BayCom Corp(BCML)Stock Analysis
AI analysis on 2,800+ stocks →Deep AI analysis on 2,800+ stocks →13F Pro Quality Score
Not in ranked universe
Pending next ranking run
This company passes all size and coverage filters but hasn't been included in the latest quarterly ranking run. Rankings refresh on Jan 1, Apr 1, Jul 1, Oct 1.
Financial data, filings, and institutional holdings below are still tracked in full — only the proprietary quality composite is unavailable for this name.
BCML Stock Analysis & AI Quality Score
AI stock analysis and institutional research for BayCom Corp (BCML), a Financials sector company. BCML is not currently included in 13F Pro's AI-ranked quality universe — this company passes all size and coverage filters but hasn't been included in the latest quarterly ranking run. rankings refresh on jan 1, apr 1, jul 1, oct 1. Based on the latest XBRL financial filings (Q1 2026), BayCom Corp reports quarterly revenue of $26.7M, net income of $8.2M, an operating margin of 40.8%. Top institutional holders of BCML by reported 13-F value include WELLINGTON MANAGEMENT GROUP LLP, BlackRock,, ROYCE & ASSOCIATES, based on the most recent SEC filings. BCML trades on the Nasdaq exchange and files with the SEC under CIK 1730984. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate BCML daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for BayCom Corp directly from SEC EDGAR.
Revenue
Q1 2026
$26.7M
Net Income
Q1 2026
$8.2M
Free Cash Flow
Q1 2026
$6.7M
Operating Margin
Q1 2026
40.8%
ROIC
Q1 2026
3.2%
Revenue & Net Income
Earnings Per Share
Key Financials Over Time
Export Financial Table · Pro+Net Income
+1.3% YoYEPS (Diluted)
+3.8% YoYTotal Assets
-2.7% YoYTotal Debt
Op. Cash Flow
+4.9% YoY| Metric | FY 2025 | FY 2024 | FY 2019 | FY 2018 | FY 2016 | FY 2015 |
|---|---|---|---|---|---|---|
| Net Income | $23.9M +1.3% | $23.6M +90.8% | $12.4M -14.6% | $14.5M +145.1% | $5.9M | — |
| EPS (Diluted) | $2.18 +3.8% | $2.10 +42.9% | $1.47 -2.0% | $1.50 +37.6% | $1.09 | — |
| Total Assets | $2.59B -2.7% | $2.66B +33.6% | $1.99B +34.9% | $1.48B | — | — |
| Total Debt | — | — | — | $0.00 | — | — |
| Operating Cash Flow | $31.8M +4.9% | $30.4M +336.4% | $7.0M +11.5% | $6.2M -1.3% | $6.3M | — |
AI Insight: BCML Financial Trends
Net income recovered to $8M in Q1 2026 after dipping to $5M in Q3 2025, but operating cash flow remains volatile and equity has grown 9% since Q2 2024.
• Net income rebounded to $8M in Q1 2026, highest in dataset, after Q3 2025 trough of $5M.
• Equity expanded from $315M (Q2 2024) to $344M (Q1 2026), a 9.2% increase over 18 months.
• Operating cash flow volatile, ranging $6M–$10M quarterly with no clear directional trend.
⚠ Operating cash flow declined to $7M in Q1 2026 from $9M prior quarter, reversing Q4 2025 strength.
⚠ Total debt rose 9.2% from $315M equity base to $344M, mirroring equity growth—leverage ratio stable but rising absolute levels warrant monitoring.
AI Insight: BCML Ratio Trends
BCML's capital efficiency surged in Q1 2026, with ROE reaching 9.5% and ROIC climbing to 12.7%—the highest in the dataset.
• Q1 2026 ROA improved to 1.2%, up from 0.8% in Q3 2025, signaling stronger near-term profitability relative to assets.
• ROIC expanded 460 bps from Q3 2025 (8.1%) to Q1 2026 (12.7%), the sharpest recovery in the nine-quarter window.
• ROE volatility remains elevated: Q3 2025 dipped to 6.0%, then rebounded to 9.5% in Q1 2026, indicating uneven earnings quality.
⚠ Q1 2026 gains may reflect seasonality or one-off items; TTM ROE/ROIC (7.7%/10.4%) trails latest quarter, suggesting sustainability risk.
⚠ Three quarters (Q1, Q3 2025) showed ROE below 7%, hinting at cyclical or credit-quality pressure requiring continued monitoring.
Get alerted when BCML's score changes
Free account: watchlist tracking, the daily AI brief, and the AI screener.
Available Research
13F Pro tracks comprehensive data for BayCom Corp including:
Top Institutional Holders of BCML
WELLINGTON MANAGEMENT GROUP LLP
$30.3M1,018,622 shBlackRock, Inc.
$25.2M848,143 shROYCE & ASSOCIATES LP
$21.5M722,191 shDIMENSIONAL FUND ADVISORS LP
$18.4M617,857 shVANGUARD CAPITAL MANAGEMENT LLC
$16.0M539,700 shALLIANCEBERNSTEIN L.P.
$13.9M474,207 shMANUFACTURERS LIFE INSURANCE COMPANY, THE
$11.0M368,510 shGEODE CAPITAL MANAGEMENT, LLC
$7.5M251,405 shSTATE STREET CORP
$5.7M189,684 shHOTCHKIS & WILEY CAPITAL MANAGEMENT LLC
$3.6M121,283 sh
| Fund | Value | Shares |
|---|---|---|
| WELLINGTON MANAGEMENT GROUP LLP | $30.3M | 1,018,622 |
| BlackRock, Inc. | $25.2M | 848,143 |
| ROYCE & ASSOCIATES LP | $21.5M | 722,191 |
| DIMENSIONAL FUND ADVISORS LP | $18.4M | 617,857 |
| VANGUARD CAPITAL MANAGEMENT LLC | $16.0M | 539,700 |
| ALLIANCEBERNSTEIN L.P. | $13.9M | 474,207 |
| MANUFACTURERS LIFE INSURANCE COMPANY, THE | $11.0M | 368,510 |
| GEODE CAPITAL MANAGEMENT, LLC | $7.5M | 251,405 |
| STATE STREET CORP | $5.7M | 189,684 |
| HOTCHKIS & WILEY CAPITAL MANAGEMENT LLC | $3.6M | 121,283 |
More Financials Companies
View all Financials →Put BCML on your watchlist
Track score changes the day BayCom Corp files with the SEC, follow the hedge funds that own it, screen 2,800+ AI-scored stocks, and get the daily brief — free.
Free tier includes 13F data, economic indicators, and market overview. Pro starts at $6.67/mo (billed annually).
Popular Research
Is BCML a good stock to buy?
13F Pro's AI-powered analysis of BayCom Corp (BCML) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on Nasdaq). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for BCML are available on the BCML stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing.
Which hedge funds own BCML?
Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling BCML. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of BayCom Corp's investment landscape.