Prepared Retirement Institute LLC
Sector Allocation
- Other83.8%$197.0M
- Financials8.1%$19.1M
- Technology4.0%$9.5M
- Healthcare2.2%$5.3M
- Energy0.7%$1.5M
- Consumer Discretionary0.5%$1.2M
- Consumer Staples0.3%$610,460
- Utilities0.2%$555,220
- Industrials0.1%$248,036
AUM History
13fpro.ai/research/fund/prepared-retirement-institute-llc-2056037
Conviction and streaks
Diversifying · top 10 = 61.3%From the fund's last 12 quarters of 13F filings: positions held longest at size, and names it added to or trimmed several quarters running.
Largest positions — Q2 2026
- VANGUARD$28.3M
- SCHWAB$18.0M
- FIDELITY$16.8M
- VANGUARD$16.6M
WT
$13.8M- ISHARES$12.7M
- SPDR$10.5M
- VANGUARD$10.2M
- VANGUARD$8.6M
- FRANKLIN$8.4M
- VANGUARD$8.2M
- ISHARES$7.3M
- VANGUARD$6.2M
- ISHARES$4.4M
- ISHARES$4.2M
- ISHARES$2.9M
MSFT
$2.7M- AMERICAN$2.5M
- ISHARES$2.1M
- ISHARES$2.0M
Top 20 stock positions. Options are left out: 13F reports them at the underlying's value.
13fpro.ai/research/fund/prepared-retirement-institute-llc-2056037
Prepared Retirement Institute LLC 13F holdings — Q2 2026
$234.9M portfolio (+16.6% QoQ) · 94 holdings · Q2 2026 13F · top 10 are 61% of the stock portfolio
- 1
VANGUARD SPECIALIZED FUNDS - DIV APP ETF
$28.3M
12.1% of stocks
+4%This quarter—Since filed—HeldAIQuality—Est. buy— - 2
SCHWAB STRATEGIC TR - US DIVIDEND EQ
$18.0M
7.7% of stocks
-2%This quarter—Since filed—HeldAIQuality—Est. buy— - 3
FIDELITY COVINGTON TRUST - ENHANCED LARGE
$16.8M
7.2% of stocks
-3%This quarter—Since filed—HeldAIQuality—Est. buy— - 4
VANGUARD INDEX FDS - TOTAL STK MKT
$16.6M
7.1% of stocks
+38%This quarter—Since filed—HeldAIQuality—Est. buy— $13.8M
5.9% of stocks
-2%This quarter-5.5%Since filed6+ qtrsHeldAIQuality61.3#798Est. buyEstimated buy price is Pro: unlock with a free trialTrimmed 2 qtrs in a row- 6
ISHARES TR - CMBS ETF
$12.7M
5.4% of stocks
+2%This quarter—Since filed—HeldAIQuality—Est. buy— - 7
SPDR SERIES TRUST - ST STR P500GRW
$10.5M
4.5% of stocks
-1%This quarter—Since filed—HeldAIQuality—Est. buy— - 8
VANGUARD SCOTTSDALE FDS - INT-TERM CORP
$10.2M
4.3% of stocks
+16%This quarter—Since filed—HeldAIQuality—Est. buy— - 9
VANGUARD BD INDEX FDS - TOTAL BND MRKT
$8.6M
3.7% of stocks
-0.5%This quarter—Since filed—HeldAIQuality—Est. buy— - 10
FRANKLIN TEMPLETON ETF TR - INTL COR DIV TIL
$8.4M
3.6% of stocks
+11%This quarter—Since filed—HeldAIQuality—Est. buy—
| # | Company | Value | Weight | This quarter | Since filed | Held | AI quality | Est. buy | |
|---|---|---|---|---|---|---|---|---|---|
| 1 | VANGUARD SPECIALIZED FUNDS - DIV APP ETF | $28.3M | 12.1% | +4% | — | — | — | — | |
| 2 | SCHWAB STRATEGIC TR - US DIVIDEND EQ | $18.0M | 7.7% | -2% | — | — | — | — | |
| 3 | FIDELITY COVINGTON TRUST - ENHANCED LARGE | $16.8M | 7.2% | -3% | — | — | — | — | |
| 4 | VANGUARD INDEX FDS - TOTAL STK MKT | $16.6M | 7.1% | +38% | — | — | — | — | |
| 5 | $13.8M | 5.9% | -2% | -5.5% | 6+ qtrsTrimmed 2 qtrs in a row | 61.3#798 | Estimated buy price is Pro: unlock with a free trial | ||
| 6 | ISHARES TR - CMBS ETF | $12.7M | 5.4% | +2% | — | — | — | — | |
| 7 | SPDR SERIES TRUST - ST STR P500GRW | $10.5M | 4.5% | -1% | — | — | — | — | |
| 8 | VANGUARD SCOTTSDALE FDS - INT-TERM CORP | $10.2M | 4.3% | +16% | — | — | — | — | |
| 9 | VANGUARD BD INDEX FDS - TOTAL BND MRKT | $8.6M | 3.7% | -0.5% | — | — | — | — | |
| 10 | FRANKLIN TEMPLETON ETF TR - INTL COR DIV TIL | $8.4M | 3.6% | +11% | — | — | — | — |
All holdings — Prepared Retirement Institute LLC (Q2 2026)
94 disclosed positions from the Form 13F-HR on SEC EDGAR, with quarter-over-quarter share changes. Largest by value first; the ten above are not repeated.
