What is the 13F Pro Quality Score for FFIC?

13F Pro ranks FLUSHING FINANCIAL CORP (FFIC) on the 13F Pro Quality Score, a 0–100 composite of 32 fundamental signals including return on invested capital, free cash flow consistency, balance-sheet strength, earnings quality, growth durability, and valuation discipline. The score refreshes after each 10-K and 10-Q filing on SEC EDGAR. View FFIC's current score at https://13fpro.ai/research/FFIC (free sign-up required for the full ranking).

Where does 13F Pro source FFIC data?

All FLUSHING FINANCIAL CORP fundamentals and ownership data come directly from SEC EDGAR. FLUSHING FINANCIAL CORP files with the SEC under CIK 923139. 13F Pro ingests XBRL financial facts from 10-K and 10-Q filings, Form 13F-HR institutional holdings, and Form 4 insider transactions, with no third-party rewrites or estimates.

What sector is FFIC in?

FLUSHING FINANCIAL CORP (FFIC) is classified in the Financials sector. 13F Pro publishes sector-level fund flow analysis and quality leaders at https://13fpro.ai/research/sector/financials.

How often is FFIC research updated on 13F Pro?

FFIC's fundamentals refresh within hours of each new 10-K or 10-Q filing on SEC EDGAR. Institutional ownership updates after each quarterly 13F filing window. Insider transactions update after each Form 4 filing. The 13F Pro Quality Score recalculates after every fundamentals refresh.

FLUSHING FINANCIAL CORP(FFIC)Stock Analysis

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13F Pro Quality Score

53.0/100

Rank #1,315 of 2,879 stocksTOP 50%

View Financials peers →

Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Aug 14, 2026.

Revenue Growth

35.2/100

Profitability

97.8/100

Balance Sheet

37.3/100

Earnings Quality

29.1/100

Free Cash Flow

98.2/100

Institutional Flow

78.6/100

Revenue Scale

2.9/100

Dilution Risk

5.2/100

FFIC Stock Analysis & AI Quality Score

AI stock analysis and institutional research for FLUSHING FINANCIAL CORP (FFIC), a Financials sector company. 13F Pro's AI-powered ranking engine scores FFIC at 53.0/100 on a 32-signal composite quality model, placing it at rank #1,315 of 2,879 stocks — the top half of the AI-ranked universe. FFIC scores in the top quartile across free cash flow (98.2), profitability (97.8), institutional flow (78.6). Areas of concern include revenue scale (2.9) and earnings quality (29.1), which score below median versus the broader universe. Shareholder dilution risk is elevated at 5.2/100, reflecting ongoing share issuance or stock-based compensation. Based on the latest XBRL financial filings (Q1 2026), FLUSHING FINANCIAL CORP reports quarterly revenue of $1.9M, net income of $5.8M, free cash flow of $-9.7M. Top institutional holders of FFIC by reported 13-F value include WELLINGTON MANAGEMENT GROUP LLP, BlackRock,, VANGUARD CAPITAL MANAGEMENT, based on the most recent SEC filings. FFIC trades on the Nasdaq exchange and files with the SEC under CIK 923139. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate FFIC daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for FLUSHING FINANCIAL CORP directly from SEC EDGAR. FLUSHING FINANCIAL CORP's 13F Pro composite quality score has ranged between 53 and 53 since 2026, currently 53.0 — a stable long-term trajectory across 8 quarterly and live scoring snapshots.

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Fun facts about FLUSHING FINANCIAL CORP

Quirks, history, and lore behind FFIC — the kind of stuff that makes a stock memorable.

1
The Basics
A community bank holding company · small-cap · listed on Nasdaq · headquartered in New York.
2
The Numbers
Total assets in the low single-digit billions of dollars, with a core focus on deposit-gathering and real estate lending in the New York metro area.
3
The History
Its roots trace back to a savings bank founded in the late 1920s, serving the communities of Queens and Long Island through generations of growth and consolidation.
4
The Secret
Despite its modest size, it punches above its weight in multi-family and commercial real estate loans, a bread-and-butter strategy in the dense New York City market.
5
The Lore
The bank leans heavily on its identity as a local neighborhood institution, with branches concentrated in Queens, Brooklyn, and Long Island — not exactly Wall Street glamour, but steady.
6
The Giveaway
Named after a neighborhood in Queens, New York, this bank's ticker even nods to its Flushing origins — home to Citi Field, the U.S. Open, and your friendly community lender.

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Revenue

Q1 2026

$1.9M

Net Income

Q1 2026

$5.8M

Free Cash Flow

Q1 2026

$-9.7M

ROIC

Q1 2026

1.2%

Revenue & Net Income

Earnings Per Share

Key Financials Over Time

Export Financial Table · Pro+

Revenue

+7.3% YoY

$7.5MFY 2025

FY22 $5.1MFY23 $8.7MFY24 $6.9MFY25 $7.5M

Net Income

+160.3% YoY

$18.9MFY 2025

FY22 $76.9MFY23 $28.7MFY24 $-31.3MFY25 $18.9M

EPS (Diluted)

