CDM FINANCIAL COUNSELING SERVICES, INC.

Portfolio Overview

CDM FINANCIAL COUNSELING SERVICES, INC. disclosed 77 positions worth $116.1M in its Form 13F-HR for Q2 2026, led by $SPY (SPDR S&P 500 ETF TRUST) at 12.0% of the equity portfolio. During the quarter the fund opened 2 new positions and exited 5 and a full exit from $PEP. The portfolio is most concentrated in Other (65.6% of disclosed assets). All figures are sourced directly from CDM FINANCIAL COUNSELING SERVICES, INC.’s Form 13F-HR filing with the SEC under CIK 2107537.

• 

  SPDR S&P 500 ETF TRUST

  $SPY

  —

  Quality

  $13.9M18,592 sh

• SELECT SECTOR SPDR TR - ST STR TECHN ETF

  —

  Quality

  $12.2M64,098 sh

• VANGUARD INDEX FDS - TOTAL STK MKT

  —

  Quality

  $7.3M19,733 sh

• VANGUARD SPECIALIZED FUNDS - DIV APP ETF

  —

  Quality

  $6.1M25,926 sh

• VANGUARD WORLD FD - MEGA GRWTH IND

  —

  Quality

  $4.1M47,114 sh

• VANGUARD WHITEHALL FDS - HIGH DIV YLD

  —

  Quality

  $3.8M23,768 sh

• SELECT SECTOR SPDR TR - ST STR SVC ETF

  —

  Quality

  $3.6M33,659 sh
• 

  MICROSOFT CORP

  $MSFT

  79.8

  Quality

  $3.4M9,123 sh

• ISHARES TR - ISHARES SEMICDTR

  —

  Quality

  $3.3M5,210 sh

• VANGUARD INDEX FDS - GROWTH ETF

  —

  Quality

  $2.7M31,861 sh

Company	Quality	Value	Shares
SPDR S&P 500 ETF TRUST$SPY	—	$13.9M	18,592
SELECT SECTOR SPDR TR - ST STR TECHN ETF	—	$12.2M	64,098
VANGUARD INDEX FDS - TOTAL STK MKT	—	$7.3M	19,733
VANGUARD SPECIALIZED FUNDS - DIV APP ETF	—	$6.1M	25,926
VANGUARD WORLD FD - MEGA GRWTH IND	—	$4.1M	47,114
VANGUARD WHITEHALL FDS - HIGH DIV YLD	—	$3.8M	23,768
SELECT SECTOR SPDR TR - ST STR SVC ETF	—	$3.6M	33,659
MICROSOFT CORP$MSFT	79.8	$3.4M	9,123
ISHARES TR - ISHARES SEMICDTR	—	$3.3M	5,210
VANGUARD INDEX FDS - GROWTH ETF	—	$2.7M	31,861

Showing top 10 of 77 holdings.

Full Holdings — CDM FINANCIAL COUNSELING SERVICES, INC. (Q2 2026)

All 77 disclosed positions from the latest Form 13F-HR, with quarter-over-quarter share changes and 13F Pro quality scores. Sourced from SEC EDGAR.

