ASSURANT, INC.(AIZ)Stock Analysis
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Rank #728 of 2,879 stocksTOP 50%
Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Aug 14, 2026.
Revenue Growth
Profitability
Balance Sheet
Earnings Quality
Free Cash Flow
Institutional Flow
Revenue Scale
Dilution Risk
AIZ Stock Analysis & AI Quality Score
AI stock analysis and institutional research for ASSURANT, INC. (AIZ), a Financials sector company. 13F Pro's AI-powered ranking engine scores AIZ at 62.6/100 on a 32-signal composite quality model, placing it at rank #728 of 2,879 stocks — the top half of the AI-ranked universe. AIZ scores in the top quartile across revenue scale (88.9). Areas of concern include institutional flow (13.9), which score below median versus the broader universe. Based on the latest XBRL financial filings (Q1 2026), ASSURANT, INC. reports quarterly revenue of $3.4B, net income of $274.1M, an operating margin of 9.8%. Top institutional holders of AIZ by reported 13-F value include Bank of New York Mellon, BlackRock,, VANGUARD CAPITAL MANAGEMENT, based on the most recent SEC filings. AIZ trades on the NYSE exchange and files with the SEC under CIK 1267238. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate AIZ daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for ASSURANT, INC. directly from SEC EDGAR. ASSURANT, INC.'s 13F Pro composite quality score has ranged between 8 and 68 since 2021, currently 62.6 — an improving long-term trajectory across 56 quarterly and live scoring snapshots.
Revenue
Q1 2026
$3.4B
Net Income
Q1 2026
$274.1M
Free Cash Flow
Q1 2026
$192.6M
Operating Margin
Q1 2026
9.8%
Revenue & Net Income
Earnings Per Share
Key Financials Over Time
Export Financial Table · Pro+Revenue
+7.9% YoYNet Income
+14.8% YoYEPS (Diluted)
+17.1% YoYTotal Assets
+3.6% YoYTotal Debt
Op. Cash Flow
+37.6% YoY| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2019 |
|---|---|---|---|---|---|---|
| Revenue | $12.81B +7.9% | $11.88B +6.7% | $11.13B +9.2% | $10.19B +0.1% | $10.19B +6.5% | $9.57B |
| Net Income | $872.7M +14.8% | $760.2M +18.3% | $642.5M +132.3% | $276.6M -79.7% | $1.36B +255.9% | $382.6M |
| EPS (Diluted) | $16.93 +17.1% | $14.46 +21.0% | $11.95 +136.6% | $5.05 -77.7% | $22.66 +288.0% | $5.84 |
| Total Assets | $36.29B +3.6% | $35.02B +4.1% | $33.64B +1.6% | $33.12B -2.4% | $33.92B -23.4% | $44.29B |
| Total Debt | — | — | — | — | — | $2.01B |
| Operating Cash Flow | $1.83B +37.6% | $1.33B +17.1% | $1.14B +90.7% | $596.9M -23.6% | $781.7M -44.7% | $1.41B |
AI Insight: AIZ Financial Trends
Assurant's Q1 2026 net income of $274M marks the highest quarterly earnings in the observed period, with revenue climbing 17% from Q2 2024 to Q1 2026.
• Revenue grew steadily from $2,925M in Q2 2024 to $3,420M in Q1 2026, a gain of roughly $495M over eight quarters.
• Net income rose from $134M in Q3 2024 to $274M in Q1 2026, with the latest quarter setting a new high for the series.
• Equity expanded from $5,004M in Q2 2024 to $5,869M in Q1 2026, reflecting consistent book-value accumulation.
• Operating cash flow is volatile, swinging from $103M in Q4 2024 to $711M in Q2 2024 and $671M in Q4 2025, with Q1 2026 at $240M.
⚠ Q1 2026 operating cash flow of $240M is well below the $671M posted in Q4 2025 — seasonal pattern or emerging pressure warrants monitoring.
⚠ Total debt data is absent across all periods, leaving leverage profile unassessable — a key gap for credit and capital-structure analysis.
AI Insight: AIZ Ratio Trends
Q1 2026 ROIC of 22.9% and ROE of 18.7% mark multi-quarter highs, signaling a durable profitability recovery from the Q3 2024 and Q1 2025 troughs.
• Operating margin rebounded sharply from a Q3 2024 trough of 5.1% to 9.8% in Q1 2026, the highest in the observable period.
• ROIC expanded from 11.5% in Q3 2024 to 22.9% in Q1 2026, nearly doubling over five quarters.
• ROA improved from 1.5% in Q3 2024 to 3.1% in Q1 2026, reflecting more efficient asset utilization alongside margin recovery.
⚠ Quarterly margins remain volatile — Q1 2025 OpMargin dipped to 6.0% just one quarter after Q4 2024's 8.1%, flagging recurring seasonal pressure.
⚠ D/E data is unavailable across all periods, leaving leverage trajectory unassessable — a key gap for balance sheet monitoring.
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Available Research
13F Pro tracks comprehensive data for ASSURANT, INC. including:
Top Institutional Holders of AIZ
Bank of New York Mellon Corp
$1.0B4,816,951 shBlackRock, Inc.
$859.5M3,945,876 shVANGUARD CAPITAL MANAGEMENT LLC
$706.5M3,243,504 shVANGUARD PORTFOLIO MANAGEMENT LLC
$655.2M3,008,137 shSTATE STREET CORP
$551.4M2,531,416 shGEODE CAPITAL MANAGEMENT, LLC
$305.9M1,406,786 shInvesco Ltd.
$267.1M1,226,447 shDIMENSIONAL FUND ADVISORS LP
$245.1M1,125,406 shMASSACHUSETTS FINANCIAL SERVICES CO /MA/
$200.9M922,421 shVOYA INVESTMENT MANAGEMENT LLC
$181.2M834,121 sh
| Fund | Value | Shares |
|---|---|---|
| Bank of New York Mellon Corp | $1.0B | 4,816,951 |
| BlackRock, Inc. | $859.5M | 3,945,876 |
| VANGUARD CAPITAL MANAGEMENT LLC | $706.5M | 3,243,504 |
| VANGUARD PORTFOLIO MANAGEMENT LLC | $655.2M | 3,008,137 |
| STATE STREET CORP | $551.4M | 2,531,416 |
| GEODE CAPITAL MANAGEMENT, LLC | $305.9M | 1,406,786 |
| Invesco Ltd. | $267.1M | 1,226,447 |
| DIMENSIONAL FUND ADVISORS LP | $245.1M | 1,125,406 |
| MASSACHUSETTS FINANCIAL SERVICES CO /MA/ | $200.9M | 922,421 |
| VOYA INVESTMENT MANAGEMENT LLC | $181.2M | 834,121 |
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Popular Research
Is AIZ a good stock to buy?
13F Pro's AI-powered analysis of ASSURANT, INC. (AIZ) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on NYSE). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for AIZ are available on the AIZ stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing.
Which hedge funds own AIZ?
Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling AIZ. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of ASSURANT, INC.'s investment landscape.