What is the 13F Pro Quality Score for SF?

13F Pro ranks STIFEL FINANCIAL CORP (SF) on the 13F Pro Quality Score, a 0–100 composite of 32 fundamental signals including return on invested capital, free cash flow consistency, balance-sheet strength, earnings quality, growth durability, and valuation discipline. The score refreshes after each 10-K and 10-Q filing on SEC EDGAR. View SF's current score at https://13fpro.ai/research/SF (free sign-up required for the full ranking).

Which hedge funds own the most SF stock?

Based on the most recent Form 13F-HR filings on SEC EDGAR, the largest reported institutional holders of SF include BlackRock,, AQR CAPITAL MANAGEMENT, FMR. Holdings are reported quarterly within 45 days of quarter-end and updated on https://13fpro.ai/research/SF as soon as new 13F filings post.

Where does 13F Pro source SF data?

All STIFEL FINANCIAL CORP fundamentals and ownership data come directly from SEC EDGAR. STIFEL FINANCIAL CORP files with the SEC under CIK 720672. 13F Pro ingests XBRL financial facts from 10-K and 10-Q filings, Form 13F-HR institutional holdings, and Form 4 insider transactions, with no third-party rewrites or estimates.

What sector is SF in?

STIFEL FINANCIAL CORP (SF) is classified in the Financials sector. 13F Pro publishes sector-level fund flow analysis and quality leaders at https://13fpro.ai/research/sector/financials.

What drives SF's revenue?

Per STIFEL FINANCIAL CORP's latest 10-Q filed with the SEC on 2026-05-04, the biggest revenue drivers are: Asset management ($459.5M, +12.2% YoY); Interest income ($451.0M, -5.2% YoY); Investment banking ($341.4M, +43.5% YoY). Figures are extracted from the filing text and machine-verified against the document. Full breakdown at https://13fpro.ai/research/SF.

What are SF's largest expenses?

STIFEL FINANCIAL CORP's latest 10-Q reports these as the largest expense items: Compensation and benefits ($848.3M, +15.9% YoY); Other operating expenses ($131.5M, -54.8% YoY); Occupancy and equipment rental ($99.7M, +9.8% YoY). Sourced directly from SEC EDGAR filing text for Q1 2026 (quarter ended March 31, 2026).

How often is SF research updated on 13F Pro?

SF's fundamentals refresh within hours of each new 10-K or 10-Q filing on SEC EDGAR. Institutional ownership updates after each quarterly 13F filing window. Insider transactions update after each Form 4 filing. The 13F Pro Quality Score recalculates after every fundamentals refresh.

STIFEL FINANCIAL CORP(SF)Stock Analysis

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13F Pro Quality Score

69.6/100

Rank #355 of 2,879 stocksTOP 25%

View Financials peers →

Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Aug 14, 2026.

Revenue Growth

73.5/100

Profitability

76.9/100

Balance Sheet

47.4/100

Earnings Quality

49.1/100

Free Cash Flow

82.6/100

Institutional Flow

98.6/100

Revenue Scale

72.2/100

Dilution Risk

36.8/100

SF Stock Analysis & AI Quality Score

AI stock analysis and institutional research for STIFEL FINANCIAL CORP (SF), a Financials sector company. 13F Pro's AI-powered ranking engine scores SF at 69.6/100 on a 32-signal composite quality model, placing it at rank #355 of 2,879 stocks — the top 25% of the AI-ranked universe. SF scores in the top quartile across institutional flow (98.6), free cash flow (82.6), profitability (76.9). Shareholder dilution risk is elevated at 36.8/100, reflecting ongoing share issuance or stock-based compensation. Based on the latest XBRL financial filings (Q4 2025), STIFEL FINANCIAL CORP reports quarterly revenue of $1.6B, net income of $227.1M, an operating margin of 19.7%. Top institutional holders of SF by reported 13-F value include BlackRock,, AQR CAPITAL MANAGEMENT, FMR, based on the most recent SEC filings. SF trades on the NYSE exchange and files with the SEC under CIK 720672. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate SF daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for STIFEL FINANCIAL CORP directly from SEC EDGAR. STIFEL FINANCIAL CORP's 13F Pro composite quality score has ranged between 42 and 70 since 2021, currently 69.6 — a stable long-term trajectory across 28 quarterly and live scoring snapshots.

What's Driving SF's Business? Latest 10-Q Breakdown

✓ 45/45 datapoints verified

AI-extracted from STIFEL FINANCIAL CORP's 10-Q filed 2026-05-04 — Q1 2026 (quarter ended March 31, 2026). Every figure is machine-verified against the filing text on SEC EDGAR.

Net income surged 374% to $251.4M on 17.7% revenue growth driven by strong investment banking ($341.4M, +43.5%), record asset management ($459.5M, +12.2%), and a $49.8M gain from SIA sale.

