EQUIFAX INC(EFX)— Stock Profile, AI Score & Financials
Financials · NYSE · AI-powered stock analysis, 32-signal quality score, SEC EDGAR financials, and institutional holdings. Updated .
EQUIFAX INC (EFX) stock profile, AI quality score, and SEC EDGAR financial data, a Financials sector company. 13F Pro's AI-powered ranking engine scores EFX at 64.8/100 on a 32-signal composite quality model, placing it at rank #522 of 2,961 stocks — the top 25% of the AI-ranked universe. EFX scores in the top quartile across earnings quality (82.4), revenue scale (81.4). Based on the latest XBRL financial filings (Q2 2026), EQUIFAX INC reports quarterly revenue of $1.7B, net income of $183.9M, an operating margin of 18.5%. Top institutional holders of EFX by reported 13-F value include BlackRock, VANGUARD CAPITAL MANAGEMENT, HARRIS ASSOCIATES L P, based on the most recent SEC filings. EFX trades on the NYSE exchange and files with the SEC under CIK 33185. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate EFX daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for EQUIFAX INC directly from SEC EDGAR.
AI Quality Score
64.8/100
AI Rank
#522
Revenue
$1.7B
Net Income
$183.9M
Free Cash Flow
$204.8M
Operating Margin
18.5%
EFX key financials by period
EQUIFAX INC reported revenue, net income and margins by fiscal period, from SEC filings.
Period
Form
Revenue
Net income
Operating margin
FY 2025
10-K
$6.1B
$660.3M
18.0%
FY 2024
10-K
$5.7B
$604.1M
18.3%
FY 2023
10-K
$5.3B
$545.3M
17.7%
FY 2022
10-K
$5.1B
$696.2M
20.6%
FY 2021
10-K
$4.9B
$744.2M
23.1%
FY 2020
10-K
$4.1B
$520.1M
16.4%
Institutions holding EFX
Institutional investors reporting a position in EQUIFAX INC on SEC Form 13F.
AI-extracted from the 10-Q filed 2026-07-21 — Q2 FY2026 (quarter ended June 30, 2026). Every figure is machine-verified against the filing text on SEC EDGAR.
Revenue grew 11% YoY to $1.70B on broad-based segment growth, but operating margin fell 1.7 points to 18.5% due to a $100M FCRA litigation settlement accrual and higher royalty costs.
Biggest Revenue Drivers
Workforce Solutions$705.4M+7% YoY
Increase in both diversified markets and mortgage verticals within Verification Services
U.S. Information Solutions$611.6M+17% YoY
Growth in mortgage revenue from product pricing and higher volumes, plus diversified markets growth
Biggest Revenue Drivers
Total revenue: $1.70B+11% YoY
Workforce Solutions$705.4M+7% YoY
Increase in both diversified markets and mortgage verticals within Verification Services
Within Workforce Solutions
Verification Services$607.6M+7% YoY
Growth in talent solutions, mortgage and consumer lending verticals
U.S. Information Solutions$611.6M+17% YoY
Growth in mortgage revenue from product pricing and higher volumes, plus diversified markets growth
Within U.S. Information Solutions
Online Information Solutions$545.4M+19% YoY
Driven by growth in mortgage related services and diversified markets online services
International$383.1M+8% YoY
Growth in all four regions: Latin America, Europe, Asia Pacific and Canada
Largest Expense Items
Cost of services$773.7M+16% YoY
Primarily due to higher royalty and revenue share costs
Selling, general and administrative expenses$422.5M+10% YoY
Increase in litigation expense from a legal settlement tied to a previously-disclosed coding issue, net of expected insurance proceeds
Depreciation and amortization$189.7M+7% YoY
Increased amortization of capitalized internal-use software costs from prior technology transformation spending
Margins: Operating margin fell 1.7 points to 18.5%, primarily due to higher royalty costs, litigation expense from the FCRA settlement, and amortization of capitalized internal-use software costs, partially offset by revenue growth.
Watch Items from the Filing
Equifax accrued $100.0M in Q2 2026 for the FCRA coding-issue litigation settlement, net of a $60.0M insurance receivable, resulting in a $40.0M net charge to earnings.
Approximately 77% of revenue was generated in the U.S. during the quarter, concentrating exposure to U.S. mortgage market and economic conditions.
In July 2026, Equifax signed a definitive agreement to acquire Círculo de Crédito for an enterprise value of $750 million, expected to close in Q4 2026.
The CFPB has issued three Civil Investigative Demands (2023–2024) investigating data accuracy and dispute handling at the Workforce Solutions unit; outcome cannot be predicted.
An antitrust lawsuit filed May 2024 targets Workforce Solutions' verification of income and employment services, seeking class certification and unspecified damages.
AI-extracted and verified against SEC EDGAR filing text. Not investment advice.
