WESBANCO INC(WSBC)— Stock Profile, AI Score & Financials
Financials · Nasdaq · AI-powered stock analysis, 32-signal quality score, SEC EDGAR financials, and institutional holdings. Updated .
WESBANCO INC (WSBC) stock profile, AI quality score, and SEC EDGAR financial data, a Financials sector company. 13F Pro's AI-powered ranking engine scores WSBC at 75.2/100 on a 32-signal composite quality model, placing it at rank #100 of 2,960 stocks — the top 5% of the AI-ranked universe. WSBC scores in the top quartile across profitability (94.6), institutional flow (91.3), revenue growth (89.2). Based on the latest XBRL financial filings (Q2 2026), WESBANCO INC reports quarterly revenue of $275.8M, net income of $92.7M, an operating margin of 42.6%. Top institutional holders of WSBC by reported 13-F value include BlackRock, VANGUARD PORTFOLIO MANAGEMENT, STATE STREET, based on the most recent SEC filings. WSBC trades on the Nasdaq exchange and files with the SEC under CIK 203596. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate WSBC daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for WESBANCO INC directly from SEC EDGAR.
AI Quality Score
75.2/100
AI Rank
#100
Revenue
$275.8M
Net Income
$92.7M
Operating Margin
42.6%
WSBC key financials by period
WESBANCO INC reported revenue, net income and margins by fiscal period, from SEC filings.
Period
Form
Revenue
Net income
Operating margin
FY 2025
10-K
$981.1M
$223.1M
28.5%
FY 2024
10-K
$606.2M
$151.5M
30.5%
FY 2023
10-K
$601.8M
$159.0M
32.3%
FY 2022
10-K
$591.7M
$192.1M
40.0%
FY 2021
10-K
$590.7M
$242.3M
51.1%
FY 2020
10-K
$607.7M
$122.0M
23.9%
Institutions holding WSBC
Institutional investors reporting a position in WESBANCO INC on SEC Form 13F.
AI-extracted from the 10-Q filed 2026-07-30 — Q2 2026 (quarter ended June 30, 2026). Every figure is machine-verified against the filing text on SEC EDGAR.
Net income available to common shareholders rose to $88.4 million ($0.91 diluted) from $54.9 million as merger-related expense fell $40.1 million, while non-performing loans climbed to 0.75% of portfolio loans.
Biggest Revenue Drivers
Community Banking$262.5M
Lower FHLB borrowing and deposit costs plus higher securities yields lifted net interest income
Trust and Investment Services$8.2M
Trust fees of $7.6 million and WesMark fees of $2.2 million; trust assets $8.2 billion
Biggest Revenue Drivers
Total revenue: $266.6M
Community Banking$262.5M
Lower FHLB borrowing and deposit costs plus higher securities yields lifted net interest income
Within Community Banking
Net interest income (Community Banking)$227.9M
Cost of interest bearing liabilities fell 19 basis points on reduced FHLB borrowings
Service charges on deposits$11.5M+10.1% YoY
Organic growth from treasury management products and higher average deposit balances
Trust and Investment Services$8.2M
Trust fees of $7.6 million and WesMark fees of $2.2 million; trust assets $8.2 billion
Corporate Other-$4.1M
Represents interest expense on subordinated and junior subordinated debt issued by the parent company
Largest Expense Items
Salaries and wages$66.4M+10.4% YoY
Mid-year merit increases, new revenue producers from the Florida expansion, higher bonus and stock compensation expense
Employee benefits$19.1M+1.5% YoY
Equipment and software$15.6M-8.8% YoY
Prior year carried the cost of operating two core systems until the PFC conversion in mid-May 2025
Restructuring and merger-related expense$1.0M-97.6% YoY
Prior year included PFC acquisition closing costs; current quarter relates to 10 financial centers closed in June 2026
Margins: Fully taxable equivalent net interest margin was 3.63%, up 4 basis points year-over-year, driven by lower funding costs; the cost of interest bearing deposits fell 11 basis points to 2.35% while loan yields declined 16 basis points to 6.0% on competitive pressure.
Watch Items from the Filing
Non-performing loans rose 59.5% to $146.1 million, or 0.75% of portfolio loans versus 0.48% at December 31, 2025, primarily three CRE loans across different markets and property types.
Management concluded disclosure controls are not effective due to an unremediated material weakness in controls over fair value of assets acquired in the Premier Financial Corp. combination.
Provision for credit losses was $9.2 million versus $3.2 million a year ago; criticized and classified loans were 3.74% of portfolio loans, up from 3.63%.
Uninsured deposits totaled $7.0 billion, or 33% of total deposits, including $2.3 billion of public funds; excluding public funds, uninsured deposits were $4.7 billion, or 22%.
Other income included a non-recurring $4.8 million pre-tax curtailment gain from freezing pension benefit accruals effective December 31, 2026 — not repeatable.
AI-extracted and verified against SEC EDGAR filing text. Not investment advice.
