Yiren Digital Ltd.(YRD)Stock Analysis
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Not in ranked universe
Limited institutional coverage
Quality rankings require at least 50 unique 13-F institutional holders to ensure peer comparisons are meaningful. Only 24 institutional filers currently hold this stock.
Financial data, filings, and institutional holdings below are still tracked in full — only the proprietary quality composite is unavailable for this name.
YRD Stock Analysis & AI Quality Score
AI stock analysis and institutional research for Yiren Digital Ltd. (YRD), a Financials sector company. YRD is not currently included in 13F Pro's AI-ranked quality universe — quality rankings require at least 50 unique 13-f institutional holders to ensure peer comparisons are meaningful. only 24 institutional filers currently hold this stock. Based on the latest XBRL financial filings (FY 2025), Yiren Digital Ltd. reports quarterly revenue of $817.8M, net income of $7.8M, free cash flow of $96.9M. Top institutional holders of YRD by reported 13-F value include DIMENSIONAL FUND ADVISORS, Connor, Clark & Lunn Investment Management Ltd., MORGAN STANLEY, based on the most recent SEC filings. YRD trades on the NYSE exchange and files with the SEC under CIK 1631761. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate YRD daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for Yiren Digital Ltd. directly from SEC EDGAR.
Revenue
FY 2025
$817.8M
Net Income
FY 2025
$7.8M
Free Cash Flow
FY 2025
$96.9M
AI Insight: YRD Financial Trends
Data is too sparse to identify meaningful operational trends, with only debt and equity figures available across quarters.
• Equity surged from $579M in Q4 2020 to $9,542M in Q4 2024, representing massive balance sheet expansion.
• Total debt eliminated from $768M in Q4 2022 to $0M in Q4 2023, dramatically improving leverage profile.
⚠ Equity declined slightly from $9,542M in Q4 2024 to $9,272M in Q4 2025 while debt returned at $9M.
AI Insight: YRD Ratio Trends
Data is too sparse to identify meaningful financial trends, with only debt-to-equity ratios available across scattered periods.
• Debt-to-equity peaked at 0.88 in Q4 2022 before declining to zero by Q4 2025.
⚠ Complete absence of profitability and return metrics prevents assessment of operational performance trends.
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Available Research
13F Pro tracks comprehensive data for Yiren Digital Ltd. including:
Top Institutional Holders of YRD
DIMENSIONAL FUND ADVISORS LP
$1.9M1,116,961 shConnor, Clark & Lunn Investment Management Ltd.
$372.2K216,416 shMORGAN STANLEY
$367.0K213,350 shRENAISSANCE TECHNOLOGIES LLC
$366.6K213,143 shTrexquant Investment LP
$101.5K58,990 shVerdad Advisers, LP
$96.8K56,303 shCITADEL ADVISORS LLC
$80.0K46,500 shPUBLIC EMPLOYEES RETIREMENT SYSTEM OF OHIO
$45.8K26,635 shAMERICAN CENTURY COMPANIES INC
$41.4K24,096 shCITADEL ADVISORS LLC
$28.7K16,700 sh
| Fund | Value | Shares |
|---|---|---|
| DIMENSIONAL FUND ADVISORS LP | $1.9M | 1,116,961 |
| Connor, Clark & Lunn Investment Management Ltd. | $372.2K | 216,416 |
| MORGAN STANLEY | $367.0K | 213,350 |
| RENAISSANCE TECHNOLOGIES LLC | $366.6K | 213,143 |
| Trexquant Investment LP | $101.5K | 58,990 |
| Verdad Advisers, LP | $96.8K | 56,303 |
| CITADEL ADVISORS LLC | $80.0K | 46,500 |
| PUBLIC EMPLOYEES RETIREMENT SYSTEM OF OHIO | $45.8K | 26,635 |
| AMERICAN CENTURY COMPANIES INC | $41.4K | 24,096 |
| CITADEL ADVISORS LLC | $28.7K | 16,700 |
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Popular Research
Is YRD a good stock to buy?
13F Pro's AI-powered analysis of Yiren Digital Ltd. (YRD) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on NYSE). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for YRD are available on the YRD stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing.
Which hedge funds own YRD?
Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling YRD. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of Yiren Digital Ltd.'s investment landscape.