FBK is the ticker symbol for FB Financial Corp, a publicly traded Financials sector company listed on NYSE. 13F Pro tracks FBK with AI-powered analysis, an AI quality score, SEC EDGAR financials, insider transactions, and institutional 13F holdings — all sourced directly from public SEC filings.

Is FBK a good stock to buy?

13F Pro's AI ranking engine scores FBK at 67.3/100, ranked #375 of 2,925 stocks on a composite quality score built from its SEC filings, covering profitability, growth, balance sheet strength, and free cash flow. The full AI verdict and bull/bear case for FBK is available at https://13fpro.ai/company/FBK. Not investment advice — review the underlying SEC filings before making any trade.

Where does 13F Pro source FBK data?

All FB Financial Corp fundamentals and ownership data come directly from SEC EDGAR. FB Financial Corp files with the SEC under CIK 1649749. 13F Pro ingests XBRL financial facts from 10-K and 10-Q filings, Form 13F-HR institutional holdings, and Form 4 insider transactions, with no third-party rewrites or estimates.

FB Financial Corp FBK

NYSEMid CapFinancials

13F Pro quality score

Rank #375 of 2,925TOP 25%

Why it scores 67 Financials peers →

Rankings refresh quarterly once 80% of peers have filed. Next update: ~Nov 14, 2026.

Revenue

$174.75M

Quarter to Jun 30

Net income

$58.65M

Quarter to Jun 30

Free cash flow

$73.84M

Quarter to Jun 30

Operating margin

41.9%

Quarter to Jun 30

Top Institutional Holders

as of Q2 2026

$2.24B total

BlackRock, Inc.

$348.59M+2.9%

T. Rowe Price Investment Management, Inc.

$214.45M+0.2%

STATE STREET CORP

$135.60M+8.1%

VANGUARD CAPITAL MANAGEMENT LLC

$119.14M+14.2%

DIMENSIONAL FUND ADVISORS LP

$112.48M+1.6%

WESTWOOD HOLDINGS GROUP INC

$71.04M+1.7%

GEODE CAPITAL MANAGEMENT, LLC

$60.42M+4.9%

WELLINGTON MANAGEMENT GROUP LLP

$59.18M-5.3%

LOOMIS SAYLES & CO L P

$48.22M-4.5%

VANGUARD PORTFOLIO MANAGEMENT LLC

$46.29M+5.9%

GOLDMAN SACHS GROUP INC

$45.33M+22.6%

BANK OF AMERICA CORP /DE/

$39.46M-5.4%

FRONTIER CAPITAL MANAGEMENT CO LLC

$35.57M-1.9%

MORGAN STANLEY

$35.15M+27.3%

Davis Asset Management, L.P.

$34.27M0.0%

FRANKLIN RESOURCES INC

$33.61M+22.8%

DEPRINCE RACE & ZOLLO INC

$28.75M-49.9%

FMR LLC

$28.10M+0.8%

CHARLES SCHWAB INVESTMENT MANAGEMENT INC

$27.49M+1.5%

CITADEL ADVISORS LLC

$26.53M+3286.4%

NORTHERN TRUST CORP

$25.81M+5.6%

GW&K Investment Management, LLC

$25.64M+31.9%

FEDERATED HERMES, INC.

$24.34M+4.0%

TWO SIGMA INVESTMENTS, LP

$21.60M+40.8%

Penn Capital Management Company, LLC

$21.46M+21.2%

See all 295 institutional holders →

What's Driving FBK's Business? Latest 10-Q Breakdown

AI-extracted from the 10-Q filed 2026-08-03 — Q2 FY2026 (quarter ended June 30, 2026). Every figure is machine-verified against the filing text on SEC EDGAR.

Biggest Revenue Drivers

Noninterest income$25.8Mvs -$34.6M loss YoY

Swing driven by absence of the prior-year $60.5M net loss on the sale of $266.5M of AFS debt securities.

Biggest Revenue Drivers

Total revenue: $174.8M+127% YoY

Noninterest income$25.8Mvs -$34.6M loss YoY

Swing driven by absence of the prior-year $60.5M net loss on the sale of $266.5M of AFS debt securities.

Within Noninterest income

Mortgage banking income$11.2M-14.6% YoY

Lower gains and fees from origination/sale of mortgage loans held for sale and lower mortgage servicing income.

Service charges on deposit accounts$4.5M+31.7% YoY

Increase in deposit accounts from the Southern States merger.

Investment services and trust income$4.5M+15% YoY

Largest Expense Items

Salaries, commissions and employee benefits$53.3M+14.4% YoY

Increased headcount from the Southern States merger and higher performance-based incentive compensation, partly offset by deferred salary costs related to loan originations.

Other expense$21.9M+23.3% YoY

Higher software license and maintenance fees ($1.2M) and franchise tax expense ($0.9M), plus modest increases across other categories.

