Usio, Inc.(USIO)— Stock Profile, AI Score & Financials

Financials · Nasdaq · AI-powered stock analysis, 32-signal quality score, SEC EDGAR financials, and institutional holdings. Updated .

Usio, Inc. (USIO) stock profile, AI quality score, and SEC EDGAR financial data, a Financials sector company. 13F Pro's AI-powered ranking engine scores USIO at 29.9/100 on a 32-signal composite quality model, placing it at rank #2,512 of 2,962 stocks — the bottom half of the AI-ranked universe. Areas of concern include revenue scale (14.6) and earnings quality (18.5), which score below median versus the broader universe. Shareholder dilution risk is elevated at 40.1/100, reflecting ongoing share issuance or stock-based compensation. Based on the latest XBRL financial filings (Q2 2026), Usio, Inc. reports quarterly revenue of $23.7M, net income of $280.1K, an operating margin of 1.6%. Top institutional holders of USIO by reported 13-F value include WHITTIER, VANGUARD CAPITAL MANAGEMENT, PERKINS CAPITAL MANAGEMENT, based on the most recent SEC filings. USIO trades on the Nasdaq exchange and files with the SEC under CIK 1088034. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate USIO daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for Usio, Inc. directly from SEC EDGAR.

AI Quality Score

29.9/100

AI Rank

#2,512

Revenue

$23.7M

Net Income

$280.1K

Free Cash Flow

$-828.2K

Operating Margin

1.6%

USIO key financials by period

Usio, Inc. reported revenue, net income and margins by fiscal period, from SEC filings.
PeriodFormRevenueNet incomeOperating margin
FY 202510-K$85.4M$-2.5M-2.8%
FY 202410-K$82.9M$3.3M-1.8%
FY 202310-K$84.1M$-475.1K-0.5%
FY 202210-K$69.4M$-5.5M-7.5%
FY 202110-K$61.9M$-321.6K-0.3%
FY 202010-K$32.3M$-2.9M-11.7%

Institutions holding USIO

Institutional investors reporting a position in Usio, Inc. on SEC Form 13F.
InstitutionSharesValueReported
WHITTIER2,713,852$6.4M2026-06-30
VANGUARD CAPITAL MANAGEMENT917,455$2.3M2026-06-30
PERKINS CAPITAL MANAGEMENT700,371$1.7M2026-06-30
RENAISSANCE TECHNOLOGIES437,241$1.1M2026-06-30
GEODE CAPITAL MANAGEMENT184,503$457.7K2026-06-30
North Star Investment Management180,000$446.4K2026-06-30
Stonebridge Wealth Management177,084$439.2K2026-06-30
BlackRock111,768$277.2K2026-06-30
VANGUARD FIDUCIARY105,174$260.8K2026-06-30
Sentinus79,700$197.7K2026-06-30
USIO

Usio, Inc.

USIO
NasdaqSmall CapFinancials

13F Pro Quality Score

29.9/100

Rank #2,512 of 2,962 stocks

View Financials peers →

Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Nov 14, 2026.

Revenue Growth

43.7/100

Profitability

24.9/100

Balance Sheet

30.5/100

Earnings Quality

18.5/100

Free Cash Flow

26.5/100

Institutional Flow

23.1/100

Revenue Scale

14.6/100

Dilution Risk

40.1/100

Price Chart

Email me the moment this company reports earnings
AI Research Report
Two-page plain-English analysis: business, thesis, and three scenarios for the next two years. Refreshed every quarter.
Upgrade to Pro
Pro: 5 reports/month · Pro+: unlimitedOpinion, not investment advice. Do your own research.
Reading the latest SEC filing… (first load can take ~20s)

Key Metrics

Revenue

Q2 2026
EDGAR

$23.68M

Net Income

Q2 2026
EDGAR

$280.1K

EPS (Diluted)

Q2 2026
EDGAR

$0.01

Operating Margin

Q2 2026
EDGAR

1.6%

ROIC

Q2 2026
EDGAR

7.4%

Free Cash Flow

Q2 2026
EDGAR

$-828.2K

Debt/Equity

Q2 2026
EDGAR

0.08

Top Institutional Holders

as of Q2 2026
$15.15M total

Financial Trends

Revenue & Net Income

Earnings Per Share

Loading ratio trend…