CDM FINANCIAL COUNSELING SERVICES, INC.
Sector Allocation
- Other65.1%$77.4M
- Technology10.7%$12.7M
- Financials9.1%$10.8M
- Industrials5.8%$6.8M
- Consumer Discretionary4.5%$5.4M
- Consumer Staples2.6%$3.1M
- Healthcare1.6%$1.9M
- Real Estate0.4%$526,162
- Utilities0.2%$264,139
AUM History
13fpro.ai/research/fund/cdm-financial-counseling-services-inc-2107537
Conviction and streaks
Stable · top 10 = 53.1%From the fund's last 12 quarters of 13F filings: positions held longest at size, and names it added to or trimmed several quarters running.
Largest positions — Q3 2026
SPY
$14.1M- SELECT$12.6M
- VANGUARD$7.9M
- VANGUARD$6.2M
MSFT
$4.7M- VANGUARD$4.4M
- SELECT$3.8M
- VANGUARD$3.7M
- ISHARES$3.0M
- VANGUARD$2.9M
- VANGUARD$2.7M
- ISHARES$2.5M
- SELECT$2.3M
V
$1.9MAAPL
$1.9MRTX
$1.8MBRK.B
$1.8MGOOG
$1.8MCAT
$1.7M- VANECK$1.7M
Top 20 stock positions. Options are left out: 13F reports them at the underlying's value.
13fpro.ai/research/fund/cdm-financial-counseling-services-inc-2107537
CDM FINANCIAL COUNSELING SERVICES, INC. 13F holdings — Q3 2026
$118.9M portfolio (+2.5% QoQ) · 77 holdings · Q3 2026 13F · top 10 are 53% of the stock portfolio
$14.1M
11.9% of stocks
-0.3%This quarter-0.8%Since filed4+ qtrsHeld- 2
SELECT SECTOR SPDR TR - ST STR TECHN ETF
$12.6M
10.6% of stocks
+0.2%This quarter—Since filed—HeldAIQuality—Est. buy— - 3
VANGUARD INDEX FDS - MRNGSTR TTL STK
$7.9M
6.6% of stocks
+6%This quarter—Since filed—HeldAIQuality—Est. buy— - 4
VANGUARD SPECIALIZED FUNDS - DIV APP ETF
$6.2M
5.2% of stocks
+2%This quarter—Since filed—HeldAIQuality—Est. buy— $4.7M
4.0% of stocks
+0.3%This quarter-1.3%Since filed4+ qtrsHeld- 6
VANGUARD WORLD FD - MRNGSTR MEGA CAP
$4.4M
3.7% of stocks
+1%This quarter—Since filed—HeldAIQuality—Est. buy— - 7
SELECT SECTOR SPDR TR - ST STR SVC ETF
$3.8M
3.2% of stocks
+2%This quarter—Since filed—HeldAIQuality—Est. buy— - 8
VANGUARD WHITEHALL FDS - HIGH DIV YLD
$3.7M
3.1% of stocks
-1%This quarter—Since filed—HeldAIQuality—Est. buy— - 9
ISHARES TR - ISHARES SEMICDTR
$3.0M
2.5% of stocks
+2%This quarter—Since filed—HeldAIQuality—Est. buy— - 10
VANGUARD INDEX FDS - MRNGSTR GRWT ETF
$2.9M
2.4% of stocks
+0.1%This quarter—Since filed—HeldAIQuality—Est. buy—
| # | Company | Value | Weight | This quarter | Since filed | Held | AI quality | Est. buy | |
|---|---|---|---|---|---|---|---|---|---|
| 1 | $14.1M | 11.9% | -0.3% | -0.8% | 4+ qtrs | — | Estimated buy price is Pro: unlock with a free trial | ||
