Midland States Bancorp, Inc.(MSBI)— Stock Profile, AI Score & Financials

Financials · Nasdaq · AI-powered stock analysis, 32-signal quality score, SEC EDGAR financials, and institutional holdings. Updated .

Midland States Bancorp, Inc. (MSBI) stock profile, AI quality score, and SEC EDGAR financial data, a Financials sector company. 13F Pro's AI-powered ranking engine scores MSBI at 41.1/100 on a 32-signal composite quality model, placing it at rank #2,077 of 2,962 stocks — the bottom half of the AI-ranked universe. MSBI scores in the top quartile across free cash flow (88.2), earnings quality (86.3), profitability (76.9). Areas of concern include revenue growth (12.4) and revenue scale (30.9), which score below median versus the broader universe. Based on the latest XBRL financial filings (Q2 2026), Midland States Bancorp, Inc. reports quarterly revenue of $83.4M, net income of $19.9M, an operating margin of 30.9%. Top institutional holders of MSBI by reported 13-F value include BlackRock, DIMENSIONAL FUND ADVISORS, VANGUARD CAPITAL MANAGEMENT, based on the most recent SEC filings. MSBI trades on the Nasdaq exchange and files with the SEC under CIK 1466026. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate MSBI daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for Midland States Bancorp, Inc. directly from SEC EDGAR.

AI Quality Score

41.1/100

AI Rank

#2,077

Revenue

$83.4M

Net Income

$19.9M

Free Cash Flow

$29.2M

Operating Margin

30.9%

MSBI key financials by period

Midland States Bancorp, Inc. reported revenue, net income and margins by fiscal period, from SEC filings.
PeriodFormRevenueNet incomeOperating margin
FY 202510-K$325.0M$-124.3M-35.4%
FY 202310-K$363.6M$61.2M24.2%
FY 202210-K$406.6M$100.2M32.3%
FY 202110-K$277.6M$81.3M35.7%
FY 201910-K$265.1M$55.8M27.3%
FY 201810-K$251.9M$39.4M20.2%

Institutions holding MSBI

Institutional investors reporting a position in Midland States Bancorp, Inc. on SEC Form 13F.
InstitutionSharesValueReported
BlackRock2,920,667$90.9M2026-06-30
DIMENSIONAL FUND ADVISORS859,377$26.8M2026-06-30
VANGUARD CAPITAL MANAGEMENT847,353$26.4M2026-06-30
Busey Wealth Management759,286$23.6M2026-06-30
STATE STREET694,107$21.6M2026-06-30
AMERICAN CENTURY COMPANIES563,718$17.6M2026-06-30
GEODE CAPITAL MANAGEMENT537,292$16.7M2026-06-30
HOTCHKIS & WILEY CAPITAL MANAGEMENT517,334$16.1M2026-06-30
Patriot Financial Partners GP II, L.P.438,500$13.7M2026-06-30
ACADIAN ASSET MANAGEMENT408,413$12.7M2026-06-30
MSBI

Midland States Bancorp, Inc.

MSBI
NasdaqSmall CapFinancials

13F Pro Quality Score

41.1/100

Rank #2,077 of 2,962 stocks

View Financials peers →

Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Nov 14, 2026.

Revenue Growth

12.4/100

Profitability

76.9/100

Balance Sheet

38.4/100

Earnings Quality

86.3/100

Free Cash Flow

88.2/100

Institutional Flow

56.0/100

Revenue Scale

30.9/100

Dilution Risk

94.7/100

Price Chart

Email me the moment this company reports earnings
AI Research Report
Two-page plain-English analysis: business, thesis, and three scenarios for the next two years. Refreshed every quarter.
Upgrade to Pro
Pro: 5 reports/month · Pro+: unlimitedOpinion, not investment advice. Do your own research.
Reading the latest SEC filing… (first load can take ~20s)

Key Metrics

Revenue

Q2 2026
EDGAR

$83.36M

Net Income

Q2 2026
EDGAR

$19.89M

EPS (Diluted)

Q2 2026
EDGAR

$0.82

Operating Margin

Q2 2026
EDGAR

30.9%

ROIC

Q2 2026
EDGAR

17.9%

Free Cash Flow

Q2 2026
EDGAR

$29.20M

Top Institutional Holders

as of Q2 2026
$454.53M total

Financial Trends

Revenue & Net Income

Earnings Per Share

Loading ratio trend…