What is the 13F Pro Quality Score for SBCF?

13F Pro ranks SEACOAST BANKING CORP OF FLORIDA (SBCF) on the 13F Pro Quality Score, a 0–100 composite of 32 fundamental signals including return on invested capital, free cash flow consistency, balance-sheet strength, earnings quality, growth durability, and valuation discipline. The score refreshes after each 10-K and 10-Q filing on SEC EDGAR. View SBCF's current score at https://13fpro.ai/research/SBCF (free sign-up required for the full ranking).

Which hedge funds own the most SBCF stock?

Based on the most recent Form 13F-HR filings on SEC EDGAR, the largest reported institutional holders of SBCF include BlackRock,, North Reef Capital Management, STATE STREET. Holdings are reported quarterly within 45 days of quarter-end and updated on https://13fpro.ai/research/SBCF as soon as new 13F filings post.

Where does 13F Pro source SBCF data?

All SEACOAST BANKING CORP OF FLORIDA fundamentals and ownership data come directly from SEC EDGAR. SEACOAST BANKING CORP OF FLORIDA files with the SEC under CIK 730708. 13F Pro ingests XBRL financial facts from 10-K and 10-Q filings, Form 13F-HR institutional holdings, and Form 4 insider transactions, with no third-party rewrites or estimates.

What sector is SBCF in?

SEACOAST BANKING CORP OF FLORIDA (SBCF) is classified in the Financials sector. 13F Pro publishes sector-level fund flow analysis and quality leaders at https://13fpro.ai/research/sector/financials.

How often is SBCF research updated on 13F Pro?

SBCF's fundamentals refresh within hours of each new 10-K or 10-Q filing on SEC EDGAR. Institutional ownership updates after each quarterly 13F filing window. Insider transactions update after each Form 4 filing. The 13F Pro Quality Score recalculates after every fundamentals refresh.

SEACOAST BANKING CORP OF FLORIDA(SBCF)Stock Analysis

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13F Pro Quality Score

Not in ranked universe

Pending next ranking run

This company passes all size and coverage filters but hasn't been included in the latest quarterly ranking run. Rankings refresh on Jan 1, Apr 1, Jul 1, Oct 1.

Financial data, filings, and institutional holdings below are still tracked in full — only the proprietary quality composite is unavailable for this name.

SBCF Stock Analysis & AI Quality Score

AI stock analysis and institutional research for SEACOAST BANKING CORP OF FLORIDA (SBCF), a Financials sector company. SBCF is not currently included in 13F Pro's AI-ranked quality universe — this company passes all size and coverage filters but hasn't been included in the latest quarterly ranking run. rankings refresh on jan 1, apr 1, jul 1, oct 1. Based on the latest XBRL financial filings (Q1 2026), SEACOAST BANKING CORP OF FLORIDA reports quarterly revenue of $163.9M, net income of $31.9M, an operating margin of 25.0%. Top institutional holders of SBCF by reported 13-F value include BlackRock,, North Reef Capital Management, STATE STREET, based on the most recent SEC filings. SBCF trades on the Nasdaq exchange and files with the SEC under CIK 730708. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate SBCF daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for SEACOAST BANKING CORP OF FLORIDA directly from SEC EDGAR.

Revenue

Q1 2026

$163.9M

Net Income

Q1 2026

$31.9M

Free Cash Flow

Q1 2026

$71.8M

Operating Margin

Q1 2026

25.0%

ROIC

Q1 2026

1.5%

D/E Ratio

Q1 2026

0.04

Revenue & Net Income

Earnings Per Share

Key Financials Over Time

Export Financial Table · Pro+

Net Income

-14.4% YoY

$106.5MFY 2022

FY19 $98.7MFY20 $77.8MFY21 $124.4MFY22 $106.5M

EPS (Diluted)

-23.9% YoY

$1.66FY 2022

FY19 $1.90FY20 $1.44FY21 $2.18FY22 $1.66

Total Assets

+25.5% YoY

$12.15BFY 2022

FY19 $7.11BFY20 $8.34BFY21 $9.68BFY22 $12.15B

Total Debt

$84.5MFY 2022

FY19 —FY20 —FY21 —FY22 $84.5M

Op. Cash Flow

+26.7% YoY

$195.9MFY 2022

FY19 $117.7MFY20 $60.7MFY21 $154.6MFY22 $195.9M

Metric	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2016
Net Income	$106.5M -14.4%	$124.4M +60.0%	$77.8M -21.2%	$98.7M +46.8%	$67.3M +130.4%	$29.2M
EPS (Diluted)	$1.66 -23.9%	$2.18 +51.4%	$1.44 -24.2%	$1.90 +37.7%	$1.38 +76.9%	$0.78
Total Assets	$12.15B +25.5%	$9.68B +16.1%	$8.34B +17.4%	$7.11B +5.3%	$6.75B +44.2%	$4.68B
Total Debt	$84.5M	—	—	—	—	—
Operating Cash Flow	$195.9M +26.7%	$154.6M +154.9%	$60.7M -48.5%	$117.7M -9.2%	$129.6M +109.0%	$62.0M

AI Insight: SBCF Financial Trends

Net income stability masks volatile cash generation and rising leverage in early 2026.