| 2 | SELECT SECTOR SPDR TR - ST STR TECHN ETF | $12.6M | 10.6% | +0.2% | — | — | — | — | |
| 3 | VANGUARD INDEX FDS - MRNGSTR TTL STK | $7.9M | 6.6% | +6% | — | — | — | — | |
| 4 | VANGUARD SPECIALIZED FUNDS - DIV APP ETF | $6.2M | 5.2% | +2% | — | — | — | — | |
| 5 | $4.7M | 4.0% | +0.3% | -1.3% | 4+ qtrs | 79.8#30 | Estimated buy price is Pro: unlock with a free trial | ||
| 6 | VANGUARD WORLD FD - MRNGSTR MEGA CAP | $4.4M | 3.7% | +1% | — | — | — | — | |
| 7 | SELECT SECTOR SPDR TR - ST STR SVC ETF | $3.8M | 3.2% | +2% | — | — | — | — | |
| 8 | VANGUARD WHITEHALL FDS - HIGH DIV YLD | $3.7M | 3.1% | -1% | — | — | — | — | |
| 9 | ISHARES TR - ISHARES SEMICDTR | $3.0M | 2.5% | +2% | — | — | — | — | |
| 10 | VANGUARD INDEX FDS - MRNGSTR GRWT ETF | $2.9M | 2.4% | +0.1% | — | — | — | — |
All holdings — CDM FINANCIAL COUNSELING SERVICES, INC. (Q3 2026)
77 disclosed positions from the Form 13F-HR on SEC EDGAR, with quarter-over-quarter share changes. Largest by value first; the ten above are not repeated.
| # | Company | Held | Source | |||||||
|---|---|---|---|---|---|---|---|---|---|---|
| 11 | — | VANGUARD INDEX FDS - S&P 500 ETF SHSetf/fund | — | $2.7M | 2.2% | 3,785 | +1% | — | — | 13F |
| 12 | — | ISHARES TR - CORE S&P500 ETFetf/fund | — | $2.5M | 2.1% | 3,201 | +0.1% | — | — | 13F |
| 13 | — | SELECT SECTOR SPDR TR - ST STR DISCR ETFetf/fund | — | $2.3M | 1.9% | 21K | +3% | — | — | 13F |
| 14 | VISA INC. | Financials | $1.9M | 1.6% | 5,348 | +0.8% | 4+ qtrs | 82.6 | 13F | |
| 15 | Apple Inc. | Technology | $1.9M | 1.6% | 5,623 | -1% | 4+ qtrsTrimmed 2 qtrs in a row | 75.7 | 13F | |
| 16 | RTX Corp | Industrials | $1.8M | 1.6% | 9,918 | +1% | 4+ qtrs | AI quality score is Pro: unlock with a free trial | 13F | |
| 17 | BERKSHIRE HATHAWAY INC | Financials | $1.8M | 1.5% | 3,616 | +0.3% | 4+ qtrs | AI quality score is Pro: unlock with a free trial | 13F | |
| 18 | Alphabet Inc. | Technology | $1.8M | 1.5% | 5,187 | +2% | 4+ qtrs | AI quality score is Pro: unlock with a free trial | 13F | |
| 19 | CATERPILLAR INC | Industrials | $1.7M | 1.4% | 2,130 | -0.7% | 4+ qtrs | AI quality score is Pro: unlock with a free trial | 13F | |
| 20 | — | VANECK ETF TRUST - SEMICONDUCTR ETFetf/fund | — | $1.7M | 1.4% | 2,792 | +4% | — | — | 13F |
| 21 | MARRIOTT INTERNATIONAL INC /MD/ | Consumer Discretionary | $1.7M | 1.4% | 4,755 | +14% | 4+ qtrs | AI quality score is Pro: unlock with a free trial | 13F | |
| 22 | INVESCO QQQ TRUST, SERIES 1etf/fund | — | $1.7M | 1.4% | 2,260 | -2% | 4+ qtrsTrimmed 3 qtrs in a row | AI quality score is Pro: unlock with a free trial | 13F | |
