +3271.7% | $-1.20 +76.7% | $-5.14 -202.6% | $5.01 -71.1% | $17.31 +23.4% | $14.03 |
| Total Assets | $119.76B +15.9% | $103.36B +5.5% | $97.99B -1.5% | $99.44B -21.1% | $125.99B +5.0% | $119.95B |
| Total Debt | $7.49B -5.7% | $7.94B -0.3% | $7.96B -0.2% | $7.98B +1.9% | $7.83B +18.0% | $6.63B |
| Operating Cash Flow | $10.11B +139.1% | $4.23B -17.4% | $5.12B +0.1% | $5.12B -6.8% | $5.49B +7.1% | $5.13B |
AI Insight: ALL Financial Trends
Allstate delivered exceptional earnings momentum with net income surging from $331M in Q2 2024 to $2,457M in Q1 2026.
• Net income accelerated dramatically from $331M in Q2 2024 to $3,832M in Q4 2025, an 11x increase.
• Revenue grew steadily from $15,714M in Q2 2024 to $17,345M in Q4 2025, then moderated to $16,941M in Q1 2026.
• Equity strengthened substantially from $18,593M in Q2 2024 to $31,607M in Q1 2026, reflecting strong capital accumulation.
• Total debt remained stable around $8.1B through Q3 2025, then declined to $7.5B in latest quarters.
⚠ Revenue declined to $16,941M in Q1 2026 from peak of $17,345M in Q4 2025, breaking upward trend.
⚠ Net income dropped from $3,832M in Q4 2025 to $2,457M in Q1 2026, following seasonal patterns.
AI Insight: ALL Ratio Trends
Allstate delivered exceptional profitability improvement with net profit margin surging from 2.1% in Q2 2024 to 22.1% in Q4 2025, though Q1 2026 showed moderation to 14.5%.
• Net profit margin expanded dramatically from 2.1% in Q2 2024 to 22.1% in Q4 2025.
• ROE strengthened substantially from 7.1% in Q2 2024 to 50.1% in Q4 2025.
• Debt-to-equity ratio improved steadily from 0.43 in Q2 2024 to 0.24 in Q4 2025.
• ROA increased consistently from 1.2% in Q2 2024 to 12.8% in Q4 2025.
⚠ Net profit margin declined from 22.1% in Q4 2025 to 14.5% in Q1 2026.
⚠ ROE dropped from 50.1% in Q4 2025 to 31.1% in Q1 2026.
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Top Institutional Holders of ALL
BlackRock, Inc.
$4.5B21,889,106 shVANGUARD CAPITAL MANAGEMENT LLC
$3.5B16,879,864 shVANGUARD PORTFOLIO MANAGEMENT LLC
$2.8B13,649,711 shSTATE STREET CORP
$2.6B12,259,933 shFRANKLIN RESOURCES INC
$1.7B8,022,317 shBANK OF AMERICA CORP /DE/
$1.6B7,913,320 shGEODE CAPITAL MANAGEMENT, LLC
$1.5B7,258,398 shGQG Partners LLC
$1.2B5,761,603 shMORGAN STANLEY
$774.9M3,737,330 shInvesco Ltd.
$698.1M3,366,972 sh
| Fund | Value | Shares |
|---|---|---|
| BlackRock, Inc. | $4.5B | 21,889,106 |
| VANGUARD CAPITAL MANAGEMENT LLC | $3.5B | 16,879,864 |
| VANGUARD PORTFOLIO MANAGEMENT LLC | $2.8B | 13,649,711 |
| STATE STREET CORP | $2.6B | 12,259,933 |
| FRANKLIN RESOURCES INC | $1.7B | 8,022,317 |
| BANK OF AMERICA CORP /DE/ | $1.6B | 7,913,320 |
| GEODE CAPITAL MANAGEMENT, LLC | $1.5B | 7,258,398 |
| GQG Partners LLC | $1.2B | 5,761,603 |
| MORGAN STANLEY | $774.9M | 3,737,330 |
| Invesco Ltd. | $698.1M | 3,366,972 |
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Popular Research
Is ALL a good stock to buy?
13F Pro's AI-powered analysis of ALLSTATE CORP (ALL) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on NYSE). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for ALL are available on the ALL stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing.
Which hedge funds own ALL?
Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling ALL. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of ALLSTATE CORP's investment landscape.