What is the 13F Pro Quality Score for TRV?

13F Pro ranks TRAVELERS COMPANIES, INC. (TRV) on the 13F Pro Quality Score, a 0–100 composite of 32 fundamental signals including return on invested capital, free cash flow consistency, balance-sheet strength, earnings quality, growth durability, and valuation discipline. The score refreshes after each 10-K and 10-Q filing on SEC EDGAR. View TRV's current score at https://13fpro.ai/company/TRV (free sign-up required for the full ranking).

Which hedge funds own the most TRV stock?

Based on the most recent Form 13F-HR filings on SEC EDGAR, the largest reported institutional holders of TRV include BlackRock,, STATE STREET, VANGUARD CAPITAL MANAGEMENT. Holdings are reported quarterly within 45 days of quarter-end and updated on https://13fpro.ai/company/TRV as soon as new 13F filings post.

Where does 13F Pro source TRV data?

All TRAVELERS COMPANIES, INC. fundamentals and ownership data come directly from SEC EDGAR. TRAVELERS COMPANIES, INC. files with the SEC under CIK 86312. 13F Pro ingests XBRL financial facts from 10-K and 10-Q filings, Form 13F-HR institutional holdings, and Form 4 insider transactions, with no third-party rewrites or estimates.

What sector is TRV in?

TRAVELERS COMPANIES, INC. (TRV) is classified in the Financials sector. 13F Pro publishes sector-level fund flow analysis and quality leaders at https://13fpro.ai/research/sector/financials.

What drives TRV's revenue?

Per TRAVELERS COMPANIES, INC.'s latest 10-Q filed with the SEC on 2026-07-17, the biggest revenue drivers are: Business Insurance ($6,543M); Personal Insurance ($4,375M, -4% YoY); Bond & Specialty Insurance ($1,175M). Figures are extracted from the filing text and machine-verified against the document. Full breakdown at https://13fpro.ai/company/TRV.

How often is TRV research updated on 13F Pro?

TRV's fundamentals refresh within hours of each new 10-K or 10-Q filing on SEC EDGAR. Institutional ownership updates after each quarterly 13F filing window. Insider transactions update after each Form 4 filing. The 13F Pro Quality Score recalculates after every fundamentals refresh.

TRAVELERS COMPANIES, INC.(TRV)Stock Analysis

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13F Pro Quality Score

75.9/100

Rank #93 of 2,961 stocksTOP 5%

View Financials peers →

Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Nov 14, 2026.

Revenue Growth

48.4/100

Profitability

80.9/100

Balance Sheet

72.7/100

Earnings Quality

60.8/100

Free Cash Flow

76.0/100

Institutional Flow

95.6/100

Revenue Scale

96.8/100

Dilution Risk

74.1/100

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Why TRV Scores 76/100

exact factor attribution · 2026-09-11

TRV's composite is driven by scale and profitability. Bars show each factor's exact push vs. a median company, using the same weights the ranking engine applies.

Scale

+9.4 pts

97th pct

Profitability

+6.2 pts

81th pct

Free cash flow

+3.9 pts

76th pct

Earnings growth

+3.1 pts

97th pct

Institutional flow

+3.0 pts

96th pct

Capital efficiency

+3.0 pts

73th pct

Shareholder dilution

+1.6 pts

74th pct

Earnings quality

+1.1 pts

61th pct

Revenue growth

-0.4 pts

48th pct

Factor percentiles are cross-sectional ranks across the ~2,800-stock scored universe, computed from SEC EDGAR filings. Not investment advice.

TRV Stock Analysis & AI Quality Score

Data updated 2026-09-11

AI stock analysis and institutional research for TRAVELERS COMPANIES, INC. (TRV), a Financials sector company. 13F Pro's AI-powered ranking engine scores TRV at 75.9/100 on a 32-signal composite quality model, placing it at rank #93 of 2,961 stocks — the top 5% of the AI-ranked universe. TRV scores in the top quartile across revenue scale (96.8), institutional flow (95.6), profitability (80.9). Based on the latest XBRL financial filings (Q2 2026), TRAVELERS COMPANIES, INC. reports quarterly revenue of $12.2B, net income of $2.2B, an operating margin of 22.8%. Top institutional holders of TRV by reported 13-F value include BlackRock, STATE STREET, VANGUARD CAPITAL MANAGEMENT, based on the most recent SEC filings. TRV trades on the NYSE exchange and files with the SEC under CIK 86312. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate TRV daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for TRAVELERS COMPANIES, INC. directly from SEC EDGAR. TRAVELERS COMPANIES, INC.'s 13F Pro composite quality score has ranged between 54 and 77 since 2021, currently 75.9 — an improving long-term trajectory across 68 quarterly and live scoring snapshots.

