Prepared Retirement Institute LLC

Portfolio Overview

Prepared Retirement Institute LLC disclosed 94 positions worth $234.9M in its Form 13F-HR for Q2 2026. During the quarter the fund opened 17 new positions and exited 2 and a full exit from $LDOS. The portfolio is most concentrated in Other (83.8% of disclosed assets). All figures are sourced directly from Prepared Retirement Institute LLC’s Form 13F-HR filing with the SEC under CIK 2056037.

• VANGUARD SPECIALIZED FUNDS - DIV APP ETF

  —

  Quality

  $28.3M119,642 sh

• SCHWAB STRATEGIC TR - US DIVIDEND EQ

  —

  Quality

  $18.0M569,163 sh

• FIDELITY COVINGTON TRUST - ENHANCED LARGE

  —

  Quality

  $16.8M384,328 sh

• VANGUARD INDEX FDS - TOTAL STK MKT

  —

  Quality

  $16.6M44,970 sh
• 

  WisdomTree, Inc.

  $WT

  59.9

  Quality

  $13.8M263,132 sh

• ISHARES TR - CMBS ETF

  —

  Quality

  $12.7M261,927 sh

• SPDR SERIES TRUST - ST STR P500GRW

  —

  Quality

  $10.5M88,035 sh

• VANGUARD SCOTTSDALE FDS - INT-TERM CORP

  —

  Quality

  $10.2M123,736 sh

• VANGUARD BD INDEX FDS - TOTAL BND MRKT

  —

  Quality

  $8.6M117,220 sh

• FRANKLIN TEMPLETON ETF TR - INTL COR DIV TIL

  —

  Quality

  $8.4M196,385 sh

Company	Quality	Value	Shares
VANGUARD SPECIALIZED FUNDS - DIV APP ETF	—	$28.3M	119,642
SCHWAB STRATEGIC TR - US DIVIDEND EQ	—	$18.0M	569,163
FIDELITY COVINGTON TRUST - ENHANCED LARGE	—	$16.8M	384,328
VANGUARD INDEX FDS - TOTAL STK MKT	—	$16.6M	44,970
WisdomTree, Inc.$WT	59.9	$13.8M	263,132
ISHARES TR - CMBS ETF	—	$12.7M	261,927
SPDR SERIES TRUST - ST STR P500GRW	—	$10.5M	88,035
VANGUARD SCOTTSDALE FDS - INT-TERM CORP	—	$10.2M	123,736
VANGUARD BD INDEX FDS - TOTAL BND MRKT	—	$8.6M	117,220
FRANKLIN TEMPLETON ETF TR - INTL COR DIV TIL	—	$8.4M	196,385

Showing top 10 of 94 holdings.

Full Holdings — Prepared Retirement Institute LLC (Q2 2026)

All 94 disclosed positions from the latest Form 13F-HR, with quarter-over-quarter share changes and 13F Pro quality scores. Sourced from SEC EDGAR.