#	Ticker	Company	Value	Weight	QoQ	Quality
1	$SPY	SPDR S&P 500 ETF TRUST	$13.9M	12.0%	-3%	—
2	—	SELECT SECTOR SPDR TR - ST STR TECHN ETF	$12.2M	10.5%	-4%	—
3	—	VANGUARD INDEX FDS - TOTAL STK MKT	$7.3M	6.3%	+5%	—
4	—	VANGUARD SPECIALIZED FUNDS - DIV APP ETF	$6.1M	5.3%	+2%	—
5	—	VANGUARD WORLD FD - MEGA GRWTH IND	$4.1M	3.6%	+376%	—
6	—	VANGUARD WHITEHALL FDS - HIGH DIV YLD	$3.8M	3.2%	+0%	—
7	—	SELECT SECTOR SPDR TR - ST STR SVC ETF	$3.6M	3.1%	-6%	—
8	$MSFT	MICROSOFT CORP	$3.4M	2.9%	-4%	79.8
9	—	ISHARES TR - ISHARES SEMICDTR	$3.3M	2.9%	-1%	—
10	—	VANGUARD INDEX FDS - GROWTH ETF	$2.7M	2.4%	+491%	—
11	—	VANGUARD INDEX FDS - S&P 500 ETF SHS	$2.6M	2.2%	-5%	—
12	—	ISHARES TR - CORE S&P500 ETF	$2.4M	2.1%	+0%	—
13	—	SELECT SECTOR SPDR TR - ST STR DISCR ETF	$2.4M	2.0%	-8%	—
14	$CAT	CATERPILLAR INC	$2.3M	2.0%	-9%	66.5
15	$RTX	RTX Corp	$1.9M	1.6%	+0%	73.2
16	$V	VISA INC.	$1.8M	1.6%	-1%	82.9
17	$BRK.B	BERKSHIRE HATHAWAY INC	$1.8M	1.6%	+10%	73.8
18	$GOOGL	Alphabet Inc.	$1.8M	1.6%	-12%	78.2
19	—	VANECK ETF TRUST - SEMICONDUCTR ETF	$1.8M	1.5%	-1%	—
20	$QQQ	INVESCO QQQ TRUST, SERIES 1	$1.7M	1.5%	-1%	—
21	$AAPL	Apple Inc.	$1.6M	1.4%	-11%	76.4
22	$MAR	MARRIOTT INTERNATIONAL INC /MD/	$1.6M	1.3%	-14%	61.7
23	—	SELECT SECTOR SPDR TR - ST STR UTIL ETF	$1.5M	1.3%	+3%	—
24	$AMZN	AMAZON COM INC	$1.5M	1.3%	-4%	68.7
25	$PM	Philip Morris International Inc.	$1.3M	1.2%	+0%	75.9
26	$IVZ	Invesco Ltd.	$1.2M	1.1%	-14%	—
27	$GOOG	Alphabet Inc.	$1.2M	1.1%	-8%	78.2
28	$UNP	UNION PACIFIC CORP	$944,705	0.8%	+1%	69.7
29	$HD	HOME DEPOT, INC.	$830,510	0.7%	-3%	60.3
30	—	FIDELITY COVINGTON TRUST - HIGH DIVID ETF	$820,568	0.7%	+2%	—
31	$IVZ	Invesco Ltd.	$809,590	0.7%	-8%	—
32	$MDY	SPDR S&P MIDCAP 400 ETF TRUST	$802,363	0.7%	-0%	—
33	$ASML	ASML HOLDING NV	$793,622	0.7%	-34%	—
34	—	SCHWAB STRATEGIC TR - US DIVIDEND EQ	$763,725	0.7%	-3%	—
35	$BRK.A	BERKSHIRE HATHAWAY INC	$748,850	0.7%	+0%	73.8
36	$MA	Mastercard Inc	$747,374	0.6%	-10%	85.1
37	$WT	WisdomTree, Inc.	$663,794	0.6%	-1%	59.9
38	$MCD	MCDONALDS CORP	$644,681	0.6%	-15%	69
39	$JPM	JPMORGAN CHASE & CO	$633,064	0.6%	+0%	70.7
40	$NSC	NORFOLK SOUTHERN CORP	$629,855	0.5%	+0%	63.2
41	—	SELECT SECTOR SPDR TR - ST STR CARE ETF	$617,609	0.5%	+0%	—
42	$JNJ	JOHNSON & JOHNSON	$601,146	0.5%	-20%	69
43	$DE	DEERE & CO	$585,840	0.5%	+11%	55.4
44	$LLY	ELI LILLY & Co	$579,324	0.5%	+0%	87.5
45	$KO	COCA COLA CO	$562,289	0.5%	-5%	69.5
46	$NVDA	NVIDIA CORP	$560,855	0.5%	-15%	85.9
47	$AXP	AMERICAN EXPRESS CO	$542,061	0.5%	-16%	69.4
48	$PLD	Prologis, Inc.	$539,739	0.5%	+3%	68.3
49	$SBUX	STARBUCKS CORP	$528,915	0.5%	+2%	58.2
50	$TMO	THERMO FISHER SCIENTIFIC INC.	$527,800	0.5%	+2%	65.1
51	$YUM	YUM BRANDS INC	$523,702	0.5%	-8%	73.7
52	$CSX	CSX CORP	$522,964	0.5%	-29%	65.2
53	$META	Meta Platforms, Inc.	$513,172	0.4%	-23%	79.6
54	—	FIDELITY COVINGTON TRUST - DIVID ETF RISI	$509,308	0.4%	+0%	—
55	$GRMN	GARMIN LTD	$486,957	0.4%	+0%	—
56	$MS	MORGAN STANLEY	$459,260	0.4%	+0%	75.8
57	—	FIDELITY COVINGTON TRUST - MSCI HLTH CARE I	$457,134	0.4%	-14%	—
58	$GS	GOLDMAN SACHS GROUP INC	$438,934	0.4%	+0%	73.5
59	—	SCHWAB STRATEGIC TR - US BRD MKT ETF	$413,549	0.4%	+0%	—
60	$IVZ	Invesco Ltd.	$397,995	0.3%	+0%	—
61	$WMT	Walmart Inc.	$378,377	0.3%	+0%	60.2
62	$COST	COSTCO WHOLESALE CORP /NEW	$370,446	0.3%	+0%	66.2
63	—	VANGUARD INDEX FDS - SML CP GRW ETF	$367,544	0.3%	+0%	—
64	—	VANGUARD INDEX FDS - EXTEND MKT ETF	$358,508	0.3%	+0%	—
65	—	VANGUARD INDEX FDS - MCAP GR IDXVIP	$350,714	0.3%	+0%	—
66	$MNST	Monster Beverage Corp	$336,420	0.3%	-36%	71.3
67	—	ISHARES TR - MSCI EAFE ETF	$309,043	0.3%	-3%	—
68	$LMT	LOCKHEED MARTIN CORP	$298,034	0.3%	+0%	65.6
69	$NEE	NEXTERA ENERGY INC	$294,258	0.3%	+0%	64.6
70	$ICE	Intercontinental Exchange, Inc.	$268,554	0.2%	-28%	73.7
71	$GD	GENERAL DYNAMICS CORP	$263,354	0.2%	-0%	68.7
72	—	ALPS ETF TR - ALERIAN MLP	$245,925	0.2%	-2%	—
73	—	SCHWAB STRATEGIC TR - INTL EQTY ETF	$234,314	0.2%	+0%	—
74	—	VANGUARD ADMIRAL FDS INC - 500 GRTH IDX F	$229,683	0.2%	NEW	—
75	$ADP	AUTOMATIC DATA PROCESSING INC	$229,470	0.2%	+0%	69.8
76	$AMD	ADVANCED MICRO DEVICES INC	$214,937	0.2%	-64%	79.8
77	—	EA SERIES TRUST - STRIVE 500 ETF	$206,242	0.2%	NEW	—