What is the 13F Pro Quality Score for SFBS?

13F Pro ranks ServisFirst Bancshares, Inc. (SFBS) on the 13F Pro Quality Score, a 0–100 composite of 32 fundamental signals including return on invested capital, free cash flow consistency, balance-sheet strength, earnings quality, growth durability, and valuation discipline. The score refreshes after each 10-K and 10-Q filing on SEC EDGAR. View SFBS's current score at https://13fpro.ai/company/SFBS (free sign-up required for the full ranking).

Which hedge funds own the most SFBS stock?

Based on the most recent Form 13F-HR filings on SEC EDGAR, the largest reported institutional holders of SFBS include BlackRock,, VANGUARD PORTFOLIO MANAGEMENT, STATE STREET. Holdings are reported quarterly within 45 days of quarter-end and updated on https://13fpro.ai/company/SFBS as soon as new 13F filings post.

Where does 13F Pro source SFBS data?

All ServisFirst Bancshares, Inc. fundamentals and ownership data come directly from SEC EDGAR. ServisFirst Bancshares, Inc. files with the SEC under CIK 1430723. 13F Pro ingests XBRL financial facts from 10-K and 10-Q filings, Form 13F-HR institutional holdings, and Form 4 insider transactions, with no third-party rewrites or estimates.

What sector is SFBS in?

ServisFirst Bancshares, Inc. (SFBS) is classified in the Financials sector. 13F Pro publishes sector-level fund flow analysis and quality leaders at https://13fpro.ai/research/sector/financials.

What drives SFBS's revenue?

Per ServisFirst Bancshares, Inc.'s latest 10-Q filed with the SEC on 2026-08-07, the biggest revenue drivers are: Net interest income ($155.6M, +18.2% YoY); Noninterest income ($12.9M, vs $421,000 a year earlier); Bank-owned life insurance income ($4.1M, +94.4% YoY). Figures are extracted from the filing text and machine-verified against the document. Full breakdown at https://13fpro.ai/company/SFBS.

How often is SFBS research updated on 13F Pro?

SFBS's fundamentals refresh within hours of each new 10-K or 10-Q filing on SEC EDGAR. Institutional ownership updates after each quarterly 13F filing window. Insider transactions update after each Form 4 filing. The 13F Pro Quality Score recalculates after every fundamentals refresh.

ServisFirst Bancshares, Inc.(SFBS)Stock Analysis

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SEC EDGAR: CIK 1430723 SFBS stock profile & AI dashboard →

13F Pro Quality Score

69.1/100

Rank #284 of 2,961 stocksTOP 10%

View Financials peers →

Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Nov 14, 2026.

Revenue Growth

78.4/100

Profitability

97.9/100

Balance Sheet

51.2/100

Earnings Quality

66.8/100

Free Cash Flow

98.9/100

Institutional Flow

53.4/100

Revenue Scale

41.0/100

Dilution Risk

74.1/100

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Why SFBS Scores 69/100

exact factor attribution · 2026-09-11

SFBS's composite is driven by profitability and revenue growth, held back by scale. Bars show each factor's exact push vs. a median company, using the same weights the ranking engine applies.

Profitability

+9.6 pts

98th pct

Revenue growth

+7.6 pts

78th pct

Free cash flow

+7.3 pts

99th pct

Earnings growth

+1.8 pts

76th pct

Earnings quality

+1.7 pts

67th pct

Shareholder dilution

+1.6 pts

74th pct

Institutional flow

+0.2 pts

53th pct

Capital efficiency

+0.2 pts

51th pct

Scale

-1.8 pts

41th pct

Factor percentiles are cross-sectional ranks across the ~2,800-stock scored universe, computed from SEC EDGAR filings. Not investment advice.

SFBS Stock Analysis & AI Quality Score

Data updated 2026-09-11

AI stock analysis and institutional research for ServisFirst Bancshares, Inc. (SFBS), a Financials sector company. 13F Pro's AI-powered ranking engine scores SFBS at 69.1/100 on a 32-signal composite quality model, placing it at rank #284 of 2,961 stocks — the top 10% of the AI-ranked universe. SFBS scores in the top quartile across free cash flow (98.9), profitability (97.9), revenue growth (78.4). Based on the latest XBRL financial filings (Q2 2026), ServisFirst Bancshares, Inc. reports quarterly revenue of $168.5M, net income of $85.8M, an operating margin of 63.6%. Top institutional holders of SFBS by reported 13-F value include BlackRock, VANGUARD PORTFOLIO MANAGEMENT, STATE STREET, based on the most recent SEC filings. SFBS trades on the NYSE exchange and files with the SEC under CIK 1430723. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate SFBS daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for ServisFirst Bancshares, Inc. directly from SEC EDGAR. ServisFirst Bancshares, Inc.'s 13F Pro composite quality score has ranged between 34 and 69 since 2026, currently 69.1 — an improving long-term trajectory across 8 quarterly and live scoring snapshots.

