Willow Creek Wealth Management Inc.
13F Reported Value
ⓘ$1.2B
Holdings
180
Latest Filing
2025-09-30
Filing Quarter
Q3 2025
Portfolio Overview
Willow Creek Wealth Management Inc. disclosed 180 positions worth $1.2B in its Form 13F-HR for Q3 2025. During the quarter the fund opened 9 new positions and exited 3 and a full exit from $PL. The portfolio is most concentrated in Other (93.5% of disclosed assets). All figures are sourced directly from Willow Creek Wealth Management Inc.’s Form 13F-HR filing with the SEC under CIK 1632407.
AI Fund Analysis
StableSector Allocation
AUM History
Top Equity Holdings by Value
Quarterly Activity — Q3 2025
Click any card to unlockTop Holdings
DIMENSIONAL ETF TRUST
—Quality
$125.3M2,153,099 shVANGUARD BD INDEX FDS
—Quality
$118.7M1,503,962 shSPDR SERIES TRUST
—Quality
$101.7M3,934,831 shDIMENSIONAL ETF TRUST
—Quality
$59.4M819,697 shDIMENSIONAL ETF TRUST
—Quality
$48.3M1,080,534 shDIMENSIONAL ETF TRUST
—Quality
$48.0M1,320,407 shISHARES TR
—Quality
$45.1M421,947 shSCHWAB STRATEGIC TR
—Quality
$41.7M1,548,759 shVANGUARD BD INDEX FDS
—Quality
$38.2M489,501 shVANGUARD MUN BD FDS
—Quality
$34.0M679,977 sh
| Company | Quality | Value | Shares |
|---|---|---|---|
| DIMENSIONAL ETF TRUST | — | $125.3M | 2,153,099 |
| VANGUARD BD INDEX FDS | — | $118.7M | 1,503,962 |
| SPDR SERIES TRUST | — | $101.7M | 3,934,831 |
| DIMENSIONAL ETF TRUST | — | $59.4M | 819,697 |
| DIMENSIONAL ETF TRUST | — | $48.3M | 1,080,534 |
| DIMENSIONAL ETF TRUST | — | $48.0M | 1,320,407 |
| ISHARES TR | — | $45.1M | 421,947 |
| SCHWAB STRATEGIC TR | — | $41.7M | 1,548,759 |
| VANGUARD BD INDEX FDS | — | $38.2M | 489,501 |
| VANGUARD MUN BD FDS | — | $34.0M | 679,977 |
Unlock AI quality scores for every holding
32-signal composite ranking on each of Willow Creek Wealth Management Inc.'s 180 positions.
Showing top 10 of 180 holdings.
Sector Allocation
Other
$1.1B
Technology
$43.9M
Consumer Discretionary
$18.1M
Financials
$8.7M
Industrials
$2.8M
Healthcare
$2.3M
Consumer Staples
$1.3M
Communication Services
$820,552
Full Holdings — Willow Creek Wealth Management Inc. (Q3 2025)
All 180 disclosed positions from the latest Form 13F-HR, with quarter-over-quarter share changes and 13F Pro quality scores. Sourced from SEC EDGAR.