| 23 | AMAZON COM INC | Consumer Discretionary | $1.6M | 1.4% | 6,559 | +3% | 4+ qtrs | AI quality score is Pro: unlock with a free trial | 13F | |
| 24 | Philip Morris International Inc. | Consumer Staples | $1.5M | 1.2% | 7,606 | +2% | 4+ qtrs | AI quality score is Pro: unlock with a free trial | 13F | |
| 25 | — | SELECT SECTOR SPDR TR - ST STR UTIL ETFetf/fund | — | $1.4M | 1.1% | 34K | +2% | — | — | 13F |
| 26 | $IVZ | Invesco Ltd. | Financials | $1.3M | 1.1% | 4,203 | +4% | |||
| 27 | $GOOGL | Alphabet Inc. | Technology | $1.2M | 1.0% | 3,500 | +3% | |||
| 28 | $UNP | UNION PACIFIC CORP | Industrials | $960K | 0.8% | 3,528 | +2% | |||
| 29 | — | SCHWAB STRATEGIC TR - US DIVIDEND EQ | — | $885K | 0.7% | 27K | +13% | |||
| 30 | $IVZ | Invesco Ltd. | Financials | $857K | 0.7% | 4,122 | +8% | |||
| 31 | — | FIDELITY COVINGTON TRUST - HIGH DIVID ETF | — | $845K | 0.7% | 14K | +2% | |||
| 32 | $MA | Mastercard Inc | Financials | $811K | 0.7% | 1,470 | +1% | |||
| 33 | $BRK.A | BERKSHIRE HATHAWAY INC | Financials | $747K | 0.6% | 1 | — | |||
| 34 | $MDY | SPDR S&P MIDCAP 400 ETF TRUST | — | $743K | 0.6% | 1,131 | -0.9% | |||
| 35 | $ASML | ASML HOLDING NV | Technology | $723K | 0.6% | 398 | — | |||
| 36 | $TMO | THERMO FISHER SCIENTIFIC INC. | Healthcare | $711K | 0.6% | 1,053 | — | |||
| 37 | $META | Meta Platforms, Inc. | Technology | $680K | 0.6% | 938 | +3% | |||
| 38 | $WT | WisdomTree, Inc. | Financials | $675K | 0.6% | 6,942 | — | |||
| 39 | $JPM | JPMORGAN CHASE & CO | Financials | $656K | 0.6% | 1,983 | +3% | |||
| 40 | — | SELECT SECTOR SPDR TR - ST STR CARE ETF | — | $656K | 0.6% | 3,893 | — | |||
| 41 | $NVDA | NVIDIA CORP | Technology | $649K | 0.6% | 2,840 | +1% | |||
| 42 | $JNJ | JOHNSON & JOHNSON | Healthcare | $636K | 0.5% | 2,403 | +2% | |||
| 43 | $DE | DEERE & CO | Industrials | $630K | 0.5% | 939 | +2% | |||
| 44 | $NSC | NORFOLK SOUTHERN CORP | Industrials | $619K | 0.5% | 2,003 | +0.0% | |||
| 45 | $HD | HOME DEPOT, INC. | Consumer Discretionary | $606K | 0.5% | 2,132 | -10% | |||
| 46 | $KO | COCA COLA CO | Consumer Staples | $596K | 0.5% | 6,921 | +0.0% | |||
| 47 | $GRMN | GARMIN LTD | Technology | $588K | 0.5% | 2,050 | — | |||
| 48 | $LLY | ELI LILLY & Co | Healthcare | $569K | 0.5% | 492 | +2% | |||
| 49 | — | FIDELITY COVINGTON TRUST - DIVID ETF RISI | — | $535K | 0.5% | 7,850 | — | |||
| 50 | $MCD | MCDONALDS CORP | Consumer Discretionary | $531K | 0.5% | 2,298 | -4% | |||
