Kentucky First Federal Bancorp(KFFB)Stock Analysis
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Not in ranked universe
Limited institutional coverage
Quality rankings require at least 50 unique 13-F institutional holders to ensure peer comparisons are meaningful. Only 17 institutional filers currently hold this stock.
Financial data, filings, and institutional holdings below are still tracked in full — only the proprietary quality composite is unavailable for this name.
KFFB Stock Analysis & AI Quality Score
AI stock analysis and institutional research for Kentucky First Federal Bancorp (KFFB), a Financials sector company. KFFB is not currently included in 13F Pro's AI-ranked quality universe — quality rankings require at least 50 unique 13-f institutional holders to ensure peer comparisons are meaningful. only 17 institutional filers currently hold this stock. Based on the latest XBRL financial filings (Q3 2026), Kentucky First Federal Bancorp reports quarterly revenue of $3.0M, net income of $581.0K, an operating margin of 25.1%. Top institutional holders of KFFB by reported 13-F value include TI-,, DIMENSIONAL FUND ADVISORS, VANGUARD CAPITAL MANAGEMENT, based on the most recent SEC filings. KFFB trades on the Nasdaq exchange and files with the SEC under CIK 1297341. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate KFFB daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for Kentucky First Federal Bancorp directly from SEC EDGAR.
Revenue
Q3 2026
$3.0M
Net Income
Q3 2026
$581.0K
Free Cash Flow
Q3 2026
$823.0K
Operating Margin
Q3 2026
25.1%
ROIC
Q3 2026
1.5%
Revenue & Net Income
Earnings Per Share
Key Financials Over Time
Export Financial Table · Pro+Revenue
Net Income
-80.6% YoYEPS (Diluted)
-81.8% YoYTotal Assets
+6.4% YoYOp. Cash Flow
-107.5% YoY| Metric | FY 2025 | FY 2023 | FY 2022 | FY 2021 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | $19.0K | — |
| Net Income | $181.0K -80.6% | $933.0K -41.3% | $1.6M -12.6% | $1.8M +94.7% | $935.0K -37.7% | $1.5M |
| EPS (Diluted) | $0.02 -81.8% | $0.11 -42.1% | $0.19 -13.6% | $0.22 | — | — |
| Total Assets | $371.2M +6.4% | $349.0M +6.4% | $328.1M -3.0% | $338.1M +9.6% | $308.5M +5.7% | $291.9M |
| Operating Cash Flow | $-86.0K -107.5% | $1.2M -56.4% | $2.6M +67.0% | $1.6M -24.6% | $2.1M | — |
AI Insight: KFFB Financial Trends
Net income barely positive at $1M in Q1 2026 after two years of near-zero profitability; equity inched up $2M to $50M.
• Net income swung to $1M in Q1 2026, first meaningful positive quarter since Q2 2024's $-1M loss.
• Operating cash flow turned positive $1M in Q1 2026 after volatile range of $-1M to $1M across prior seven quarters.
• Equity grew modestly from $48M (Q2 2024) to $50M (Q1 2026), reflecting minimal retained earnings accumulation.
⚠ Revenue and operating income not disclosed—cannot assess profitability drivers or margin trends.
⚠ Operating cash flow volatility and near-zero net income suggest structural earnings weakness despite Q1 2026 improvement.
AI Insight: KFFB Ratio Trends
KFFB swung from losses in Q2 2024 to sustained profitability, with Q1 2026 ROE and ROIC reaching 4.7% and 6.1%—highest in the dataset.
• ROE recovered from -9.0% in Q2 2024 to 4.7% in Q1 2026; ROA climbed from -1.1% to 0.6% over same period.
• ROIC improved from -9.3% in Q2 2024 to 6.1% in Q1 2026, showing sustained capital efficiency gains.
• Profitability stabilized from Q3 2024 onward; each metric remained positive through Q1 2026.
⚠ ROE and ROIC declined from Q3 2025 (2.8% and 3.7%) to Q4 2025 (2.5% and 3.3%), then rebounded in Q1 2026—monitor sustainability.
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Available Research
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Top Institutional Holders of KFFB
TI-TRUST, INC
$365.5K84,991 shDIMENSIONAL FUND ADVISORS LP
$346.7K80,620 shVANGUARD CAPITAL MANAGEMENT LLC
$237.0K55,109 shFarmers National Bank
$94.9K22,081 shGEODE CAPITAL MANAGEMENT, LLC
$71.7K16,666 shVANGUARD FIDUCIARY TRUST CO
$71.4K16,612 shKentucky Trust Co
$47.3K10,993 shMORGAN STANLEY
$13.9K3,242 shOSAIC HOLDINGS, INC.
$10.5K2,446 shTower Research Capital LLC (TRC)
$4.3K1,010 sh
| Fund | Value | Shares |
|---|---|---|
| TI-TRUST, INC | $365.5K | 84,991 |
| DIMENSIONAL FUND ADVISORS LP | $346.7K | 80,620 |
| VANGUARD CAPITAL MANAGEMENT LLC | $237.0K | 55,109 |
| Farmers National Bank | $94.9K | 22,081 |
| GEODE CAPITAL MANAGEMENT, LLC | $71.7K | 16,666 |
| VANGUARD FIDUCIARY TRUST CO | $71.4K | 16,612 |
| Kentucky Trust Co | $47.3K | 10,993 |
| MORGAN STANLEY | $13.9K | 3,242 |
| OSAIC HOLDINGS, INC. | $10.5K | 2,446 |
| Tower Research Capital LLC (TRC) | $4.3K | 1,010 |
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Popular Research
Is KFFB a good stock to buy?
13F Pro's AI-powered analysis of Kentucky First Federal Bancorp (KFFB) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on Nasdaq). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for KFFB are available on the KFFB stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing.
Which hedge funds own KFFB?
Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling KFFB. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of Kentucky First Federal Bancorp's investment landscape.