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Fun facts about ServisFirst Bancshares, Inc.

Quirks, history, and lore behind SFBS — the kind of stuff that makes a stock memorable.

1
The Basics
U.S. regional bank holding company · mid-cap · listed on Nasdaq · headquartered in Alabama.
2
The Numbers
Total assets in the range of $15–16 billion, with a reputation for keeping loan losses remarkably low — credit quality is practically a religion here.
3
The History
Founded in 2005 in Birmingham, it grew rapidly by targeting small and medium-sized businesses and the professionals who run them, rather than chasing retail depositors.
4
The Secret
Its business model leans heavily on a high-touch relationship banking approach — bankers are compensated like salespeople, and the efficiency ratio consistently ranks among the best in the industry.
5
The Lore
Analysts have called it one of the best-run community banks in America, and its stock has rewarded long-term holders handsomely — not bad for a bank born in Birmingham just before the financial crisis.
6
The Giveaway
The name literally tells you what it does: first-class service to businesses, right there in the ticker — SFBS — out of the Heart of Dixie.

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What's Driving SFBS's Business? Latest 10-Q Breakdown

✓ 42/42 datapoints verified

AI-extracted from ServisFirst Bancshares, Inc.'s 10-Q filed 2026-08-07 — Q2 2026 (quarter ended June 30, 2026). Every figure is machine-verified against the filing text on SEC EDGAR.

Net income rose to $85.8M ($1.57 diluted EPS, +40.2% YoY) as net interest margin expanded 53 bps to 3.63%, while nonperforming loans reached $171.0 million.

Biggest Revenue Drivers

Net interest income$155.6M+18.2% YoY

Growth in loans and interest-bearing balances drove volume; average rates paid on interest-bearing liabilities fell 59 basis points.

Noninterest income$12.9Mvs $421,000 a year earlier

Prior-year quarter included an $8.6 million pre-tax securities loss from portfolio restructuring.

Biggest Revenue Drivers

Total revenue: $249.9Mtotal interest income, vs $246.6M a year

Net interest income$155.6M+18.2% YoY

Growth in loans and interest-bearing balances drove volume; average rates paid on interest-bearing liabilities fell 59 basis points.

Noninterest income$12.9Mvs $421,000 a year earlier

Prior-year quarter included an $8.6 million pre-tax securities loss from portfolio restructuring.

Within Noninterest income

Bank-owned life insurance income$4.1M+94.4% YoY

Purchases of $150.0 million of new contracts in Q3 2025 and $25.0 million in Q2 2026.

Service charges on deposit accounts$3.3M+25.0% YoY

Service charge rates increased on many checking account products in July 2025.

Mortgage banking$2.2M+67.9% YoY

Primarily an increase in loans sold into the secondary market, plus a higher per-loan administrative fee.

Largest Expense Items

Salaries and employee benefits$26.3M+16.4% YoY

FTE employees increased by 25, or 3.8%, to 684 at June 30, 2026 from 659.

Provision for credit losses on loans$11.7M+$286,000 YoY

Allowance ended at $181.9 million, or 1.26% of loans, versus 1.28% a year earlier.

Third party processing and other services$8.0M-0.5% YoY

Filing gives no specific driver.

Other operating expenses$6.7M+23.8% YoY

Filing gives no specific driver.

Margins: Net interest margin rose to 3.63% from 3.10% as the cost of interest-bearing liabilities fell to 2.91% from 3.50%, outpacing a 14 bp decline in loan yields to 6.23%. Efficiency ratio improved to 29.65% from 33.46%.

Watch Items from the Filing

Nonperforming loans reached $171.0 million, 1.18% of total loans, versus $72.2 million or 0.55% at June 30, 2025; nonaccruals of $145.7 million carry no ACL allocation.
Non-owner occupied commercial real estate grew $520.2 million, or 11.3%, to $5.12 billion (35.39% of loans); total CRE is 30.1% Alabama and 26.5% Florida.
Estimated uninsured deposits of approximately $9.68 billion against total deposits of $14.55 billion, with $1.58 billion of federal funds purchased from correspondent banks.
Management identified a material weakness in internal control over financial reporting tied to a $41,516,000 cash flow misclassification in the Q1 2026 10-Q; it concluded remediation as of June 30, 2026.
Board declared a two-for-one stock split on July 20, 2026, raising shares outstanding from approximately 54.7 million to 109.3 million; per-share data here is pre-split.