| 51 | $PLD | Prologis, Inc. | Real Estate | $526K | 0.4% | 4,052 | +2% | |||
| 52 | $CSX | CSX CORP | Industrials | $515K | 0.4% | 11K | +0.7% | |||
| 53 | $AXP | AMERICAN EXPRESS CO | Financials | $510K | 0.4% | 1,676 | +5% | |||
| 54 | $SBUX | STARBUCKS CORP | Consumer Discretionary | $494K | 0.4% | 5,253 | +1% | |||
| 55 | — | FIDELITY COVINGTON TRUST - MSCI HLTH CARE I | — | $484K | 0.4% | 5,919 | +0.0% | |||
| 56 | — | SCHWAB STRATEGIC TR - US BRD MKT ETF | — | $419K | 0.3% | 14K | — | |||
| 57 | $IVZ | Invesco Ltd. | Financials | $413K | 0.3% | 6,500 | — | |||
| 58 | $MS | MORGAN STANLEY | Financials | $413K | 0.3% | 2,197 | — | |||
| 59 | $YUM | YUM BRANDS INC | Consumer Discretionary | $406K | 0.3% | 2,977 | -9% | |||
| 60 | $GS | GOLDMAN SACHS GROUP INC | Financials | $391K | 0.3% | 434 | — | |||
| 61 | $MNST | Monster Beverage Corp | Consumer Staples | $375K | 0.3% | 9,000 | +157% | |||
| 62 | — | VANGUARD INDEX FDS - MRNGSTR SM CP GR | — | $362K | 0.3% | 1,069 | +6% | |||
| 63 | $COST | COSTCO WHOLESALE CORP /NEW | Consumer Staples | $360K | 0.3% | 396 | — | |||
| 64 | $WMT | Walmart Inc. | Consumer Staples | $347K | 0.3% | 3,343 | +0.1% | |||
| 65 | — | VANGUARD INDEX FDS - EXTEND MKT ETF | — | $337K | 0.3% | 1,456 | — | |||
| 66 | — | VANGUARD INDEX FDS - MRNGSTR MD CP GR | — | $334K | 0.3% | 1,145 | — | |||
| 67 | $ICE | Intercontinental Exchange, Inc. | Financials | $316K | 0.3% | 2,082 | -5% | |||
| 68 | — | ISHARES TR - MSCI EAFE ETF | — | $309K | 0.3% | 2,975 | — | |||
| 69 | $LMT | LOCKHEED MARTIN CORP | Industrials | $298K | 0.3% | 585 | — | |||
| 70 | $ADP | AUTOMATIC DATA PROCESSING INC | Technology | $265K | 0.2% | 1,026 | +0.1% | |||
| 71 | $NEE | NEXTERA ENERGY INC | Utilities | $264K | 0.2% | 3,488 | +4% | |||
| 72 | $GD | GENERAL DYNAMICS CORP | Industrials | $255K | 0.2% | 768 | +3% | |||
| 73 | — | ALPS ETF TR - ALERIAN MLP | — | $246K | 0.2% | 4,743 | — | |||
| 74 | — | VANGUARD ADMIRAL FDS INC - 500 GRTH IDX F | — | $238K | 0.2% | 2,780 | — | |||
| 75 | $AMD | ADVANCED MICRO DEVICES INC | Technology | $236K | 0.2% | 385 | +4% | |||
| 76 | — | SCHWAB STRATEGIC TR - INTL EQTY ETF | — | $232K | 0.2% | 8,459 | — | |||
| 77 | — | EA SERIES TRUST - STRIVE 500 ETF | — | $213K | 0.2% | 4,310 | +0.9% |
What changed in Q3 2026
Against the previous quarter's 13F: 0 new, 48 added to, 10 trimmed, 0 sold out. Share-count changes; largest moves by dollar size first.
New positions (0)
No new positions this quarter.
