What is the 13F Pro Quality Score for SIGI?

13F Pro ranks SELECTIVE INSURANCE GROUP INC (SIGI) on the 13F Pro Quality Score, a 0–100 composite of 32 fundamental signals including return on invested capital, free cash flow consistency, balance-sheet strength, earnings quality, growth durability, and valuation discipline. The score refreshes after each 10-K and 10-Q filing on SEC EDGAR. View SIGI's current score at https://13fpro.ai/company/SIGI (free sign-up required for the full ranking).

Where does 13F Pro source SIGI data?

All SELECTIVE INSURANCE GROUP INC fundamentals and ownership data come directly from SEC EDGAR. SELECTIVE INSURANCE GROUP INC files with the SEC under CIK 230557. 13F Pro ingests XBRL financial facts from 10-K and 10-Q filings, Form 13F-HR institutional holdings, and Form 4 insider transactions, with no third-party rewrites or estimates.

What sector is SIGI in?

SELECTIVE INSURANCE GROUP INC (SIGI) is classified in the Financials sector. 13F Pro publishes sector-level fund flow analysis and quality leaders at https://13fpro.ai/research/sector/financials.

What drives SIGI's revenue?

Per SELECTIVE INSURANCE GROUP INC's latest 10-Q filed with the SEC on 2026-07-24, the biggest revenue drivers are: Standard Commercial Lines ($962.0M, +3% YoY); Investments segment ($162.1M); E&S Lines ($155.8M, +5% YoY). Figures are extracted from the filing text and machine-verified against the document. Full breakdown at https://13fpro.ai/company/SIGI.

What are SIGI's largest expenses?

SELECTIVE INSURANCE GROUP INC's latest 10-Q reports these as the largest expense items: Loss and loss expense incurred ($816.3M, -1% YoY); Amortization of deferred policy acquisition costs ($248.1M); Other insurance expenses ($136.2M). Sourced directly from SEC EDGAR filing text for Q2 FY2026 (quarter ended June 30, 2026).

How often is SIGI research updated on 13F Pro?

SIGI's fundamentals refresh within hours of each new 10-K or 10-Q filing on SEC EDGAR. Institutional ownership updates after each quarterly 13F filing window. Insider transactions update after each Form 4 filing. The 13F Pro Quality Score recalculates after every fundamentals refresh.

SELECTIVE INSURANCE GROUP INC(SIGI)Stock Analysis

AI analysis on 2,800+ stocks →Deep AI analysis on 2,800+ stocks →

Financials →Nasdaqmid

Institutional-grade research for retail investors

SEC EDGAR: CIK 230557 SIGI stock profile & AI dashboard →

13F Pro Quality Score

68.7/100

Rank #308 of 2,961 stocksTOP 25%

View Financials peers →

Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Nov 14, 2026.

Revenue Growth

60.9/100

Profitability

65.0/100

Balance Sheet

61.2/100

Earnings Quality

84.1/100

Free Cash Flow

75.1/100

Institutional Flow

63.1/100

Revenue Scale

79.0/100

Dilution Risk

77.4/100

Email me the moment this company reports earnings

AI Research Report

Two-page plain-English analysis: business, thesis, and three scenarios for the next two years. Refreshed every quarter.

Upgrade to Pro

Pro: 5 reports/month · Pro+: unlimitedOpinion, not investment advice. Do your own research.

Why SIGI Scores 69/100

exact factor attribution · 2026-09-11

SIGI's composite is driven by scale and free cash flow. Bars show each factor's exact push vs. a median company, using the same weights the ranking engine applies.

Scale

+5.8 pts

79th pct

Free cash flow

+3.8 pts

75th pct

Earnings quality

+3.4 pts

84th pct

Profitability

+3.0 pts

65th pct

Revenue growth

+2.9 pts

61th pct

Earnings growth

+2.8 pts

91th pct

Shareholder dilution

+1.8 pts

77th pct

Capital efficiency

+1.5 pts

61th pct

Institutional flow

+0.9 pts

63th pct

Factor percentiles are cross-sectional ranks across the ~2,800-stock scored universe, computed from SEC EDGAR filings. Not investment advice.

