RETIREMENT INCOME SOLUTIONS, INC
13F Reported Value
ⓘ$585.1M
Holdings
173
Latest Filing
2026-03-31
Filing Quarter
Q1 2026
Portfolio Overview
RETIREMENT INCOME SOLUTIONS, INC disclosed 173 positions worth $585.1M in its Form 13F-HR for Q1 2026, followed by $SPY. During the quarter the fund opened 9 new positions and exited 7 and a full exit from $SYK. The portfolio is most concentrated in Other (88.7% of disclosed assets). All figures are sourced directly from RETIREMENT INCOME SOLUTIONS, INC’s Form 13F-HR filing with the SEC under CIK 1730386.
AI Fund Analysis
Stable
$SPY
$GOOGSector Allocation
AUM History
Top Equity Holdings by Value
Quarterly Activity — Q1 2026
Click any card to unlockTop Holdings
SPDR SERIES TRUST
—Quality
$142.3M1,859,482 sh- —
Quality
$45.4M69,780 sh SPDR SERIES TRUST
—Quality
$42.5M717,188 shJ P MORGAN EXCHANGE TRADED F
—Quality
$36.4M719,459 shISHARES TR
—Quality
$36.0M55,070 shPIMCO ETF TR
—Quality
$34.9M347,406 shISHARES TR
—Quality
$17.9M41,989 shISHARES TR
—Quality
$15.8M234,434 sh- —
Quality
$12.0M129,822 sh SPDR SERIES TRUST
—Quality
$9.0M169,450 sh
| Company | Quality | Value | Shares |
|---|---|---|---|
| SPDR SERIES TRUST | — | $142.3M | 1,859,482 |
| SPDR S&P 500 ETF TRUST$SPY | — | $45.4M | 69,780 |
| SPDR SERIES TRUST | — | $42.5M | 717,188 |
| J P MORGAN EXCHANGE TRADED F | — | $36.4M | 719,459 |
| ISHARES TR | — | $36.0M | 55,070 |
| PIMCO ETF TR | — | $34.9M | 347,406 |
| ISHARES TR | — | $17.9M | 41,989 |
| ISHARES TR | — | $15.8M | 234,434 |
 World Gold Trust$GLDM | — | $12.0M | 129,822 |
| SPDR SERIES TRUST | — | $9.0M | 169,450 |
Unlock AI quality scores for every holding
32-signal composite ranking on each of RETIREMENT INCOME SOLUTIONS, INC's 173 positions.
Showing top 10 of 173 holdings.
Sector Allocation
Other
$519.1M
Financials
$31.9M
Technology
$15.9M
Healthcare
$4.8M
Consumer Discretionary
$4.7M
Industrials
$3.0M
Consumer Staples
$2.0M
Utilities
$1.5M
Full Holdings — RETIREMENT INCOME SOLUTIONS, INC (Q1 2026)
All 173 disclosed positions from the latest Form 13F-HR, with quarter-over-quarter share changes and 13F Pro quality scores. Sourced from SEC EDGAR.
