Circle Internet Group, Inc.(CRCL)Stock Analysis
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Rank #1,751 of 2,879 stocks
Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Aug 14, 2026.
Revenue Growth
Profitability
Balance Sheet
Earnings Quality
Free Cash Flow
Institutional Flow
Revenue Scale
Dilution Risk
CRCL Stock Analysis & AI Quality Score
AI stock analysis and institutional research for Circle Internet Group, Inc. (CRCL), a Financials sector company. 13F Pro's AI-powered ranking engine scores CRCL at 44.8/100 on a 32-signal composite quality model, placing it at rank #1,751 of 2,879 stocks — the bottom half of the AI-ranked universe. CRCL scores in the top quartile across institutional flow (98.4), revenue growth (97.5). Areas of concern include earnings quality (9.5) and profitability (30.0), which score below median versus the broader universe. Shareholder dilution risk is elevated at 9.0/100, reflecting ongoing share issuance or stock-based compensation. Based on the latest XBRL financial filings (Q1 2026), Circle Internet Group, Inc. reports quarterly revenue of $694.1M, net income of $55.3M, free cash flow of $11.7M. Top institutional holders of CRCL by reported 13-F value include IDG China Capital Fund III Associates L.P., IDG-Accel China Capital II Associates L.P., JANE STREET GROUP,, based on the most recent SEC filings. CRCL trades on the NYSE exchange and files with the SEC under CIK 1876042. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate CRCL daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for Circle Internet Group, Inc. directly from SEC EDGAR.
Revenue
Q1 2026
$694.1M
Net Income
Q1 2026
$55.3M
Free Cash Flow
Q1 2026
$11.7M
ROIC
Q1 2026
1.3%
Revenue & Net Income
Earnings Per Share
Key Financials Over Time
Export Financial Table · Pro+Revenue
+63.9% YoYNet Income
-144.7% YoYOperating Income
-157.7% YoYEPS (Diluted)
-246.7% YoYTotal Assets
+71.7% YoYOp. Cash Flow
+57.3% YoY| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|
| Revenue | $2.75B +63.9% | $1.68B +15.6% | $1.45B | — |
| Net Income | $-69.5M -144.7% | $155.7M -41.8% | $267.6M | — |
| Operating Income | $-96.4M -157.7% | $167.2M -38.0% | $269.5M | — |
| EPS (Diluted) | $-0.44 -246.7% | $0.30 -61.5% | $0.78 | — |
| Total Assets | $78.71B +71.7% | $45.83B | — | — |
| Operating Cash Flow | $542.1M +57.3% | $344.6M +146.9% | $139.6M | — |
AI Insight: CRCL Financial Trends
Revenue surged to $694M in Q1 2026, but operating margins have compressed sharply from 16% in Q1 2025 to 6.5% most recently.
• Revenue grew 20% YoY from Q1 2025 ($579M) to Q1 2026 ($694M), driven by sustained scale in Q4 2025 ($770M).
• Operating margin collapsed from 16.1% in Q1 2025 to 6.5% in Q1 2026; net margin fell from 11.2% to 7.9%.
• Operating cash flow deteriorated to $21M in Q1 2026, down 63% from $57M in Q1 2025, signaling conversion weakness.
⚠ Equity ballooned 360% from $461M in Q2 2024 to $3.4B in Q1 2026, indicating significant dilution or acquisition activity.
⚠ Q2 2025 showed $482M net loss and negative $326M operating income; recovery since then lacks durability in margins.
AI Insight: CRCL Ratio Trends
Circle swung from Q1 2025's 49.9% ROIC to sustained single-digit returns; profitability collapsed into TTM loss despite Q4 2025 net margin recovery.
• Operating margin fell from 16.1% in Q1 2025 to 6.5% in Q1 2026; net profit margin improved to 8.0% in Q4 2025 but TTM NPM is -5.2%.
• ROIC collapsed from 49.9% in Q1 2025 to 5.2% in Q1 2026; Q2 2025 saw -54.9% ROIC, indicating sustained capital efficiency deterioration.
• ROA remains minimal at 0.3% in Q1 2026; ROE declined to 6.5% from 34.8% one year prior, reflecting eroded profitability.
⚠ TTM metrics deeply negative (OpMargin -9.5%, NPM -5.2%, ROIC -4.2%) despite recent quarterly stabilization; cyclical volatility or structural issue unclear.
⚠ Q2 2025 ROE swung to -81.3%, suggesting one-time loss or capital event; recovery since then is incomplete relative to early 2025 baseline.
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Available Research
13F Pro tracks comprehensive data for Circle Internet Group, Inc. including:
Top Institutional Holders of CRCL
IDG China Capital Fund III Associates L.P.
$859.0M9,003,674 shIDG-Accel China Capital II Associates L.P.
$667.5M6,996,111 shJANE STREET GROUP, LLC
$660.6M6,924,000 shSUSQUEHANNA INTERNATIONAL GROUP, LLP
$642.9M6,737,900 shMARSHALL WACE, LLP
$553.4M5,800,350 shVANGUARD PORTFOLIO MANAGEMENT LLC
$523.7M5,489,236 shJANE STREET GROUP, LLC
$507.8M5,322,000 shBlackRock, Inc.
$482.7M5,059,120 shMORGAN STANLEY
$475.3M4,981,737 shSUSQUEHANNA INTERNATIONAL GROUP, LLP
$467.2M4,896,400 sh
| Fund | Value | Shares |
|---|---|---|
| IDG China Capital Fund III Associates L.P. | $859.0M | 9,003,674 |
| IDG-Accel China Capital II Associates L.P. | $667.5M | 6,996,111 |
| JANE STREET GROUP, LLC | $660.6M | 6,924,000 |
| SUSQUEHANNA INTERNATIONAL GROUP, LLP | $642.9M | 6,737,900 |
| MARSHALL WACE, LLP | $553.4M | 5,800,350 |
| VANGUARD PORTFOLIO MANAGEMENT LLC | $523.7M | 5,489,236 |
| JANE STREET GROUP, LLC | $507.8M | 5,322,000 |
| BlackRock, Inc. | $482.7M | 5,059,120 |
| MORGAN STANLEY | $475.3M | 4,981,737 |
| SUSQUEHANNA INTERNATIONAL GROUP, LLP | $467.2M | 4,896,400 |
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Popular Research
Is CRCL a good stock to buy?
13F Pro's AI-powered analysis of Circle Internet Group, Inc. (CRCL) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on NYSE). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for CRCL are available on the CRCL stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing.
Which hedge funds own CRCL?
Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling CRCL. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of Circle Internet Group, Inc.'s investment landscape.