SIGI Stock Analysis & AI Quality Score

Data updated 2026-09-11

AI stock analysis and institutional research for SELECTIVE INSURANCE GROUP INC (SIGI), a Financials sector company. 13F Pro's AI-powered ranking engine scores SIGI at 68.7/100 on a 32-signal composite quality model, placing it at rank #308 of 2,961 stocks — the top 25% of the AI-ranked universe. SIGI scores in the top quartile across earnings quality (84.1), revenue scale (79.0), free cash flow (75.1). Based on the latest XBRL financial filings (Q2 2026), SELECTIVE INSURANCE GROUP INC reports quarterly revenue of $1.4B, net income of $129.4M, an operating margin of 11.7%. Top institutional holders of SIGI by reported 13-F value include BlackRock, VANGUARD PORTFOLIO MANAGEMENT, AQR CAPITAL MANAGEMENT, based on the most recent SEC filings. SIGI trades on the Nasdaq exchange and files with the SEC under CIK 230557. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate SIGI daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for SELECTIVE INSURANCE GROUP INC directly from SEC EDGAR. SELECTIVE INSURANCE GROUP INC's 13F Pro composite quality score has ranged between 47 and 70 since 2021, currently 68.7 — an improving long-term trajectory across 68 quarterly and live scoring snapshots.

✦

Fun facts about SELECTIVE INSURANCE GROUP INC

Quirks, history, and lore behind SIGI — the kind of stuff that makes a stock memorable.

1
The Basics
U.S. property and casualty insurer · mid-cap · listed on Nasdaq · headquartered in a tiny New Jersey town most people have never heard of.
2
The Numbers
Annual premiums written in the range of $3–4 billion, with a business mix tilted heavily toward commercial lines rather than personal auto.
3
The History
Founded in the 1920s, it spent most of its life as a quiet regional carrier before gradually expanding its footprint across the Eastern United States.
4
The Secret
It distributes almost entirely through independent agents — no flashy direct-to-consumer ads, no gecko, no mayhem guy — just old-fashioned broker relationships.
5
The Lore
Its hometown of Branchville, New Jersey has a population of roughly 800 people, making it one of the most sparsely populated headquarters of any publicly traded U.S. insurer.
6
The Giveaway
The ticker is practically a spoiler: SIGI — short for a company whose name literally tells you it insures things selectively, and has done so since the Coolidge era.

▶ Think you know your stocks? Play the Daily Ticker

What's Driving SIGI's Business? Latest 10-Q Breakdown

✓ 16/16 datapoints verified

AI-extracted from SELECTIVE INSURANCE GROUP INC's 10-Q filed 2026-07-24 — Q2 FY2026 (quarter ended June 30, 2026). Every figure is machine-verified against the filing text on SEC EDGAR.

Selective Insurance grew total revenue 5% YoY to $1.39B in Q2 2026, with net income up 51% to $129.4M as the combined ratio improved 2.2 points to 98.0% on the absence of prior-year casualty reserve development.

Biggest Revenue Drivers

Standard Commercial Lines$962.0M+3% YoY

Reduced new business in a competitive environment and deliberate underwriting actions drove lower NPW, with NPE growth decelerating as the impact of lower NPW earns through.

Investments segment$162.1M

Active portfolio management resulted in higher after-tax portfolio yield and operating cash flow deployment, plus higher net realized/unrealized gains from equity market valuations.

Biggest Revenue Drivers

Total revenue: $1.39B+5% YoY

Standard Commercial Lines$962.0M+3% YoY

Reduced new business in a competitive environment and deliberate underwriting actions drove lower NPW, with NPE growth decelerating as the impact of lower NPW earns through.

Investments segment$162.1M

Active portfolio management resulted in higher after-tax portfolio yield and operating cash flow deployment, plus higher net realized/unrealized gains from equity market valuations.

E&S Lines$155.8M+5% YoY

NPE growth reflects earning of 2025 NPW growth, despite a 2% NPW decline in 2026 from increased marketplace competition and admitted-market expansion.

Standard Personal Lines$97.6M-5% YoY

Driven by a 36% drop in direct new business and lower renewal pure price increases (8.9% vs. 19.0% a year ago) amid a competitive auto market and New Jersey growth restrictions.

Largest Expense Items

Loss and loss expense incurred$816.3M-1% YoY

Lower net catastrophe and non-catastrophe property losses and no prior year casualty reserve development, partially offset by higher current year casualty loss costs.

Amortization of deferred policy acquisition costs$248.1M

Other insurance expenses$136.2M

Margins: The combined ratio improved 2.2 points to 98.0%, driven by lower catastrophe and non-catastrophe property losses and the absence of prior-year casualty reserve development, partially offset by higher current-year casualty loss costs from social inflation.