#	Ticker	Company	Value	Weight	QoQ	Quality
1	—	VANGUARD SPECIALIZED FUNDS - DIV APP ETF	$28.3M	12.1%	+4%	—
2	—	SCHWAB STRATEGIC TR - US DIVIDEND EQ	$18.0M	7.7%	-2%	—
3	—	FIDELITY COVINGTON TRUST - ENHANCED LARGE	$16.8M	7.2%	-3%	—
4	—	VANGUARD INDEX FDS - TOTAL STK MKT	$16.6M	7.1%	+38%	—
5	$WT	WisdomTree, Inc.	$13.8M	5.9%	-2%	59.9
6	—	ISHARES TR - CMBS ETF	$12.7M	5.4%	+2%	—
7	—	SPDR SERIES TRUST - ST STR P500GRW	$10.5M	4.5%	-1%	—
8	—	VANGUARD SCOTTSDALE FDS - INT-TERM CORP	$10.2M	4.3%	+16%	—
9	—	VANGUARD BD INDEX FDS - TOTAL BND MRKT	$8.6M	3.7%	-1%	—
10	—	FRANKLIN TEMPLETON ETF TR - INTL COR DIV TIL	$8.4M	3.6%	+11%	—
11	—	VANGUARD INDEX FDS - SMALL CP ETF	$8.2M	3.5%	-3%	—
12	—	ISHARES TR - FALN ANGLS USD	$7.3M	3.1%	+1%	—
13	—	VANGUARD INDEX FDS - S&P 500 ETF SHS	$6.2M	2.7%	-1%	—
14	—	ISHARES TR - 1 3 YR TREAS BD	$4.4M	1.9%	-0%	—
15	—	ISHARES TR - CORE DIVID ETF	$4.2M	1.8%	+13%	—
16	—	ISHARES TR - CORE INTL AGGR	$2.9M	1.2%	+16%	—
17	$MSFT	MICROSOFT CORP	$2.7M	1.1%	+0%	79.8
18	—	AMERICAN CENTY ETF TR - US LARGE CAP VLU	$2.5M	1.1%	NEW	—
19	—	ISHARES TR - CORE MSCI INTL	$2.1M	0.9%	NEW	—
20	—	ISHARES TR - US SML CP VALUE	$2.0M	0.9%	+12%	—
21	—	FRANKLIN TEMPLETON ETF TR - US CORE DIV TILT	$1.9M	0.8%	+3%	—
22	—	VANGUARD INDEX FDS - GROWTH ETF	$1.9M	0.8%	+500%	—
23	—	ISHARES TR - RUSEL 2500 ETF	$1.9M	0.8%	NEW	—
24	$AAPL	Apple Inc.	$1.8M	0.8%	-0%	76.4
25	—	ISHARES TR - US AER DEF ETF	$1.8M	0.8%	-3%	—
26	—	TRUST FOR PROFESSIONAL MANAG - CROSS BRG ULTRST	$1.8M	0.8%	+0%	—
27	$NOTV	Inotiv, Inc.	$1.7M	0.7%	-1%	27.2
28	—	ISHARES TR - SELECT DIVID ETF	$1.6M	0.7%	+19%	—
29	$ABBV	AbbVie Inc.	$1.5M	0.6%	+0%	72.6
30	$XOM.R34088	EXXON MOBIL CORP	$1.3M	0.5%	+25%	57.9
31	$SPY	SPDR S&P 500 ETF TRUST	$1.1M	0.5%	+2%	—
32	—	FIRST TR EXCHANGE-TRADED FD - NASDAQ CYB ETF	$1.1M	0.5%	+8%	—
33	$NVDA	NVIDIA CORP	$1.1M	0.5%	+0%	85.9
34	—	FIRST TR EXCHANGE TRADED FD - RISNG DIVD ACHIV	$1.0M	0.4%	+1%	—
35	—	ISHARES TR - CORE S&P500 ETF	$1.0M	0.4%	-1%	—
36	—	AMERICAN CENTY ETF TR - AVANTIS EMGMKT	$998,637	0.4%	NEW	—
37	$MRK	Merck & Co., Inc.	$996,253	0.4%	+0%	59.9
38	$TEL	TE Connectivity plc	$985,066	0.4%	+0%	—
39	—	ISHARES TR - USD INV GRDE ETF	$846,288	0.4%	NEW	—
40	—	VANGUARD SCOTTSDALE FDS - SHRT TRM CORP BD	$835,979	0.4%	-2%	—
41	$IVZ	Invesco Ltd.	$830,425	0.3%	+0%	—
42	—	SELECT SECTOR SPDR TR - ST STR FINL ETF	$756,244	0.3%	-1%	—
43	$ALL	ALLSTATE CORP	$677,415	0.3%	+0%	78.5
44	$JNJ	JOHNSON & JOHNSON	$670,715	0.3%	+3%	69
45	—	SCHWAB STRATEGIC TR - US BRD MKT ETF	$631,179	0.3%	+0%	—
46	—	VANGUARD STAR FDS - VG TL INTL STK F	$625,915	0.3%	+0%	—
47	$GOOGL	Alphabet Inc.	$596,898	0.3%	+0%	78.2