| # | Ticker | Company | Value | Weight | QoQ | Quality |
|---|---|---|---|---|---|---|
| 1 | — | SPDR SERIES TRUST | $142.3M | 24.3% | +3% | — |
| 2 | $SPY | SPDR S&P 500 ETF TRUST | $45.4M | 7.8% | -1% | — |
| 3 | — | SPDR SERIES TRUST | $42.5M | 7.3% | +2% | — |
| 4 | — | J P MORGAN EXCHANGE TRADED F | $36.4M | 6.2% | +1% | — |
| 5 | — | ISHARES TR | $36.0M | 6.2% | -1% | — |
| 6 | — | PIMCO ETF TR | $34.9M | 6.0% | +6% | — |
| 7 | — | ISHARES TR | $17.9M | 3.1% | -2% | — |
| 8 | — | ISHARES TR | $15.8M | 2.7% | +0% | — |
| 9 | $GLDM | World Gold Trust | $12.0M | 2.1% | -1% | — |
| 10 | — | SPDR SERIES TRUST | $9.0M | 1.5% | -2% | — |
| 11 | — | ISHARES TR | $7.7M | 1.3% | +0% | — |
| 12 |  $QQQ | INVESCO QQQ TRUST, SERIES 1 | $7.7M | 1.3% | -1% | — |
| 13 | — | J P MORGAN EXCHANGE TRADED F | $7.1M | 1.2% | -1% | — |
| 14 |  $IVZ | Invesco Ltd. | $7.1M | 1.2% | -0% | — |
| 15 | — | ISHARES TR | $6.9M | 1.2% | +1% | — |
| 16 |  $MDY | SPDR S&P MIDCAP 400 ETF TRUST | $6.3M | 1.1% | -1% | — |
| 17 | — | ISHARES TR | $6.2M | 1.1% | -0% | — |
| 18 | — | FIDELITY COVINGTON TRUST | $5.7M | 1.0% | +5% | — |
| 19 | — | ISHARES TR | $5.6M | 1.0% | -1% | — |
| 20 |  $AAPL | Apple Inc. | $5.1M | 0.9% | -2% | 76.1 |
| 21 | — | AMERICAN CENTY ETF TR | $4.9M | 0.8% | +22% | — |
| 22 | — | DIMENSIONAL ETF TRUST | $4.4M | 0.8% | +16% | — |
| 23 | — | VANGUARD INDEX FDS | $4.0M | 0.7% | -0% | — |
| 24 |  $AMZN | AMAZON COM INC | $3.4M | 0.6% | -5% | 74.6 |
| 25 | — | SPDR SERIES TRUST | $3.3M | 0.6% | +0% | — |
| 26 | — | ISHARES TR | $3.2M | 0.6% | +5% | — |
| 27 |  $BRK.B | BERKSHIRE HATHAWAY INC | $3.1M | 0.5% | -2% | 64.5 |
| 28 | — | SELECT SECTOR SPDR TR | $3.1M | 0.5% | +0% | — |
| 29 | — | ISHARES TR | $3.0M | 0.5% | +0% | — |
| 30 | — | VANGUARD INDEX FDS | $2.8M | 0.5% | +0% | — |
| 31 | $GOOG | Alphabet Inc. | $2.5M | 0.4% | +2% | 80.2 |
| 32 | — | VANGUARD INDEX FDS | $2.4M | 0.4% | +0% | — |
| 33 | — | SPDR SERIES TRUST | $2.4M | 0.4% | -2% | — |
| 34 |  $MSFT | MICROSOFT CORP | $2.3M | 0.4% | -2% | 83.7 |
| 35 | — | ISHARES TR | $2.3M | 0.4% | -5% | — |
| 36 | — | VANGUARD INDEX FDS | $2.3M | 0.4% | +0% | — |
| 37 | — | ISHARES TR | $2.1M | 0.4% | +0% | — |
| 38 |  $GOOGL | Alphabet Inc. | $2.0M | 0.3% | +0% | 80.2 |
| 39 | — | INNOVATOR ETFS TRUST | $1.9M | 0.3% | +26% | — |
| 40 | — | SCHWAB STRATEGIC TR | $1.8M | 0.3% | +2% | — |
| 41 |  $LLY | ELI LILLY & Co | $1.7M | 0.3% | +15% | 89.3 |
| 42 |  $NVDA | NVIDIA CORP | $1.7M | 0.3% | +0% | 90.2 |
| 43 | — | INNOVATOR ETFS TRUST | $1.6M | 0.3% | +0% | — |
| 44 | — | VANECK ETF TRUST | $1.6M | 0.3% | +0% | — |
| 45 |  $GLD | SPDR GOLD TRUST | $1.6M | 0.3% | -0% | — |