| # | Ticker | Company | Value | Weight | QoQ | Quality |
|---|---|---|---|---|---|---|
| 1 | — | DIMENSIONAL ETF TRUST | $125.3M | 10.3% | +3% | — |
| 2 | — | VANGUARD BD INDEX FDS | $118.7M | 9.8% | +6% | — |
| 3 | — | SPDR SERIES TRUST | $101.7M | 8.4% | +6% | — |
| 4 | — | DIMENSIONAL ETF TRUST | $59.4M | 4.9% | +3% | — |
| 5 | — | DIMENSIONAL ETF TRUST | $48.3M | 4.0% | -0% | — |
| 6 | — | DIMENSIONAL ETF TRUST | $48.0M | 4.0% | +9% | — |
| 7 | — | ISHARES TR | $45.1M | 3.7% | +11% | — |
| 8 | — | SCHWAB STRATEGIC TR | $41.7M | 3.4% | +8% | — |
| 9 | — | VANGUARD BD INDEX FDS | $38.2M | 3.1% | +2% | — |
| 10 | — | VANGUARD MUN BD FDS | $34.0M | 2.8% | +1% | — |
| 11 | — | DIMENSIONAL ETF TRUST | $33.8M | 2.8% | -1% | — |
| 12 | — | SPDR SERIES TRUST | $33.6M | 2.8% | +3% | — |
| 13 | — | AMERICAN CENTY ETF TR | $32.1M | 2.6% | +6% | — |
| 14 | — | DIMENSIONAL ETF TRUST | $30.9M | 2.5% | +6% | — |
| 15 | — | AMERICAN CENTY ETF TR | $26.6M | 2.2% | +1% | — |
| 16 | — | SPDR SERIES TRUST | $23.7M | 1.9% | +3% | — |
| 17 | — | SPDR SERIES TRUST | $21.9M | 1.8% | +3% | — |
| 18 | — | DIMENSIONAL ETF TRUST | $17.4M | 1.4% | +14% | — |
| 19 | — | SPDR SERIES TRUST | $17.2M | 1.4% | +3% | — |
| 20 | — | DIMENSIONAL ETF TRUST | $16.7M | 1.4% | -1% | — |
| 21 | — | SPDR SERIES TRUST | $16.3M | 1.3% | +2% | — |
| 22 | — | AMERICAN CENTY ETF TR | $15.6M | 1.3% | +0% | — |
| 23 |  $AAPL | Apple Inc. | $15.5M | 1.3% | +0% | 76.1 |
| 24 |  $COST | COSTCO WHOLESALE CORP /NEW | $15.0M | 1.2% | +0% | 67 |
| 25 | — | AMERICAN CENTY ETF TR | $14.5M | 1.2% | +1% | — |
| 26 | — | DIMENSIONAL ETF TRUST | $13.9M | 1.1% | +3% | — |
| 27 | — | DIMENSIONAL ETF TRUST | $10.5M | 0.9% | +1% | — |
| 28 | — | DIMENSIONAL ETF TRUST | $9.4M | 0.8% | +0% | — |
| 29 | — | DIMENSIONAL ETF TRUST | $9.3M | 0.8% | +1% | — |
| 30 | — | AMERICAN CENTY ETF TR | $8.7M | 0.7% | +1% | — |
| 31 |  $CSCO | CISCO SYSTEMS, INC. | $7.4M | 0.6% | +0% | 72.3 |
| 32 | — | DIMENSIONAL ETF TRUST | $6.9M | 0.6% | -0% | — |
| 33 | — | DIMENSIONAL ETF TRUST | $6.8M | 0.6% | +1% | — |
| 34 | — | VANGUARD INDEX FDS | $6.8M | 0.6% | +3% | — |
| 35 | — | AMERICAN CENTY ETF TR | $6.6M | 0.6% | -2% | — |
| 36 | — | DIMENSIONAL ETF TRUST | $6.2M | 0.5% | +3% | — |
| 37 | — | VANGUARD INSTL INDEX FD | $5.2M | 0.4% | +105% | — |
| 38 | — | MANAGER DIRECTED PORTFOLIOS | $5.1M | 0.4% | +5% | — |
| 39 | — | ISHARES TR | $4.9M | 0.4% | -0% | — |
| 40 | — | DIMENSIONAL ETF TRUST | $4.4M | 0.4% | -0% | — |
| 41 | — | VANGUARD INDEX FDS | $3.1M | 0.3% | +91% | — |
