What is the 13F Pro Quality Score for GL?

13F Pro ranks GLOBE LIFE INC. (GL) on the 13F Pro Quality Score, a 0–100 composite of 32 fundamental signals including return on invested capital, free cash flow consistency, balance-sheet strength, earnings quality, growth durability, and valuation discipline. The score refreshes after each 10-K and 10-Q filing on SEC EDGAR. View GL's current score at https://13fpro.ai/company/GL (free sign-up required for the full ranking).

Which hedge funds own the most GL stock?

Based on the most recent Form 13F-HR filings on SEC EDGAR, the largest reported institutional holders of GL include BlackRock,, VANGUARD CAPITAL MANAGEMENT, Invesco Ltd.. Holdings are reported quarterly within 45 days of quarter-end and updated on https://13fpro.ai/company/GL as soon as new 13F filings post.

Where does 13F Pro source GL data?

All GLOBE LIFE INC. fundamentals and ownership data come directly from SEC EDGAR. GLOBE LIFE INC. files with the SEC under CIK 320335. 13F Pro ingests XBRL financial facts from 10-K and 10-Q filings, Form 13F-HR institutional holdings, and Form 4 insider transactions, with no third-party rewrites or estimates.

What sector is GL in?

GLOBE LIFE INC. (GL) is classified in the Financials sector. 13F Pro publishes sector-level fund flow analysis and quality leaders at https://13fpro.ai/research/sector/financials.

What drives GL's revenue?

Per GLOBE LIFE INC.'s latest 10-Q filed with the SEC on 2026-08-05, the biggest revenue drivers are: Life premium ($860.8M); Health premium ($436.9M); Net investment income ($293.8M, +4% YoY). Figures are extracted from the filing text and machine-verified against the document. Full breakdown at https://13fpro.ai/company/GL.

What are GL's largest expenses?

GLOBE LIFE INC.'s latest 10-Q reports these as the largest expense items: Total policyholder benefits ($798.3M); Commissions, premium taxes, and non-deferred acquisition costs ($173.8M); Amortization of deferred acquisition costs ($120.5M). Sourced directly from SEC EDGAR filing text for Q2 2026 (quarter ended June 30, 2026).

How often is GL research updated on 13F Pro?

GL's fundamentals refresh within hours of each new 10-K or 10-Q filing on SEC EDGAR. Institutional ownership updates after each quarterly 13F filing window. Insider transactions update after each Form 4 filing. The 13F Pro Quality Score recalculates after every fundamentals refresh.

GLOBE LIFE INC.(GL)Stock Analysis

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SEC EDGAR: CIK 320335 GL stock profile & AI dashboard →

13F Pro Quality Score

66.0/100

Rank #447 of 2,960 stocksTOP 25%

View Financials peers →

Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Nov 14, 2026.

Revenue Growth

41.2/100

Profitability

80.6/100

Balance Sheet

64.8/100

Earnings Quality

44.9/100

Free Cash Flow

72.7/100

Institutional Flow

95.2/100

Revenue Scale

80.7/100

Dilution Risk

60.4/100

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Why GL Scores 66/100

exact factor attribution · 2026-09-12

GL's composite is driven by scale and profitability, held back by revenue growth. Bars show each factor's exact push vs. a median company, using the same weights the ranking engine applies.

Scale

+6.1 pts

81th pct

Profitability

+6.1 pts

81th pct

Free cash flow

+3.4 pts

73th pct

Institutional flow

+3.0 pts

95th pct

Capital efficiency

+2.0 pts

65th pct

Shareholder dilution

+0.7 pts

60th pct

Earnings growth

+0.4 pts

56th pct

Earnings quality

-0.5 pts

45th pct

Revenue growth

-2.4 pts

41th pct

Latest change (2026-08-05): 67 → 64 · ↓ Revenue growth 52→41; ↓ Earnings growth 56→46

Factor percentiles are cross-sectional ranks across the ~2,800-stock scored universe, computed from SEC EDGAR filings. Not investment advice.

