SOUTH PLAINS FINANCIAL, INC.(SPFI)Stock Analysis
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Rank #2,047 of 2,962 stocks
Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Nov 14, 2026.
Revenue Growth
Profitability
Balance Sheet
Earnings Quality
Free Cash Flow
Institutional Flow
Revenue Scale
Dilution Risk
SPFI Stock Analysis & AI Quality Score
Data updated 2026-09-11AI stock analysis and institutional research for SOUTH PLAINS FINANCIAL, INC. (SPFI), a Financials sector company. 13F Pro's AI-powered ranking engine scores SPFI at 41.8/100 on a 32-signal composite quality model, placing it at rank #2,047 of 2,962 stocks — the bottom half of the AI-ranked universe. SPFI scores in the top quartile across profitability (88.9), free cash flow (86.6). Areas of concern include revenue scale (25.4) and revenue growth (25.5), which score below median versus the broader universe. Shareholder dilution risk is elevated at 1.5/100, reflecting ongoing share issuance or stock-based compensation. Based on the latest XBRL financial filings (Q2 2026), SOUTH PLAINS FINANCIAL, INC. reports quarterly revenue of $64.5M, net income of $19.0M, an operating margin of 37.6%. Top institutional holders of SPFI by reported 13-F value include BlackRock, VANGUARD CAPITAL MANAGEMENT, STATE STREET, based on the most recent SEC filings. SPFI trades on the Nasdaq exchange and files with the SEC under CIK 1163668. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate SPFI daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for SOUTH PLAINS FINANCIAL, INC. directly from SEC EDGAR. SOUTH PLAINS FINANCIAL, INC.'s 13F Pro composite quality score has ranged between 34 and 53 since 2026, currently 41.8 — an improving long-term trajectory across 8 quarterly and live scoring snapshots.
Revenue
Q2 2026
$64.5M
Net Income
Q2 2026
$19.0M
Free Cash Flow
Q2 2026
$26.8M
Operating Margin
Q2 2026
37.6%
ROIC
Q2 2026
15.4%
Revenue & Net Income
Earnings Per Share
Key Financials Over Time
Export Financial Table · ProRevenue
+8.6% YoYNet Income
+17.6% YoYEPS (Diluted)
+17.8% YoYTotal Assets
+5.9% YoYTotal Debt
Op. Cash Flow
+30.5% YoYFree Cash Flow
+28.2% YoY| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Revenue | $211.9M +8.6% | $195.2M -10.9% | $219.0M +2.0% | $214.6M -2.1% | $219.2M -2.1% | $223.9M |
| Net Income | $58.5M +17.6% | $49.7M -20.8% | $62.7M +7.7% | $58.2M -0.6% | $58.6M +29.2% | $45.4M |
| EPS (Diluted) | $3.44 +17.8% | $2.92 -19.3% | $3.62 +12.1% | $3.23 +1.9% | $3.17 +28.3% | $2.47 |
| Total Assets | $4.48B +5.9% | $4.23B +0.7% | $4.20B +6.6% | $3.94B +1.1% | $3.90B +8.4% | $3.60B |
| Total Debt | — | $0.00 | — | — | $0.00 -100.0% | $26.6M |
| Operating Cash Flow | $77.5M +30.5% | $59.4M +1.4% | $58.5M -52.6% | $123.6M +28.4% | $96.3M +1610.9% | $5.6M |
| Free Cash Flow | $71.8M +28.2% | $56.0M +4.0% | $53.9M -54.8% | $119.1M +27.6% | $93.4M +3929.0% | $2.3M |
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Top Institutional Holders of SPFI
BlackRock, Inc.
$61.6M1,430,745 shVANGUARD CAPITAL MANAGEMENT LLC
$27.7M642,137 shSTATE STREET CORP
$22.8M529,620 shACADIAN ASSET MANAGEMENT LLC
$21.4M497,482 shAMERICAN CENTURY COMPANIES INC
$20.0M464,902 shDIMENSIONAL FUND ADVISORS LP
$18.7M434,785 shJPMORGAN CHASE & CO
$17.4M400,667 shGEODE CAPITAL MANAGEMENT, LLC
$17.1M397,740 shBASSWOOD CAPITAL MANAGEMENT, L.L.C.
$13.4M311,615 shBRIDGEWAY CAPITAL MANAGEMENT, LLC
$7.4M172,097 sh
| Fund | Value | Shares |
|---|---|---|
| BlackRock, Inc. | $61.6M | 1,430,745 |
| VANGUARD CAPITAL MANAGEMENT LLC | $27.7M | 642,137 |
| STATE STREET CORP | $22.8M | 529,620 |
| ACADIAN ASSET MANAGEMENT LLC | $21.4M | 497,482 |
| AMERICAN CENTURY COMPANIES INC | $20.0M | 464,902 |
| DIMENSIONAL FUND ADVISORS LP | $18.7M | 434,785 |
| JPMORGAN CHASE & CO | $17.4M | 400,667 |
| GEODE CAPITAL MANAGEMENT, LLC | $17.1M | 397,740 |
| BASSWOOD CAPITAL MANAGEMENT, L.L.C. | $13.4M | 311,615 |
| BRIDGEWAY CAPITAL MANAGEMENT, LLC | $7.4M | 172,097 |
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Similarity is computed from the 8 composite sub-scores and latest-quarter 13F conviction holdings (index-style filers excluded). Refreshed monthly.
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Popular Research
Is SPFI a good stock to buy?
13F Pro's AI-powered analysis of SOUTH PLAINS FINANCIAL, INC. (SPFI) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on Nasdaq). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for SPFI are available on the SPFI stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing. SPFI is classified as a small company.
Which hedge funds own SPFI?
Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling SPFI. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of SOUTH PLAINS FINANCIAL, INC.'s investment landscape.