✦

Fun facts about TRAVELERS COMPANIES, INC.

Quirks, history, and lore behind TRV — the kind of stuff that makes a stock memorable.

1
The Basics
U.S. financial services company · large-cap · listed on the NYSE · headquartered in New York City.
2
The Numbers
Annual revenue in the range of $40 billion, with net written premiums accounting for the bulk of it — this is very much a spread-and-underwrite business.
3
The History
Its roots trace back to the mid-1800s, when it began insuring against some of the most common perils of the era; over time it grew through dozens of mergers and acquisitions into one of the largest of its kind in the country.
4
The Secret
It is one of only a handful of insurance companies ever included in the Dow Jones Industrial Average, joining that exclusive index in 2009.
5
The Lore
Its iconic red umbrella logo has been a symbol of American financial protection for decades — the kind of branding so recognizable it barely needs a name attached.
6
The Giveaway
The red umbrella, the Dow component, the ticker TRV — this is America's premier property and casualty insurer, protecting homes, cars, and businesses coast to coast.

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What's Driving TRV's Business? Latest 10-Q Breakdown

✓ 26/26 datapoints verified

AI-extracted from TRAVELERS COMPANIES, INC.'s 10-Q filed 2026-07-17 — Q2 2026 (quarter ended June 30, 2026). Every figure is machine-verified against the filing text on SEC EDGAR.

Q2 2026 net income rose 46% to $2.21B as catastrophe losses fell to $518M from $927M and net favorable prior year reserve development rose to $578M, driving the combined ratio to 83.6%.

Biggest Revenue Drivers

Business Insurance$6,543M

Earned premiums of $5.55B were $6 million higher than 2025; net investment income rose 15% to $762 million

Personal Insurance$4,375M-4% YoY

Earned premiums fell 5% to $4.15 billion; 2025 included $172 million from the divested Canadian operations

Biggest Revenue Drivers

Total revenue: $12,153M

Business Insurance$6,543M

Earned premiums of $5.55B were $6 million higher than 2025; net investment income rose 15% to $762 million

Personal Insurance$4,375M-4% YoY

Earned premiums fell 5% to $4.15 billion; 2025 included $172 million from the divested Canadian operations

Within Personal Insurance

Domestic Automobile (Personal)$1,897M

Earned premiums declined from $1,980 million; net written premiums decreased 6% on lower renewal premium changes

Bond & Specialty Insurance$1,175M

Earned premiums up 3%, reflecting prior-quarter net written premium increases including longer duration surety bonds and multi-year management liability policies

Within Bond & Specialty Insurance

Surety (domestic net written premiums)$480M

Domestic net written premiums grew, with new business premiums increasing over the same period of 2025

Largest Expense Items

Claims and claim adjustment expenses$5,922M-13% YoY

Higher net favorable prior year reserve development, lower catastrophe losses, lower business volumes and the Canadian divestiture, partly offset by loss cost trends

Amortization of deferred acquisition costs$1,786M-1% YoY

Decrease generally consistent with the decrease in earned premiums

General and administrative expenses$1,565M+1% YoY

Increase primarily reflected normal quarter-to-quarter variability

Interest expense$113M

Compared with $99 million in the second quarter of 2025

Margins: Combined ratio improved 6.7 points to 83.6%, with catastrophe losses contributing 4.9 points versus 8.5 points and reserve development providing 5.4 points of benefit. The underlying combined ratio improved 0.6 points on lower Personal Insurance losses.

Watch Items from the Filing

Earned premiums fell 2% to $10.75B; Personal Insurance net written premiums dropped 8% (4% excluding the divested Canadian business) and active domestic policies fell to 8.2 million from 8.6 million.
Asbestos gross reserves of $1.53B with net paid losses of $140M in the first six months; the filing states additional liabilities in excess of current reserves cannot be reasonably estimated.
Bond & Specialty underlying combined ratio worsened 1.8 points to 82.8%, primarily reflecting a loss event in the international management liability business.
Net pre-tax unrealized investment loss on fixed maturities widened to $2.48B ($1.96B after-tax) from $1.86B at year-end 2025 on higher interest rates.
Returned $1.58B of capital in the quarter ($1.31B repurchases, $266M dividends), with $3.92B of repurchase capacity remaining and debt-to-capital of 21.5%.

AI-extracted and verified against SEC EDGAR filing text. Not investment advice.

