WEBSTER FINANCIAL CORP(WBS)Stock Analysis
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Rank #872 of 2,879 stocksTOP 50%
Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Aug 14, 2026.
Revenue Growth
Profitability
Balance Sheet
Earnings Quality
Free Cash Flow
Institutional Flow
Revenue Scale
Dilution Risk
WBS Stock Analysis & AI Quality Score
AI stock analysis and institutional research for WEBSTER FINANCIAL CORP (WBS), a Financials sector company. 13F Pro's AI-powered ranking engine scores WBS at 60.2/100 on a 32-signal composite quality model, placing it at rank #872 of 2,879 stocks — the top half of the AI-ranked universe. WBS scores in the top quartile across profitability (98.3), free cash flow (97.9), institutional flow (83.8). Areas of concern include revenue scale (26.5) and revenue growth (31.9), which score below median versus the broader universe. Shareholder dilution risk is elevated at 41.8/100, reflecting ongoing share issuance or stock-based compensation. Based on the latest XBRL financial filings (Q1 2026), WEBSTER FINANCIAL CORP reports quarterly revenue of $735.9M, net income of $246.2M, an operating margin of 48.5%. Top institutional holders of WBS by reported 13-F value include BlackRock,, VANGUARD PORTFOLIO MANAGEMENT, VANGUARD CAPITAL MANAGEMENT, based on the most recent SEC filings. WBS trades on the NYSE exchange and files with the SEC under CIK 801337. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate WBS daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for WEBSTER FINANCIAL CORP directly from SEC EDGAR. WEBSTER FINANCIAL CORP's 13F Pro composite quality score has ranged between 55 and 77 since 2022, currently 60.2 — an improving long-term trajectory across 24 quarterly and live scoring snapshots.
Revenue
Q1 2026
$735.9M
Net Income
Q1 2026
$246.2M
Free Cash Flow
Q1 2026
$278.3M
Operating Margin
Q1 2026
48.5%
D/E Ratio
Q1 2026
0.08
Revenue & Net Income
Earnings Per Share
Key Financials Over Time
Export Financial Table · Pro+Revenue
+9.3% YoYNet Income
+15.6% YoYOperating Income
+19.0% YoYEPS (Diluted)
+20.2% YoYTotal Assets
+12.2% YoYTotal Debt
-29.5% YoYOp. Cash Flow
+8.1% YoY| Metric | FY 2025 | FY 2023 | FY 2022 | FY 2021 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|
| Revenue | $2.90B +9.3% | $2.65B +7.1% | $2.48B +1065.3% | $212.4M +14.2% | $185.9M +7.2% | $173.4M |
| Net Income | $1.00B +15.6% | $867.8M +34.7% | $644.3M +57.6% | $408.9M +60.1% | $255.4M +23.3% | $207.1M |
| Operating Income | $1.47B +19.0% | $1.24B +14.5% | $1.08B +125.0% | $479.4M +21.5% | $394.7M | — |
| EPS (Diluted) | $5.90 +20.2% | $4.91 +32.0% | $3.72 +68.3% | $2.21 +65.5% | $1.33 +23.6% | $1.08 |
| Total Assets | $84.07B +12.2% | $74.95B +5.1% | $71.28B +104.1% | $34.92B +31.8% | $26.49B +1.6% | $26.07B |
| Total Debt | $739.5M -29.5% | $1.05B -2.3% | $1.07B -10.6% | $1.20B -52.0% | $2.50B -37.5% | $4.00B |
| Operating Cash Flow | $1.06B +8.1% | $978.6M -26.7% | $1.34B +94.0% | $688.6M +54.8% | $445.0M +11.8% | $398.1M |
AI Insight: WBS Financial Trends
Revenue stabilized around $730M post-merger integration, but net income and operating cash flow have declined from peak Q3 2025 levels.
• Revenue grew 4.4% from Q2 2025 ($716M) to Q3 2025 ($733M), then plateaued; Q1 2026 revenue $736M suggests post-merger stabilization.
• Net income peaked at $261M in Q3 2025, then declined to $246M in Q1 2026—first drop in five quarters.
• Operating cash flow surged to $375M in Q3 2025 but fell 23% to $289M in Q1 2026, reversing momentum.
• Total debt collapsed from $1,250M in Q3 2025 to $738M by Q1 2026, indicating aggressive deleveraging post-acquisition.
⚠ Net income decline from Q3 2025 peak despite stable revenue suggests margin compression or one-time charges post-merger.
⚠ Operating cash flow volatility (Q1 2026: $289M vs. Q3 2025: $375M) warrants monitoring for underlying operational health.
AI Insight: WBS Ratio Trends
Operating margins remain elevated but weakening; ROIC edged down to 13.8% in Q1 2026, the lowest since recovery.
• Operating margin declined from 51.7% in Q2 2025 to 48.5% in Q1 2026, a 320bp pullback over three quarters.
• NPM compressed from 36.2% in Q2 2025 to 33.5% in Q1 2026, consistent margin pressure across profitability.
• ROE fell from 11.1% in Q2 2025 to 10.3% in Q1 2026; ROIC declined to 13.8% in Q1 2026, the lowest in recent quarters.
⚠ ROA has declined three consecutive quarters from 1.3% to 1.1%, signaling asset productivity deterioration.
⚠ Debt-to-equity remained stable at 0.08 despite margin compression; monitor if leverage increases as profitability softens.
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Available Research
13F Pro tracks comprehensive data for WEBSTER FINANCIAL CORP including:
Top Institutional Holders of WBS
BlackRock, Inc.
$1.0B14,936,951 shVANGUARD PORTFOLIO MANAGEMENT LLC
$526.5M7,584,345 shVANGUARD CAPITAL MANAGEMENT LLC
$504.2M7,262,707 shDIMENSIONAL FUND ADVISORS LP
$439.2M6,327,138 shSTATE STREET CORP
$415.1M5,980,206 shInvesco Ltd.
$357.0M5,142,777 shMILLENNIUM MANAGEMENT LLC
$305.2M4,396,548 shBANK OF AMERICA CORP /DE/
$258.8M3,727,744 shGEODE CAPITAL MANAGEMENT, LLC
$220.4M3,173,574 shTUDOR INVESTMENT CORP ET AL
$213.8M3,079,817 sh
| Fund | Value | Shares |
|---|---|---|
| BlackRock, Inc. | $1.0B | 14,936,951 |
| VANGUARD PORTFOLIO MANAGEMENT LLC | $526.5M | 7,584,345 |
| VANGUARD CAPITAL MANAGEMENT LLC | $504.2M | 7,262,707 |
| DIMENSIONAL FUND ADVISORS LP | $439.2M | 6,327,138 |
| STATE STREET CORP | $415.1M | 5,980,206 |
| Invesco Ltd. | $357.0M | 5,142,777 |
| MILLENNIUM MANAGEMENT LLC | $305.2M | 4,396,548 |
| BANK OF AMERICA CORP /DE/ | $258.8M | 3,727,744 |
| GEODE CAPITAL MANAGEMENT, LLC | $220.4M | 3,173,574 |
| TUDOR INVESTMENT CORP ET AL | $213.8M | 3,079,817 |
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Popular Research
Is WBS a good stock to buy?
13F Pro's AI-powered analysis of WEBSTER FINANCIAL CORP (WBS) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on NYSE). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for WBS are available on the WBS stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing.
Which hedge funds own WBS?
Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling WBS. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of WEBSTER FINANCIAL CORP's investment landscape.