WINTRUST FINANCIAL CORP(WTFC)Stock Analysis
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Rank #866 of 2,961 stocksTOP 50%
Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Nov 14, 2026.
Revenue Growth
Profitability
Balance Sheet
Earnings Quality
Free Cash Flow
Institutional Flow
Revenue Scale
Dilution Risk
Unusual Activity in WTFC
Events flagged as statistical outliers against WTFC's own multi-year baseline — not fixed dollar thresholds.
- Score shock2026-08-05
WTFC quality score jumped 32 points (34→66) on a new filing
View source filing →
WTFC Stock Analysis & AI Quality Score
Data updated 2026-09-11AI stock analysis and institutional research for WINTRUST FINANCIAL CORP (WTFC), a Financials sector company. 13F Pro's AI-powered ranking engine scores WTFC at 60.3/100 on a 32-signal composite quality model, placing it at rank #866 of 2,961 stocks — the top half of the AI-ranked universe. WTFC scores in the top quartile across free cash flow (96.2), profitability (89.7), earnings quality (75.6). Shareholder dilution risk is elevated at 11.3/100, reflecting ongoing share issuance or stock-based compensation. Based on the latest XBRL financial filings (Q2 2026), WINTRUST FINANCIAL CORP reports quarterly revenue of $738.6M, net income of $233.7M, an operating margin of 43.0%. Top institutional holders of WTFC by reported 13-F value include BlackRock, FMR, VANGUARD PORTFOLIO MANAGEMENT, based on the most recent SEC filings. WTFC trades on the Nasdaq exchange and files with the SEC under CIK 1015328. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate WTFC daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for WINTRUST FINANCIAL CORP directly from SEC EDGAR. WINTRUST FINANCIAL CORP's 13F Pro composite quality score has ranged between 33 and 79 since 2021, currently 60.3 — an improving long-term trajectory across 68 quarterly and live scoring snapshots.
Revenue
Q2 2026
$738.6M
Net Income
Q2 2026
$233.7M
Operating Margin
Q2 2026
43.0%
ROIC
Q2 2026
16.9%
Revenue & Net Income
Earnings Per Share
Key Financials Over Time
Export Financial Table · ProRevenue
+11.2% YoYNet Income
+18.5% YoYEPS (Diluted)
+10.6% YoYTotal Assets
+9.7% YoYTotal Debt
Op. Cash Flow
+26.2% YoYFree Cash Flow
+35.4% YoY| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Revenue | $2.73B +11.2% | $2.45B +7.9% | $2.27B +16.1% | $1.96B +14.3% | $1.71B +4.1% | $1.64B |
| Net Income | $823.8M +18.5% | $695.0M +11.6% | $622.6M +22.2% | $509.7M +9.3% | $466.2M +59.1% | $293.0M |
| EPS (Diluted) | $11.40 +10.6% | $10.31 +7.6% | $9.58 +19.5% | $8.02 +5.8% | $7.58 +62.0% | $4.68 |
| Total Assets | $71.14B +9.7% | $64.88B +15.3% | $56.26B +6.3% | $52.95B +5.6% | $50.14B +11.2% | $45.08B |
| Total Debt | — | $0.00 -100.0% | $13.4M -23.7% | $17.6M +91.5% | $9.2M -19.1% | $11.4M |
| Operating Cash Flow | $910.3M +26.2% | $721.6M -3.1% | $744.4M -45.9% | $1.38B +21.6% | $1.13B +318.1% | $-518.5M |
| Free Cash Flow | $860.4M +35.4% | $635.5M -8.9% | $698.0M -47.2% | $1.32B +23.1% | $1.07B +284.5% | $-582.1M |
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13F Pro tracks comprehensive data for WINTRUST FINANCIAL CORP including:
Top Institutional Holders of WTFC
BlackRock, Inc.
$1.1B6,583,424 shFMR LLC
$823.3M5,122,321 shVANGUARD PORTFOLIO MANAGEMENT LLC
$577.9M3,595,895 shVANGUARD CAPITAL MANAGEMENT LLC
$493.6M3,071,434 shDIMENSIONAL FUND ADVISORS LP
$430.1M2,675,991 shSTATE STREET CORP
$427.2M2,658,319 shFIRST TRUST ADVISORS LP
$281.2M1,749,346 shEARNEST PARTNERS LLC
$220.9M1,374,559 shGEODE CAPITAL MANAGEMENT, LLC
$215.1M1,337,969 shPRINCIPAL FINANCIAL GROUP INC
$200.3M1,246,124 sh
| Fund | Value | Shares |
|---|---|---|
| BlackRock, Inc. | $1.1B | 6,583,424 |
| FMR LLC | $823.3M | 5,122,321 |
| VANGUARD PORTFOLIO MANAGEMENT LLC | $577.9M | 3,595,895 |
| VANGUARD CAPITAL MANAGEMENT LLC | $493.6M | 3,071,434 |
| DIMENSIONAL FUND ADVISORS LP | $430.1M | 2,675,991 |
| STATE STREET CORP | $427.2M | 2,658,319 |
| FIRST TRUST ADVISORS LP | $281.2M | 1,749,346 |
| EARNEST PARTNERS LLC | $220.9M | 1,374,559 |
| GEODE CAPITAL MANAGEMENT, LLC | $215.1M | 1,337,969 |
| PRINCIPAL FINANCIAL GROUP INC | $200.3M | 1,246,124 |
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Similarity is computed from the 8 composite sub-scores and latest-quarter 13F conviction holdings (index-style filers excluded). Refreshed monthly.
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Popular Research
Is WTFC a good stock to buy?
13F Pro's AI-powered analysis of WINTRUST FINANCIAL CORP (WTFC) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on Nasdaq). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for WTFC are available on the WTFC stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing. WTFC is classified as a large company.
Which hedge funds own WTFC?
Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling WTFC. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of WINTRUST FINANCIAL CORP's investment landscape.