Read the full 10-Q on SEC EDGAR →Share on X

Revenue

Q2 2026

$12.2B

Net Income

Q2 2026

$2.2B

Operating Margin

Q2 2026

22.8%

ROIC

Q2 2026

26.2%

D/E Ratio

Q2 2026

0.27

Period

Revenue & Net Income

Earnings Per Share

Key Financials Over Time

Export Financial Table · Pro

Revenue

+5.2% YoY

$48.83BFY 2025

FY22 $36.88BFY23 $41.36BFY24 $46.42BFY25 $48.83B

Net Income

+25.8% YoY

$6.29BFY 2025

FY22 $2.84BFY23 $2.99BFY24 $5.00BFY25 $6.29B

EPS (Diluted)

+27.8% YoY

$27.43FY 2025

FY22 $11.77FY23 $12.79FY24 $21.47FY25 $27.43

Total Assets

+7.9% YoY

$143.71BFY 2025

FY22 $115.72BFY23 $125.98BFY24 $133.19BFY25 $143.71B

Total Debt

+15.4% YoY

$9.27BFY 2025

FY22 $7.29BFY23 $8.03BFY24 $8.03BFY25 $9.27B

Op. Cash Flow

+16.9% YoY

$10.61BFY 2025

FY22 $6.46BFY23 $7.71BFY24 $9.07BFY25 $10.61B

Metric	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Revenue	$48.83B +5.2%	$46.42B +12.2%	$41.36B +12.1%	$36.88B +5.9%	$34.82B +8.9%	$31.98B
Net Income	$6.29B +25.8%	$5.00B +67.1%	$2.99B +5.2%	$2.84B -22.4%	$3.66B +35.8%	$2.70B
EPS (Diluted)	$27.43 +27.8%	$21.47 +67.9%	$12.79 +8.7%	$11.77 -18.8%	$14.49 +37.7%	$10.52
Total Assets	$143.71B +7.9%	$133.19B +5.7%	$125.98B +8.9%	$115.72B -3.9%	$120.47B +3.2%	$116.76B
Total Debt	$9.27B +15.4%	$8.03B +0.0%	$8.03B +10.1%	$7.29B +0.0%	$7.29B +11.3%	$6.55B
Operating Cash Flow	$10.61B +16.9%	$9.07B +17.7%	$7.71B +19.3%	$6.46B -11.1%	$7.27B +11.6%	$6.52B

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Available Research

13F Pro tracks comprehensive data for TRAVELERS COMPANIES, INC. including:

SEC EDGAR filings (10-K, 10-Q, 8-K)

XBRL financial facts (revenue, EPS, margins)

Insider transactions (Form 4)

Institutional 13F holdings

Quality rankings (32 signals)

AI analyst debates & daily meetings

Historical financial trends

Peer comparison & sector analysis

Top Institutional Holders of TRV

BlackRock, Inc.
$6.9B20,949,680 sh
STATE STREET CORP
$5.2B15,706,016 sh
VANGUARD CAPITAL MANAGEMENT LLC
$4.6B13,886,981 sh
FMR LLC
$3.4B10,272,794 sh
VANGUARD PORTFOLIO MANAGEMENT LLC
$2.7B8,314,274 sh
GEODE CAPITAL MANAGEMENT, LLC
$2.1B6,320,694 sh
MASSACHUSETTS FINANCIAL SERVICES CO /MA/
$1.4B4,241,289 sh
MORGAN STANLEY
$1.3B3,826,776 sh
DIMENSIONAL FUND ADVISORS LP
$1.2B3,555,980 sh
JPMORGAN CHASE & CO
$1.0B3,112,602 sh

Fund	Value	Shares
BlackRock, Inc.	$6.9B	20,949,680
STATE STREET CORP	$5.2B	15,706,016
VANGUARD CAPITAL MANAGEMENT LLC	$4.6B	13,886,981
FMR LLC	$3.4B	10,272,794
VANGUARD PORTFOLIO MANAGEMENT LLC	$2.7B	8,314,274
GEODE CAPITAL MANAGEMENT, LLC	$2.1B	6,320,694
MASSACHUSETTS FINANCIAL SERVICES CO /MA/	$1.4B	4,241,289
MORGAN STANLEY	$1.3B	3,826,776
DIMENSIONAL FUND ADVISORS LP	$1.2B	3,555,980
JPMORGAN CHASE & CO	$1.0B	3,112,602

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Is TRV a good stock to buy?

13F Pro's AI-powered analysis of TRAVELERS COMPANIES, INC. (TRV) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on NYSE). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for TRV are available on the TRV stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing. TRV is classified as a large company.

Which hedge funds own TRV?

Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling TRV. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of TRAVELERS COMPANIES, INC.'s investment landscape.