Watch Items from the Filing

General liability line combined ratio remained unprofitable at 106.2%, with the filing citing elevated social inflation, higher claimant attorney representation, and expanded liability theories in certain jurisdictions.
No prior year casualty reserve development was recorded in Q2 2026 versus $45.0 million of unfavorable development a year ago, but the company states it makes no assumptions about future reserve development.
Standard Commercial Lines NPW fell 6% YoY with retention down two points, reflecting deliberate pricing actions to shed underperforming business in a competitive market.
New risk factor disclosed: Middle East military conflict has increased energy/transportation costs and financial market volatility, which could raise loss costs, reinsurance expense, and pressure investment portfolio values.
Vanguard entities disaggregated their reporting, with Vanguard Portfolio Management holding 5.87% and Vanguard Capital Management holding 5.24% of common shares as of March 31, 2026.

AI-extracted and verified against SEC EDGAR filing text. Not investment advice.

Read the full 10-Q on SEC EDGAR →Share on X

Revenue

Q2 2026

$1.4B

Net Income

Q2 2026

$129.4M

Free Cash Flow

Q2 2026

$214.9M

Operating Margin

Q2 2026

11.7%

ROIC

Q2 2026

17.8%

Period

Revenue & Net Income

Earnings Per Share

Key Financials Over Time

Export Financial Table · Pro

Revenue

+9.8% YoY

$5.34BFY 2025

FY22 $3.56BFY23 $4.23BFY24 $4.86BFY25 $5.34B

Net Income

+125.3% YoY

$466.4MFY 2025

FY22 $224.9MFY23 $365.2MFY24 $207.0MFY25 $466.4M

EPS (Diluted)

+131.9% YoY

$7.49FY 2025

FY22 $3.54FY23 $5.84FY24 $3.23FY25 $7.49

Total Assets

+12.1% YoY

$15.16BFY 2025

FY22 $10.80BFY23 $11.80BFY24 $13.51BFY25 $15.16B

Total Debt

—FY 2025

FY22 $504.7MFY23 $503.9MFY24 $507.9MFY25 —

Op. Cash Flow

+12.1% YoY

$1.23BFY 2025

FY22 $802.4MFY23 $758.9MFY24 $1.10BFY25 $1.23B

Free Cash Flow

+11.7% YoY

$1.19BFY 2025

FY22 $776.4MFY23 $736.3MFY24 $1.07BFY25 $1.19B

Metric	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Revenue	$5.34B +9.8%	$4.86B +14.9%	$4.23B +18.9%	$3.56B +5.3%	$3.38B +15.6%	$2.92B
Net Income	$466.4M +125.3%	$207.0M -43.3%	$365.2M +62.4%	$224.9M -44.3%	$403.8M +63.9%	$246.4M
EPS (Diluted)	$7.49 +131.9%	$3.23 -44.7%	$5.84 +65.0%	$3.54 -45.5%	$6.50 +58.9%	$4.09
Total Assets	$15.16B +12.1%	$13.51B +14.5%	$11.80B +9.3%	$10.80B +3.3%	$10.46B +8.0%	$9.69B
Total Debt	—	$507.9M +0.8%	$503.9M -0.1%	$504.7M -0.3%	$506.1M -8.1%	$550.7M
Operating Cash Flow	$1.23B +12.1%	$1.10B +44.9%	$758.9M -5.4%	$802.4M +4.0%	$771.4M +39.2%	$554.0M
Free Cash Flow	$1.19B +11.7%	$1.07B +45.2%	$736.3M -5.2%	$776.4M +3.6%	$749.3M +40.8%	$532.0M

Get alerted when SIGI's score changes

Free account: watchlist tracking, the daily AI brief, and the AI screener.

Passwordless sign-in · Payments by Stripe · Auth by Clerk

Available Research

13F Pro tracks comprehensive data for SELECTIVE INSURANCE GROUP INC including:

SEC EDGAR filings (10-K, 10-Q, 8-K)

XBRL financial facts (revenue, EPS, margins)

Insider transactions (Form 4)

Institutional 13F holdings

Quality rankings (32 signals)

AI analyst debates & daily meetings

Historical financial trends

Peer comparison & sector analysis

Top Institutional Holders of SIGI

BlackRock, Inc.
$754.6M7,778,138 sh
VANGUARD PORTFOLIO MANAGEMENT LLC
$339.1M3,495,978 sh
AQR CAPITAL MANAGEMENT LLC
$324.5M3,345,130 sh
VANGUARD CAPITAL MANAGEMENT LLC
$261.7M2,697,663 sh
STATE STREET CORP
$237.8M2,451,382 sh
AMERICAN CENTURY COMPANIES INC
$216.2M2,228,969 sh
FMR LLC
$188.4M1,941,671 sh
GEODE CAPITAL MANAGEMENT, LLC
$177.1M1,825,150 sh
FIRST TRUST ADVISORS LP
$156.2M1,610,141 sh
DIMENSIONAL FUND ADVISORS LP
$140.6M1,449,582 sh

