RYAN SPECIALTY HOLDINGS, INC.(RYAN)— Stock Profile, AI Score & Financials
Financials · NYSE · AI-powered stock analysis, 32-signal quality score, SEC EDGAR financials, and institutional holdings. Updated .
RYAN SPECIALTY HOLDINGS, INC. (RYAN) stock profile, AI quality score, and SEC EDGAR financial data, a Financials sector company. 13F Pro's AI-powered ranking engine scores RYAN at 58.8/100 on a 32-signal composite quality model, placing it at rank #973 of 2,961 stocks — the top half of the AI-ranked universe. RYAN scores in the top quartile across earnings quality (96.7), institutional flow (77.0), revenue growth (76.2). Areas of concern include balance sheet strength (38.7), which score below median versus the broader universe. Shareholder dilution risk is elevated at 37.9/100, reflecting ongoing share issuance or stock-based compensation. Based on the latest XBRL financial filings (Q2 2026), RYAN SPECIALTY HOLDINGS, INC. reports quarterly revenue of $916.6M, net income of $42.3M, an operating margin of 19.7%. Top institutional holders of RYAN by reported 13-F value include BlackRock, Vulcan Value Partners, T. Rowe Price Investment Management, based on the most recent SEC filings. RYAN trades on the NYSE exchange and files with the SEC under CIK 1849253. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate RYAN daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for RYAN SPECIALTY HOLDINGS, INC. directly from SEC EDGAR.
AI Quality Score
58.8/100
AI Rank
#973
Revenue
$916.6M
Net Income
$42.3M
Free Cash Flow
$291.5M
Operating Margin
19.7%
RYAN key financials by period
RYAN SPECIALTY HOLDINGS, INC. reported revenue, net income and margins by fiscal period, from SEC filings.
Period
Form
Revenue
Net income
Operating margin
FY 2025
10-K
$3.1B
$63.4M
16.2%
FY 2024
10-K
$2.5B
$94.7M
17.0%
FY 2023
10-K
$2.1B
$61.0M
17.3%
FY 2022
10-K
$1.7B
$61.1M
16.8%
FY 2021
10-K
$1.4B
$65.9M
13.0%
FY 2020
10-K
$1.0B
$68.1M
15.6%
Institutions holding RYAN
Institutional investors reporting a position in RYAN SPECIALTY HOLDINGS, INC. on SEC Form 13F.
AI-extracted from the 10-Q filed 2026-07-31 — Q2 FY2026 (quarter ended June 30, 2026). Every figure is machine-verified against the filing text on SEC EDGAR.
Net commissions and fees grew 7.4% to $902.7M in Q2 2026 driven by organic growth across all three specialties, though operating income declined 5.6% to $180.3M due to $33.3M in Empower restructuring costs and increased compensation expense.
Biggest Revenue Drivers
Wholesale Brokerage$498.8M+4.5% YoY
Organic growth within specialty and acquisition contributions from JM Wilson
Underwriting Management$303.8M+12.8% YoY
Strong organic growth and contributions from recent acquisitions including Velocity and Stewart
Biggest Revenue Drivers
Total revenue: $916.6M+7.2% YoY
Wholesale Brokerage$498.8M+4.5% YoY
Organic growth within specialty and acquisition contributions from JM Wilson
Underwriting Management$303.8M+12.8% YoY
Strong organic growth and contributions from recent acquisitions including Velocity and Stewart
Binding Authority$100.2M+6.0% YoY
Organic growth and contributions from JM Wilson acquisition
Fiduciary investment income$13.9M-2.8% YoY
Decline in interest rates compared to prior year
Largest Expense Items
Compensation and benefits$531.6M+9.6% YoY
Addition of 479 employees, growth-driven salary increases, and $11.6M restructuring expense under Empower program
General and administrative$118.6M+10.8% YoY
Growth-related expenses and $21.8M Empower restructuring costs including $12.0M software impairment
Amortization$64.4M-7.6% YoY
Accelerated amortization of customer relationships declines over time
Margins: Compensation and benefits expense ratio increased 130 basis points to 58.0% due to headcount growth, increased commissions, and restructuring costs. General and administrative expense ratio increased 40 basis points to 12.9%, with benefits from acquisition deleveraging offset by the Empower program restructuring expenses.
Watch Items from the Filing
Empower restructuring program targeting $160M in cumulative one-time charges through 2028 with expected $80M annual savings by 2029; $39.3M incurred YTD through Q2 2026.
Organic revenue growth decelerated from 9.6% in Q2 2025 to 6.7% in Q2 2026; property portfolio decline driven by rate reductions and retailers placing coverage directly.
Operating income declined 5.6% YoY despite 7.2% revenue growth, demonstrating operating leverage pressure from restructuring and compensation investments.
Contingent consideration liabilities of $153.4M as of June 30, 2026, with $43.8M projected for payment in 2026 and $106.5M in 2027.
Company repurchased 9.1M shares for $300.2M in H1 2026; Board approved additional $300M increase to repurchase program bringing total authorization to $600M.
AI-extracted and verified against SEC EDGAR filing text. Not investment advice.