| 46 | — | VANGUARD INTL EQUITY INDEX F | $1.6M | 0.3% | +26% | — |
| 47 | — | SELECT SECTOR SPDR TR | $1.5M | 0.3% | +15% | — |
| 48 | — | J P MORGAN EXCHANGE TRADED F | $1.5M | 0.3% | +218% | — |
| 49 | — | INNOVATOR ETFS TRUST | $1.3M | 0.2% | +0% | — |
| 50 | — | ISHARES TR | $1.3M | 0.2% | -2% | — |
| 51 |  $JPM | JPMORGAN CHASE & CO | $1.2M | 0.2% | +2% | 35.6 |
| 52 | — | VANGUARD INDEX FDS | $1.1M | 0.2% | +0% | — |
| 53 | $IVZ | Invesco Ltd. | $1.1M | 0.2% | +0% | — |
| 54 |  $STT | STATE STREET CORP | $1.1M | 0.2% | +4% | 61.5 |
| 55 | — | SPDR SERIES TRUST | $1.0M | 0.2% | +6% | — |
| 56 | — | SPDR SERIES TRUST | $954,911 | 0.2% | -1% | — |
| 57 | — | BNY MELLON ETF TRUST | $931,083 | 0.2% | +0% | — |
| 58 |  $LRCX | LAM RESEARCH CORP | $892,031 | 0.1% | -7% | 82.4 |
| 59 | — | INNOVATOR ETFS TRUST | $884,543 | 0.1% | -10% | — |
| 60 | — | VANGUARD SCOTTSDALE FDS | $846,994 | 0.1% | +0% | — |
| 61 |  $KO | COCA COLA CO | $810,769 | 0.1% | +0% | 74 |
| 62 |  $JNJ | JOHNSON & JOHNSON | $802,985 | 0.1% | -1% | 72.8 |
| 63 | — | SCHWAB STRATEGIC TR | $729,586 | 0.1% | +0% | — |
| 64 | — | ISHARES INC | $717,380 | 0.1% | +0% | — |
| 65 |  $MRK | Merck & Co., Inc. | $712,117 | 0.1% | -2% | 70.9 |
| 66 |  $PG | PROCTER & GAMBLE Co | $711,945 | 0.1% | +2% | 72.9 |
| 67 | — | DBX ETF TR | $708,841 | 0.1% | -6% | — |
| 68 |  $ECL | ECOLAB INC. | $657,601 | 0.1% | +0% | 64.3 |
| 69 | — | INNOVATOR ETFS TRUST | $652,306 | 0.1% | +0% | — |
| 70 |  $ORCL | ORACLE CORP | $640,076 | 0.1% | +0% | 67.2 |
| 71 | — | VANGUARD WORLD FD | $633,099 | 0.1% | +0% | — |
| 72 |  $IAU | ISHARES GOLD TRUST | $632,901 | 0.1% | +126% | — |
| 73 | — | VANGUARD INSTL INDEX FD | $631,224 | 0.1% | +0% | — |
| 74 | — | SPDR SERIES TRUST | $626,845 | 0.1% | +2% | — |
| 75 | $IVZ | Invesco Ltd. | $620,663 | 0.1% | +14% | — |
| 76 | — | ISHARES TR | $620,440 | 0.1% | +0% | — |
| 77 |  $IBM | INTERNATIONAL BUSINESS MACHINES CORP | $611,792 | 0.1% | -2% | 66.7 |
| 78 | — | ISHARES TR | $605,367 | 0.1% | +0% | — |
| 79 | — | VANGUARD INDEX FDS | $602,971 | 0.1% | +0% | — |
| 80 | — | ISHARES TR | $601,421 | 0.1% | -6% | — |
| 81 | — | ISHARES TR | $567,472 | 0.1% | -0% | — |
| 82 | — | SPDR INDEX SHS FDS | $559,392 | 0.1% | +0% | — |
| 83 | — | ISHARES TR | $557,513 | 0.1% | -16% | — |
| 84 | — | INNOVATOR ETFS TRUST | $552,208 | 0.1% | +0% | — |
| 85 | — | SPDR INDEX SHS FDS | $545,985 | 0.1% | -5% | — |
| 86 | — | VANGUARD TAX-MANAGED FDS | $540,579 | 0.1% | +0% | — |
| 87 | — | INNOVATOR ETFS TRUST | $539,091 | 0.1% | +0% | — |
| 88 | — | ISHARES TR | $532,266 | 0.1% | +0% | — |
| 89 |  $AVGO | Broadcom Inc. | $530,191 | 0.1% | +0% | 86.4 |
| 90 | — | SPDR INDEX SHS FDS | $523,790 | 0.1% | +0% | — |