Added to (48)
- VANGUARD INDEX FDS - MRNGSTR TTL STK+6%
now $7.9M
$MNSTMonster Beverage Corp+157%
now $375K · held 4+ qtrs
$MARMARRIOTT INTERNATIONAL INC /MD/+14%
now $1.7M · held 4+ qtrs
- VANGUARD SPECIALIZED FUNDS - DIV APP ETF+2%
now $6.2M
- SCHWAB STRATEGIC TR - US DIVIDEND EQ+13%
now $885K
- SELECT SECTOR SPDR TR - ST STR SVC ETF+2%
now $3.8M
+42 more in the Excel export
Trimmed (10)
$HDHOME DEPOT, INC.-10%
now $606K · held 4+ qtrs, 2 trims in a row
now $14.1M · held 4+ qtrs
$YUMYUM BRANDS INC-9%
now $406K · held 4+ qtrs, 2 trims in a row
- VANGUARD WHITEHALL FDS - HIGH DIV YLD-1%
now $3.7M
$QQQINVESCO QQQ TRUST, SERIES 1-2%
now $1.7M · held 4+ qtrs, 3 trims in a row
now $1.9M · held 4+ qtrs, 2 trims in a row
+4 more in the Excel export
Sold out (0)
No positions sold out this quarter.
Holdings by quarter
Every 13F CDM FINANCIAL COUNSELING SERVICES, INC. has filed, 3 earlier quarters. Pick one to see what it held then.
Is it too late to follow CDM FINANCIAL COUNSELING SERVICES?
Q3 2026 13F filed with the SEC on Oct 15, 2026. Prices are closing prices as of Oct 26, 2026.
Average quality of CDM FINANCIAL COUNSELING SERVICES's top 20 holdings: 74/100 (our AI quality score, weighted by position size; 15 of the 20 are scored)
Top 10 since filing
-0.9%
Value-weighted move of the 10 largest stock positions
Turnover
0%
Last quarter
Top 10 weight
53%
Share of the stock portfolio in its 10 largest positions
Held 4+ quarters
100%
Share of portfolio value in positions held a year or more
Highest-quality names it owns(among its 100 largest positions)
The 8 highest-scoring companies in this portfolio are a Pro feature.
How these are measured
- Moves since the quarter-end and since the filing date use our own daily closing prices, from the close on (or just before) each date to the latest close.
- Turnover is the lesser of shares bought or sold in a quarter, valued at the quarter-end prices in the 13F, divided by the average of the two quarters' stock portfolio values.
- Quarters held and add/trim streaks count back only through quarters whose filed holdings add up to the filing's own cover-page total (back to Q4 2025 for this fund). A change counts as an add or a trim when the split-adjusted share count moves by more than 1%.
- Estimate, not the fund's reported cost. For each quarter in the current holding period in which the fund's share count rose (split-adjusted), we take that quarter's average daily close and weight it by the shares added; sales do not change an average cost. Quarters where the stock's price history and the 13F's own implied price disagree by more than 2x are left out.
- Put and call option rows report the value of the underlying shares, not a position the fund paid for, so they are left out of all of the above.
Portfolio Overview
CDM FINANCIAL COUNSELING SERVICES, INC. disclosed 77 positions worth $118.9M in its Form 13F-HR for Q3 2026, led by $SPY (SPDR S&P 500 ETF TRUST) at 11.9% of the equity portfolio. The portfolio is most concentrated in Other (65.1% of disclosed assets). All figures are sourced directly from CDM FINANCIAL COUNSELING SERVICES, INC.’s Form 13F-HR filing with the SEC under CIK 2107537.
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AI-Powered Hedge Fund Analysis: CDM FINANCIAL COUNSELING SERVICES, INC.
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Every holding in CDM FINANCIAL COUNSELING SERVICES, INC.'s portfolio is scored on an AI quality ranking built from its SEC filings (ROIC, FCF margin, revenue growth, institutional flow, earnings quality, shareholder dilution, and more). Track accumulation and distribution quarter over quarter, identify conviction positions, and see AI stock analysis for each position — alongside 8,700+ other institutional filers and 2,800+ AI-ranked companies.