CRCLCircle Internet Group, Inc.(CRCL)Stock Analysis

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SEC EDGAR: CIK 1876042CRCL stock profile & AI dashboard →

13F Pro Quality Score

44.8/100

Rank #1,751 of 2,879 stocks

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Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Aug 14, 2026.

Revenue Growth

97.5/100

Profitability

30.0/100

Balance Sheet

30.0/100

Earnings Quality

9.5/100

Free Cash Flow

30.0/100

Institutional Flow

98.4/100

Revenue Scale

30.0/100

Dilution Risk

9.0/100

CRCL Stock Analysis & AI Quality Score

AI stock analysis and institutional research for Circle Internet Group, Inc. (CRCL), a Financials sector company. 13F Pro's AI-powered ranking engine scores CRCL at 44.8/100 on a 32-signal composite quality model, placing it at rank #1,751 of 2,879 stocks — the bottom half of the AI-ranked universe. CRCL scores in the top quartile across institutional flow (98.4), revenue growth (97.5). Areas of concern include earnings quality (9.5) and profitability (30.0), which score below median versus the broader universe. Shareholder dilution risk is elevated at 9.0/100, reflecting ongoing share issuance or stock-based compensation. Based on the latest XBRL financial filings (Q1 2026), Circle Internet Group, Inc. reports quarterly revenue of $694.1M, net income of $55.3M, free cash flow of $11.7M. Top institutional holders of CRCL by reported 13-F value include IDG China Capital Fund III Associates L.P., IDG-Accel China Capital II Associates L.P., JANE STREET GROUP,, based on the most recent SEC filings. CRCL trades on the NYSE exchange and files with the SEC under CIK 1876042. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate CRCL daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for Circle Internet Group, Inc. directly from SEC EDGAR.

Revenue

Q1 2026

$694.1M

Net Income

Q1 2026

$55.3M

Free Cash Flow

Q1 2026

$11.7M

ROIC

Q1 2026

1.3%

Revenue & Net Income

Earnings Per Share

Key Financials Over Time

Export Financial Table · Pro+

Revenue

+63.9% YoY
$2.75BFY 2025
FY22 FY23 $1.45BFY24 $1.68BFY25 $2.75B

Net Income

-144.7% YoY
$-69.5MFY 2025
FY22 FY23 $267.6MFY24 $155.7MFY25 $-69.5M

Operating Income

-157.7% YoY
$-96.4MFY 2025
FY22 FY23 $269.5MFY24 $167.2MFY25 $-96.4M

EPS (Diluted)

-246.7% YoY
$-0.44FY 2025
FY22 FY23 $0.78FY24 $0.30FY25 $-0.44

Total Assets

+71.7% YoY
$78.71BFY 2025
FY22 FY23 FY24 $45.83BFY25 $78.71B

Op. Cash Flow

+57.3% YoY
$542.1MFY 2025
FY22 FY23 $139.6MFY24 $344.6MFY25 $542.1M

AI Insight: CRCL Financial Trends

Revenue surged to $694M in Q1 2026, but operating margins have compressed sharply from 16% in Q1 2025 to 6.5% most recently.

Revenue grew 20% YoY from Q1 2025 ($579M) to Q1 2026 ($694M), driven by sustained scale in Q4 2025 ($770M).

Operating margin collapsed from 16.1% in Q1 2025 to 6.5% in Q1 2026; net margin fell from 11.2% to 7.9%.

Operating cash flow deteriorated to $21M in Q1 2026, down 63% from $57M in Q1 2025, signaling conversion weakness.

Equity ballooned 360% from $461M in Q2 2024 to $3.4B in Q1 2026, indicating significant dilution or acquisition activity.

Q2 2025 showed $482M net loss and negative $326M operating income; recovery since then lacks durability in margins.

AI Insight: CRCL Ratio Trends

Circle swung from Q1 2025's 49.9% ROIC to sustained single-digit returns; profitability collapsed into TTM loss despite Q4 2025 net margin recovery.

Operating margin fell from 16.1% in Q1 2025 to 6.5% in Q1 2026; net profit margin improved to 8.0% in Q4 2025 but TTM NPM is -5.2%.

ROIC collapsed from 49.9% in Q1 2025 to 5.2% in Q1 2026; Q2 2025 saw -54.9% ROIC, indicating sustained capital efficiency deterioration.

ROA remains minimal at 0.3% in Q1 2026; ROE declined to 6.5% from 34.8% one year prior, reflecting eroded profitability.

TTM metrics deeply negative (OpMargin -9.5%, NPM -5.2%, ROIC -4.2%) despite recent quarterly stabilization; cyclical volatility or structural issue unclear.

Q2 2025 ROE swung to -81.3%, suggesting one-time loss or capital event; recovery since then is incomplete relative to early 2025 baseline.

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Available Research

13F Pro tracks comprehensive data for Circle Internet Group, Inc. including:

SEC EDGAR filings (10-K, 10-Q, 8-K)
XBRL financial facts (revenue, EPS, margins)
Insider transactions (Form 4)
Institutional 13F holdings
Quality rankings (32 signals)
AI analyst debates & daily meetings
Historical financial trends
Peer comparison & sector analysis

Top Institutional Holders of CRCL

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Is CRCL a good stock to buy?

13F Pro's AI-powered analysis of Circle Internet Group, Inc. (CRCL) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on NYSE). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for CRCL are available on the CRCL stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing.

Which hedge funds own CRCL?

Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling CRCL. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of Circle Internet Group, Inc.'s investment landscape.