Fund	Value	Shares
BlackRock, Inc.	$754.6M	7,778,138
VANGUARD PORTFOLIO MANAGEMENT LLC	$339.1M	3,495,978
AQR CAPITAL MANAGEMENT LLC	$324.5M	3,345,130
VANGUARD CAPITAL MANAGEMENT LLC	$261.7M	2,697,663
STATE STREET CORP	$237.8M	2,451,382
AMERICAN CENTURY COMPANIES INC	$216.2M	2,228,969
FMR LLC	$188.4M	1,941,671
GEODE CAPITAL MANAGEMENT, LLC	$177.1M	1,825,150
FIRST TRUST ADVISORS LP	$156.2M	1,610,141
DIMENSIONAL FUND ADVISORS LP	$140.6M	1,449,582

Companies Similar to SIGI

Ranked by quality-profile closeness and shared hedge-fund ownership — not just sector membership.

AIZ

ASSURANT, INC.

AI score

Similar quality profile · 21 shared holders

T. Rowe Price Investment Management, Inc.DEPRINCE RACE & ZOLLO INC KENNEDY CAPITAL MANAGEMENT LLC

THG

HANOVER INSURANCE GROUP, INC.

AI score

Similar quality profile · 19 shared holders

VAUGHAN NELSON INVESTMENT MANAGEMENT, L.P.Boston Trust Walden Corp WILLIAM BLAIR INVESTMENT MANAGEMENT, LLC

RGA

REINSURANCE GROUP OF AMERICA INC

AI score

Similar quality profile · 21 shared holders

JACOBS LEVY EQUITY MANAGEMENT, INC KENNEDY CAPITAL MANAGEMENT LLC Vest Financial, LLC

PRI

Primerica, Inc.

AI score

Similar quality profile · 19 shared holders

T. Rowe Price Investment Management, Inc.EULAV Asset Management Vest Financial, LLC

FAF

First American Financial Corp

AI score

Similar quality profile · 23 shared holders

VAUGHAN NELSON INVESTMENT MANAGEMENT, L.P.FRONTIER CAPITAL MANAGEMENT CO LLC JACOBS LEVY EQUITY MANAGEMENT, INC

HIG

HARTFORD INSURANCE GROUP, INC.

AI score

Similar quality profile · 10 shared holders

DEPRINCE RACE & ZOLLO INC Vest Financial, LLC Retirement Systems of Alabama

STIFEL FINANCIAL CORP

AI score

Similar quality profile · 25 shared holders

JACOBS LEVY EQUITY MANAGEMENT, INC SYSTEMATIC FINANCIAL MANAGEMENT LP KENNEDY CAPITAL MANAGEMENT LLC

EVEREST GROUP, LTD.

AI score

Similar quality profile · 14 shared holders

JACOBS LEVY EQUITY MANAGEMENT, INC SYSTEMATIC FINANCIAL MANAGEMENT LP WILLIAM BLAIR INVESTMENT MANAGEMENT, LLC

Similarity is computed from the 8 composite sub-scores and latest-quarter 13F conviction holdings (index-style filers excluded). Refreshed monthly.

More Financials Companies

View all Financials →

AAAU

Goldman Sachs Physical Gold ETF

AAC

Ares Acquisition Corp III

AACB

Artius II Acquisition Inc.

AACI

Armada Acquisition Corp. III

AACO

Abony Acquisition Corp. I

AACP

Apogee Acquisition Corp

AAME

ATLANTIC AMERICAN CORP

AAMI

Acadian Asset Management Inc.

Put SIGI on your watchlist

Track score changes the day SELECTIVE INSURANCE GROUP INC files with the SEC, follow the hedge funds that own it, screen 2,800+ AI-scored stocks, and get the daily brief — free.

View Pricing

Free tier includes 13F data, economic indicators, and market overview. Pro starts at $6.67/mo (billed annually).

Passwordless sign-in · Payments by Stripe · Auth by Clerk

Popular Research

AAPL

Apple

MSFT

Microsoft

NVDA

NVIDIA

GOOG

Alphabet

AMZN

Amazon

Is SIGI a good stock to buy?

13F Pro's AI-powered analysis of SELECTIVE INSURANCE GROUP INC (SIGI) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on Nasdaq). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for SIGI are available on the SIGI stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing. SIGI is classified as a mid company.

Which hedge funds own SIGI?

Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling SIGI. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of SELECTIVE INSURANCE GROUP INC's investment landscape.