| 91 |  $VLY | VALLEY NATIONAL BANCORP | $521,139 | 0.1% | +14% | — |
| 92 | — | VANGUARD WHITEHALL FDS | $521,016 | 0.1% | +2% | — |
| 93 | — | ISHARES INC | $519,156 | 0.1% | +0% | — |
| 94 |  $AMGN | AMGEN INC | $516,516 | 0.1% | -1% | 79.5 |
| 95 |  $ETN | Eaton Corp plc | $511,468 | 0.1% | -3% | — |
| 96 | — | ISHARES TR | $506,884 | 0.1% | +0% | — |
| 97 |  $XOM | EXXON MOBIL CORP | $502,872 | 0.1% | -5% | 61.8 |
| 98 | — | INNOVATOR ETFS TRUST | $501,143 | 0.1% | +0% | — |
| 99 | — | SELECT SECTOR SPDR TR | $496,761 | 0.1% | +0% | — |
| 100 | — | FIDELITY MERRIMACK STR TR | $489,183 | 0.1% | NEW | — |
| 101 |  $LNT | ALLIANT ENERGY CORP | $466,584 | 0.1% | +0% | 56.7 |
| 102 |  $PLTR | Palantir Technologies Inc. | $465,170 | 0.1% | -7% | 85.8 |
| 103 | — | DIMENSIONAL ETF TRUST | $465,083 | 0.1% | +0% | — |
| 104 | — | VANECK ETF TRUST | $434,531 | 0.1% | +27% | — |
| 105 | — | VANGUARD WORLD FD | $415,282 | 0.1% | +0% | — |
| 106 | — | INNOVATOR ETFS TRUST | $402,935 | 0.1% | +0% | — |
| 107 | — | INNOVATOR ETFS TRUST | $394,171 | 0.1% | +0% | — |
| 108 |  $COST | COSTCO WHOLESALE CORP /NEW | $386,615 | 0.1% | +3% | 67 |
| 109 | — | VANGUARD BD INDEX FDS | $375,122 | 0.1% | NEW | — |
| 110 | — | DIMENSIONAL ETF TRUST | $365,673 | 0.1% | +0% | — |
| 111 |  $DTB | DTE ENERGY CO | $361,482 | 0.1% | +2% | — |
| 112 | — | INNOVATOR ETFS TRUST | $360,351 | 0.1% | +0% | — |
| 113 |  $DIS | Walt Disney Co | $358,437 | 0.1% | +0% | 68.9 |
| 114 |  $SO | SOUTHERN CO | $354,518 | 0.1% | +0% | 65.1 |
| 115 |  $MUFG | MITSUBISHI UFJ FINANCIAL GROUP INC | $346,840 | 0.1% | +0% | — |
| 116 |  $IRM | IRON MOUNTAIN INC | $342,169 | 0.1% | +0% | 50.7 |
| 117 |  $V | VISA INC. | $342,136 | 0.1% | +2% | 83.5 |
| 118 | — | ISHARES TR | $340,752 | 0.1% | -16% | — |
| 119 | — | INVESCO EXCH TRADED FD TR II | $340,077 | 0.1% | +0% | — |
| 120 |  $NEE | NEXTERA ENERGY INC | $338,919 | 0.1% | NEW | 71.7 |
| 121 | — | ISHARES TR | $333,316 | 0.1% | +0% | — |
| 122 |  $CFBK | CF BANKSHARES INC. | $330,538 | 0.1% | +0% | — |
| 123 | — | VANGUARD INDEX FDS | $330,515 | 0.1% | +0% | — |
| 124 | — | FIRST TR EXCHANGE-TRADED FD | $330,340 | 0.1% | +1% | — |
| 125 |  $MCD | MCDONALDS CORP | $326,330 | 0.1% | +22% | 73.9 |
| 126 | — | SPDR SERIES TRUST | $326,232 | 0.1% | +1% | — |
| 127 | — | INNOVATOR ETFS TRUST | $313,050 | 0.1% | +0% | — |
| 128 | — | VANGUARD SPECIALIZED FUNDS | $310,977 | 0.1% | +0% | — |
| 129 |  $CINF | CINCINNATI FINANCIAL CORP | $306,833 | 0.1% | +0% | 77 |
| 130 |  $HD | HOME DEPOT, INC. | $295,014 | 0.1% | -1% | 69.2 |
| 131 |  $ABBV | AbbVie Inc. | $290,132 | 0.1% | +12% | 59.3 |
| 132 | — | INNOVATOR ETFS TRUST | $277,886 | 0.1% | +0% | — |
