HERITAGE COMMERCE CORP(HTBK)Stock Analysis
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Rank #1,573 of 2,879 stocks
Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Aug 14, 2026.
Revenue Growth
Profitability
Balance Sheet
Earnings Quality
Free Cash Flow
Institutional Flow
Revenue Scale
Dilution Risk
HTBK Stock Analysis & AI Quality Score
AI stock analysis and institutional research for HERITAGE COMMERCE CORP (HTBK), a Financials sector company. 13F Pro's AI-powered ranking engine scores HTBK at 48.1/100 on a 32-signal composite quality model, placing it at rank #1,573 of 2,879 stocks — the bottom half of the AI-ranked universe. HTBK scores in the top quartile across profitability (99.1), free cash flow (99.0). Areas of concern include revenue scale (1.6) and revenue growth (11.8), which score below median versus the broader universe. Shareholder dilution risk is elevated at 4.4/100, reflecting ongoing share issuance or stock-based compensation. Based on the latest XBRL financial filings (Q4 2025), HERITAGE COMMERCE CORP reports quarterly revenue of $53.6M, net income of $15.1M, an operating margin of 41.0%. Top institutional holders of HTBK by reported 13-F value include BlackRock,, DIMENSIONAL FUND ADVISORS, VANGUARD CAPITAL MANAGEMENT, based on the most recent SEC filings. HTBK trades on the Nasdaq exchange and files with the SEC under CIK 1053352. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate HTBK daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for HERITAGE COMMERCE CORP directly from SEC EDGAR. HERITAGE COMMERCE CORP's 13F Pro composite quality score has ranged between 46 and 69 since 2023, currently 48.1 — a stable long-term trajectory across 20 quarterly and live scoring snapshots.
Revenue
Q4 2025
$53.6M
Net Income
Q4 2025
$15.1M
Free Cash Flow
Q4 2025
$19.9M
Operating Margin
Q4 2025
41.0%
ROIC
Q4 2025
3.1%
Revenue & Net Income
Earnings Per Share
Key Financials Over Time
Export Financial Table · Pro+Revenue
+3.6% YoYNet Income
+18.0% YoYEPS (Diluted)
+18.2% YoYTotal Assets
+2.1% YoYOp. Cash Flow
+58.3% YoY| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Revenue | $3.7M +3.6% | $3.6M -18.0% | $4.3M -6.4% | $4.6M +86.5% | $2.5M -13.0% | $2.9M |
| Net Income | $47.8M +18.0% | $40.5M -37.1% | $64.4M -3.2% | $66.6M +39.5% | $47.7M +35.1% | $35.3M |
| EPS (Diluted) | $0.78 +18.2% | $0.66 -37.1% | $1.05 -3.7% | $1.09 +38.0% | $0.79 +33.9% | $0.59 |
| Total Assets | $5.76B +2.1% | $5.65B +8.7% | $5.19B +0.7% | $5.16B -6.2% | $5.50B +18.7% | $4.63B |
| Operating Cash Flow | $61.7M +58.3% | $39.0M -46.6% | $73.0M +4.5% | $69.9M +22.9% | $56.8M -0.8% | $57.3M |
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Available Research
13F Pro tracks comprehensive data for HERITAGE COMMERCE CORP including:
Top Institutional Holders of HTBK
BlackRock, Inc.
$102.3M8,201,121 shDIMENSIONAL FUND ADVISORS LP
$42.4M3,395,041 shVANGUARD CAPITAL MANAGEMENT LLC
$33.0M2,643,749 shSTATE STREET CORP
$30.5M2,419,810 shBALYASNY ASSET MANAGEMENT L.P.
$21.3M1,707,998 shHoldCo Asset Management, LP
$20.3M1,623,446 shFirst Trust Capital Management L.P.
$20.2M1,621,114 shGEODE CAPITAL MANAGEMENT, LLC
$19.6M1,571,964 shBoston Partners
$18.9M1,507,562 shMANUFACTURERS LIFE INSURANCE COMPANY, THE
$15.2M1,217,843 sh
| Fund | Value | Shares |
|---|---|---|
| BlackRock, Inc. | $102.3M | 8,201,121 |
| DIMENSIONAL FUND ADVISORS LP | $42.4M | 3,395,041 |
| VANGUARD CAPITAL MANAGEMENT LLC | $33.0M | 2,643,749 |
| STATE STREET CORP | $30.5M | 2,419,810 |
| BALYASNY ASSET MANAGEMENT L.P. | $21.3M | 1,707,998 |
| HoldCo Asset Management, LP | $20.3M | 1,623,446 |
| First Trust Capital Management L.P. | $20.2M | 1,621,114 |
| GEODE CAPITAL MANAGEMENT, LLC | $19.6M | 1,571,964 |
| Boston Partners | $18.9M | 1,507,562 |
| MANUFACTURERS LIFE INSURANCE COMPANY, THE | $15.2M | 1,217,843 |
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Popular Research
Is HTBK a good stock to buy?
13F Pro's AI-powered analysis of HERITAGE COMMERCE CORP (HTBK) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on Nasdaq). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for HTBK are available on the HTBK stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing.
Which hedge funds own HTBK?
Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling HTBK. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of HERITAGE COMMERCE CORP's investment landscape.