What is the 13F Pro Quality Score for BKU?

13F Pro ranks BankUnited, Inc. (BKU) on the 13F Pro Quality Score, a 0–100 composite of 32 fundamental signals including return on invested capital, free cash flow consistency, balance-sheet strength, earnings quality, growth durability, and valuation discipline. The score refreshes after each 10-K and 10-Q filing on SEC EDGAR. View BKU's current score at https://13fpro.ai/research/BKU (free sign-up required for the full ranking).

Where does 13F Pro source BKU data?

All BankUnited, Inc. fundamentals and ownership data come directly from SEC EDGAR. BankUnited, Inc. files with the SEC under CIK 1504008. 13F Pro ingests XBRL financial facts from 10-K and 10-Q filings, Form 13F-HR institutional holdings, and Form 4 insider transactions, with no third-party rewrites or estimates.

What sector is BKU in?

BankUnited, Inc. (BKU) is classified in the Financials sector. 13F Pro publishes sector-level fund flow analysis and quality leaders at https://13fpro.ai/research/sector/financials.

How often is BKU research updated on 13F Pro?

BKU's fundamentals refresh within hours of each new 10-K or 10-Q filing on SEC EDGAR. Institutional ownership updates after each quarterly 13F filing window. Insider transactions update after each Form 4 filing. The 13F Pro Quality Score recalculates after every fundamentals refresh.

BankUnited, Inc.(BKU)Stock Analysis

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13F Pro Quality Score

54.0/100

Rank #1,248 of 2,879 stocksTOP 50%

View Financials peers →

Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Aug 14, 2026.

Revenue Growth

31.7/100

Profitability

99.1/100

Balance Sheet

41.3/100

Earnings Quality

62.5/100

Free Cash Flow

99.1/100

Institutional Flow

52.8/100

Revenue Scale

5.6/100

Dilution Risk

3.3/100

BKU Stock Analysis & AI Quality Score

AI stock analysis and institutional research for BankUnited, Inc. (BKU), a Financials sector company. 13F Pro's AI-powered ranking engine scores BKU at 54.0/100 on a 32-signal composite quality model, placing it at rank #1,248 of 2,879 stocks — the top half of the AI-ranked universe. BKU scores in the top quartile across profitability (99.1), free cash flow (99.1). Areas of concern include revenue scale (5.6) and revenue growth (31.7), which score below median versus the broader universe. Shareholder dilution risk is elevated at 3.3/100, reflecting ongoing share issuance or stock-based compensation. Based on the latest XBRL financial filings (Q4 2025), BankUnited, Inc. reports quarterly revenue of $288.2M, net income of $69.3M, an operating margin of 31.2%. Top institutional holders of BKU by reported 13-F value include BlackRock,, VANGUARD PORTFOLIO MANAGEMENT, DIMENSIONAL FUND ADVISORS, based on the most recent SEC filings. BKU trades on the NYSE exchange and files with the SEC under CIK 1504008. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate BKU daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for BankUnited, Inc. directly from SEC EDGAR. BankUnited, Inc.'s 13F Pro composite quality score has ranged between 8 and 59 since 2026, currently 54.0 — an improving long-term trajectory across 36 quarterly and live scoring snapshots.

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Fun facts about BankUnited, Inc.

Quirks, history, and lore behind BKU — the kind of stuff that makes a stock memorable.

1
The Basics
U.S. regional bank · mid-cap · listed on the NYSE · headquartered in South Florida.
2
The Numbers
Holds roughly $35 billion in total assets and operates around 70 branches — a focused footprint, mostly across Florida and the New York metro area.
3
The History
Born from the 2009 failure of a predecessor bank during the financial crisis, it was acquired out of FDIC receivership and relaunched as a clean-slate institution — one of the largest bank failures of that era.
4
The Secret
It built its early business on multi-family and commercial real estate loans in Florida, leaning hard into markets that bigger banks walked away from after the crash.
5
The Lore
Its predecessor had been the largest thrift headquartered in Florida, and its collapse cost the FDIC over $5 billion — making the phoenix-from-the-ashes relaunch story unusually dramatic for a community bank.
6
The Giveaway
It rose from the ashes of BankUnited FSB, kept nearly the same name, and trades under the ticker BKU out of Miami Lakes, Florida.

