13F Pro Quality Score

61.7/100

Rank #793 of 2,879 stocksTOP 50%

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Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Aug 14, 2026.

Revenue Growth

91.0/100

Profitability

88.7/100

Balance Sheet

40.0/100

Earnings Quality

64.3/100

Free Cash Flow

30.0/100

Institutional Flow

87.2/100

Revenue Scale

19.8/100

Dilution Risk

94.9/100

VBNK Stock Analysis & AI Quality Score

AI stock analysis and institutional research for VersaBank (VBNK), a Financials sector company. 13F Pro's AI-powered ranking engine scores VBNK at 61.7/100 on a 32-signal composite quality model, placing it at rank #793 of 2,879 stocks — the top half of the AI-ranked universe. VBNK scores in the top quartile across revenue growth (91.0), profitability (88.7), institutional flow (87.2). Areas of concern include revenue scale (19.8) and free cash flow (30.0), which score below median versus the broader universe. Top institutional holders of VBNK by reported 13-F value include ALLIANCEBERNSTEIN L.P., CIBC WORLD MARKET, MENDON CAPITAL ADVISORS, based on the most recent SEC filings. VBNK trades on the Nasdaq exchange and files with the SEC under CIK 1690639. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate VBNK daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for VersaBank directly from SEC EDGAR. VersaBank's 13F Pro composite quality score has ranged between 59 and 62 since 2026, currently 61.7 — an improving long-term trajectory across 8 quarterly and live scoring snapshots.

Fun facts about VersaBank

Quirks, history, and lore behind VBNK — the kind of stuff that makes a stock memorable.

  • 1
    The Basics
    A Canadian chartered bank · small-cap · listed on both Nasdaq and the TSX · headquartered in Ontario.
  • 2
    The Numbers
    Total assets in the range of $4–5 billion CAD — tiny by bank standards — yet it consistently posts strong return-on-equity by keeping overhead almost invisible.
  • 3
    The History
    Reborn in the 1990s from the remnants of a struggling trust company, it reinvented itself not with branches and tellers but with a radically branchless, digital-first model long before fintech was a buzzword.
  • 4
    The Secret
    Its killer niche is storing seized and frozen assets for insolvency trustees and receivers — money that sits in limbo and earns the bank a near-zero-cost deposit base.
  • 5
    The Lore
    It bills itself as the world's first Schedule I bank to operate without physical branches, essentially running a full Canadian charter through technology alone — a feat the big five never bothered attempting.
  • 6
    The Giveaway
    Its name literally shouts flexibility, and its ticker — VBNK — pairs a Swiss-army-knife prefix with the word every regulator loves: Bank.
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Available Research

13F Pro tracks comprehensive data for VersaBank including:

SEC EDGAR filings (10-K, 10-Q, 8-K)
XBRL financial facts (revenue, EPS, margins)
Insider transactions (Form 4)
Institutional 13F holdings
Quality rankings (32 signals)
AI analyst debates & daily meetings
Historical financial trends
Peer comparison & sector analysis

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Is VBNK a good stock to buy?

13F Pro's AI-powered analysis of VersaBank (VBNK) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on Nasdaq). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for VBNK are available on the VBNK stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing.

Which hedge funds own VBNK?

Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling VBNK. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of VersaBank's investment landscape.