| 42 |  $GOOGL | Alphabet Inc. | $3.1M | 0.3% | -0% | 80.2 |
| 43 |  $GOOG | Alphabet Inc. | $3.0M | 0.3% | +0% | 80.2 |
| 44 | — | DIMENSIONAL ETF TRUST | $2.9M | 0.2% | +1% | — |
| 45 | — | ISHARES TR | $2.8M | 0.2% | +0% | — |
| 46 |  $WRB | BERKLEY W R CORP | $2.5M | 0.2% | +0% | 71.8 |
| 47 |  $INTU | INTUIT INC. | $2.5M | 0.2% | +0% | 82 |
| 48 |  $MSFT | MICROSOFT CORP | $2.5M | 0.2% | +11% | 83.7 |
| 49 | — | DIMENSIONAL ETF TRUST | $2.4M | 0.2% | +0% | — |
| 50 | — | ISHARES TR | $2.1M | 0.2% | +5% | — |
| 51 |  $TMO | THERMO FISHER SCIENTIFIC INC. | $2.1M | 0.2% | -0% | 63.7 |
| 52 | — | SPDR SERIES TRUST | $2.1M | 0.2% | +0% | — |
| 53 | — | ISHARES TR | $2.0M | 0.2% | -1% | — |
| 54 | — | VANGUARD INDEX FDS | $2.0M | 0.2% | +49% | — |
| 55 | — | VANGUARD BD INDEX FDS | $1.9M | 0.2% | -2% | — |
| 56 |  $VRSN | VERISIGN INC/CA | $1.9M | 0.2% | -5% | 71.6 |
| 57 | — | VANGUARD INDEX FDS | $1.9M | 0.1% | +131% | — |
| 58 |  $V | VISA INC. | $1.6M | 0.1% | -1% | 83.5 |
| 59 | — | VANGUARD INDEX FDS | $1.6M | 0.1% | +208% | — |
| 60 | — | VANGUARD WORLD FD | $1.6M | 0.1% | +351% | — |
| 61 | — | ISHARES TR | $1.6M | 0.1% | -15% | — |
| 62 | — | VANGUARD INDEX FDS | $1.6M | 0.1% | +51% | — |
| 63 | — | DIMENSIONAL ETF TRUST | $1.5M | 0.1% | +17% | — |
| 64 | — | DIMENSIONAL ETF TRUST | $1.5M | 0.1% | +1% | — |
| 65 |  $ORCL | ORACLE CORP | $1.5M | 0.1% | +0% | 67.2 |
| 66 | — | VANGUARD SCOTTSDALE FDS | $1.3M | 0.1% | +0% | — |
| 67 | — | ISHARES TR | $1.3M | 0.1% | +12% | — |
| 68 | — | VANGUARD BD INDEX FDS | $1.2M | 0.1% | +2% | — |
| 69 | — | VANGUARD STAR FDS | $1.2M | 0.1% | +110% | — |
| 70 | — | ISHARES TR | $1.2M | 0.1% | +4% | — |
| 71 | — | VANGUARD MALVERN FDS | $1.2M | 0.1% | +24% | — |
| 72 | — | VANGUARD INTL EQUITY INDEX F | $1.1M | 0.1% | +55% | — |
| 73 |  $JPM | JPMORGAN CHASE & CO | $1.1M | 0.1% | -0% | 35.6 |
| 74 | — | DIMENSIONAL ETF TRUST | $1.1M | 0.1% | +1% | — |
| 75 | — | ISHARES TR | $1.1M | 0.1% | -1% | — |
| 76 | — | VANGUARD SCOTTSDALE FDS | $1.1M | 0.1% | +172% | — |
| 77 | — | ISHARES TR | $1.1M | 0.1% | +0% | — |
| 78 | — | ISHARES TR | $1.0M | 0.1% | +0% | — |
| 79 | — | INVESCO QQQ TR | $1.0M | 0.1% | +44% | — |
| 80 | — | VANGUARD WORLD FD | $970,797 | 0.1% | +141% | — |
| 81 | — | ISHARES TR | $943,640 | 0.1% | +0% | — |
| 82 | — | ISHARES TR | $927,118 | 0.1% | +0% | — |
| 83 |  $SPY | SPDR S&P 500 ETF TRUST | $915,188 | 0.1% | +0% | — |
| 84 | — | ISHARES TR | $806,624 | 0.1% | +0% | — |
| 85 | — | VANGUARD SPECIALIZED FUNDS | $796,043 | 0.1% | -0% | — |
