CPFCENTRAL PACIFIC FINANCIAL CORP(CPF)Stock Analysis

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SEC EDGAR: CIK 701347CPF stock profile & AI dashboard →

13F Pro Quality Score

51.6/100

Rank #1,521 of 2,962 stocks

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Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Nov 14, 2026.

Revenue Growth

46.4/100

Profitability

90.5/100

Balance Sheet

44.2/100

Earnings Quality

52.1/100

Free Cash Flow

86.2/100

Institutional Flow

39.6/100

Revenue Scale

29.3/100

Dilution Risk

26.7/100
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CPF Stock Analysis & AI Quality Score

Data updated 2026-09-11

AI stock analysis and institutional research for CENTRAL PACIFIC FINANCIAL CORP (CPF), a Financials sector company. 13F Pro's AI-powered ranking engine scores CPF at 51.6/100 on a 32-signal composite quality model, placing it at rank #1,521 of 2,962 stocks — the bottom half of the AI-ranked universe. CPF scores in the top quartile across profitability (90.5), free cash flow (86.2). Areas of concern include revenue scale (29.3) and institutional flow (39.6), which score below median versus the broader universe. Shareholder dilution risk is elevated at 26.7/100, reflecting ongoing share issuance or stock-based compensation. Based on the latest XBRL financial filings (Q2 2026), CENTRAL PACIFIC FINANCIAL CORP reports quarterly revenue of $14.6M, net income of $20.8M, free cash flow of $41.0M. Top institutional holders of CPF by reported 13-F value include BlackRock, HoldCo Asset Management, STATE STREET, based on the most recent SEC filings. CPF trades on the NYSE exchange and files with the SEC under CIK 701347. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate CPF daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for CENTRAL PACIFIC FINANCIAL CORP directly from SEC EDGAR. CENTRAL PACIFIC FINANCIAL CORP's 13F Pro composite quality score has ranged between 38 and 68 since 2024, currently 51.6 — a declining long-term trajectory across 56 quarterly and live scoring snapshots.

Revenue

Q2 2026

$14.6M

Net Income

Q2 2026

$20.8M

Free Cash Flow

Q2 2026

$41.0M

ROIC

Q2 2026

16.0%

D/E Ratio

Q2 2026

0.13

Period

Revenue & Net Income

Earnings Per Share

Key Financials Over Time

Export Financial Table · Pro

Revenue

+33.8% YoY
$51.8MFY 2025
FY22 $47.9MFY23 $46.7MFY24 $38.7MFY25 $51.8M

Net Income

+45.1% YoY
$77.5MFY 2025
FY22 $73.9MFY23 $58.7MFY24 $53.4MFY25 $77.5M

EPS (Diluted)

+45.2% YoY
$2.86FY 2025
FY22 $2.68FY23 $2.17FY24 $1.97FY25 $2.86

Total Assets

-0.8% YoY
$7.41BFY 2025
FY22 $7.43BFY23 $7.64BFY24 $7.47BFY25 $7.41B

Total Debt

-51.0% YoY
$76.5MFY 2025
FY22 $110.9MFY23 $156.1MFY24 $156.3MFY25 $76.5M

Op. Cash Flow

+7.7% YoY
$97.5MFY 2025
FY22 $114.1MFY23 $105.1MFY24 $90.5MFY25 $97.5M

Free Cash Flow

+22.4% YoY
$92.3MFY 2025
FY22 $95.7MFY23 $92.5MFY24 $75.4MFY25 $92.3M

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Available Research

13F Pro tracks comprehensive data for CENTRAL PACIFIC FINANCIAL CORP including:

SEC EDGAR filings (10-K, 10-Q, 8-K)
XBRL financial facts (revenue, EPS, margins)
Insider transactions (Form 4)
Institutional 13F holdings
Quality rankings (32 signals)
AI analyst debates & daily meetings
Historical financial trends
Peer comparison & sector analysis

Companies Similar to CPF

Ranked by quality-profile closeness and shared hedge-fund ownership — not just sector membership.

IBCP

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HAFC

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OPBK

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FCCO

FIRST COMMUNITY CORP /SC/

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Similarity is computed from the 8 composite sub-scores and latest-quarter 13F conviction holdings (index-style filers excluded). Refreshed monthly.

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Is CPF a good stock to buy?

13F Pro's AI-powered analysis of CENTRAL PACIFIC FINANCIAL CORP (CPF) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on NYSE). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for CPF are available on the CPF stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing. CPF is classified as a small company.

Which hedge funds own CPF?

Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling CPF. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of CENTRAL PACIFIC FINANCIAL CORP's investment landscape.