Sterling Financial Planning, Inc.

Portfolio Overview

Sterling Financial Planning, Inc. disclosed 117 positions worth $337.3M in its Form 13F-HR for Q1 2026, led by $IAU (ISHARES GOLD TRUST) at 6.2% of the equity portfolio. During the quarter the fund opened 2 new positions and exited 5 — including a new stake in $ABT. The portfolio is most concentrated in Other (81.9% of disclosed assets). All figures are sourced directly from Sterling Financial Planning, Inc.’s Form 13F-HR filing with the SEC under CIK 1844278.

• 

  ISHARES GOLD TRUST

  $IAU

  —

  Quality

  $20.7M235,289 sh

• ISHARES TR

  —

  Quality

  $20.4M153,885 sh

• ISHARES TR

  —

  Quality

  $18.8M129,856 sh

• ISHARES TR

  —

  Quality

  $18.7M185,467 sh

• ISHARES TR

  —

  Quality

  $16.8M148,706 sh

• DIMENSIONAL ETF TRUST

  —

  Quality

  $16.3M308,128 sh

• VANGUARD WHITEHALL FDS

  —

  Quality

  $12.1M81,419 sh

• SCHWAB STRATEGIC TR

  —

  Quality

  $11.8M424,251 sh

• DIMENSIONAL ETF TRUST

  —

  Quality

  $11.7M296,369 sh

• VANGUARD BD INDEX FDS

  —

  Quality

  $11.1M143,377 sh

Company	Quality	Value	Shares
ISHARES GOLD TRUST$IAU	—	$20.7M	235,289
ISHARES TR	—	$20.4M	153,885
ISHARES TR	—	$18.8M	129,856
ISHARES TR	—	$18.7M	185,467
ISHARES TR	—	$16.8M	148,706
DIMENSIONAL ETF TRUST	—	$16.3M	308,128
VANGUARD WHITEHALL FDS	—	$12.1M	81,419
SCHWAB STRATEGIC TR	—	$11.8M	424,251
DIMENSIONAL ETF TRUST	—	$11.7M	296,369
VANGUARD BD INDEX FDS	—	$11.1M	143,377

Showing top 10 of 117 holdings.

Full Holdings — Sterling Financial Planning, Inc. (Q1 2026)

All 117 disclosed positions from the latest Form 13F-HR, with quarter-over-quarter share changes and 13F Pro quality scores. Sourced from SEC EDGAR.

