What is the 13F Pro Quality Score for GL?

13F Pro ranks GLOBE LIFE INC. (GL) on the 13F Pro Quality Score, a 0–100 composite of 32 fundamental signals including return on invested capital, free cash flow consistency, balance-sheet strength, earnings quality, growth durability, and valuation discipline. The score refreshes after each 10-K and 10-Q filing on SEC EDGAR. View GL's current score at https://13fpro.ai/research/GL (free sign-up required for the full ranking).

Which hedge funds own the most GL stock?

Based on the most recent Form 13F-HR filings on SEC EDGAR, the largest reported institutional holders of GL include BlackRock,, Invesco Ltd., STATE STREET. Holdings are reported quarterly within 45 days of quarter-end and updated on https://13fpro.ai/research/GL as soon as new 13F filings post.

Where does 13F Pro source GL data?

All GLOBE LIFE INC. fundamentals and ownership data come directly from SEC EDGAR. GLOBE LIFE INC. files with the SEC under CIK 320335. 13F Pro ingests XBRL financial facts from 10-K and 10-Q filings, Form 13F-HR institutional holdings, and Form 4 insider transactions, with no third-party rewrites or estimates.

What sector is GL in?

GLOBE LIFE INC. (GL) is classified in the Financials sector. 13F Pro publishes sector-level fund flow analysis and quality leaders at https://13fpro.ai/research/sector/financials.

How often is GL research updated on 13F Pro?

GL's fundamentals refresh within hours of each new 10-K or 10-Q filing on SEC EDGAR. Institutional ownership updates after each quarterly 13F filing window. Insider transactions update after each Form 4 filing. The 13F Pro Quality Score recalculates after every fundamentals refresh.

GLOBE LIFE INC.(GL)Stock Analysis

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13F Pro Quality Score

66.6/100

Rank #509 of 2,879 stocksTOP 25%

View Financials peers →

Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Aug 14, 2026.

Revenue Growth

51.9/100

Profitability

83.1/100

Balance Sheet

62.9/100

Earnings Quality

56.1/100

Free Cash Flow

80.0/100

Institutional Flow

4.8/100

Revenue Scale

80.8/100

Dilution Risk

60.3/100

GL Stock Analysis & AI Quality Score

AI stock analysis and institutional research for GLOBE LIFE INC. (GL), a Financials sector company. 13F Pro's AI-powered ranking engine scores GL at 66.6/100 on a 32-signal composite quality model, placing it at rank #509 of 2,879 stocks — the top 25% of the AI-ranked universe. GL scores in the top quartile across profitability (83.1), revenue scale (80.8), free cash flow (80.0). Areas of concern include institutional flow (4.8), which score below median versus the broader universe. Based on the latest XBRL financial filings (Q1 2026), GLOBE LIFE INC. reports quarterly revenue of $1.6B, net income of $270.5M, an operating margin of 21.4%. Top institutional holders of GL by reported 13-F value include BlackRock,, Invesco Ltd., STATE STREET, based on the most recent SEC filings. GL trades on the NYSE exchange and files with the SEC under CIK 320335. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate GL daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for GLOBE LIFE INC. directly from SEC EDGAR. GLOBE LIFE INC.'s 13F Pro composite quality score has ranged between 59 and 70 since 2021, currently 66.6 — a stable long-term trajectory across 28 quarterly and live scoring snapshots.

Revenue

Q1 2026

$1.6B

Net Income

Q1 2026

$270.5M

Free Cash Flow

Q1 2026

$396.0M

Operating Margin

Q1 2026

21.4%

D/E Ratio

Q1 2026

0.46

Revenue & Net Income

Earnings Per Share

Key Financials Over Time

Export Financial Table · Pro+

Revenue

+3.7% YoY

$5.99BFY 2025

FY20 $4.74BFY21 $5.11BFY24 $5.78BFY25 $5.99B

Net Income

+8.4% YoY

$1.16BFY 2025

FY20 $731.8MFY21 $1.03BFY24 $1.07BFY25 $1.16B

Operating Income

—FY 2025

FY20 $905.4MFY21 $1.23BFY24 —FY25 —

EPS (Diluted)

+17.8% YoY

$14.07FY 2025

FY20 $6.82FY21 $9.99FY24 $11.94FY25 $14.07

Total Assets

+6.0% YoY

$30.81BFY 2025

FY20 $29.05BFY21 $29.77BFY24 $29.08BFY25 $30.81B

Total Debt

-4.2% YoY

$2.63BFY 2025

FY20 $1.92BFY21 $2.03BFY24 $2.74BFY25 $2.63B

Op. Cash Flow

-0.4% YoY

$1.40BFY 2025

FY20 $1.48BFY21 $1.44BFY24 $1.40BFY25 $1.40B

Metric	FY 2025	FY 2024	FY 2021	FY 2020	FY 2019	FY 2017
Revenue	$5.99B +3.7%	$5.78B +13.0%	$5.11B +7.9%	$4.74B +4.6%	$4.53B +9.0%	$4.16B
Net Income	$1.16B +8.4%	$1.07B +3.8%	$1.03B +40.9%	$731.8M -3.8%	$760.8M -47.7%	$1.45B
Operating Income	—	—	$1.23B +35.5%	$905.4M -1.6%	$920.1M +12.0%	$821.2M
EPS (Diluted)	$14.07 +17.8%	$11.94 +19.5%	$9.99 +46.5%	$6.82 -0.1%	$6.83 -44.1%	$12.22
Total Assets	$30.81B +6.0%	$29.08B -2.3%	$29.77B +2.5%	$29.05B +11.8%	$25.98B +10.7%	$23.47B
Total Debt	$2.63B -4.2%	$2.74B +35.2%	$2.03B +5.4%	$1.92B +16.7%	$1.65B +12.8%	$1.46B
Operating Cash Flow	$1.40B -0.4%	$1.40B -2.5%	$1.44B -2.6%	$1.48B +8.3%	$1.36B -4.6%	$1.43B