| 86 |  $NVDA | NVIDIA CORP | $793,931 | 0.1% | +14% | 90.2 |
| 87 |  $JNJ | JOHNSON & JOHNSON | $786,729 | 0.1% | +5% | 72.8 |
| 88 | — | AMERICAN CENTY ETF TR | $770,792 | 0.1% | -1% | — |
| 89 |  $AFL | AFLAC INC | $737,108 | 0.1% | +0% | 60.3 |
| 90 | — | INVESCO EXCHANGE TRADED FD T | $714,544 | 0.1% | +0% | — |
| 91 | — | DIMENSIONAL ETF TRUST | $700,301 | 0.1% | -88% | — |
| 92 | — | DIMENSIONAL ETF TRUST | $695,109 | 0.1% | +1% | — |
| 93 |  $PG | PROCTER & GAMBLE Co | $664,075 | 0.1% | +12% | 72.9 |
| 94 |  $MA | Mastercard Inc | $627,397 | 0.1% | -0% | 81.7 |
| 95 | — | SPDR GOLD TR | $618,873 | 0.1% | +39% | — |
| 96 |  $WMT | Walmart Inc. | $617,845 | 0.1% | -1% | 63.2 |
| 97 | — | ISHARES TR | $611,380 | 0.1% | +0% | — |
| 98 | — | VANGUARD WORLD FD | $595,904 | 0.1% | +6% | — |
| 99 |  $BRK.B | BERKSHIRE HATHAWAY INC | $580,162 | 0.1% | +15% | 64.5 |
| 100 | — | PROSHARES TR | $565,850 | 0.1% | NEW | — |
| 101 |  $GE | GENERAL ELECTRIC CO | $564,639 | 0.1% | +0% | 74.8 |
| 102 | — | ISHARES TR | $530,853 | 0.0% | +1% | — |
| 103 | — | DIMENSIONAL ETF TRUST | $530,194 | 0.0% | +12% | — |
| 104 |  $AMZN | AMAZON COM INC | $524,772 | 0.0% | +3% | 74.6 |
| 105 | — | VANGUARD TAX-MANAGED FDS | $516,211 | 0.0% | +18% | — |
| 106 |  $DIS | Walt Disney Co | $513,628 | 0.0% | +8% | 68.9 |
| 107 | — | VANGUARD SCOTTSDALE FDS | $509,935 | 0.0% | +63% | — |
| 108 | — | ISHARES TR | $505,120 | 0.0% | +194% | — |
| 109 |  $HON | HONEYWELL INTERNATIONAL INC | $489,834 | 0.0% | +2% | 65.7 |
| 110 | — | ISHARES TR | $489,287 | 0.0% | +0% | — |
| 111 |  $PGR | PROGRESSIVE CORP/OH/ | $465,995 | 0.0% | +0% | 83.6 |
| 112 | — | AMERICAN CENTY ETF TR | $464,857 | 0.0% | +7% | — |
| 113 | — | WISDOMTREE TR | $463,783 | 0.0% | +0% | — |
| 114 |  $ORLY | O REILLY AUTOMOTIVE INC | $454,419 | 0.0% | -14% | 72.7 |
| 115 |  $META | Meta Platforms, Inc. | $444,300 | 0.0% | -18% | 80.9 |
| 116 | — | ISHARES TR | $433,507 | 0.0% | -1% | — |
| 117 | — | ISHARES TR | $414,820 | 0.0% | -4% | — |
| 118 |  $TSLA | Tesla, Inc. | $400,248 | 0.0% | NEW | 50.1 |
| 119 |  $TXN | TEXAS INSTRUMENTS INC | $394,285 | 0.0% | -1% | 70.4 |
| 120 | — | VANGUARD WHITEHALL FDS | $383,916 | 0.0% | NEW | — |
| 121 |  $AVGO | Broadcom Inc. | $383,685 | 0.0% | -6% | 86.4 |
| 122 |  $HD | HOME DEPOT, INC. | $381,689 | 0.0% | -0% | 69.2 |
| 123 |  $IBM | INTERNATIONAL BUSINESS MACHINES CORP | $366,244 | 0.0% | +2% | 66.7 |
| 124 |  $PEP | PEPSICO INC | $361,264 | 0.0% | -3% | 62.7 |
| 125 | — | ISHARES TR | $360,469 | 0.0% | +0% | — |
