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SEC EDGAR: CIK 801337WBS stock profile & AI dashboard →

13F Pro Quality Score

60.2/100

Rank #872 of 2,879 stocksTOP 50%

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Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Aug 14, 2026.

Revenue Growth

31.9/100

Profitability

98.3/100

Balance Sheet

45.5/100

Earnings Quality

47.0/100

Free Cash Flow

97.9/100

Institutional Flow

83.8/100

Revenue Scale

26.5/100

Dilution Risk

41.8/100

WBS Stock Analysis & AI Quality Score

AI stock analysis and institutional research for WEBSTER FINANCIAL CORP (WBS), a Financials sector company. 13F Pro's AI-powered ranking engine scores WBS at 60.2/100 on a 32-signal composite quality model, placing it at rank #872 of 2,879 stocks — the top half of the AI-ranked universe. WBS scores in the top quartile across profitability (98.3), free cash flow (97.9), institutional flow (83.8). Areas of concern include revenue scale (26.5) and revenue growth (31.9), which score below median versus the broader universe. Shareholder dilution risk is elevated at 41.8/100, reflecting ongoing share issuance or stock-based compensation. Based on the latest XBRL financial filings (Q1 2026), WEBSTER FINANCIAL CORP reports quarterly revenue of $735.9M, net income of $246.2M, an operating margin of 48.5%. Top institutional holders of WBS by reported 13-F value include BlackRock,, VANGUARD PORTFOLIO MANAGEMENT, VANGUARD CAPITAL MANAGEMENT, based on the most recent SEC filings. WBS trades on the NYSE exchange and files with the SEC under CIK 801337. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate WBS daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for WEBSTER FINANCIAL CORP directly from SEC EDGAR. WEBSTER FINANCIAL CORP's 13F Pro composite quality score has ranged between 55 and 77 since 2022, currently 60.2 — an improving long-term trajectory across 24 quarterly and live scoring snapshots.

Fun facts about WEBSTER FINANCIAL CORP

Quirks, history, and lore behind WBS — the kind of stuff that makes a stock memorable.

  • 1
    The Basics
    U.S. regional bank holding company · mid-cap · listed on the NYSE · headquartered in Connecticut.
  • 2
    The Numbers
    Holds roughly $65 billion in total assets, making it one of the larger regional banks in the northeastern United States — not a household name nationally, but a serious player on its turf.
  • 3
    The History
    Traces its roots back to the mid-1800s in Connecticut, growing steadily through decades of acquisitions into a multi-state commercial banking franchise.
  • 4
    The Secret
    Its profile jumped significantly after acquiring Sterling Bancorp in 2022, nearly doubling its size and extending its reach deeper into the New York metro market.
  • 5
    The Lore
    It operates a notable healthcare banking division and a commercial banking focus that sets it apart from purely consumer-oriented regional peers — suits and stethoscopes, basically.
  • 6
    The Giveaway
    Named after Daniel Webster (yes, that guy from your history textbook), it's the bank behind the Webster Bank branches blanketing southern New England and metro New York.
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Revenue

Q1 2026

$735.9M

Net Income

Q1 2026

$246.2M

Free Cash Flow

Q1 2026

$278.3M

Operating Margin

Q1 2026

48.5%

D/E Ratio

Q1 2026

0.08

Revenue & Net Income

Earnings Per Share

Key Financials Over Time

Export Financial Table · Pro+

Revenue

+9.3% YoY
$2.90BFY 2025
FY21 $212.4MFY22 $2.48BFY23 $2.65BFY25 $2.90B

Net Income

+15.6% YoY
$1.00BFY 2025
FY21 $408.9MFY22 $644.3MFY23 $867.8MFY25 $1.00B

Operating Income

+19.0% YoY
$1.47BFY 2025
FY21 $479.4MFY22 $1.08BFY23 $1.24BFY25 $1.47B

EPS (Diluted)

+20.2% YoY
$5.90FY 2025
FY21 $2.21FY22 $3.72FY23 $4.91FY25 $5.90

Total Assets

+12.2% YoY
$84.07BFY 2025
FY21 $34.92BFY22 $71.28BFY23 $74.95BFY25 $84.07B

Total Debt

-29.5% YoY
$739.5MFY 2025
FY21 $1.20BFY22 $1.07BFY23 $1.05BFY25 $739.5M

Op. Cash Flow

+8.1% YoY
$1.06BFY 2025
FY21 $688.6MFY22 $1.34BFY23 $978.6MFY25 $1.06B

AI Insight: WBS Financial Trends

Revenue stabilized around $730M post-merger integration, but net income and operating cash flow have declined from peak Q3 2025 levels.

Revenue grew 4.4% from Q2 2025 ($716M) to Q3 2025 ($733M), then plateaued; Q1 2026 revenue $736M suggests post-merger stabilization.

Net income peaked at $261M in Q3 2025, then declined to $246M in Q1 2026—first drop in five quarters.

Operating cash flow surged to $375M in Q3 2025 but fell 23% to $289M in Q1 2026, reversing momentum.

Total debt collapsed from $1,250M in Q3 2025 to $738M by Q1 2026, indicating aggressive deleveraging post-acquisition.

Net income decline from Q3 2025 peak despite stable revenue suggests margin compression or one-time charges post-merger.

Operating cash flow volatility (Q1 2026: $289M vs. Q3 2025: $375M) warrants monitoring for underlying operational health.

AI Insight: WBS Ratio Trends

Operating margins remain elevated but weakening; ROIC edged down to 13.8% in Q1 2026, the lowest since recovery.

Operating margin declined from 51.7% in Q2 2025 to 48.5% in Q1 2026, a 320bp pullback over three quarters.

NPM compressed from 36.2% in Q2 2025 to 33.5% in Q1 2026, consistent margin pressure across profitability.

ROE fell from 11.1% in Q2 2025 to 10.3% in Q1 2026; ROIC declined to 13.8% in Q1 2026, the lowest in recent quarters.

ROA has declined three consecutive quarters from 1.3% to 1.1%, signaling asset productivity deterioration.

Debt-to-equity remained stable at 0.08 despite margin compression; monitor if leverage increases as profitability softens.

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Available Research

13F Pro tracks comprehensive data for WEBSTER FINANCIAL CORP including:

SEC EDGAR filings (10-K, 10-Q, 8-K)
XBRL financial facts (revenue, EPS, margins)
Insider transactions (Form 4)
Institutional 13F holdings
Quality rankings (32 signals)
AI analyst debates & daily meetings
Historical financial trends
Peer comparison & sector analysis

Top Institutional Holders of WBS

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Is WBS a good stock to buy?

13F Pro's AI-powered analysis of WEBSTER FINANCIAL CORP (WBS) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on NYSE). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for WBS are available on the WBS stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing.

Which hedge funds own WBS?

Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling WBS. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of WEBSTER FINANCIAL CORP's investment landscape.