ORRSTOWN FINANCIAL SERVICES INC(ORRF)Stock Analysis
AI analysis on 2,800+ stocks →Deep AI analysis on 2,800+ stocks →13F Pro Quality Score
Rank #2,087 of 2,879 stocks
Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Aug 14, 2026.
Revenue Growth
Profitability
Balance Sheet
Earnings Quality
Free Cash Flow
Institutional Flow
Revenue Scale
Dilution Risk
ORRF Stock Analysis & AI Quality Score
AI stock analysis and institutional research for ORRSTOWN FINANCIAL SERVICES INC (ORRF), a Financials sector company. 13F Pro's AI-powered ranking engine scores ORRF at 36.7/100 on a 32-signal composite quality model, placing it at rank #2,087 of 2,879 stocks — the bottom half of the AI-ranked universe. ORRF scores in the top quartile across earnings quality (84.0). Areas of concern include revenue growth (30.0) and profitability (30.0), which score below median versus the broader universe. Shareholder dilution risk is elevated at 13.5/100, reflecting ongoing share issuance or stock-based compensation. Based on the latest XBRL financial filings (Q1 2026), ORRSTOWN FINANCIAL SERVICES INC reports quarterly revenue of $64.6M, net income of $21.8M, an operating margin of 42.6%. Top institutional holders of ORRF by reported 13-F value include BlackRock,, DIMENSIONAL FUND ADVISORS, VANGUARD CAPITAL MANAGEMENT, based on the most recent SEC filings. ORRF trades on the Nasdaq exchange and files with the SEC under CIK 826154. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate ORRF daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for ORRSTOWN FINANCIAL SERVICES INC directly from SEC EDGAR.
Revenue
Q1 2026
$64.6M
Net Income
Q1 2026
$21.8M
Free Cash Flow
Q1 2026
$25.1M
Operating Margin
Q1 2026
42.6%
Revenue & Net Income
Earnings Per Share
Key Financials Over Time
Export Financial Table · Pro+Revenue
+0.1% YoYNet Income
+61.8% YoYEPS (Diluted)
+66.0% YoYTotal Assets
+4.9% YoYTotal Debt
+113.8% YoYOp. Cash Flow
+20.7% YoY| Metric | FY 2023 | FY 2022 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|
| Revenue | $19.5M +0.1% | $19.5M +8.4% | $18.0M +19.6% | $15.0M | — | — |
| Net Income | $35.7M +61.8% | $22.0M +30.2% | $16.9M +32.2% | $12.8M +58.3% | $8.1M +22.1% | $6.6M |
| EPS (Diluted) | $3.42 +66.0% | $2.06 +28.0% | $1.61 +7.3% | $1.50 +53.1% | $0.98 +21.0% | $0.81 |
| Total Assets | $3.06B +4.9% | $2.92B +22.6% | $2.38B +23.2% | $1.93B +24.1% | $1.56B +10.2% | $1.41B |
| Total Debt | $40.0M +113.8% | $18.7M -73.8% | $71.3M -51.6% | $147.5M -16.8% | $177.4M +58.3% | $112.0M |
| Operating Cash Flow | $43.7M +20.7% | $36.2M +298.2% | $9.1M -59.6% | $22.5M +37.5% | $16.4M +4.9% | $15.6M |
Get alerted when ORRF's score changes
Free account: watchlist tracking, the daily AI brief, and the AI screener.
Available Research
13F Pro tracks comprehensive data for ORRSTOWN FINANCIAL SERVICES INC including:
Top Institutional Holders of ORRF
BlackRock, Inc.
$53.4M1,480,561 shDIMENSIONAL FUND ADVISORS LP
$32.5M900,674 shVANGUARD CAPITAL MANAGEMENT LLC
$29.5M817,621 shSTATE STREET CORP
$28.9M800,719 shCHARLES SCHWAB INVESTMENT MANAGEMENT INC
$21.4M592,687 shGEODE CAPITAL MANAGEMENT, LLC
$19.2M531,430 shAMERICAN CENTURY COMPANIES INC
$17.9M497,085 shNuveen, LLC
$12.2M337,968 shTWO SIGMA INVESTMENTS, LP
$10.9M300,970 shAssenagon Asset Management S.A.
$10.7M297,763 sh
| Fund | Value | Shares |
|---|---|---|
| BlackRock, Inc. | $53.4M | 1,480,561 |
| DIMENSIONAL FUND ADVISORS LP | $32.5M | 900,674 |
| VANGUARD CAPITAL MANAGEMENT LLC | $29.5M | 817,621 |
| STATE STREET CORP | $28.9M | 800,719 |
| CHARLES SCHWAB INVESTMENT MANAGEMENT INC | $21.4M | 592,687 |
| GEODE CAPITAL MANAGEMENT, LLC | $19.2M | 531,430 |
| AMERICAN CENTURY COMPANIES INC | $17.9M | 497,085 |
| Nuveen, LLC | $12.2M | 337,968 |
| TWO SIGMA INVESTMENTS, LP | $10.9M | 300,970 |
| Assenagon Asset Management S.A. | $10.7M | 297,763 |
More Financials Companies
View all Financials →Put ORRF on your watchlist
Track score changes the day ORRSTOWN FINANCIAL SERVICES INC files with the SEC, follow the hedge funds that own it, screen 2,800+ AI-scored stocks, and get the daily brief — free.
Free tier includes 13F data, economic indicators, and market overview. Pro starts at $6.67/mo (billed annually).
Popular Research
Is ORRF a good stock to buy?
13F Pro's AI-powered analysis of ORRSTOWN FINANCIAL SERVICES INC (ORRF) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on Nasdaq). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for ORRF are available on the ORRF stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing.
Which hedge funds own ORRF?
Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling ORRF. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of ORRSTOWN FINANCIAL SERVICES INC's investment landscape.