48	—	ISHARES TR - CORE DIV GRWTH	$587,548	0.3%	-10%	—
49	$JPM	JPMORGAN CHASE & CO	$541,702	0.2%	+1%	70.7
50	$TSLA	Tesla, Inc.	$531,218	0.2%	+0%	53.9
51	$GLD	SPDR GOLD TRUST	$489,209	0.2%	+0%	—
52	—	VANGUARD INTL EQUITY INDEX F - FTSE EUROPE ETF	$484,818	0.2%	-10%	—
53	—	PACER FDS TR - US CASH COWS 100	$483,628	0.2%	+0%	—
54	—	FIDELITY COVINGTON TRUST - VLU FACTOR ETF	$479,836	0.2%	+0%	—
55	$AMZN	AMAZON COM INC	$461,426	0.2%	+12%	68.7
56	$META	Meta Platforms, Inc.	$460,856	0.2%	+4%	79.6
57	—	VANGUARD INDEX FDS - MID CAP ETF	$440,041	0.2%	+311%	—
58	—	ALPS ETF TR - ALERIAN MLP	$436,226	0.2%	+2%	—
59	$GOOG	Alphabet Inc.	$429,585	0.2%	-0%	78.2
60	$ABT	ABBOTT LABORATORIES	$428,118	0.2%	+0%	65.5
61	$WT	WisdomTree, Inc.	$422,331	0.2%	-5%	59.9
62	$SLV	iShares Silver Trust	$419,740	0.2%	+2%	—
63	$MS	MORGAN STANLEY	$417,453	0.2%	+0%	75.8
64	—	CAPITAL GROUP CORE BALANCED - SHS	$383,430	0.2%	-38%	—
65	—	VANGUARD SCOTTSDALE FDS - INTER TERM TREAS	$368,851	0.2%	NEW	—
66	$COF	CAPITAL ONE FINANCIAL CORP	$358,107	0.1%	+0%	62.4
67	$CAH	CARDINAL HEALTH INC	$347,682	0.1%	+0%	62.4
68	—	SCHWAB STRATEGIC TR - US REIT ETF	$347,244	0.1%	NEW	—
69	$MU	MICRON TECHNOLOGY INC	$346,287	0.1%	NEW	86.2
70	—	VANGUARD INDEX FDS - EXTEND MKT ETF	$342,478	0.1%	-0%	—
71	—	VANGUARD BD INDEX FDS - VANGUARD ULTRA	$330,241	0.1%	+0%	—
72	—	ISHARES TR - INTL SEL DIV ETF	$317,271	0.1%	-3%	—
73	$PPL	PPL Corp	$308,554	0.1%	+0%	55.7
74	$BRK.B	BERKSHIRE HATHAWAY INC	$306,739	0.1%	+0%	73.8
75	—	SCHWAB STRATEGIC TR - US LCAP GR ETF	$306,425	0.1%	+1%	—
76	$GLTR	abrdn Precious Metals Basket ETF Trust	$291,833	0.1%	NEW	—
77	$IBM	INTERNATIONAL BUSINESS MACHINES CORP	$282,476	0.1%	+10%	70
78	$WT	WisdomTree, Inc.	$276,916	0.1%	+0%	59.9
79	$ASML	ASML HOLDING NV	$272,553	0.1%	NEW	—
80	—	FIRST TR EXCHANGE-TRADED FD - INDXX NEXTG ETF	$269,326	0.1%	NEW	—
81	$WMT	Walmart Inc.	$262,778	0.1%	+0%	60.2
82	$CVX	CHEVRON CORP	$257,199	0.1%	-6%	62.8
83	$AMD	ADVANCED MICRO DEVICES INC	$252,696	0.1%	NEW	79.8
84	—	VANGUARD SCOTTSDALE FDS - VNG RUS1000GRW	$251,814	0.1%	NEW	—
85	—	FIDELITY COVINGTON TRUST - ENHA HIGH YI ETF	$248,976	0.1%	+2%	—
86	$INTC	INTEL CORP	$248,145	0.1%	NEW	45.6
87	$GD	GENERAL DYNAMICS CORP	$248,036	0.1%	-2%	68.7
88	$CEG	Constellation Energy Corp	$246,666	0.1%	+0%	59.4
89	$MSTR	Strategy Inc	$243,317	0.1%	-84%	17.9
90	$MCD	MCDONALDS CORP	$235,288	0.1%	-2%	69
91	—	STATE STR SPDR DOW JONES IND - UT SER 1	$224,628	0.1%	NEW	—
92	—	ISHARES TR - RUS 1000 GRW ETF	$222,513	0.1%	NEW	—
93	$QQQ	INVESCO QQQ TRUST, SERIES 1	$210,240	0.1%	NEW	—
94	—	ISHARES TR - FLTG RATE NT ETF	$204,165	0.1%	-3%	—