#	Ticker	Company	Value	Weight	QoQ	Quality
1	$IAU	ISHARES GOLD TRUST	$20.7M	6.2%	-9%	—
2	—	ISHARES TR	$20.4M	6.0%	+1%	—
3	—	ISHARES TR	$18.8M	5.6%	+1%	—
4	—	ISHARES TR	$18.7M	5.5%	+1%	—
5	—	ISHARES TR	$16.8M	5.0%	+2%	—
6	—	DIMENSIONAL ETF TRUST	$16.3M	4.8%	-3%	—
7	—	VANGUARD WHITEHALL FDS	$12.1M	3.6%	+3%	—
8	—	SCHWAB STRATEGIC TR	$11.8M	3.5%	-2%	—
9	—	DIMENSIONAL ETF TRUST	$11.7M	3.5%	-0%	—
10	—	VANGUARD BD INDEX FDS	$11.1M	3.3%	+11%	—
11	—	DIMENSIONAL ETF TRUST	$10.2M	3.0%	+1%	—
12	—	ISHARES TR	$9.1M	2.7%	-3%	—
13	—	INNOVATOR ETFS TRUST	$8.9M	2.6%	+4%	—
14	—	ISHARES TR	$8.1M	2.4%	-1%	—
15	—	DIMENSIONAL ETF TRUST	$7.1M	2.1%	+10%	—
16	—	DIMENSIONAL ETF TRUST	$6.3M	1.9%	-2%	—
17	—	DIMENSIONAL ETF TRUST	$6.3M	1.9%	+7%	—
18	—	ISHARES TR	$4.8M	1.4%	-0%	—
19	—	ISHARES TR	$4.7M	1.4%	-3%	—
20	$META	Meta Platforms, Inc.	$4.6M	1.4%	+11%	80.9
21	$GLD	SPDR GOLD TRUST	$4.6M	1.4%	-9%	—
22	—	ISHARES TR	$4.5M	1.3%	-0%	—
23	—	VANGUARD SCOTTSDALE FDS	$4.4M	1.3%	+20%	—
24	—	ISHARES TR	$4.4M	1.3%	+2%	—
25	$QQQ	INVESCO QQQ TRUST, SERIES 1	$4.0M	1.2%	-1%	—
26	—	VANGUARD INDEX FDS	$4.0M	1.2%	+5%	—
27	$AAPL	Apple Inc.	$4.0M	1.2%	-1%	76.1
28	—	VANGUARD MUN BD FDS	$3.9M	1.1%	+5%	—
29	—	VANGUARD WELLINGTON FD	$3.3M	1.0%	+4%	—
30	—	ISHARES TR	$3.2M	0.9%	-7%	—
31	—	VANGUARD INDEX FDS	$2.9M	0.9%	+0%	—
32	—	VANGUARD CHARLOTTE FDS	$2.9M	0.8%	+14%	—
33	—	VANGUARD INDEX FDS	$2.8M	0.8%	+2%	—
34	—	VANGUARD MALVERN FDS	$2.8M	0.8%	+10%	—
35	—	VANGUARD INDEX FDS	$2.6M	0.8%	+3%	—
36	—	SCHWAB STRATEGIC TR	$2.5M	0.7%	-7%	—
37	$WT	WisdomTree, Inc.	$2.4M	0.7%	-1%	62.9
38	$JNJ	JOHNSON & JOHNSON	$2.4M	0.7%	-5%	72.8
39	—	VANGUARD INDEX FDS	$2.3M	0.7%	-9%	—
40	$XOM	EXXON MOBIL CORP	$2.2M	0.7%	-0%	61.8
41	—	VANGUARD TAX-MANAGED FDS	$1.8M	0.6%	-2%	—
42	—	ISHARES TR	$1.7M	0.5%	-0%	—
43	$SPY	SPDR S&P 500 ETF TRUST	$1.7M	0.5%	-1%	—
44	—	ISHARES TR	$1.6M	0.5%	-4%	—
45	$IVZ	Invesco Ltd.	$1.4M	0.4%	+0%	—
46	—	ISHARES TR	$1.4M	0.4%	-1%	—
47	—	ISHARES TR	$1.3M	0.4%	-6%	—
48	$MSFT	MICROSOFT CORP	$1.2M	0.4%	-4%	83.7
49	—	DIMENSIONAL ETF TRUST	$1.2M	0.3%	+5%	—
50	$BRK.B	BERKSHIRE HATHAWAY INC	$1.1M	0.3%	+0%	64.5
51	—	DIMENSIONAL ETF TRUST	$1.0M	0.3%	+5%	—
52	$RTX	RTX Corp	$1.0M	0.3%	+0%	70
53	$SIGI	SELECTIVE INSURANCE GROUP INC	$818,886	0.2%	-5%	68.7
54	$O	REALTY INCOME CORP	$784,596	0.2%	+0%	74.6
55	—	VANGUARD INDEX FDS	$776,288	0.2%	+2%	—
56	$GOOG	Alphabet Inc.	$764,047	0.2%	-2%	80.2
57	—	DIMENSIONAL ETF TRUST	$738,943	0.2%	+0%	—
58	$LLY	ELI LILLY & Co	$714,918	0.2%	+0%	89.3
59	—	INNOVATOR ETFS TRUST	$690,195	0.2%	+0%	—
60	$COST	COSTCO WHOLESALE CORP /NEW	$639,130	0.2%	+22%	67
61	$MMM	3M CO	$634,415	0.2%	+0%	60.7
62	—	CALAMOS ETF TR	$624,822	0.2%	+45%	—
