PNFPPinnacle Financial Partners, Inc.(PNFP)Stock Analysis

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SEC EDGAR: CIK 2082866PNFP stock profile & AI dashboard →

13F Pro Quality Score

54.5/100

Rank #1,318 of 2,962 stocksTOP 50%

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Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Nov 14, 2026.

Revenue Growth

18.2/100

Profitability

79.1/100

Balance Sheet

37.5/100

Earnings Quality

76.6/100

Free Cash Flow

87.9/100

Institutional Flow

79.4/100

Revenue Scale

72.0/100

Dilution Risk

39.0/100
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PNFP Stock Analysis & AI Quality Score

Data updated 2026-09-11

AI stock analysis and institutional research for Pinnacle Financial Partners, Inc. (PNFP), a Financials sector company. 13F Pro's AI-powered ranking engine scores PNFP at 54.5/100 on a 32-signal composite quality model, placing it at rank #1,318 of 2,962 stocks — the top half of the AI-ranked universe. PNFP scores in the top quartile across free cash flow (87.9), institutional flow (79.4), profitability (79.1). Areas of concern include revenue growth (18.2) and balance sheet strength (37.5), which score below median versus the broader universe. Shareholder dilution risk is elevated at 39.0/100, reflecting ongoing share issuance or stock-based compensation. Based on the latest XBRL financial filings (Q2 2026), Pinnacle Financial Partners, Inc. reports quarterly revenue of $1.2B, net income of $328.0M, an operating margin of 34.8%. Top institutional holders of PNFP by reported 13-F value include BlackRock, WELLINGTON MANAGEMENT GROUP LLP, FMR, based on the most recent SEC filings. PNFP trades on the NYSE exchange and files with the SEC under CIK 2082866. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate PNFP daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for Pinnacle Financial Partners, Inc. directly from SEC EDGAR. Pinnacle Financial Partners, Inc.'s 13F Pro composite quality score has ranged between 34 and 56 since 2026, currently 54.5 — an improving long-term trajectory across 8 quarterly and live scoring snapshots.

Fun facts about Pinnacle Financial Partners, Inc.

Quirks, history, and lore behind PNFP — the kind of stuff that makes a stock memorable.

  • 1
    The Basics
    U.S. regional bank holding company · listed on Nasdaq · headquartered in Tennessee · focused on commercial banking.
  • 2
    The Numbers
    Total assets in the neighborhood of $45–50 billion, making it one of the larger regional banks in the Southeast — not a giant, but nobody's little league team either.
  • 3
    The History
    Founded around 2000, it grew rapidly by targeting high-net-worth clients and entrepreneurs rather than chasing every retail depositor on the block.
  • 4
    The Secret
    Its model leans heavily on a relationship banking philosophy — recruiting experienced bankers with existing client books rather than building branches on every corner.
  • 5
    The Lore
    It has consistently landed on lists of the best banks in America compiled by Forbes, and its culture of keeping banker autonomy high has made it a talent magnet in the Mid-South.
  • 6
    The Giveaway
    Based in Nashville, built for the city's booming business class, and trading under a ticker that sounds like it belongs to a mountain summit and a financial partner rolled into one.
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Revenue

Q2 2026

$1.2B

Net Income

Q2 2026

$328.0M

Free Cash Flow

Q2 2026

$67.0M

Operating Margin

Q2 2026

34.8%

ROIC

Q2 2026

11.3%

Period

Revenue & Net Income

Earnings Per Share

Key Financials Over Time

Export Financial Table · Pro

Revenue

+48.3% YoY
$2.41BFY 2025
FY22 FY23 $1.52BFY24 $1.63BFY25 $2.41B

Net Income

+35.1% YoY
$641.9MFY 2025
FY22 FY23 $562.2MFY24 $475.1MFY25 $641.9M

EPS (Diluted)

+35.4% YoY
$4.04FY 2025
FY22 FY23 $3.57FY24 $2.98FY25 $4.04

Total Assets

+9.7% YoY
$57.71BFY 2025
FY22 FY23 FY24 $52.59BFY25 $57.71B

Total Debt

+41.7% YoY
$2.46BFY 2025
FY22 FY23 FY24 $1.73BFY25 $2.46B

Op. Cash Flow

-16.1% YoY
$759.0MFY 2025
FY22 FY23 $478.4MFY24 $904.3MFY25 $759.0M

Free Cash Flow

-16.1% YoY
$679.1MFY 2025
FY22 FY23 $400.1MFY24 $809.8MFY25 $679.1M

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Available Research

13F Pro tracks comprehensive data for Pinnacle Financial Partners, Inc. including:

SEC EDGAR filings (10-K, 10-Q, 8-K)
XBRL financial facts (revenue, EPS, margins)
Insider transactions (Form 4)
Institutional 13F holdings
Quality rankings (32 signals)
AI analyst debates & daily meetings
Historical financial trends
Peer comparison & sector analysis

Top Institutional Holders of PNFP

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Ranked by quality-profile closeness and shared hedge-fund ownership — not just sector membership.

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Similarity is computed from the 8 composite sub-scores and latest-quarter 13F conviction holdings (index-style filers excluded). Refreshed monthly.

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Is PNFP a good stock to buy?

13F Pro's AI-powered analysis of Pinnacle Financial Partners, Inc. (PNFP) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on NYSE). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for PNFP are available on the PNFP stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing. PNFP is classified as a large company.

Which hedge funds own PNFP?

Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling PNFP. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of Pinnacle Financial Partners, Inc.'s investment landscape.