Provision for credit losses on loans HFI$9.7Mvs $1.1M reversal YoY

Stronger loan growth and increased reserves on individually evaluated loans; prior year included a $6.8M benefit from a CECL methodology change.

Occupancy and equipment expense$7.6M+13.5% YoY

Expansion of the branch network in connection with the Southern States merger.

Margins: Net interest margin (tax-equivalent) rose to 3.95% from 3.68% YoY on higher loan yields, accretion from purchased loans, and lower deposit costs. Efficiency ratio improved to 52.3% from 105.7% (prior year skewed by the securities loss); adjusted efficiency ratio improved to 52.0% from 56.9%.

Watch Items from the Filing

Nonperforming loans HFI rose to $150.2 million (1.17% of loans HFI) from $120.5 million (0.97%) at December 31, 2025, driven by two significant relationships migrating to nonperforming status in the CRE and C&I portfolios.
Estimated uninsured and uncollateralized deposits were $4.14 billion, or 28.9% of total deposits, as of June 30, 2026.
Commercial real estate concentration ratio was 269.0% of Tier 1 capital plus allowance for credit losses at FirstBank, approaching the regulatory monitoring guideline of 300%.
Provision for credit losses on loans HFI was $9.7 million, compared with a $1.1 million reversal a year ago, reflecting loan growth and higher reserves on individually evaluated loans.
AFS debt securities carried $53.4 million of gross unrealized losses, concentrated in mortgage-backed and municipal securities held in a loss position for 12+ months.

AI-extracted and verified against SEC EDGAR filing text. Not investment advice.

Read the full 10-Q on SEC EDGAR →

Key Metrics

Revenue

Q2 2026

EDGAR

Net Income

Q2 2026

EDGAR

EPS (Diluted)

Q2 2026

EDGAR

Operating Margin

Q2 2026

EDGAR

ROIC

Q2 2026

EDGAR

Free Cash Flow

Q2 2026

EDGAR

Debt/Equity

Q2 2026

EDGAR

Financial Trends

Revenue & Net Income

13fpro.ai/company/FBK

Earnings Per Share

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FB Financial Corp reported revenue, net income and margins by fiscal period, from SEC filings.
Period	Form	Revenue	Net income	Op. marginOperating margin
FY 2025	10-K	$560.0M	$122.6M	24.7%
FY 2024	10-K	$455.6M	$116.0M	32.2%
FY 2023	10-K	$477.8M	$120.2M	31.5%
FY 2022	10-K	$526.9M	$124.6M	30.3%
FY 2021	10-K	$575.6M	$190.3M	42.2%
FY 2020	10-K	$567.5M	$63.6M	14.5%

About FB Financial Corp (FBK): stock profile, AI score and financials

FB Financial Corp (FBK) stock profile, AI quality score, and SEC EDGAR financial data, a Financials sector company. 13F Pro's AI-powered ranking engine scores FBK at 67.3/100 on a composite quality score built from its SEC filings, placing it at rank #375 of 2,925 stocks — the top 25% of the AI-ranked universe. FBK scores in the top quartile across profitability (91.1), revenue growth (83.6), free cash flow (82.7). Areas of concern include earnings quality (35.7), which score below median versus the broader universe. Shareholder dilution risk is elevated at 31.1/100, reflecting ongoing share issuance or stock-based compensation. Based on the latest XBRL financial filings (Q2 2026), FB Financial Corp reports quarterly revenue of $174.8M, net income of $58.6M, an operating margin of 41.9%. Top institutional holders of FBK by reported 13-F value include BlackRock, T. Rowe Price Investment Management, STATE STREET, based on the most recent SEC filings. FBK trades on the NYSE exchange and files with the SEC under CIK 1649749. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate FBK daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for FB Financial Corp directly from SEC EDGAR.

Financials through the period ended Jun 30, 2026SEC EDGAR: CIK 1649749 →

FB Financial Corp FBK

Top Institutional Holders

What's Driving FBK's Business? Latest 10-Q Breakdown

Biggest Revenue Drivers

Biggest Revenue Drivers

Largest Expense Items

Watch Items from the Filing

Key Metrics

Financial Trends

Revenue & Net Income

Earnings Per Share

FBK key financials by period

FBK insiders

Congress trading in FBK

About FB Financial Corp (FBK): stock profile, AI score and financials

FB Financial Corp FBK

Top Institutional Holders

What's Driving FBK's Business? Latest 10-Q Breakdown

Biggest Revenue Drivers

Key Metrics

Financial Trends

Revenue & Net Income

Earnings Per Share

FBK key financials by period

Companies similar to FBK

FBK insiders

Congress trading in FBK

About FB Financial Corp (FBK): stock profile, AI score and financials