| 133 |  $TSLA | Tesla, Inc. | $277,697 | 0.1% | +0% | 50.1 |
| 134 | — | ISHARES TR | $277,635 | 0.1% | +0% | — |
| 135 |  $WMT | Walmart Inc. | $277,144 | 0.1% | +0% | 63.2 |
| 136 |  $RTX | RTX Corp | $275,075 | 0.1% | -5% | 70 |
| 137 | — | SCHWAB STRATEGIC TR | $272,770 | 0.1% | +0% | — |
| 138 |  $BBIO | BridgeBio Pharma, Inc. | $267,262 | 0.1% | +0% | 31.7 |
| 139 | — | INNOVATOR ETFS TRUST | $266,713 | 0.1% | +0% | — |
| 140 |  $CRM | Salesforce, Inc. | $265,631 | 0.1% | +0% | 75.2 |
| 141 |  $PM | Philip Morris International Inc. | $264,048 | 0.1% | +10% | 80.5 |
| 142 | $STT | STATE STREET CORP | $258,261 | 0.0% | +0% | 61.5 |
| 143 |  $FBTC | Fidelity Wise Origin Bitcoin Fund | $253,593 | 0.0% | -20% | — |
| 144 |  $MMM | 3M CO | $253,281 | 0.0% | -5% | 60.7 |
| 145 |  $BAR | GraniteShares Gold Trust | $251,224 | 0.0% | NEW | — |
| 146 | — | ISHARES TR | $250,859 | 0.0% | +0% | — |
| 147 | — | VANGUARD INDEX FDS | $250,735 | 0.0% | +0% | — |
| 148 |  $SLV | iShares Silver Trust | $246,326 | 0.0% | NEW | — |
| 149 | — | ISHARES TR | $245,311 | 0.0% | +0% | — |
| 150 | — | SCHWAB STRATEGIC TR | $245,195 | 0.0% | -87% | — |
| 151 | — | SPDR SERIES TRUST | $242,462 | 0.0% | -14% | — |
| 152 | — | VANGUARD INDEX FDS | $241,960 | 0.0% | -18% | — |
| 153 | — | ISHARES INC | $241,760 | 0.0% | -13% | — |
| 154 |  $DE | DEERE & CO | $237,713 | 0.0% | NEW | 57.4 |
| 155 | — | VANGUARD INDEX FDS | $230,490 | 0.0% | +0% | — |
| 156 | — | VANGUARD INTL EQUITY INDEX F | $225,983 | 0.0% | +0% | — |
| 157 | $STT | STATE STREET CORP | $225,410 | 0.0% | +0% | 61.5 |
| 158 |  $NFLX | NETFLIX INC | $220,184 | 0.0% | +0% | 86.7 |
| 159 | — | AMPLIFY ETF TR | $217,357 | 0.0% | -32% | — |
| 160 | — | INVESCO EXCHANGE TRADED FD T | $215,912 | 0.0% | +0% | — |
| 161 | — | FIDELITY COVINGTON TRUST | $214,936 | 0.0% | +0% | — |
| 162 | — | ISHARES TR | $212,153 | 0.0% | +0% | — |
| 163 |  $AXP | AMERICAN EXPRESS CO | $210,224 | 0.0% | +0% | 73.2 |
| 164 | — | J P MORGAN EXCHANGE TRADED F | $209,999 | 0.0% | +0% | — |
| 165 |  $CL | COLGATE PALMOLIVE CO | $205,830 | 0.0% | NEW | 72.4 |
| 166 | — | SPDR INDEX SHS FDS | $203,599 | 0.0% | -58% | — |
| 167 |  $BA | BOEING CO | $203,210 | 0.0% | +0% | 51.8 |
| 168 |  $PNC | PNC FINANCIAL SERVICES GROUP, INC. | $202,888 | 0.0% | -12% | 70.9 |
| 169 |  $META | Meta Platforms, Inc. | $201,962 | 0.0% | NEW | 80.9 |
| 170 |  $TT | Trane Technologies plc | $200,869 | 0.0% | NEW | — |
| 171 | — | ISHARES TR | $200,256 | 0.0% | +0% | — |
| 172 |  $SLI | STANDARD LITHIUM LTD. | $181,753 | 0.0% | +0% | — |
| 173 |  $BTG | B2GOLD CORP | $79,179 | 0.0% | +0% | — |
New Positions (9)
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