| 126 | — | INTERCONTINENTAL EXCHANGE IN | $348,080 | 0.0% | -7% | — |
| 127 |  $BAC | BANK OF AMERICA CORP /DE/ | $346,582 | 0.0% | +0% | 68.4 |
| 128 |  $LLY | ELI LILLY & Co | $345,639 | 0.0% | -3% | 89.3 |
| 129 |  $MRSH | MARSH & MCLENNAN COMPANIES, INC. | $344,213 | 0.0% | -8% | 71.5 |
| 130 |  $MS | MORGAN STANLEY | $342,877 | 0.0% | -9% | — |
| 131 |  $MRK | Merck & Co., Inc. | $342,350 | 0.0% | +5% | 70.9 |
| 132 | — | VANGUARD INDEX FDS | $339,780 | 0.0% | +8% | — |
| 133 |  $MCD | MCDONALDS CORP | $339,141 | 0.0% | +10% | 73.9 |
| 134 | — | ISHARES TR | $338,645 | 0.0% | +0% | — |
| 135 | — | VANGUARD INDEX FDS | $337,287 | 0.0% | -11% | — |
| 136 | — | CAPITAL GROUP GBL GROWTH EQT | $336,301 | 0.0% | +0% | — |
| 137 | — | VANGUARD INDEX FDS | $336,183 | 0.0% | +0% | — |
| 138 |  $DHR | DANAHER CORP /DE/ | $327,526 | 0.0% | +0% | 63.9 |
| 139 | — | AMERICAN CENTY ETF TR | $326,706 | 0.0% | +7% | — |
| 140 | — | VANGUARD SCOTTSDALE FDS | $316,815 | 0.0% | -30% | — |
| 141 |  $INTC | INTEL CORP | $315,322 | 0.0% | +5% | 41.5 |
| 142 |  $XOM | EXXON MOBIL CORP | $314,020 | 0.0% | +5% | 61.8 |
| 143 |  $NSC | NORFOLK SOUTHERN CORP | $313,328 | 0.0% | +0% | 70.8 |
| 144 |  $CTAS | CINTAS CORP | $311,174 | 0.0% | +0% | 76.3 |
| 145 | — | ISHARES TR | $307,705 | 0.0% | -10% | — |
| 146 |  $GEV | GE Vernova Inc. | $307,450 | 0.0% | +0% | 70.1 |
| 147 |  $NFLX | NETFLIX INC | $306,924 | 0.0% | +8% | 86.7 |
| 148 |  $SMCI | Super Micro Computer, Inc. | $304,227 | 0.0% | -7% | 61.9 |
| 149 | — | VANGUARD WORLD FD | $302,422 | 0.0% | -20% | — |
| 150 | — | ISHARES INC | $296,906 | 0.0% | +0% | — |
| 151 |  $NEE | NEXTERA ENERGY INC | $296,861 | 0.0% | +11% | 71.7 |
| 152 | — | VANGUARD INDEX FDS | $281,413 | 0.0% | +38% | — |
| 153 |  $ETN | Eaton Corp plc | $279,939 | 0.0% | +0% | — |
| 154 |  $HPQ | HP INC | $269,577 | 0.0% | NEW | 58.9 |
| 155 |  $UNP | UNION PACIFIC CORP | $267,101 | 0.0% | -20% | 74 |
| 156 |  $ADBE | ADOBE INC. | $267,032 | 0.0% | -0% | 80.4 |
| 157 | — | ISHARES TR | $266,302 | 0.0% | +0% | — |
| 158 | — | ISHARES TR | $254,233 | 0.0% | +0% | — |
| 159 |  $CLS | CELESTICA INC | $246,380 | 0.0% | NEW | 69 |
| 160 | — | ACCENTURE PLC IRELAND | $244,381 | 0.0% | -2% | — |
| 161 | — | ISHARES TR | $243,433 | 0.0% | +0% | — |
| 162 |  $TJX | TJX COMPANIES INC /DE/ | $242,538 | 0.0% | +0% | 70.7 |
| 163 |  $MCK | MCKESSON CORP | $238,715 | 0.0% | +0% | 63.7 |
| 164 | — | CAPITAL GROUP INTL FOCUS EQT | $231,599 | 0.0% | +0% | — |
