RYAN SPECIALTY HOLDINGS, INC.(RYAN)Stock Analysis
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Rank #1,116 of 2,879 stocksTOP 50%
Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Aug 14, 2026.
Revenue Growth
Profitability
Balance Sheet
Earnings Quality
Free Cash Flow
Institutional Flow
Revenue Scale
Dilution Risk
RYAN Stock Analysis & AI Quality Score
AI stock analysis and institutional research for RYAN SPECIALTY HOLDINGS, INC. (RYAN), a Financials sector company. 13F Pro's AI-powered ranking engine scores RYAN at 56.2/100 on a 32-signal composite quality model, placing it at rank #1,116 of 2,879 stocks — the top half of the AI-ranked universe. RYAN scores in the top quartile across revenue growth (82.2). Areas of concern include institutional flow (22.4), which score below median versus the broader universe. Shareholder dilution risk is elevated at 39.1/100, reflecting ongoing share issuance or stock-based compensation. Based on the latest XBRL financial filings (Q1 2026), RYAN SPECIALTY HOLDINGS, INC. reports quarterly revenue of $795.2M, net income of $17.6M, an operating margin of 11.9%. Top institutional holders of RYAN by reported 13-F value include BlackRock,, Vulcan Value Partners,, VANGUARD PORTFOLIO MANAGEMENT, based on the most recent SEC filings. RYAN trades on the NYSE exchange and files with the SEC under CIK 1849253. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate RYAN daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for RYAN SPECIALTY HOLDINGS, INC. directly from SEC EDGAR. RYAN SPECIALTY HOLDINGS, INC.'s 13F Pro composite quality score has ranged between 8 and 78 since 2022, currently 56.2 — a stable long-term trajectory across 50 quarterly and live scoring snapshots.
Revenue
Q1 2026
$795.2M
Net Income
Q1 2026
$17.6M
Free Cash Flow
Q1 2026
$-167.4M
Operating Margin
Q1 2026
11.9%
ROIC
Q1 2026
2.3%
D/E Ratio
Q1 2026
5.61
Revenue & Net Income
Earnings Per Share
Key Financials Over Time
Export Financial Table · Pro+Revenue
+21.3% YoYNet Income
-33.0% YoYOperating Income
+15.4% YoYTotal Assets
+9.5% YoYTotal Debt
+2.1% YoYOp. Cash Flow
+25.0% YoY| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Revenue | $3.05B +21.3% | $2.52B +21.1% | $2.08B +20.4% | $1.73B +20.4% | $1.43B +40.7% | $1.02B |
| Net Income | $63.4M -33.0% | $94.7M +55.1% | $61.0M -0.0% | $61.1M -7.3% | $65.9M -3.3% | $68.1M |
| Operating Income | $493.6M +15.4% | $427.8M +19.1% | $359.1M +24.0% | $289.5M +55.1% | $186.6M +17.7% | $158.5M |
| Total Assets | $10.56B +9.5% | $9.65B +33.2% | $7.25B +13.5% | $6.38B +16.9% | $5.46B +20.5% | $4.53B |
| Total Debt | $3.35B +2.1% | $3.28B +63.6% | $2.01B -0.0% | $2.01B +24.4% | $1.61B +0.6% | $1.60B |
| Operating Cash Flow | $643.7M +25.0% | $514.9M +7.9% | $477.2M +42.2% | $335.5M +22.7% | $273.5M +102.0% | $135.4M |
AI Insight: RYAN Financial Trends
Revenue surged 15% year-over-year to $795M in Q1 2026, but debt re-accelerated to $3,569M while net income remains a thin $18M.
• Revenue grew from $690M in Q1 2025 to $795M in Q1 2026, a 15% year-over-year improvement.
• Operating income rose from $100M in Q1 2025 to $95M in Q1 2026 — essentially flat despite the revenue jump.
• Total debt climbed from $1,974M in Q2 2024 to $3,569M in Q1 2026, nearly doubling in six quarters.
