YRD

Yiren Digital Ltd. YRD

NYSESmall CapFinancials
InternationalScored off the official board: an annual-only filer, so this data lags a domestic quarterly filer.

13F Pro quality score

Rank #2,376 of 2,925

Why it scores 33Financials peers →

Rankings refresh quarterly once 80% of peers have filed. Next update: ~Nov 14, 2026.

Revenue

$5.72B

Quarter to Dec 31

Net income

$54.53M

Quarter to Dec 31

Free cash flow

$677.88M

Quarter to Dec 31

Operating margin

-103.9%

Quarter to Dec 31

Top Institutional Holders

as of Q2 2026
$1.71M total
DIMENSIONAL FUND ADVISORS LP
$871.8K-7.8%
RENAISSANCE TECHNOLOGIES LLC
$225.1K+26.4%
MORGAN STANLEY
$180.3K+1.1%
RAMSEY QUANTITATIVE SYSTEMS
$110.3KNew
GSA CAPITAL PARTNERS LLP
$84.0K+10.3%
Verdad Advisers, LP
$51.8K+10.1%
ACADIAN ASSET MANAGEMENT LLC
$40.0K+92.8%
Trexquant Investment LP
$25.0K-49.3%
HRT FINANCIAL LP
$23.0KNew
SmartHarvest Portfolios, LLC
$20.5KNew
AMERICAN CENTURY COMPANIES INC
$20.1K0.0%
SEI INVESTMENTS CO
$17.7KNew
IMC-Chicago, LLC
$12.5KNew
XTX Topco Ltd
$10.1KNew
Virtu Financial LLC
$9.0KNew
BNP PARIBAS FINANCIAL MARKETS
$4.4K+26.2%
CITIGROUP INC
$4.4K0.0%
ROYAL BANK OF CANADA
$1.0K+476.8%
GROUP ONE TRADING, L.P.
$992New
JPMORGAN CHASE & CO
$457New
UBS Group AG
$321-22.9%
BlackRock, Inc.
$173-97.5%
SBI Securities Co., Ltd.
$13+15.4%
RHUMBLINE ADVISERS
$90.0%
See all 24 institutional holders →
Reading the latest SEC filing…

Key Metrics

Revenue

FY 2025
EDGAR

Net Income

FY 2025
EDGAR

EPS (Diluted)

FY 2025
EDGAR

Operating Margin

FY 2025
EDGAR

ROIC

FY 2025
EDGAR

Free Cash Flow

FY 2025
EDGAR

Debt/Equity

FY 2025
EDGAR

Loading ratio trend…

YRD key financials by period

Reported revenue, net income and operating margin by fiscal year, from Yiren Digital Ltd.'s annual filings on SEC EDGAR.

Yiren Digital Ltd. reported revenue, net income and margins by fiscal period, from SEC filings.
PeriodRevenueNet incomeOp. margin
FY 2025$5.7B$54.5M-103.9%
FY 2024$5.8B$1.6B-71.6%
FY 2023$4.9B$2.1B-47.0%
FY 2022$3.4B$1.2B47.1%
FY 2021$4.5B$1.0B26.9%
FY 2020$4.0B$-692.7M-19.2%
Source: YRD filings on SEC EDGAR →

Companies similar to YRD

Ranked by quality-factor profile and overlapping institutional ownership, from the latest 13F filings and SEC financials.

YRD insiders

Officers, directors and 10% owners with a Form 4 filed in the last 24 months, most recent first. From SEC EDGAR.

About Yiren Digital Ltd. (YRD): stock profile, AI score and financials

Yiren Digital Ltd. (YRD) stock profile, AI quality score, and SEC EDGAR financial data, a Financials sector company. 13F Pro's AI-powered ranking engine scores YRD at 33.1/100 on a composite quality score built from its SEC filings, placing it at rank #2,376 of 2,925 stocks — the bottom half of the AI-ranked universe. Based on the latest XBRL financial filings (FY 2025), Yiren Digital Ltd. reports quarterly revenue of $5.7B, net income of $54.5M, an operating margin of -103.9%. Top institutional holders of YRD by reported 13-F value include DIMENSIONAL FUND ADVISORS, RENAISSANCE TECHNOLOGIES, MORGAN STANLEY, based on the most recent SEC filings. YRD trades on the NYSE exchange and files with the SEC under CIK 1631761. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate YRD daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for Yiren Digital Ltd. directly from SEC EDGAR.

SEC EDGAR: CIK 1631761 →