Biggest Revenue Drivers

Total revenue: $1,665.7M+13.4% YoY

Asset management$459.5M+12.2% YoY

Higher asset values and net new asset growth; fee-based client assets increased 15.9% YoY to $219.9B.

Interest income$451.0M-5.2% YoY

Decrease primarily due to lower interest rates, partially offset by higher interest-earning assets.

Investment banking$341.4M+43.5% YoY

Capital-raising revenues +22.4% to $123.0M on higher volumes; advisory revenues +58.9% to $218.4M on higher completed transactions.

Transactional revenues (commissions + principal transactions)$358.1M+6.8% YoY

Commissions increased 7.3% on higher volumes; principal transactions increased 6.0% on increased client activity.

Other income$55.7M+426.2% YoY

Primarily includes $49.8M gain on sale of SIA and higher loan origination fees.

Largest Expense Items

Compensation and benefits$848.3M+15.9% YoY

Higher variable compensation costs due to higher revenues; 57.4% of net revenues vs 58.3% YoY.

Other operating expenses$131.5M-54.8% YoY

Lower legal-related expenses and dues/assessments, partially offset by higher amortization of intangible assets and professional fees; Q1 2025 included $180.0M legal provisions.

Occupancy and equipment rental$99.7M+9.8% YoY

Higher data processing and occupancy costs associated with increased business activity.

Communications and office supplies$51.0M+3.0% YoY

Higher communication, quote, and office supplies expenses due to continued business growth.

Margins: Operating margin expanded significantly to 22.1% of net revenues (5.0% in Q1 2025), primarily driven by revenue growth outpacing expense increases and the absence of large legal provisions that impacted the prior year. Pre-tax profit margins at Global Wealth Management reached 35.5% (14.9% in Q1 2025) and Institutional Group reached 19.8% (7.1% in Q1 2025), reflecting strong operational leverage.

Watch Items from the Filing

Legal contingencies: FINRA arbitration award of $146.2M (including accrued interest) for customer claims related to structured notes investments; 19 additional similar claims pending; company believes award is legally defective but pursuing further review.
Cash sweep litigation: Multiple putative class actions filed alleging company failed to pay reasonable interest rates on Stifel Insured Bank Deposit Program; class action status and scope still being determined; unspecified damages sought.
401(k) plan litigation: Two ERSA fiduciary breach lawsuits filed; company calculated and funded restorative payments of unspecified amount March 31, 2025, receiving DOL no-action letter August 4, 2025; cases in early stages.
Estimated reasonably possible loss in excess of accrued liabilities: approximately $100M across all pending legal and regulatory matters; actual losses could vary significantly.
Sale of SIA business: Completed February 2, 2026; generated $49.8M gain; resulted in loss of $9.0B client assets (as of March 31, 2025) and $4.2B fee-based assets, representing partial unwinding of prior growth strategy.

AI-extracted and verified against SEC EDGAR filing text. Not investment advice.

Read the full 10-Q on SEC EDGAR →Share on X

Revenue

Q4 2025

$1.6B

Net Income

Q4 2025

$227.1M

Free Cash Flow

Q4 2025

$369.0M

Operating Margin

Q4 2025

19.7%

ROIC

Q4 2025

4.7%

D/E Ratio

Q4 2025

0.10

Revenue & Net Income

Earnings Per Share

Key Financials Over Time

Export Financial Table · Pro+

Revenue

+4.9% YoY

$4.97BFY 2024

FY19 $3.34BFY20 $3.75BFY21 $4.74BFY24 $4.97B

Net Income

-11.3% YoY

$731.4MFY 2024

FY19 $448.4MFY20 $503.5MFY21 $824.9MFY24 $731.4M

Operating Income

$928.4MFY 2024

FY19 —FY20 —FY21 —FY24 $928.4M

EPS (Diluted)

-6.2% YoY

$6.25FY 2024

FY19 $2.44FY20 $4.16FY21 $6.66FY24 $6.25

Total Assets

+17.2% YoY

$39.90BFY 2024

FY19 $24.61BFY20 $26.60BFY21 $34.05BFY24 $39.90B

Total Debt

-44.6% YoY

$616.6MFY 2024

FY19 $1.02BFY20 $1.11BFY21 $1.11BFY24 $616.6M

Op. Cash Flow

-43.8% YoY

$490.4MFY 2024

FY19 $626.9MFY20 $1.66BFY21 $872.1MFY24 $490.4M

Metric	FY 2024	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017
Revenue	$4.97B +4.9%	$4.74B +26.3%	$3.75B +12.4%	$3.34B +10.3%	$3.02B +3.4%	$2.93B
Net Income	$731.4M -11.3%	$824.9M +63.8%	$503.5M +12.3%	$448.4M +13.8%	$394.0M +115.4%	$182.9M
Operating Income	$928.4M	—	—	—	—	—
EPS (Diluted)	$6.25 -6.2%	$6.66 +60.1%	$4.16 +70.5%	$2.44 +16.2%	$2.10 +47.2%	$1.43
Total Assets	$39.90B +17.2%	$34.05B +28.0%	$26.60B +8.1%	$24.61B +0.4%	$24.52B +14.7%	$21.38B
Total Debt	$616.6M -44.6%	$1.11B +0.1%	$1.11B +9.4%	$1.02B -15.0%	$1.20B -5.8%	$1.27B
Operating Cash Flow	$490.4M -43.8%	$872.1M -47.5%	$1.66B +165.1%	$626.9M +18.4%	$529.5M -22.1%	$679.9M

AI Insight: SF Financial Trends

Stifel posts record Q4 2025 revenue of $1,561M and net income of $264M while total debt holds steady at $617M — momentum is building.