| 165 |  $PSA | Public Storage | $227,903 | 0.0% | +0% | 73.9 |
| 166 | — | ISHARES TR | $226,564 | 0.0% | +0% | — |
| 167 |  $CSX | CSX CORP | $218,055 | 0.0% | +0% | 66.4 |
| 168 |  $PANW | Palo Alto Networks Inc | $217,263 | 0.0% | +0% | 66.5 |
| 169 | — | SPDR SERIES TRUST | $216,822 | 0.0% | -11% | — |
| 170 |  $DE | DEERE & CO | $216,257 | 0.0% | NEW | 57.4 |
| 171 |  $SBUX | STARBUCKS CORP | $215,053 | 0.0% | -3% | 54.6 |
| 172 | — | VANGUARD CHARLOTTE FDS | $214,408 | 0.0% | +2% | — |
| 173 |  $PRM | Perimeter Solutions, Inc. | $214,339 | 0.0% | NEW | 56.5 |
| 174 |  $CI | Cigna Group | $208,405 | 0.0% | +0% | 66.8 |
| 175 |  $MMM | 3M CO | $206,389 | 0.0% | NEW | 60.7 |
| 176 | — | INVESCO EXCH TRADED FD TR II | $204,368 | 0.0% | NEW | — |
| 177 | — | INVESCO EXCHANGE TRADED FD T | $202,095 | 0.0% | -73% | — |
| 178 | — | VANGUARD INTL EQUITY INDEX F | $202,048 | 0.0% | -78% | — |
| 179 |  $XRAY | DENTSPLY SIRONA Inc. | $161,163 | 0.0% | +0% | 37 |
| 180 |  $PSNY | Polestar Automotive Holding UK PLC | $14,402 | 0.0% | +0% | — |
New Positions (9)
Browse Top Institutional Investors
13F Pro tracks 8,700+ institutional investors filing 13F reports with the SEC.
to search all 8,700+ institutional filers.
Available Analysis
13F Pro tracks comprehensive institutional data for Willow Creek Wealth Management Inc. including:
Track Willow Creek Wealth Management Inc.'s Full Portfolio
See every holding, quarter-over-quarter changes, sector allocation, and accumulation patterns for Willow Creek Wealth Management Inc. and 8,700+ other institutional investors.
Free tier includes full 13F search and fund profiles. Pro starts at $6.67/mo (billed annually).
AI-Powered Hedge Fund Analysis: Willow Creek Wealth Management Inc.
13F Pro is an AI hedge fund tracker and stock research platform. For Willow Creek Wealth Management Inc. (SEC CIK: 1632407), the platform ingests every quarterly Form 13F filing and applies AI-powered analysis on top — 10 specialized AI analysts (value, growth, momentum, macro, activist, and more) debate the fund's top positions and publish AI-generated analysis with cited SEC sources.
Every holding in Willow Creek Wealth Management Inc.'s portfolio is scored on a 32-signal AI quality ranking (ROIC, FCF margin, revenue growth, institutional flow, earnings quality, shareholder dilution, and more). Track accumulation and distribution quarter over quarter, identify conviction positions, and see AI stock analysis for each position — alongside 8,700+ other institutional filers and 2,800+ AI-ranked companies.