| # | Company | Held | Source | |||||||
|---|---|---|---|---|---|---|---|---|---|---|
| 11 | — | VANGUARD INDEX FDS - SMALL CP ETFetf/fund | — | $8.2M | 3.5% | 27K | -3% | — | — | 13F |
| 12 | — | ISHARES TR - FALN ANGLS USDetf/fund | — | $7.3M | 3.1% | 269K | +0.9% | — | — | 13F |
| 13 | — | VANGUARD INDEX FDS - S&P 500 ETF SHSetf/fund | — | $6.2M | 2.7% | 9,097 | -0.5% | — | — | 13F |
| 14 | — | ISHARES TR - 1 3 YR TREAS BDetf/fund | — | $4.4M | 1.9% | 53K | -0.1% | — | — | 13F |
| 15 | — | ISHARES TR - CORE DIVID ETFetf/fund | — | $4.2M | 1.8% | 69K | +13% | — | — | 13F |
| 16 | — | ISHARES TR - CORE INTL AGGRetf/fund | — | $2.9M | 1.2% | 57K | +16% | — | — | 13F |
| 17 | MICROSOFT CORP | Technology | $2.7M | 1.1% | 7,149 | +0.1% | 6+ qtrs | 79.8 | 13F | |
| 18 | — | AMERICAN CENTY ETF TR - US LARGE CAP VLUetf/fund | — | $2.5M | 1.1% | 28K | New | — | — | 13F |
| 19 | — | ISHARES TR - CORE MSCI INTLetf/fund | — | $2.1M | 0.9% | 24K | New | — | — | 13F |
| 20 | — | ISHARES TR - US SML CP VALUEetf/fund | — | $2.0M | 0.9% | 48K | +12% | — | — | 13F |
| 21 | — | FRANKLIN TEMPLETON ETF TR - US CORE DIV TILTetf/fund | — | $1.9M | 0.8% | 32K | +3% | — | — | 13F |
| 22 | — | VANGUARD INDEX FDS - GROWTH ETFetf/fund | — | $1.9M | 0.8% | 22K | +500% | — | — | 13F |
| 23 | — | ISHARES TR - RUSEL 2500 ETFetf/fund | — | $1.9M | 0.8% | 20K | New | — | — | 13F |
| 24 | Apple Inc. | Technology | $1.8M | 0.8% | 6,343 | -0.0% | 6+ qtrs | 75.7 | 13F | |
| 25 | — | ISHARES TR - US AER DEF ETFetf/fund | — | $1.8M | 0.8% | 7,528 | -3% | — | — | 13F |
| 26 | — | TRUST FOR PROFESSIONAL MANAG - CROSS BRG ULTRST | — | $1.8M | 0.8% | 92K | +0.1% | |||
| 27 | $NOTV | Inotiv, Inc. | Healthcare | $1.7M | 0.7% | 89K | -0.7% | |||
| 28 | — | ISHARES TR - SELECT DIVID ETF | — | $1.6M | 0.7% | 9,995 | +19% | |||
| 29 | $ABBV | AbbVie Inc. | Healthcare | $1.5M | 0.6% | 5,962 | +0.1% | |||
| 30 | $XOM.R34088 | EXXON MOBIL CORP | Energy | $1.3M | 0.5% | 9,279 | +25% | |||
| 31 | $SPY | SPDR S&P 500 ETF TRUST | — | $1.1M | 0.5% | 1,462 | +2% | |||
| 32 | — | FIRST TR EXCHANGE-TRADED FD - NASDAQ CYB ETF | — | $1.1M | 0.5% | 12K | +8% | |||
| 33 | $NVDA | NVIDIA CORP | Technology | $1.1M | 0.5% | 5,373 | +0.1% | |||
| 34 | — | FIRST TR EXCHANGE TRADED FD - RISNG DIVD ACHIV | — | $1.0M | 0.4% | 13K | +1% | |||
| 35 | — | ISHARES TR - CORE S&P500 ETF | — | $1.0M | 0.4% | 1,384 | -0.7% | |||
| 36 | — | AMERICAN CENTY ETF TR - AVANTIS EMGMKT | — | $999K | 0.4% | 10K | New | |||