• Operating cash flow turned sharply negative at -$167M in Q1 2026, matching the -$143M trough seen in Q1 2025.
⚠ Debt ticked back up to $3,569M in Q1 2026 after three consecutive quarters of modest decline — deleveraging stalled.
⚠ Net income of $18M on $795M revenue implies razor-thin margins; watch whether Q2 2026 repeats Q2 2025's $52M profit.
⚠ Recurring Q1 negative operating cash flow (-$143M, -$167M) may reflect seasonal working capital; confirm normalization in subsequent quarters.
AI Insight: RYAN Ratio Trends
Q1 2026 operating margin hit 11.9% — the weakest same-quarter reading in the visible history — while leverage remains elevated at 5.61x D/E.
• Operating margin declined from 14.5% in Q1 2025 to 11.9% in Q1 2026, a 260bp year-over-year deterioration on a like-for-like seasonal basis.
• ROIC compressed from 9.5% in Q1 2025 to 9.0% in Q1 2026, continuing a downward drift from the 25.5% peak in Q2 2024.
• Q2 seasonality remains a bright spot: Q2 2025 OpMargin of 22.3% and ROIC of 18.7% both held near Q2 2024 levels of 23.6% and 25.5% respectively.
⚠ D/E rose sharply from 3.26x in Q2 2024 to 6.80x in Q1 2025 and remains at 5.61x in Q1 2026 — leverage has nearly doubled in a year.
⚠ Q4 2025 OpMargin of 12.2% and ROIC of 9.2% are the weakest Q4 readings shown; sequential deterioration into Q1 2026 warrants monitoring.
⚠ NPM swung from -4.0% in Q1 2025 to 2.2% in Q1 2026 — recovery is real but below Q1 2024 TTM trend; watch for below-the-line items recurring.
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Available Research
13F Pro tracks comprehensive data for RYAN SPECIALTY HOLDINGS, INC. including:
Top Institutional Holders of RYAN
BlackRock, Inc.
$366.7M10,869,825 shVulcan Value Partners, LLC
$222.5M6,595,335 shVANGUARD PORTFOLIO MANAGEMENT LLC
$180.2M5,342,267 shVANGUARD CAPITAL MANAGEMENT LLC
$175.5M5,200,792 shPRINCIPAL FINANCIAL GROUP INC
$148.9M4,411,837 shMONTRUSCO BOLTON INVESTMENTS INC.
$132.1M4,022,506 shSTATE STREET CORP
$122.6M3,633,336 shNeuberger Berman Group LLC
$104.8M3,105,544 shKAYNE ANDERSON RUDNICK INVESTMENT MANAGEMENT LLC
$101.4M3,005,452 shIndependent Franchise Partners LLP
$95.2M2,820,854 sh
| Fund | Value | Shares |
|---|---|---|
| BlackRock, Inc. | $366.7M | 10,869,825 |
| Vulcan Value Partners, LLC | $222.5M | 6,595,335 |
| VANGUARD PORTFOLIO MANAGEMENT LLC | $180.2M | 5,342,267 |
| VANGUARD CAPITAL MANAGEMENT LLC | $175.5M | 5,200,792 |
| PRINCIPAL FINANCIAL GROUP INC | $148.9M | 4,411,837 |
| MONTRUSCO BOLTON INVESTMENTS INC. | $132.1M | 4,022,506 |
| STATE STREET CORP | $122.6M | 3,633,336 |
| Neuberger Berman Group LLC | $104.8M | 3,105,544 |
| KAYNE ANDERSON RUDNICK INVESTMENT MANAGEMENT LLC | $101.4M | 3,005,452 |
| Independent Franchise Partners LLP | $95.2M | 2,820,854 |
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Is RYAN a good stock to buy?
13F Pro's AI-powered analysis of RYAN SPECIALTY HOLDINGS, INC. (RYAN) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on NYSE). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for RYAN are available on the RYAN stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing.
Which hedge funds own RYAN?
Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling RYAN. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of RYAN SPECIALTY HOLDINGS, INC.'s investment landscape.