PEAPACK GLADSTONE FINANCIAL CORP(PGC)— Stock Profile, AI Score & Financials
Financials · Nasdaq · AI-powered stock analysis, 32-signal quality score, SEC EDGAR financials, and institutional holdings. Updated .
PEAPACK GLADSTONE FINANCIAL CORP (PGC) stock profile, AI quality score, and SEC EDGAR financial data, a Financials sector company. 13F Pro's AI-powered ranking engine scores PGC at 62.6/100 on a 32-signal composite quality model, placing it at rank #702 of 2,962 stocks — the top 25% of the AI-ranked universe. PGC scores in the top quartile across free cash flow (85.6), earnings quality (81.0), revenue growth (79.1). Areas of concern include revenue scale (30.4) and balance sheet strength (38.9), which score below median versus the broader universe. Based on the latest XBRL financial filings (Q2 2026), PEAPACK GLADSTONE FINANCIAL CORP reports quarterly revenue of $86.1M, net income of $16.0M, an operating margin of 25.9%. Top institutional holders of PGC by reported 13-F value include BlackRock, DIMENSIONAL FUND ADVISORS, VANGUARD CAPITAL MANAGEMENT, based on the most recent SEC filings. PGC trades on the Nasdaq exchange and files with the SEC under CIK 1050743. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate PGC daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for PEAPACK GLADSTONE FINANCIAL CORP directly from SEC EDGAR.
AI Quality Score
62.6/100
AI Rank
#702
Revenue
$86.1M
Net Income
$16.0M
Free Cash Flow
$48.6M
Operating Margin
25.9%
PGC key financials by period
PEAPACK GLADSTONE FINANCIAL CORP reported revenue, net income and margins by fiscal period, from SEC filings.
Period
Form
Revenue
Net income
Operating margin
FY 2025
10-K
$283.0M
$37.3M
18.5%
FY 2024
10-K
$228.1M
$33.0M
19.7%
FY 2023
10-K
$229.7M
$48.9M
29.3%
FY 2022
10-K
$242.5M
$74.2M
42.2%
FY 2021
10-K
$210.3M
$56.6M
36.9%
FY 2020
10-K
$189.4M
$26.2M
16.9%
Institutions holding PGC
Institutional investors reporting a position in PEAPACK GLADSTONE FINANCIAL CORP on SEC Form 13F.
AI-extracted from the 10-Q filed 2026-08-07 — Q2 FY2026 (quarter ended June 30, 2026). Every figure is machine-verified against the filing text on SEC EDGAR.
Peapack-Gladstone grew Q2 FY2026 revenue 23% YoY to $86.1M as net interest income jumped $15.6M on loan growth and NIM expansion to 3.32% from 2.77%, while provision for credit losses rose 23% and CRE concentration climbed to 403% of Bank capital.
Biggest Revenue Drivers
Banking$68.2M+29% YoY
Driven by higher net interest income from loan growth and net interest margin expansion
Wealth Management$17.8M+7% YoY
Strong client inflows from new accounts and solid equity market performance
Biggest Revenue Drivers
Total revenue: $86.1M+23% YoY
Banking$68.2M+29% YoY
Driven by higher net interest income from loan growth and net interest margin expansion
Within Banking
Net interest income$63.4M
Growth in average loan balances and continued growth in lower-cost client deposit relationships
Wealth Management$17.8M+7% YoY
Strong client inflows from new accounts and solid equity market performance
Within Wealth Management
Wealth management fee income$17.2M+8% YoY
New business inflows of $205M and AUM/AUA growth to $13.9B
Largest Expense Items
Compensation and employee benefits$39.6M+9.8% YoY
Strategic hiring for New York City and Long Island expansion, higher health insurance costs, and annual merit increases
Provision for credit losses$8.1M+23% YoY
Continued loan growth, weakened macroeconomic forecast assumptions, and higher specific reserves on individually evaluated loans
Premises and equipment$7.0M+5.5% YoY
New Long Island offices and expansion of the equipment financing team
FDIC insurance expense$1.5M+43% YoY
Higher assessment rates and an increase in the Bank's average total assets subject to assessment
Margins: Net interest margin improved to 3.32% from 2.77% YoY, driven by loan growth, continued shift to lower-cost core deposits, and benefit from prior Federal Reserve rate cuts lowering deposit costs.
Watch Items from the Filing
Total commercial real estate concentration rose to 403% of the Bank's total regulatory capital at June 30, 2026 from 367% at December 31, 2025.
Nonperforming assets increased to $72.2M from $68.2M at year-end, driven by a $16.6M multifamily relationship moving to nonaccrual; multifamily loans represent ~63% of nonperforming assets.
Uninsured/unprotected deposits were approximately $2.44 billion, or 35% of total deposits, at June 30, 2026.
Company raised $30M via Series B preferred stock in March 2026 and issued the remaining $20M tranche on July 24, 2026, bolstering Tier 1 capital.
Net charge-offs totaled $17.2M for the six months ended June 30, 2026 versus $2.3M a year earlier, including $7.8M tied to one C&I relationship and $8.3M from two multifamily loan sales.
AI-extracted and verified against SEC EDGAR filing text. Not investment advice.
