Bankwell Financial Group, Inc.(BWFG)Stock Analysis
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Rank #556 of 2,879 stocksTOP 25%
Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Aug 14, 2026.
Revenue Growth
Profitability
Balance Sheet
Earnings Quality
Free Cash Flow
Institutional Flow
Revenue Scale
Dilution Risk
BWFG Stock Analysis & AI Quality Score
AI stock analysis and institutional research for Bankwell Financial Group, Inc. (BWFG), a Financials sector company. 13F Pro's AI-powered ranking engine scores BWFG at 65.9/100 on a 32-signal composite quality model, placing it at rank #556 of 2,879 stocks — the top 25% of the AI-ranked universe. BWFG scores in the top quartile across profitability (99.2), free cash flow (98.9), revenue growth (92.3). Areas of concern include revenue scale (1.2), which score below median versus the broader universe. Shareholder dilution risk is elevated at 3.6/100, reflecting ongoing share issuance or stock-based compensation. Based on the latest XBRL financial filings (Q1 2026), Bankwell Financial Group, Inc. reports quarterly revenue of $30.2M, net income of $11.3M, an operating margin of 47.5%. Top institutional holders of BWFG by reported 13-F value include BlackRock,, DIMENSIONAL FUND ADVISORS, VANGUARD CAPITAL MANAGEMENT, based on the most recent SEC filings. BWFG trades on the Nasdaq exchange and files with the SEC under CIK 1505732. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate BWFG daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for Bankwell Financial Group, Inc. directly from SEC EDGAR. Bankwell Financial Group, Inc.'s 13F Pro composite quality score has ranged between 52 and 66 since 2022, currently 65.9 — an improving long-term trajectory across 22 quarterly and live scoring snapshots.
Revenue
Q1 2026
$30.2M
Net Income
Q1 2026
$11.3M
Free Cash Flow
Q1 2026
$7.3M
Operating Margin
Q1 2026
47.5%
Revenue & Net Income
Earnings Per Share
Key Financials Over Time
Export Financial Table · Pro+Revenue
+73.5% YoYNet Income
-4.0% YoYEPS (Diluted)
-4.7% YoYTotal Assets
+4.5% YoYOp. Cash Flow
-11.4% YoY| Metric | FY 2025 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 |
|---|---|---|---|---|---|---|
| Revenue | $2.8M +73.5% | $1.6M +52.0% | $1.1M +22.9% | $872.0K +10.7% | $788.0K -23.0% | $1.0M |
| Net Income | $35.2M -4.0% | $36.7M -2.0% | $37.4M +40.8% | $26.6M +350.3% | $5.9M -67.6% | $18.2M |
| EPS (Diluted) | $4.45 -4.7% | $4.67 -2.5% | $4.79 +42.6% | $3.36 +348.0% | $0.75 -67.5% | $2.31 |
| Total Assets | $3.36B +4.5% | $3.22B -1.1% | $3.25B +32.4% | $2.46B +9.0% | $2.25B +19.7% | $1.88B |
| Operating Cash Flow | $28.3M -11.4% | $31.9M -61.4% | $82.7M +139.2% | $34.6M +2385.6% | $-1.5M -122.8% | $6.6M |
AI Insight: BWFG Financial Trends
Net income surged from $1M in Q2 2024 to $11M in Q1 2026 despite flat $1M quarterly revenue, suggesting strong expense discipline or non-interest income growth.
• Net income climbed from $1M in Q2 2024 to $11M in Q1 2026, an 11x increase over eight quarters.
• Equity grew steadily from $267M in Q2 2024 to $312M in Q1 2026, reflecting consistent capital accumulation.
• Revenue remained flat at $1M across all quarters since Q3 2024, showing no top-line growth.
⚠ Net income declined from $10M peak in Q3 2025 to $9M in Q4 2025 before recovering to $11M.
⚠ Operating cash flow volatility ranges from -$1M to $14M across quarters with no clear trend pattern.
AI Insight: BWFG Ratio Trends
BWFG's ROE surged from 1.7% in Q2 2024 to 14.5% in Q1 2026, signaling dramatic profitability improvement.
• ROE accelerated from 1.7% in Q2 2024 to 14.5% in Q1 2026, an 8.5x improvement.
• ROIC expanded from 2.2% in Q2 2024 to 18.4% in Q1 2026, demonstrating strong capital efficiency gains.
• ROA climbed from 0.1% in Q2 2024 to 1.3% in Q1 2026, reflecting improving asset productivity.
⚠ ROE declined to 12.1% in Q4 2025 before rebounding to 14.5% in Q1 2026, suggesting potential volatility.
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Available Research
13F Pro tracks comprehensive data for Bankwell Financial Group, Inc. including:
Top Institutional Holders of BWFG
BlackRock, Inc.
$23.3M480,305 shDIMENSIONAL FUND ADVISORS LP
$15.5M319,241 shVANGUARD CAPITAL MANAGEMENT LLC
$13.7M282,912 shPacific Ridge Capital Partners, LLC
$8.2M168,000 shGEODE CAPITAL MANAGEMENT, LLC
$7.6M156,216 shSTATE STREET CORP
$6.3M130,826 shSiena Capital Partners GP, LLC
$5.6M116,138 shRENAISSANCE TECHNOLOGIES LLC
$5.2M107,548 shGM Advisory Group, LLC
$5.2M106,498 shAMERICAN CENTURY COMPANIES INC
$5.1M105,991 sh
| Fund | Value | Shares |
|---|---|---|
| BlackRock, Inc. | $23.3M | 480,305 |
| DIMENSIONAL FUND ADVISORS LP | $15.5M | 319,241 |
| VANGUARD CAPITAL MANAGEMENT LLC | $13.7M | 282,912 |
| Pacific Ridge Capital Partners, LLC | $8.2M | 168,000 |
| GEODE CAPITAL MANAGEMENT, LLC | $7.6M | 156,216 |
| STATE STREET CORP | $6.3M | 130,826 |
| Siena Capital Partners GP, LLC | $5.6M | 116,138 |
| RENAISSANCE TECHNOLOGIES LLC | $5.2M | 107,548 |
| GM Advisory Group, LLC | $5.2M | 106,498 |
| AMERICAN CENTURY COMPANIES INC | $5.1M | 105,991 |
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Popular Research
Is BWFG a good stock to buy?
13F Pro's AI-powered analysis of Bankwell Financial Group, Inc. (BWFG) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on Nasdaq). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for BWFG are available on the BWFG stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing.
Which hedge funds own BWFG?
Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling BWFG. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of Bankwell Financial Group, Inc.'s investment landscape.