• Revenue grew from $1,163M in Q1 2024 to $1,561M in Q4 2025, a 34% increase over eight quarters.

• Net income reached $264M in Q4 2025, up from $244M in Q4 2024, marking year-over-year improvement.

• Total debt was cut nearly in half — from $1,116M in Q1 2024 to $617M by Q3 2024 — and has remained flat since.

• Operating cash flow is highly volatile, swinging from -$610M in Q1 2024 to +$607M in Q2 2025, reflecting typical brokerage working-capital cycles.

⚠ Q1 2025 net income collapsed to $53M from $244M in Q4 2024 — seasonal or structural weakness warrants close monitoring.

⚠ Operating cash flow turned negative again in Q1 2025 at -$211M; watch whether Q1 2026 repeats this seasonal pattern.

⚠ Equity data is absent across all periods, limiting full balance-sheet and leverage assessment.

AI Insight: SF Ratio Trends

Q1 2025 margin collapse was a sharp but isolated shock — Q4 2025 operating margin of 19.7% and ROA of 2.6% signal full recovery to prior peaks.

• Operating margin rebounded from a low of 5.1% in Q1 2025 to 20.0% in Q3 2025 and 19.7% in Q4 2025, recovering above Q4 2024 levels.

• ROA hit 2.6% in Q4 2025, matching the Q4 2024 peak and well above the 0.5% trough in Q1 2025.

• ROIC dropped sharply from 81.3% in Q2 2024 to 41.1% in Q1 2025; no subsequent ROIC readings are available to confirm recovery.

• TTM operating margin of 15.8% and NPM of 12.4% sit below the strongest quarterly prints, reflecting Q1 2025's drag on the trailing average.

⚠ Q1 2025 saw OpMargin collapse to 5.1% from 19.5% in Q4 2024 — nature of that one-off charge warrants monitoring if it recurs.

⚠ ROIC data is absent from Q3 2024 onward (except Q1 2025's 41.1%) — restoration of full ROIC visibility needed to confirm capital efficiency recovery.

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Available Research

13F Pro tracks comprehensive data for STIFEL FINANCIAL CORP including:

SEC EDGAR filings (10-K, 10-Q, 8-K)

XBRL financial facts (revenue, EPS, margins)

Insider transactions (Form 4)

Institutional 13F holdings

Quality rankings (32 signals)

AI analyst debates & daily meetings

Historical financial trends

Peer comparison & sector analysis

Top Institutional Holders of SF

BlackRock, Inc.
$1.1B14,487,418 sh
AQR CAPITAL MANAGEMENT LLC
$622.1M8,469,863 sh
FMR LLC
$601.4M8,136,211 sh
VANGUARD PORTFOLIO MANAGEMENT LLC
$526.6M7,123,755 sh
VANGUARD CAPITAL MANAGEMENT LLC
$491.4M6,647,564 sh
STATE STREET CORP
$343.9M4,652,555 sh
ALLIANCEBERNSTEIN L.P.
$339.0M2,707,099 sh
Boston Partners
$313.5M4,240,380 sh
STIFEL FINANCIAL CORP
$279.1M3,775,258 sh
WELLINGTON MANAGEMENT GROUP LLP
$273.4M3,698,168 sh

Fund	Value	Shares
BlackRock, Inc.	$1.1B	14,487,418
AQR CAPITAL MANAGEMENT LLC	$622.1M	8,469,863
FMR LLC	$601.4M	8,136,211
VANGUARD PORTFOLIO MANAGEMENT LLC	$526.6M	7,123,755
VANGUARD CAPITAL MANAGEMENT LLC	$491.4M	6,647,564
STATE STREET CORP	$343.9M	4,652,555
ALLIANCEBERNSTEIN L.P.	$339.0M	2,707,099
Boston Partners	$313.5M	4,240,380
STIFEL FINANCIAL CORP	$279.1M	3,775,258
WELLINGTON MANAGEMENT GROUP LLP	$273.4M	3,698,168

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Is SF a good stock to buy?

13F Pro's AI-powered analysis of STIFEL FINANCIAL CORP (SF) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on NYSE). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for SF are available on the SF stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing.

Which hedge funds own SF?

Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling SF. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of STIFEL FINANCIAL CORP's investment landscape.