13F Pro Quality Score

74.6/100

Rank #156 of 2,879 stocksTOP 10%

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Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Aug 14, 2026.

Revenue Growth

67.8/100

Profitability

78.1/100

Balance Sheet

96.4/100

Earnings Quality

67.1/100

Free Cash Flow

66.9/100

Institutional Flow

30.6/100

Revenue Scale

75.2/100

Dilution Risk

94.9/100

ERIE Stock Analysis & AI Quality Score

AI stock analysis and institutional research for ERIE INDEMNITY CO (ERIE), a Financials sector company. 13F Pro's AI-powered ranking engine scores ERIE at 74.6/100 on a 32-signal composite quality model, placing it at rank #156 of 2,879 stocks — the top 10% of the AI-ranked universe. ERIE scores in the top quartile across balance sheet strength (96.4), profitability (78.1), revenue scale (75.2). Areas of concern include institutional flow (30.6), which score below median versus the broader universe. Based on the latest XBRL financial filings (Q1 2026), ERIE INDEMNITY CO reports quarterly revenue of $1.0B, net income of $150.5M, an operating margin of 16.5%. Top institutional holders of ERIE by reported 13-F value include PNC FINANCIAL SERVICES GROUP,, VANGUARD CAPITAL MANAGEMENT, BlackRock,, based on the most recent SEC filings. ERIE trades on the Nasdaq exchange and files with the SEC under CIK 922621. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate ERIE daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for ERIE INDEMNITY CO directly from SEC EDGAR. ERIE INDEMNITY CO's 13F Pro composite quality score has ranged between 58 and 81 since 2021, currently 74.6 — an improving long-term trajectory across 30 quarterly and live scoring snapshots.

Fun facts about ERIE INDEMNITY CO

Quirks, history, and lore behind ERIE — the kind of stuff that makes a stock memorable.

  • 1
    The Basics
    U.S. financial services company · mid-cap · listed on Nasdaq · headquartered in Pennsylvania.
  • 2
    The Numbers
    Generates roughly $10 billion in annual premiums and has operated with a combined ratio that consistently makes rivals jealous — meaning it actually makes money underwriting, not just investing.
  • 3
    The History
    Founded in 1925, it was built on a simple idea: let policyholders share in the profits through a subscriber model that still defines the company today.
  • 4
    The Secret
    It doesn't actually underwrite the insurance itself — it acts as attorney-in-fact for a massive reciprocal insurance exchange, collecting management fees on the premiums. The structure is delightfully unusual.
  • 5
    The Lore
    It sells almost exclusively through a network of independent agents and has stayed fiercely focused on personal and commercial lines in the eastern U.S., resisting the urge to go national and flashy.
  • 6
    The Giveaway
    It shares its name with a Great Lake and a Pennsylvania city — and for nearly a century it has been that city's most famous corporate resident, quietly insuring your car and your neighbor's barn.
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Revenue

Q1 2026

$1.0B

Net Income

Q1 2026

$150.5M

Free Cash Flow

Q1 2026

$54.5M

Operating Margin

Q1 2026

16.5%

Revenue & Net Income

Earnings Per Share

Key Financials Over Time

Export Financial Table · Pro+

Revenue

+7.2% YoY
$4.07BFY 2025
FY22 $2.84BFY23 $3.27BFY24 $3.80BFY25 $4.07B

Net Income

-6.8% YoY
$559.3MFY 2025
FY22 $298.6MFY23 $446.1MFY24 $600.3MFY25 $559.3M

Operating Income

+6.0% YoY
$717.2MFY 2025
FY22 $376.2MFY23 $520.3MFY24 $676.5MFY25 $717.2M

Total Assets

+16.2% YoY
$3.36BFY 2025
FY22 $2.24BFY23 $2.47BFY24 $2.89BFY25 $3.36B

Total Debt

FY 2025
FY22 $0.00FY23 FY24 FY25

Op. Cash Flow

+12.3% YoY
$686.7MFY 2025
FY22 $366.2MFY23 $381.2MFY24 $611.2MFY25 $686.7M

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Available Research

13F Pro tracks comprehensive data for ERIE INDEMNITY CO including:

SEC EDGAR filings (10-K, 10-Q, 8-K)
XBRL financial facts (revenue, EPS, margins)
Insider transactions (Form 4)
Institutional 13F holdings
Quality rankings (32 signals)
AI analyst debates & daily meetings
Historical financial trends
Peer comparison & sector analysis

Top Institutional Holders of ERIE

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Is ERIE a good stock to buy?

13F Pro's AI-powered analysis of ERIE INDEMNITY CO (ERIE) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on Nasdaq). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for ERIE are available on the ERIE stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing.

Which hedge funds own ERIE?

Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling ERIE. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of ERIE INDEMNITY CO's investment landscape.