+150.5% YoY

$0.54FY 2025

FY22 $2.50FY23 $0.96FY24 $-1.07FY25 $0.54

Total Assets

-3.8% YoY

$8.69BFY 2025

FY22 $8.42BFY23 $8.54BFY24 $9.04BFY25 $8.69B

Total Debt

—FY 2025

FY22 —FY23 —FY24 —FY25 —

Op. Cash Flow

+391.6% YoY

$61.0MFY 2025

FY22 $85.8MFY23 $34.6MFY24 $12.4MFY25 $61.0M

Metric	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2019
Revenue	$7.5M +7.3%	$6.9M -19.7%	$8.7M +68.9%	$5.1M -14.1%	$6.0M +60.2%	$3.7M
Net Income	$18.9M +160.3%	$-31.3M -209.3%	$28.7M -62.7%	$76.9M -5.9%	$81.8M +98.1%	$41.3M
EPS (Diluted)	$0.54 +150.5%	$-1.07 -211.5%	$0.96 -61.6%	$2.50 -3.5%	$2.59 +79.9%	$1.44
Total Assets	$8.69B -3.8%	$9.04B +5.9%	$8.54B +1.4%	$8.42B +4.7%	$8.05B +14.7%	$7.02B
Total Debt	—	—	—	—	—	$541.5M
Operating Cash Flow	$61.0M +391.6%	$12.4M -64.1%	$34.6M -59.7%	$85.8M -3.2%	$88.6M +38.9%	$63.8M

AI Insight: FFIC Financial Trends

Net income stabilized near breakeven in Q1 2026 after volatile 2024–2025, but operating cash flow turned negative for the first time.

• Net income recovered to $6M in Q1 2026 from $4M in Q4 2025, marking sustained profitability after Q4 2024's $49M loss and Q1 2025's $10M loss.

• Equity declined modestly to $697M in Q1 2026 from peak of $725M in Q4 2024, suggesting controlled capital deployment despite earnings volatility.

⚠ Operating cash flow turned negative $9M in Q1 2026 versus $9M positive in Q4 2025 — first negative print in the dataset; monitor for trend reversal.

⚠ Revenue flat at $2M across all eight quarters; no growth signal despite earnings recovery — structural constraint or reporting limitation unclear.

AI Insight: FFIC Ratio Trends

FFIC recovered from catastrophic Q4 2024 losses but remains trapped in low-single-digit returns with no margin expansion visible.

• ROE rebounded from -27.2% in Q4 2024 to 3.4% in Q1 2026; TTM ROE stabilized at 5.0% versus 3.2% in Q2 2024.

• ROIC climbed from -39.7% in Q4 2024 to 4.7% in Q1 2026; TTM ROIC at 7.0% suggests partial recovery from operational distress.

• ROA has stayed flat at 0.3–0.5% range since Q3 2024, indicating persistent asset efficiency challenges in core operations.

⚠ Q4 2025 deterioration: ROE fell to 2.3% and ROIC to 4.4%, suggesting seasonal or cyclical headwinds; monitor Q2 2026 for sustained recovery.

⚠ No OpMargin, NPM, or D/E data available; inability to assess profitability trends, leverage, or capital structure quality.

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Available Research

13F Pro tracks comprehensive data for FLUSHING FINANCIAL CORP including:

SEC EDGAR filings (10-K, 10-Q, 8-K)

XBRL financial facts (revenue, EPS, margins)

Insider transactions (Form 4)

Institutional 13F holdings

Quality rankings (32 signals)

AI analyst debates & daily meetings

Historical financial trends

Peer comparison & sector analysis

Top Institutional Holders of FFIC

WELLINGTON MANAGEMENT GROUP LLP
$49.7M3,236,964 sh
BlackRock, Inc.
$46.2M3,006,661 sh
VANGUARD CAPITAL MANAGEMENT LLC
$22.0M1,430,626 sh
STATE STREET CORP
$18.9M1,231,459 sh
DIMENSIONAL FUND ADVISORS LP
$18.9M1,231,484 sh
TWO SIGMA INVESTMENTS, LP
$18.5M1,202,148 sh
Qube Research & Technologies Ltd
$13.1M855,472 sh
GAMCO INVESTORS, INC. ET AL
$13.0M844,450 sh
GEODE CAPITAL MANAGEMENT, LLC
$12.9M841,531 sh
HOTCHKIS & WILEY CAPITAL MANAGEMENT LLC
$12.3M797,838 sh

Fund	Value	Shares
WELLINGTON MANAGEMENT GROUP LLP	$49.7M	3,236,964
BlackRock, Inc.	$46.2M	3,006,661
VANGUARD CAPITAL MANAGEMENT LLC	$22.0M	1,430,626
STATE STREET CORP	$18.9M	1,231,459
DIMENSIONAL FUND ADVISORS LP	$18.9M	1,231,484
TWO SIGMA INVESTMENTS, LP	$18.5M	1,202,148
Qube Research & Technologies Ltd	$13.1M	855,472
GAMCO INVESTORS, INC. ET AL	$13.0M	844,450
GEODE CAPITAL MANAGEMENT, LLC	$12.9M	841,531
HOTCHKIS & WILEY CAPITAL MANAGEMENT LLC	$12.3M	797,838

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Is FFIC a good stock to buy?

13F Pro's AI-powered analysis of FLUSHING FINANCIAL CORP (FFIC) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on Nasdaq). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for FFIC are available on the FFIC stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing.

Which hedge funds own FFIC?

Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling FFIC. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of FLUSHING FINANCIAL CORP's investment landscape.