| 37 | $MRK | Merck & Co., Inc. | Healthcare | $996K | 0.4% | 7,753 | +0.1% | |||
| 38 | $TEL | TE Connectivity plc | Technology | $985K | 0.4% | 4,886 | — | |||
| 39 | — | ISHARES TR - USD INV GRDE ETF | — | $846K | 0.4% | 17K | New | |||
| 40 | — | VANGUARD SCOTTSDALE FDS - SHRT TRM CORP BD | — | $836K | 0.4% | 11K | -2% | |||
| 41 | $IVZ | Invesco Ltd. | Financials | $830K | 0.3% | 3,903 | +0.3% | |||
| 42 | — | SELECT SECTOR SPDR TR - ST STR FINL ETF | — | $756K | 0.3% | 14K | -1% | |||
| 43 | $ALL | ALLSTATE CORP | Financials | $677K | 0.3% | 2,847 | — | |||
| 44 | $JNJ | JOHNSON & JOHNSON | Healthcare | $671K | 0.3% | 2,641 | +3% | |||
| 45 | — | SCHWAB STRATEGIC TR - US BRD MKT ETF | — | $631K | 0.3% | 22K | +0.3% | |||
| 46 | — | VANGUARD STAR FDS - VG TL INTL STK F | — | $626K | 0.3% | 7,322 | +0.1% | |||
| 47 | $GOOG | Alphabet Inc. | Technology | $597K | 0.3% | 1,689 | — | |||
| 48 | — | ISHARES TR - CORE DIV GRWTH | — | $588K | 0.3% | 7,752 | -10% | |||
| 49 | $JPM | JPMORGAN CHASE & CO | Financials | $542K | 0.2% | 1,655 | +0.5% | |||
| 50 | $TSLA | Tesla, Inc. | Consumer Discretionary | $531K | 0.2% | 1,263 | — | |||
| 51 | $GLD | SPDR GOLD TRUST | Financials | $489K | 0.2% | 1,328 | — | |||
| 52 | — | VANGUARD INTL EQUITY INDEX F - FTSE EUROPE ETF | — | $485K | 0.2% | 5,476 | -10% | |||
| 53 | — | PACER FDS TR - US CASH COWS 100 | — | $484K | 0.2% | 7,775 | +0.1% | |||
| 54 | — | FIDELITY COVINGTON TRUST - VLU FACTOR ETF | — | $480K | 0.2% | 6,157 | +0.4% | |||
| 55 | $AMZN | AMAZON COM INC | Consumer Discretionary | $461K | 0.2% | 1,936 | +12% | |||
| 56 | $META | Meta Platforms, Inc. | Technology | $461K | 0.2% | 818 | +4% | |||
| 57 | — | VANGUARD INDEX FDS - MID CAP ETF | — | $440K | 0.2% | 5,462 | +311% | |||
| 58 | — | ALPS ETF TR - ALERIAN MLP | — | $436K | 0.2% | 8,413 | +2% | |||
| 59 | $GOOGL | Alphabet Inc. | Technology | $430K | 0.2% | 1,202 | -0.2% | |||
| 60 | $ABT | ABBOTT LABORATORIES | Healthcare | $428K | 0.2% | 4,718 | — | |||
| 61 | $WT | WisdomTree, Inc. | Financials | $422K | 0.2% | 10K | -5% | |||
| 62 | $SLV | iShares Silver Trust | Financials | $420K | 0.2% | 7,850 | +2% | |||
| 63 | $MS | MORGAN STANLEY | Financials | $417K | 0.2% | 1,997 | — | |||
| 64 | — | CAPITAL GROUP CORE BALANCED - SHS | — | $383K | 0.2% | 10K | -38% | |||
| 65 | — | VANGUARD SCOTTSDALE FDS - INTER TERM TREAS | — | $369K | 0.2% | 6,254 | New | |||
| 66 | $COF | CAPITAL ONE FINANCIAL CORP | Financials | $358K | 0.1% | 1,785 | — | |||