63	—	VANGUARD SPECIALIZED FUNDS	$620,721	0.2%	+0%	—
64	$META	Meta Platforms, Inc.	$598,680	0.2%	+4%	80.9
65	$IVZ	Invesco Ltd.	$588,422	0.2%	-1%	—
66	$JPM	JPMORGAN CHASE & CO	$584,202	0.2%	+0%	35.6
67	$AMZN	AMAZON COM INC	$558,788	0.2%	+2%	74.6
68	—	INVESCO EXCHANGE TRADED FD T	$556,055	0.2%	-8%	—
69	—	SPDR SERIES TRUST	$552,979	0.2%	-0%	—
70	—	VANGUARD INDEX FDS	$549,090	0.2%	+2%	—
71	$GOOGL	Alphabet Inc.	$495,175	0.1%	-3%	80.2
72	—	SCHWAB STRATEGIC TR	$494,914	0.1%	-1%	—
73	$PEP	PEPSICO INC	$493,194	0.1%	+0%	62.7
74	$DE	DEERE & CO	$485,565	0.1%	-2%	57.4
75	$PFS	PROVIDENT FINANCIAL SERVICES INC	$458,939	0.1%	-14%	69
76	$ABT	ABBOTT LABORATORIES	$449,079	0.1%	NEW	67
77	—	COHEN & STEERS ETF TRUST	$418,746	0.1%	+7%	—
78	$CVX	CHEVRON CORP	$411,971	0.1%	-6%	54.7
79	$PG	PROCTER & GAMBLE Co	$405,876	0.1%	-2%	72.9
80	$IBM	INTERNATIONAL BUSINESS MACHINES CORP	$403,978	0.1%	+0%	66.7
81	$GD	GENERAL DYNAMICS CORP	$385,608	0.1%	+0%	73
82	—	DIMENSIONAL ETF TRUST	$363,229	0.1%	-7%	—
83	$MRK	Merck & Co., Inc.	$362,554	0.1%	+0%	70.9
84	—	ISHARES TR	$358,103	0.1%	+0%	—
85	—	VANGUARD INTL EQUITY INDEX F	$343,272	0.1%	-3%	—
86	$NVDA	NVIDIA CORP	$331,969	0.1%	+0%	90.2
87	$VZ	VERIZON COMMUNICATIONS INC	$318,249	0.1%	+0%	71.6
88	$LRCX	LAM RESEARCH CORP	$306,602	0.1%	+0%	82.4
89	—	INNOVATOR ETFS TRUST	$304,327	0.1%	+0%	—
90	—	ISHARES TR	$303,589	0.1%	+0%	—
91	—	INNOVATOR ETFS TRUST	$302,659	0.1%	+0%	—
92	—	ISHARES TR	$290,963	0.1%	+0%	—
93	$EPD	ENTERPRISE PRODUCTS PARTNERS L.P.	$287,280	0.1%	+1%	66.4
94	$CARR	CARRIER GLOBAL Corp	$283,070	0.1%	+0%	61.5
95	$HD	HOME DEPOT, INC.	$282,699	0.1%	+0%	69.2
96	—	INVESCO EXCH TRADED FD TR II	$280,540	0.1%	-3%	—
97	$ABBV	AbbVie Inc.	$280,345	0.1%	+0%	59.3
98	—	VANGUARD INDEX FDS	$279,811	0.1%	+1%	—
99	$MCD	MCDONALDS CORP	$278,141	0.1%	-5%	73.9
100	$LOW	LOWES COMPANIES INC	$275,030	0.1%	+0%	63.5
101	$PEG	PUBLIC SERVICE ENTERPRISE GROUP INC	$269,618	0.1%	+0%	74.6
102	$GE	GENERAL ELECTRIC CO	$262,512	0.1%	+0%	74.8
103	—	VANGUARD SCOTTSDALE FDS	$261,451	0.1%	+0%	—
104	$TSLA	Tesla, Inc.	$258,366	0.1%	-5%	50.1
105	—	CALAMOS ETF TR	$253,873	0.1%	+0%	—
106	$STT	STATE STREET CORP	$252,902	0.1%	-0%	61.5
107	$CAT	CATERPILLAR INC	$248,669	0.1%	-5%	67.8
108	—	SCHWAB STRATEGIC TR	$244,137	0.1%	+0%	—
109	$ES	EVERSOURCE ENERGY	$239,155	0.1%	+0%	67
110	—	VANGUARD WORLD FD	$225,644	0.1%	NEW	—
111	—	CALAMOS ETF TR	$216,286	0.1%	+0%	—
112	—	VANGUARD BD INDEX FDS	$212,304	0.1%	-63%	—
113	—	ISHARES TR	$210,014	0.1%	+0%	—
114	$CSCO	CISCO SYSTEMS, INC.	$209,881	0.1%	+0%	72.3
115	—	INNOVATOR ETFS TRUST	$205,204	0.1%	-98%	—
116	—	VANGUARD INDEX FDS	$201,079	0.1%	-1%	—
117	$BDJ	BlackRock Enhanced Equity Dividend Trust	$119,223	0.0%	+0%	—