RNST is the ticker symbol for RENASANT CORP, a publicly traded Financials sector company listed on NYSE. 13F Pro tracks RNST with AI-powered analysis, an AI quality score, SEC EDGAR financials, insider transactions, and institutional 13F holdings — all sourced directly from public SEC filings.

Is RNST a good stock to buy?

13F Pro's AI ranking engine scores RNST at 72.4/100, ranked #154 of 2,925 stocks on a composite quality score built from its SEC filings, covering profitability, growth, balance sheet strength, and free cash flow. The full AI verdict and bull/bear case for RNST is available at https://13fpro.ai/company/RNST. Not investment advice — review the underlying SEC filings before making any trade.

Where does 13F Pro source RNST data?

All RENASANT CORP fundamentals and ownership data come directly from SEC EDGAR. RENASANT CORP files with the SEC under CIK 715072. 13F Pro ingests XBRL financial facts from 10-K and 10-Q filings, Form 13F-HR institutional holdings, and Form 4 insider transactions, with no third-party rewrites or estimates.

RENASANT CORP RNST

NYSEMid CapFinancials

13F Pro quality score

Rank #154 of 2,925TOP 10%

Why it scores 72 Financials peers →

Rankings refresh quarterly once 80% of peers have filed. Next update: ~Nov 14, 2026.

Revenue

$273.94M

Quarter to Jun 30

Net income

$87.09M

Quarter to Jun 30

Free cash flow

$76.41M

Quarter to Jun 30

Operating margin

39.7%

Quarter to Jun 30

Top Institutional Holders

as of Q2 2026

$3.51B total

BlackRock, Inc.

$566.68M-2.2%

WELLINGTON MANAGEMENT GROUP LLP

$245.88M+33.6%

VANGUARD PORTFOLIO MANAGEMENT LLC

$245.83MNew

DIMENSIONAL FUND ADVISORS LP

$230.07M+1.5%

STATE STREET CORP

$218.66M+5.9%

VANGUARD CAPITAL MANAGEMENT LLC

$176.51MNew

Invesco Ltd.

$122.92M+10.4%

VICTORY CAPITAL MANAGEMENT INC

$115.53M-11.1%

GEODE CAPITAL MANAGEMENT, LLC

$102.48M+4.3%

PRINCIPAL FINANCIAL GROUP INC

$87.11M+62.4%

FRONTIER CAPITAL MANAGEMENT CO LLC

$75.68M+4.5%

NOMURA ASSET MANAGEMENT INTERNATIONAL INC.

$73.38M-4.7%

WESTWOOD HOLDINGS GROUP INC

$71.87M-14.6%

GOLDMAN SACHS GROUP INC

$68.63M+7.8%

Channing Capital Management, LLC

$64.34M-30.2%

JENNISON ASSOCIATES LLC

$58.39M-1.9%

Allspring Global Investments Holdings, LLC

$49.69M-27.8%

CITADEL ADVISORS LLC

$47.42M+229.9%

CHARLES SCHWAB INVESTMENT MANAGEMENT INC

$46.88M-0.8%

NORTHERN TRUST CORP

$44.83M+7.6%

UBS Group AG

$43.76M+144.2%

Bank of New York Mellon Corp

$34.49M+0.6%

MORGAN STANLEY

$34.11M+18.1%

MANUFACTURERS LIFE INSURANCE COMPANY, THE

$33.50M-0.2%

WILLIAM BLAIR INVESTMENT MANAGEMENT, LLC

$32.88M-21.2%

See all 307 institutional holders →

What's Driving RNST's Business? Latest 10-Q Breakdown

27/27 datapoints verified

AI-extracted from the 10-Q filed 2026-08-05 — Q2 FY2026 (quarter ended June 30, 2026). Every figure is machine-verified against the filing text on SEC EDGAR.

Net income rebounded to $87.1M ($0.94 diluted EPS) from $1.0M a year ago as credit provision fell to $3.8M and merger expenses went to zero.

Biggest Revenue Drivers

Net interest income$222.8M+1.8% YoY

Federal Reserve rate cuts in late 2025 lowered funding costs; addition of The First's loan portfolio and organic loan growth

Total noninterest income$51.2M+5.9% YoY

Focus on developing fee-generating products to diversify revenue sources

Biggest Revenue Drivers

Total revenue: $340.4M total interest income-1.0% YoY

Net interest income$222.8M+1.8% YoY

Federal Reserve rate cuts in late 2025 lowered funding costs; addition of The First's loan portfolio and organic loan growth

Total noninterest income$51.2M+5.9% YoY

Focus on developing fee-generating products to diversify revenue sources

Within Total noninterest income

Service charges on deposit accounts$14.5M+6.6% YoY

Mortgage banking income$9.2M-18.5% YoY

Originations of mortgage loans to be sold fell to $410.4M from $491.6M

Wealth management revenue$9.1M+23.5% YoY

Assets under management or administration were $7.65B versus $7.35B a year earlier