| 67 | $CAH | CARDINAL HEALTH INC | Consumer Staples | $348K | 0.1% | 1,464 | +0.1% | |||
| 68 | — | SCHWAB STRATEGIC TR - US REIT ETF | — | $347K | 0.1% | 15K | New | |||
| 69 | $MU | MICRON TECHNOLOGY INC | Technology | $346K | 0.1% | 300 | New | |||
| 70 | — | VANGUARD INDEX FDS - EXTEND MKT ETF | — | $342K | 0.1% | 1,391 | -0.1% | |||
| 71 | — | VANGUARD BD INDEX FDS - VANGUARD ULTRA | — | $330K | 0.1% | 6,634 | — | |||
| 72 | — | ISHARES TR - INTL SEL DIV ETF | — | $317K | 0.1% | 7,658 | -3% | |||
| 73 | $PPL | PPL Corp | Utilities | $309K | 0.1% | 8,488 | +0.2% | |||
| 74 | $BRK.B | BERKSHIRE HATHAWAY INC | Financials | $307K | 0.1% | 613 | +0.3% | |||
| 75 | — | SCHWAB STRATEGIC TR - US LCAP GR ETF | — | $306K | 0.1% | 9,055 | +1% | |||
| 76 | $GLTR | abrdn Precious Metals Basket ETF Trust | Financials | $292K | 0.1% | 1,611 | New | |||
| 77 | $IBM | INTERNATIONAL BUSINESS MACHINES CORP | Technology | $282K | 0.1% | 1,005 | +10% | |||
| 78 | $WT | WisdomTree, Inc. | Financials | $277K | 0.1% | 2,896 | — | |||
| 79 | $ASML | ASML HOLDING NV | Technology | $273K | 0.1% | 137 | New | |||
| 80 | — | FIRST TR EXCHANGE-TRADED FD - INDXX NEXTG ETF | — | $269K | 0.1% | 1,756 | New | |||
| 81 | $WMT | Walmart Inc. | Consumer Staples | $263K | 0.1% | 2,320 | +0.0% | |||
| 82 | $CVX | CHEVRON CORP | Energy | $257K | 0.1% | 1,552 | -6% | |||
| 83 | $AMD | ADVANCED MICRO DEVICES INC | Technology | $253K | 0.1% | 435 | New | |||
| 84 | — | VANGUARD SCOTTSDALE FDS - VNG RUS1000GRW | — | $252K | 0.1% | 1,970 | New | |||
| 85 | — | FIDELITY COVINGTON TRUST - ENHA HIGH YI ETF | — | $249K | 0.1% | 5,078 | +2% | |||
| 86 | $INTC | INTEL CORP | Technology | $248K | 0.1% | 1,777 | New | |||
| 87 | $GD | GENERAL DYNAMICS CORP | Industrials | $248K | 0.1% | 700 | -2% | |||
| 88 | $CEG | Constellation Energy Corp | Utilities | $247K | 0.1% | 993 | +0.1% | |||
| 89 | $MSTR | Strategy Inc | Financials | $243K | 0.1% | 2,799 | -84% | |||
| 90 | $MCD | MCDONALDS CORP | Consumer Discretionary | $235K | 0.1% | 870 | -2% | |||
| 91 | — | STATE STR SPDR DOW JONES IND - UT SER 1 | — | $225K | 0.1% | 430 | New | |||
| 92 | — | ISHARES TR - RUS 1000 GRW ETF | — | $223K | 0.1% | 1,792 | New | |||
| 93 | $QQQ | INVESCO QQQ TRUST, SERIES 1 | — | $210K | 0.1% | 285 | New | |||
| 94 | — | ISHARES TR - FLTG RATE NT ETF | — | $204K | 0.1% | 3,999 | -3% |
What changed in Q2 2026
Against the previous quarter's 13F: 17 new, 41 added to, 26 trimmed, 2 sold out. Share-count changes; largest moves by dollar size first.