GL Stock Analysis & AI Quality Score

Data updated 2026-09-12

AI stock analysis and institutional research for GLOBE LIFE INC. (GL), a Financials sector company. 13F Pro's AI-powered ranking engine scores GL at 66.0/100 on a 32-signal composite quality model, placing it at rank #447 of 2,960 stocks — the top 25% of the AI-ranked universe. GL scores in the top quartile across institutional flow (95.2), revenue scale (80.7), profitability (80.6). Based on the latest XBRL financial filings (Q2 2026), GLOBE LIFE INC. reports quarterly revenue of $1.6B, net income of $287.7M, an operating margin of 22.2%. Top institutional holders of GL by reported 13-F value include BlackRock, VANGUARD CAPITAL MANAGEMENT, Invesco Ltd., based on the most recent SEC filings. GL trades on the NYSE exchange and files with the SEC under CIK 320335. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate GL daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for GLOBE LIFE INC. directly from SEC EDGAR. GLOBE LIFE INC.'s 13F Pro composite quality score has ranged between 59 and 70 since 2021, currently 66.0 — a stable long-term trajectory across 69 quarterly and live scoring snapshots.

What's Driving GL's Business? Latest 10-Q Breakdown

✓ 37/37 datapoints verified

AI-extracted from GLOBE LIFE INC.'s 10-Q filed 2026-08-05 — Q2 2026 (quarter ended June 30, 2026). Every figure is machine-verified against the filing text on SEC EDGAR.

Total revenue rose to $1.60B in Q2 2026 from $1.48B a year earlier, driven by 16% health premium growth to $437M on Medicare Supplement sales and approved rate increases, lifting net income 14% to $288M.

Biggest Revenue Drivers

Life premium$860.8M

American Income, Globe Life's largest life channel, grew life premium; DTC net sales declined amid reduced paid search volume

Health premium$436.9M

Higher premiums from strong growth in Medicare Supplement sales plus approved premium rate increases on individual Medicare Supplement policies

Biggest Revenue Drivers

Total revenue: $1,599.7M

Life premium$860.8M

American Income, Globe Life's largest life channel, grew life premium; DTC net sales declined amid reduced paid search volume

Health premium$436.9M

Higher premiums from strong growth in Medicare Supplement sales plus approved premium rate increases on individual Medicare Supplement policies

Within Health premium

United American$213.0M

Largest health distribution channel at 48% of health premium; net sales up on Medicare Advantage-to-Supplement migration

Net investment income$293.8M+4% YoY

Higher earned yields on fixed maturities, commercial mortgage loans and other long-term investments

Realized gains (losses)$7.1M

Versus a $18.6M loss in the prior-year quarter, aided by $8.5M of other gains

Largest Expense Items

Total policyholder benefits$798.3M

Health policyholder benefits rose to $277.0M from $229.9M, while life benefits fell to $514.0M on improved mortality

Commissions, premium taxes, and non-deferred acquisition costs$173.8M

Higher health commissions of $47.5M and non-deferred acquisition costs on sales growth

Amortization of deferred acquisition costs$120.5M

Life amortization of $104.7M plus health amortization of $15.9M on a growing in-force block

Other operating expense$116.3M

Higher information technology costs ($24.6M) and employee costs; legal costs fell to $3.9M

Margins: Life underwriting margin held at 41% of premium as net policy obligations improved to 35% from 37% on better mortality; health margin slipped to 23% from 24% as United American's mix carries higher policy obligations and group claims experience worsened.

Watch Items from the Filing

Fixed maturities carry $1,675.1M of gross unrealized losses against $311.3M of gains, with $8.2B of fair value in a loss position twelve months or longer.
Securities class action and multiple derivative suits stemming from short-seller reports remain pending; the Company states any loss cannot be reasonably estimated at this time.
Average producing agent count at American Income, the largest life channel, fell 5% to 11,228 on lower retention of new agents.
Unfunded investment fund commitments were $762M plus $354M in fixed maturities and $18M to commercial loan borrowers as of June 30, 2026.
Company repurchased 2.6 million shares for $378 million (average $146.99) in the first half, with $736 million remaining under authorization.

AI-extracted and verified against SEC EDGAR filing text. Not investment advice.

Read the full 10-Q on SEC EDGAR →Share on X

Revenue

Q2 2026

$1.6B

Net Income

Q2 2026

$287.7M

Free Cash Flow

Q2 2026

$297.6M

Operating Margin

Q2 2026

22.2%

ROIC

Q2 2026

15.6%

D/E Ratio

Q2 2026

0.48

Period

Revenue & Net Income

Earnings Per Share

Key Financials Over Time

Export Financial Table · Pro

Revenue

+3.7% YoY

$5.99BFY 2025

FY22 $5.23BFY23 $5.45BFY24 $5.78BFY25 $5.99B

Net Income

+8.4% YoY

$1.16BFY 2025

FY22 $894.4MFY23 $970.8MFY24 $1.07BFY25 $1.16B

Operating Income

—FY 2025

FY22 $1.19BFY23 $1.27BFY24 —FY25 —

EPS (Diluted)