Largest Expense Items

Salaries and employee benefits$96.2M-3.3% YoY

Cost savings driven primarily by synergies realized from the acquisition of The First

Net occupancy and equipment$18.0M+3.8% YoY

Filing gives no specific driver for the quarter

Intangible amortization$8.4M-5.8% YoY

Core deposit intangible amortization of $7.8M on a $242.1M gross core deposit intangible

Merger and conversion related expenses$0-100% YoY

No transaction costs incurred in the quarter versus $20.5M in Q2 2025 for The First merger

Margins: Net interest margin was 3.83% on a tax-equivalent basis, down 2 basis points from 3.85%, as lower asset yields offset a drop in deposit costs to 1.96% from 2.12%. Efficiency ratio improved to 57.92% from 67.59%.

Watch Items from the Filing

Disclosure controls are not effective: a material weakness in manual journal entry segregation of duties from the 2025 Form 10-K remains unremediated pending testing.
Nonperforming loans rose to $186.5M, or 0.97% of total loans, from 0.92% at December 31, 2025; ACL coverage of nonperforming loans fell to 158.73% from 204.97%.
Non-owner occupied commercial mortgage term loans are the largest concentration at $6.1B, 31.90% of total loans; senior housing is 7.75% non-performing and non-medical office 3.10%.
Provision for credit losses was $1.2M on loans (0.02% of average loans annualized) versus $75.4M a year ago, which included the Day 1 merger provision; ACL is 1.54% of loans.
Capital actions: 3,451,319 shares repurchased in the first half at $39.54 average, $101.8M remaining authorization, plus $300M of 6.25% subordinated notes due 2036 issued in May 2026.

AI-extracted and verified against SEC EDGAR filing text. Not investment advice.

Read the full 10-Q on SEC EDGAR →

Key Metrics

Revenue

Q2 2026

EDGAR

Net Income

Q2 2026

EDGAR

EPS (Diluted)

Q2 2026

EDGAR

Operating Margin

Q2 2026

EDGAR

ROIC

Q2 2026

EDGAR

Free Cash Flow

Q2 2026

EDGAR

Debt/Equity

Q2 2026

EDGAR

Financial Trends

Revenue & Net Income

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Earnings Per Share

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RENASANT CORP reported revenue, net income and margins by fiscal period, from SEC filings.
Period	Form	Revenue	Net income	Op. marginOperating margin
FY 2025	10-K	$985.8M	$181.3M	23.0%
FY 2024	10-K	$715.9M	$195.5M	34.2%
FY 2023	10-K	$632.4M	$144.7M	28.0%
FY 2022	10-K	$630.6M	$166.1M	33.5%
FY 2021	10-K	$651.0M	$175.9M	34.2%
FY 2020	10-K	$662.3M	$83.7M	15.6%

About RENASANT CORP (RNST): stock profile, AI score and financials

RENASANT CORP (RNST) stock profile, AI quality score, and SEC EDGAR financial data, a Financials sector company. 13F Pro's AI-powered ranking engine scores RNST at 72.4/100 on a composite quality score built from its SEC filings, placing it at rank #154 of 2,925 stocks — the top 10% of the AI-ranked universe. RNST scores in the top quartile across institutional flow (93.5), profitability (91.2), free cash flow (89.9). Shareholder dilution risk is elevated at 40.9/100, reflecting ongoing share issuance or stock-based compensation. Based on the latest XBRL financial filings (Q2 2026), RENASANT CORP reports quarterly revenue of $273.9M, net income of $87.1M, an operating margin of 39.7%. Top institutional holders of RNST by reported 13-F value include BlackRock, WELLINGTON MANAGEMENT GROUP LLP, VANGUARD PORTFOLIO MANAGEMENT, based on the most recent SEC filings. RNST trades on the NYSE exchange and files with the SEC under CIK 715072. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate RNST daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for RENASANT CORP directly from SEC EDGAR.

Financials through the period ended Jun 30, 2026SEC EDGAR: CIK 715072 →

RENASANT CORP RNST

Top Institutional Holders

What's Driving RNST's Business? Latest 10-Q Breakdown

Biggest Revenue Drivers

Biggest Revenue Drivers

Largest Expense Items

Watch Items from the Filing

Key Metrics

Financial Trends

Revenue & Net Income

Earnings Per Share

RNST key financials by period

RNST insiders

About RENASANT CORP (RNST): stock profile, AI score and financials

RENASANT CORP RNST

Top Institutional Holders

What's Driving RNST's Business? Latest 10-Q Breakdown

Biggest Revenue Drivers

Key Metrics

Financial Trends

Revenue & Net Income

Earnings Per Share

RNST key financials by period

Companies similar to RNST

RNST insiders

About RENASANT CORP (RNST): stock profile, AI score and financials