AI-extracted and verified against SEC EDGAR filing text. Not investment advice.

Read the full 10-Q on SEC EDGAR →Share on X

Revenue

Q2 2026

$168.5M

Net Income

Q2 2026

$85.8M

Operating Margin

Q2 2026

63.6%

ROIC

Q2 2026

21.7%

Period

Revenue & Net Income

Earnings Per Share

Key Financials Over Time

Export Financial Table · Pro

Revenue

+16.8% YoY

$562.4MFY 2025

FY22 $504.3MFY23 $441.4MFY24 $481.7MFY25 $562.4M

Net Income

+21.7% YoY

$276.6MFY 2025

FY22 $251.5MFY23 $206.9MFY24 $227.2MFY25 $276.6M

EPS (Diluted)

+21.6% YoY

$2.53FY 2025

FY22 $2.31FY23 $1.90FY24 $2.08FY25 $2.53

Total Assets

+2.2% YoY

$17.73BFY 2025

FY22 $14.60BFY23 $16.13BFY24 $17.35BFY25 $17.73B

Op. Cash Flow

+40.4% YoY

$355.2MFY 2025

FY22 $272.6MFY23 $197.3MFY24 $252.9MFY25 $355.2M

Metric	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Revenue	$562.4M +16.8%	$481.7M +9.1%	$441.4M -12.5%	$504.3M +20.6%	$418.0M +13.5%	$368.2M
Net Income	$276.6M +21.7%	$227.2M +9.9%	$206.9M -17.8%	$251.5M +21.1%	$207.7M +22.5%	$169.6M
EPS (Diluted)	$2.53 +21.6%	$2.08 +9.8%	$1.90 -17.8%	$2.31 +20.7%	$1.91 +22.0%	$1.56
Total Assets	$17.73B +2.2%	$17.35B +7.6%	$16.13B +10.5%	$14.60B -5.5%	$15.45B +29.5%	$11.93B
Operating Cash Flow	$355.2M +40.4%	$252.9M +28.2%	$197.3M -27.6%	$272.6M +2.4%	$266.3M +39.2%	$191.3M

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Available Research

13F Pro tracks comprehensive data for ServisFirst Bancshares, Inc. including:

SEC EDGAR filings (10-K, 10-Q, 8-K)

XBRL financial facts (revenue, EPS, margins)

Insider transactions (Form 4)

Institutional 13F holdings

Quality rankings (32 signals)

AI analyst debates & daily meetings

Historical financial trends

Peer comparison & sector analysis

Top Institutional Holders of SFBS

BlackRock, Inc.
$670.9M7,733,810 sh
VANGUARD PORTFOLIO MANAGEMENT LLC
$298.2M3,437,080 sh
STATE STREET CORP
$229.9M2,650,366 sh
VANGUARD CAPITAL MANAGEMENT LLC
$201.3M2,320,653 sh
GEODE CAPITAL MANAGEMENT, LLC
$112.7M1,298,464 sh
DIMENSIONAL FUND ADVISORS LP
$103.9M1,197,156 sh
KAYNE ANDERSON RUDNICK INVESTMENT MANAGEMENT LLC
$93.3M1,075,666 sh
JPMORGAN CHASE & CO
$89.1M1,019,555 sh
PRINCIPAL FINANCIAL GROUP INC
$85.5M986,044 sh
Welch Group, LLC
$83.3M959,733 sh

Fund	Value	Shares
BlackRock, Inc.	$670.9M	7,733,810
VANGUARD PORTFOLIO MANAGEMENT LLC	$298.2M	3,437,080
STATE STREET CORP	$229.9M	2,650,366
VANGUARD CAPITAL MANAGEMENT LLC	$201.3M	2,320,653
GEODE CAPITAL MANAGEMENT, LLC	$112.7M	1,298,464
DIMENSIONAL FUND ADVISORS LP	$103.9M	1,197,156
KAYNE ANDERSON RUDNICK INVESTMENT MANAGEMENT LLC	$93.3M	1,075,666
JPMORGAN CHASE & CO	$89.1M	1,019,555
PRINCIPAL FINANCIAL GROUP INC	$85.5M	986,044
Welch Group, LLC	$83.3M	959,733

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Is SFBS a good stock to buy?

13F Pro's AI-powered analysis of ServisFirst Bancshares, Inc. (SFBS) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on NYSE). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for SFBS are available on the SFBS stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing. SFBS is classified as a mid company.

Which hedge funds own SFBS?

Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling SFBS. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of ServisFirst Bancshares, Inc.'s investment landscape.