+17.8% YoY

$14.07FY 2025

FY22 $9.04FY23 $10.07FY24 $11.94FY25 $14.07

Total Assets

+6.0% YoY

$30.81BFY 2025

FY22 $25.93BFY23 $28.05BFY24 $29.08BFY25 $30.81B

Total Debt

-4.2% YoY

$2.63BFY 2025

FY22 $2.08BFY23 $2.12BFY24 $2.74BFY25 $2.63B

Op. Cash Flow

-0.4% YoY

$1.40BFY 2025

FY22 $1.42BFY23 $1.48BFY24 $1.40BFY25 $1.40B

Free Cash Flow

-5.8% YoY

$1.25BFY 2025

FY22 $1.39BFY23 $1.43BFY24 $1.33BFY25 $1.25B

Metric	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Revenue	$5.99B +3.7%	$5.78B +6.1%	$5.45B +4.2%	$5.23B +2.2%	$5.11B +7.9%	$4.74B
Net Income	$1.16B +8.4%	$1.07B +10.3%	$970.8M +8.5%	$894.4M -13.3%	$1.03B +40.9%	$731.8M
Operating Income	—	—	$1.27B +6.6%	$1.19B -3.3%	$1.23B +35.5%	$905.4M
EPS (Diluted)	$14.07 +17.8%	$11.94 +18.6%	$10.07 +11.4%	$9.04 -9.5%	$9.99 +46.5%	$6.82
Total Assets	$30.81B +6.0%	$29.08B +3.7%	$28.05B +8.2%	$25.93B -12.9%	$29.77B +2.5%	$29.05B
Total Debt	$2.63B -4.2%	$2.74B +29.5%	$2.12B +1.9%	$2.08B +2.5%	$2.03B +5.4%	$1.92B
Operating Cash Flow	$1.40B -0.4%	$1.40B -5.4%	$1.48B +4.2%	$1.42B -1.1%	$1.44B -2.6%	$1.48B
Free Cash Flow	$1.25B -5.8%	$1.33B -7.1%	$1.43B +2.8%	$1.39B -0.4%	$1.40B -2.5%	$1.43B

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Available Research

13F Pro tracks comprehensive data for GLOBE LIFE INC. including:

SEC EDGAR filings (10-K, 10-Q, 8-K)

XBRL financial facts (revenue, EPS, margins)

Insider transactions (Form 4)

Institutional 13F holdings

Quality rankings (32 signals)

AI analyst debates & daily meetings

Historical financial trends

Peer comparison & sector analysis

Top Institutional Holders of GL

BlackRock, Inc.
$987.9M5,528,883 sh
VANGUARD CAPITAL MANAGEMENT LLC
$907.8M5,080,734 sh
Invesco Ltd.
$825.4M4,619,219 sh
VANGUARD PORTFOLIO MANAGEMENT LLC
$747.2M4,181,598 sh
STATE STREET CORP
$667.4M3,735,409 sh
GEODE CAPITAL MANAGEMENT, LLC
$500.4M2,804,413 sh
DIMENSIONAL FUND ADVISORS LP
$427.7M2,393,372 sh
MORGAN STANLEY
$346.7M1,940,584 sh
AQR CAPITAL MANAGEMENT LLC
$270.9M1,515,987 sh
Nuveen, LLC
$267.4M1,496,640 sh

Fund	Value	Shares
BlackRock, Inc.	$987.9M	5,528,883
VANGUARD CAPITAL MANAGEMENT LLC	$907.8M	5,080,734
Invesco Ltd.	$825.4M	4,619,219
VANGUARD PORTFOLIO MANAGEMENT LLC	$747.2M	4,181,598
STATE STREET CORP	$667.4M	3,735,409
GEODE CAPITAL MANAGEMENT, LLC	$500.4M	2,804,413
DIMENSIONAL FUND ADVISORS LP	$427.7M	2,393,372
MORGAN STANLEY	$346.7M	1,940,584
AQR CAPITAL MANAGEMENT LLC	$270.9M	1,515,987
Nuveen, LLC	$267.4M	1,496,640

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Is GL a good stock to buy?

13F Pro's AI-powered analysis of GLOBE LIFE INC. (GL) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on NYSE). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for GL are available on the GL stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing. GL is classified as a large company.

Which hedge funds own GL?

Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling GL. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of GLOBE LIFE INC.'s investment landscape.