New positions (17)
- AMERICAN CENTY ETF TR - US LARGE CAP VLU$2.5M
first bought this quarter
- ISHARES TR - CORE MSCI INTL$2.1M
first bought this quarter
- ISHARES TR - RUSEL 2500 ETF$1.9M
first bought this quarter
- AMERICAN CENTY ETF TR - AVANTIS EMGMKT$999K
first bought this quarter
- ISHARES TR - USD INV GRDE ETF$846K
first bought this quarter
- VANGUARD SCOTTSDALE FDS - INTER TERM TREAS$369K
first bought this quarter
+11 more in the Excel export
Added to (41)
- VANGUARD INDEX FDS - TOTAL STK MKT+38%
now $16.6M
- VANGUARD INDEX FDS - GROWTH ETF+500%
now $1.9M
- VANGUARD SCOTTSDALE FDS - INT-TERM CORP+16%
now $10.2M
- VANGUARD SPECIALIZED FUNDS - DIV APP ETF+4%
now $28.3M
- FRANKLIN TEMPLETON ETF TR - INTL COR DIV TIL+11%
now $8.4M
- ISHARES TR - CORE DIVID ETF+13%
now $4.2M
+35 more in the Excel export
Trimmed (26)
$MSTRStrategy Inc-84%
now $243K · held 2 qtrs
- FIDELITY COVINGTON TRUST - ENHANCED LARGE-3%
now $16.8M
- SCHWAB STRATEGIC TR - US DIVIDEND EQ-2%
now $18.0M
now $13.8M · held 6+ qtrs, 2 trims in a row
- VANGUARD INDEX FDS - SMALL CP ETF-3%
now $8.2M
- CAPITAL GROUP CORE BALANCED - SHS-38%
now $383K
+20 more in the Excel export
Holdings by quarter
Every 13F Prepared Retirement Institute LLC has filed, 10 earlier quarters. Pick one to see what it held then.
Is it too late to follow Prepared Retirement Institute?
Q2 2026 13F filed with the SEC on Aug 10, 2026. Prices are closing prices as of Oct 26, 2026.
Average quality of Prepared Retirement Institute's top 20 holdings: 65/100 (our AI quality score, weighted by position size; 16 of the 20 are scored)
Top 10 since filing
-0.6%
Value-weighted move of the 10 largest stock positions
Turnover
2%
Last quarter; 11% over the last 4
Top 10 weight
61%
Share of the stock portfolio in its 10 largest positions
Held 4+ quarters
95%
Share of portfolio value in positions held a year or more
Highest-quality names it owns(among its 100 largest positions)
The 8 highest-scoring companies in this portfolio are a Pro feature.
How these are measured
- Moves since the quarter-end and since the filing date use our own daily closing prices, from the close on (or just before) each date to the latest close.
- Turnover is the lesser of shares bought or sold in a quarter, valued at the quarter-end prices in the 13F, divided by the average of the two quarters' stock portfolio values.
- Quarters held and add/trim streaks count back only through quarters whose filed holdings add up to the filing's own cover-page total (back to Q1 2025 for this fund). A change counts as an add or a trim when the split-adjusted share count moves by more than 1%.
- Estimate, not the fund's reported cost. For each quarter in the current holding period in which the fund's share count rose (split-adjusted), we take that quarter's average daily close and weight it by the shares added; sales do not change an average cost. Quarters where the stock's price history and the 13F's own implied price disagree by more than 2x are left out.
- Put and call option rows report the value of the underlying shares, not a position the fund paid for, so they are left out of all of the above.
Portfolio Overview
Prepared Retirement Institute LLC disclosed 94 positions worth $234.9M in its Form 13F-HR for Q2 2026. During the quarter the fund opened 17 new positions and exited 2 and a full exit from $LDOS. The portfolio is most concentrated in Other (83.8% of disclosed assets). All figures are sourced directly from Prepared Retirement Institute LLC’s Form 13F-HR filing with the SEC under CIK 2056037.
Funds like this
managers whose biggest positions overlap Prepared Retirement Institute'sBrowse Top Institutional Investors
13F Pro tracks 8,700+ institutional investors filing 13F reports with the SEC.
to search all 8,700+ institutional filers.
AI-Powered Hedge Fund Analysis: Prepared Retirement Institute LLC
13F Pro is an AI hedge fund tracker and stock research platform. For Prepared Retirement Institute LLC (SEC CIK: 2056037), the platform ingests every quarterly Form 13F filing and applies AI-powered analysis on top — 10 specialized AI analysts (value, growth, momentum, macro, activist, and more) debate the fund's top positions and publish AI-generated analysis with cited SEC sources.
Every holding in Prepared Retirement Institute LLC's portfolio is scored on an AI quality ranking built from its SEC filings (ROIC, FCF margin, revenue growth, institutional flow, earnings quality, shareholder dilution, and more). Track accumulation and distribution quarter over quarter, identify conviction positions, and see AI stock analysis for each position — alongside 8,700+ other institutional filers and 2,800+ AI-ranked companies.