• Net income averaged $34M across eight quarters with modest spike to $43M in Q2 2025, then stabilized at $32–36M range.

• Operating cash flow ranged $30–72M quarterly, showing no clear trend; latest Q1 2026 at $72M.

• Equity grew 27.5% from $2,130M (Q2 2024) to $2,718M (Q1 2026); debt held flat at $107M through Q3 2025, then rose to $113M.

⚠ Total debt increased 5.6% to $113M in Q4 2025–Q1 2026 after three years at $107M; debt-to-equity ratio rose despite equity gains.

⚠ Operating cash flow collapsed to $30M in Q3 2025 before rebounding to $72M in Q1 2026; volatility limits visibility into true run-rate.

AI Insight: SBCF Ratio Trends

Return metrics deteriorated across the board in Q1 2026, with ROE, ROA, and ROIC all hitting multi-quarter lows as profitability compressed.

• ROE fell to 4.7% in Q1 2026 from 5.1% in Q4 2025, marking the lowest quarterly level since Q2 2024's 5.7%.

• ROA declined to 0.6% in Q1 2026 from 0.7% in Q4 2025; TTM ROA also compressed to 0.7% versus 0.9% in Q4 2025.

• ROIC dropped to 5.8% in Q1 2026 from 6.2% in Q4 2025, the lowest quarterly reading in the dataset.

⚠ Leverage remains stable at 0.04 D/E, but sustained return compression suggests operational headwinds rather than capital structure relief.

⚠ Q2 2025's anomalous spike (ROE 7.5%, ROIC 9.3%) followed by three consecutive quarters of decline signals volatility or one-off gains; trend reversal requires monitoring.

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Available Research

13F Pro tracks comprehensive data for SEACOAST BANKING CORP OF FLORIDA including:

SEC EDGAR filings (10-K, 10-Q, 8-K)

XBRL financial facts (revenue, EPS, margins)

Insider transactions (Form 4)

Institutional 13F holdings

Quality rankings (32 signals)

AI analyst debates & daily meetings

Historical financial trends

Peer comparison & sector analysis

Top Institutional Holders of SBCF

BlackRock, Inc.
$422.8M13,958,599 sh
North Reef Capital Management LP
$176.4M5,825,000 sh
STATE STREET CORP
$152.2M5,023,436 sh
WELLINGTON MANAGEMENT GROUP LLP
$146.9M4,850,958 sh
VANGUARD CAPITAL MANAGEMENT LLC
$133.2M4,398,516 sh
DIMENSIONAL FUND ADVISORS LP
$95.4M3,150,592 sh
FRANKLIN RESOURCES INC
$82.9M2,736,124 sh
GEODE CAPITAL MANAGEMENT, LLC
$74.9M2,471,924 sh
WESTWOOD HOLDINGS GROUP INC
$68.7M2,267,167 sh
DEPRINCE RACE & ZOLLO INC
$67.8M2,237,739 sh

Fund	Value	Shares
BlackRock, Inc.	$422.8M	13,958,599
North Reef Capital Management LP	$176.4M	5,825,000
STATE STREET CORP	$152.2M	5,023,436
WELLINGTON MANAGEMENT GROUP LLP	$146.9M	4,850,958
VANGUARD CAPITAL MANAGEMENT LLC	$133.2M	4,398,516
DIMENSIONAL FUND ADVISORS LP	$95.4M	3,150,592
FRANKLIN RESOURCES INC	$82.9M	2,736,124
GEODE CAPITAL MANAGEMENT, LLC	$74.9M	2,471,924
WESTWOOD HOLDINGS GROUP INC	$68.7M	2,267,167
DEPRINCE RACE & ZOLLO INC	$67.8M	2,237,739

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Is SBCF a good stock to buy?

13F Pro's AI-powered analysis of SEACOAST BANKING CORP OF FLORIDA (SBCF) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on Nasdaq). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for SBCF are available on the SBCF stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing.

Which hedge funds own SBCF?

Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling SBCF. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of SEACOAST BANKING CORP OF FLORIDA's investment landscape.