VBNK

VersaBank VBNK

NasdaqSmall CapFinancials

13F Pro quality score

Rank #1,650 of 2,925

Rankings refresh quarterly once 80% of peers have filed. Next update: ~Nov 14, 2026.

Revenue

$36.51M

Quarter to Jan 31

Net income

$11.07M

Quarter to Jan 31

Free cash flow

$55.47M

Quarter to Jan 31

Operating margin

41.8%

Quarter to Jan 31

Top Institutional Holders

as of Q2 2026
$245.49M total
Reading the latest SEC filing…

Key Metrics

Revenue

Q1 2026
EDGAR

Net Income

Q1 2026
EDGAR

Operating Margin

Q1 2026
EDGAR

ROIC

Q1 2026
EDGAR

Free Cash Flow

Q1 2026
EDGAR

Financial Trends

Revenue & Net Income

13fpro.ai/company/VBNK

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VBNK key financials by period

Reported revenue, net income and operating margin by fiscal year, from VersaBank's annual filings on SEC EDGAR.

VersaBank reported revenue, net income and margins by fiscal period, from SEC filings.
PeriodRevenueNet incomeOp. margin
FY 2025$124.6M$28.5M33.3%
FY 2024$111.6M$39.7M49.1%
FY 2023$108.6M$42.2M53.1%
FY 2022$82.4M$22.7M39.5%
FY 2021$65.4M$22.4M47.1%
FY 2020$54.2M$19.4M49.4%
Source: VBNK filings on SEC EDGAR →

Ranked by quality-factor profile and overlapping institutional ownership, from the latest 13F filings and SEC financials.

About VersaBank (VBNK): stock profile, AI score and financials

VersaBank (VBNK) stock profile, AI quality score, and SEC EDGAR financial data, a Financials sector company. 13F Pro's AI-powered ranking engine scores VBNK at 49.9/100 on a composite quality score built from its SEC filings, placing it at rank #1,650 of 2,925 stocks — the bottom half of the AI-ranked universe. VBNK scores in the top quartile across free cash flow (99.4), earnings quality (97.0), profitability (77.2). Areas of concern include revenue scale (19.8) and institutional flow (35.8), which score below median versus the broader universe. Based on the latest XBRL financial filings (Q1 2026), VersaBank reports quarterly revenue of $36.5M, net income of $11.1M, an operating margin of 41.8%. Top institutional holders of VBNK by reported 13-F value include ALLIANCEBERNSTEIN L.P., CIBC WORLD MARKET, MENDON CAPITAL ADVISORS, based on the most recent SEC filings. VBNK trades on the Nasdaq exchange and files with the SEC under CIK 1690639. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate VBNK daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for VersaBank directly from SEC EDGAR.

Financials through the period ended SEC EDGAR: CIK 1690639 →