AI Insight: GL Financial Trends

Revenue grew steadily to $1,560M in Q1 2026 while debt declined from its Q1 2025 peak and equity hit a new high of $6,085M.

• Revenue rose consistently from $1,440M in Q2 2024 to $1,560M in Q1 2026, an 8.3% cumulative increase over seven quarters.

• Equity expanded from a Q3 2024 trough of $4,639M to $6,085M in Q1 2026, the highest level in the dataset.

• Total debt peaked at $2,802M in Q1 2025 and declined to $2,625M by Q4 2025, though it rebounded to $2,779M in Q1 2026.

• Net income has been volatile — surging to $388M in Q3 2025 then falling back to $271M in Q1 2026, near Q2 2024 levels.

⚠ Operating cash flow declined from $432M in Q1 2025 to $306M in Q3 2025, and Q1 2026's $421M recovery needs confirmation.

⚠ Debt ticked back up $154M in Q1 2026 after four quarters of decline — a potential re-leveraging inflection to monitor.

⚠ Operating income data is absent from Q4 2024 onward, limiting visibility into underlying margin trends.

AI Insight: GL Ratio Trends

Globe Life's core profitability is grinding lower quarter-over-quarter, with ROIC slipping to 15.1% in Q1 2026 — the weakest level in the dataset outside of Q3 2024's spike.

• ROIC has declined from 18.0% in Q2 2024 to 15.1% in Q1 2026, a sustained 2.9pp erosion excluding the Q3 2024 and Q3 2025 spikes.

• Operating margin compressed from 23.5% in Q2 2024 to 21.4% in Q1 2026, with Q2–Q3 2025 showing no recovery in underlying trend.

• Leverage (D/E) improved modestly from 0.60 at Q3 2024 peak to 0.44 by Q4 2025, though Q1 2026 ticked back up to 0.46.

• Q3 2025 saw a sharp but isolated spike — OpMargin 31.5%, ROIC 22.7% — which did not carry into Q4 2025 or Q1 2026.

⚠ ROE has fallen to 17.8% in Q1 2026, its lowest in the dataset, suggesting returns on equity are structurally softening.

⚠ Recurring Q3 spikes (Q3 2024 and Q3 2025) warrant scrutiny — whether seasonal or one-off, they mask underlying margin weakness.

⚠ D/E edging back up to 0.46 in Q1 2026 after reaching 0.44 in Q4 2025 — monitor whether leverage re-escalates.

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Available Research

13F Pro tracks comprehensive data for GLOBE LIFE INC. including:

SEC EDGAR filings (10-K, 10-Q, 8-K)

XBRL financial facts (revenue, EPS, margins)

Insider transactions (Form 4)

Institutional 13F holdings

Quality rankings (32 signals)

AI analyst debates & daily meetings

Historical financial trends

Peer comparison & sector analysis

Top Institutional Holders of GL

BlackRock, Inc.
$771.4M5,542,531 sh
Invesco Ltd.
$559.0M4,016,350 sh
STATE STREET CORP
$509.2M3,658,664 sh
GEODE CAPITAL MANAGEMENT, LLC
$379.3M2,729,334 sh
DIMENSIONAL FUND ADVISORS LP
$327.5M2,353,192 sh
MORGAN STANLEY
$268.9M1,931,878 sh
Nuveen, LLC
$208.6M1,498,847 sh
ARROWSTREET CAPITAL, LIMITED PARTNERSHIP
$195.3M1,402,976 sh
WELLINGTON MANAGEMENT GROUP LLP
$184.2M1,323,481 sh
AQR CAPITAL MANAGEMENT LLC
$164.4M1,197,902 sh

Fund	Value	Shares
BlackRock, Inc.	$771.4M	5,542,531
Invesco Ltd.	$559.0M	4,016,350
STATE STREET CORP	$509.2M	3,658,664
GEODE CAPITAL MANAGEMENT, LLC	$379.3M	2,729,334
DIMENSIONAL FUND ADVISORS LP	$327.5M	2,353,192
MORGAN STANLEY	$268.9M	1,931,878
Nuveen, LLC	$208.6M	1,498,847
ARROWSTREET CAPITAL, LIMITED PARTNERSHIP	$195.3M	1,402,976
WELLINGTON MANAGEMENT GROUP LLP	$184.2M	1,323,481
AQR CAPITAL MANAGEMENT LLC	$164.4M	1,197,902

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Is GL a good stock to buy?

13F Pro's AI-powered analysis of GLOBE LIFE INC. (GL) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on NYSE). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for GL are available on the GL stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing.

Which hedge funds own GL?

Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling GL. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of GLOBE LIFE INC.'s investment landscape.