AI-extracted from the 10-K filed 2026-09-28 — FY2026 (year ended June 30, 2026). Every figure is machine-verified against the filing text on SEC EDGAR.
Kentucky First Federal Bancorp's 10-K reports total assets of $362.4M and stockholders' equity of $50.3M at June 30, 2026, with the OCC terminating First Federal of Kentucky's formal agreement and dividends resumed at $0.05 per share.
Biggest Revenue Drivers
Residential mortgage loans (incl. construction and multi-family)$265.8M
Nonresidential real estate loans$32.8M
Biggest Revenue Drivers
Residential mortgage loans (incl. construction and multi-family)$265.8M
Nonresidential real estate loans$32.8M
Consumer loans$18.9M
Watch Items from the Filing
Approximately 99.5% of the loan portfolio is collateralized by real estate, and 92.1% of residential loans are adjustable-rate, exposing earnings to real estate values and rate increases.
Estimated uninsured deposits of $31.7M, or 12.2% of total deposits, and $29.6M in brokered deposits create funding sensitivity.
The OCC terminated the formal written agreement with First Federal of Kentucky on February 19, 2026, removing the troubled-condition designation and individual minimum capital requirements.
Available liquidity totaled $27.4M plus $89.4M in off-balance sheet sources, including $76.1M of FHLB-Cincinnati borrowing capacity.
AI-extracted and verified against SEC EDGAR filing text. Not investment advice.
About Kentucky First Federal Bancorp (KFFB): stock profile, AI score and financials
Kentucky First Federal Bancorp (KFFB) stock profile, AI quality score, and SEC EDGAR financial data, a Financials sector company. 13F Pro's AI-powered ranking engine scores KFFB at 57.0/100 on a composite quality score built from its SEC filings, placing it at rank #1,116 of 2,925 stocks — the top half of the AI-ranked universe. KFFB scores in the top quartile across revenue growth (86.2), profitability (80.5). Areas of concern include revenue scale (2.9) and earnings quality (20.4), which score below median versus the broader universe. Based on the latest XBRL financial filings (Q4 2026), Kentucky First Federal Bancorp reports quarterly revenue of $3.2M, net income of $680.0K, an operating margin of 27.6%. Top institutional holders of KFFB by reported 13-F value include TI, DIMENSIONAL FUND ADVISORS, VANGUARD CAPITAL MANAGEMENT, based on the most recent SEC filings. KFFB trades on the Nasdaq exchange and files with the SEC under CIK 1297341. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate KFFB daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for Kentucky First Federal Bancorp directly from SEC EDGAR.