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Revenue

Q4 2025

$288.2M

Net Income

Q4 2025

$69.3M

Free Cash Flow

Q4 2025

$124.9M

Operating Margin

Q4 2025

31.2%

D/E Ratio

Q4 2025

0.10

Revenue & Net Income

Earnings Per Share

Key Financials Over Time

Export Financial Table · Pro+

Revenue

+7.4% YoY

$21.7MFY 2025

FY22 $22.5MFY23 $20.9MFY24 $20.2MFY25 $21.7M

Net Income

+15.4% YoY

$268.4MFY 2025

FY22 $285.0MFY23 $178.7MFY24 $232.5MFY25 $268.4M

EPS (Diluted)

+14.6% YoY

$3.53FY 2025

FY22 $3.54FY23 $2.38FY24 $3.08FY25 $3.53

Total Assets

-0.6% YoY

$35.04BFY 2025

FY22 $37.03BFY23 $35.76BFY24 $35.24BFY25 $35.04B

Total Debt

-54.9% YoY

$319.7MFY 2025

FY22 $720.9MFY23 $709.0MFY24 $708.6MFY25 $319.7M

Op. Cash Flow

-17.3% YoY

$358.6MFY 2025

FY22 $1.29BFY23 $657.5MFY24 $433.8MFY25 $358.6M

Metric	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Revenue	$21.7M +7.4%	$20.2M -3.3%	$20.9M -7.1%	$22.5M +3.8%	$21.7M +31.5%	$16.5M
Net Income	$268.4M +15.4%	$232.5M +30.1%	$178.7M -37.3%	$285.0M -31.3%	$415.0M +109.7%	$197.9M
EPS (Diluted)	$3.53 +14.6%	$3.08 +29.4%	$2.38 -32.8%	$3.54 -21.7%	$4.52 +119.4%	$2.06
Total Assets	$35.04B -0.6%	$35.24B -1.5%	$35.76B -3.4%	$37.03B +3.4%	$35.82B +2.3%	$35.01B
Total Debt	$319.7M -54.9%	$708.6M -0.1%	$709.0M -1.7%	$720.9M -0.1%	$721.4M -0.1%	$722.5M
Operating Cash Flow	$358.6M -17.3%	$433.8M -34.0%	$657.5M -49.2%	$1.29B +6.0%	$1.22B +41.2%	$864.2M

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Available Research

13F Pro tracks comprehensive data for BankUnited, Inc. including:

SEC EDGAR filings (10-K, 10-Q, 8-K)

XBRL financial facts (revenue, EPS, margins)

Insider transactions (Form 4)

Institutional 13F holdings

Quality rankings (32 signals)

AI analyst debates & daily meetings

Historical financial trends

Peer comparison & sector analysis

Top Institutional Holders of BKU

BlackRock, Inc.
$491.6M10,886,182 sh
VANGUARD PORTFOLIO MANAGEMENT LLC
$222.5M4,928,010 sh
DIMENSIONAL FUND ADVISORS LP
$210.4M4,658,844 sh
STATE STREET CORP
$201.0M4,451,448 sh
HoldCo Asset Management, LP
$159.7M3,535,282 sh
VANGUARD CAPITAL MANAGEMENT LLC
$148.7M3,292,380 sh
MILLENNIUM MANAGEMENT LLC
$142.3M3,150,000 sh
AMERICAN CENTURY COMPANIES INC
$113.7M2,516,747 sh
Artemis Investment Management LLP
$100.1M2,217,272 sh
GEODE CAPITAL MANAGEMENT, LLC
$94.2M2,086,250 sh

Fund	Value	Shares
BlackRock, Inc.	$491.6M	10,886,182
VANGUARD PORTFOLIO MANAGEMENT LLC	$222.5M	4,928,010
DIMENSIONAL FUND ADVISORS LP	$210.4M	4,658,844
STATE STREET CORP	$201.0M	4,451,448
HoldCo Asset Management, LP	$159.7M	3,535,282
VANGUARD CAPITAL MANAGEMENT LLC	$148.7M	3,292,380
MILLENNIUM MANAGEMENT LLC	$142.3M	3,150,000
AMERICAN CENTURY COMPANIES INC	$113.7M	2,516,747
Artemis Investment Management LLP	$100.1M	2,217,272
GEODE CAPITAL MANAGEMENT, LLC	$94.2M	2,086,250

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Is BKU a good stock to buy?

13F Pro's AI-powered analysis of BankUnited, Inc. (BKU) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on NYSE). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for BKU are available on the BKU stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing.

Which hedge funds own BKU?

Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling BKU. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of BankUnited, Inc.'s investment landscape.