UVEUNIVERSAL INSURANCE HOLDINGS, INC.(UVE)Stock Analysis

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13F Pro Quality Score

71.4/100

Rank #262 of 2,879 stocksTOP 10%

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Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Aug 14, 2026.

Revenue Growth

57.5/100

Profitability

78.1/100

Balance Sheet

75.2/100

Earnings Quality

82.8/100

Free Cash Flow

86.8/100

Institutional Flow

66.7/100

Revenue Scale

58.6/100

Dilution Risk

73.5/100

UVE Stock Analysis & AI Quality Score

AI stock analysis and institutional research for UNIVERSAL INSURANCE HOLDINGS, INC. (UVE), a Financials sector company. 13F Pro's AI-powered ranking engine scores UVE at 71.4/100 on a 32-signal composite quality model, placing it at rank #262 of 2,879 stocks — the top 10% of the AI-ranked universe. UVE scores in the top quartile across free cash flow (86.8), earnings quality (82.8), profitability (78.1). Based on the latest XBRL financial filings (Q1 2026), UNIVERSAL INSURANCE HOLDINGS, INC. reports quarterly revenue of $393.6M, net income of $54.3M, an operating margin of 18.2%. Top institutional holders of UVE by reported 13-F value include BlackRock,, DIMENSIONAL FUND ADVISORS, DONALD SMITH & CO.,, based on the most recent SEC filings. UVE trades on the NYSE exchange and files with the SEC under CIK 891166. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate UVE daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for UNIVERSAL INSURANCE HOLDINGS, INC. directly from SEC EDGAR. UNIVERSAL INSURANCE HOLDINGS, INC.'s 13F Pro composite quality score has ranged between 40 and 72 since 2021, currently 71.4 — an improving long-term trajectory across 28 quarterly and live scoring snapshots.

Fun facts about UNIVERSAL INSURANCE HOLDINGS, INC.

Quirks, history, and lore behind UVE — the kind of stuff that makes a stock memorable.

  • 1
    The Basics
    U.S. financial services company · small-cap · listed on the NYSE · headquartered in South Florida.
  • 2
    The Numbers
    Annual revenue in the range of $400–500 million, driven almost entirely by premiums written — this company lives and dies by what storms decide to do.
  • 3
    The History
    Founded in the 1990s, it stepped into a market that bigger carriers were quietly tiptoeing out of after Hurricane Andrew reshaped the Florida insurance landscape forever.
  • 4
    The Secret
    It doesn't just sell policies — it also runs its own managing general agent and claims management subsidiaries, keeping a surprising chunk of the value chain in-house.
  • 5
    The Lore
    Operating in one of the most litigation-prone, hurricane-battered insurance markets on earth — Florida — is basically the company's entire personality and its biggest ongoing risk factor.
  • 6
    The Giveaway
    A Florida-focused homeowners insurer traded under a three-letter ticker that starts with U, serving a state where every Atlantic hurricane season is essentially an earnings call.
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Revenue

Q1 2026

$393.6M

Net Income

Q1 2026

$54.3M

Free Cash Flow

Q1 2026

$153.2M

Operating Margin

Q1 2026

18.2%

D/E Ratio

Q1 2026

0.17

Revenue & Net Income

Earnings Per Share

Key Financials Over Time

Export Financial Table · Pro+

Revenue

+9.3% YoY
$1.52BFY 2024
FY20 $1.07BFY21 $1.12BFY23 $1.39BFY24 $1.52B

Net Income

-11.8% YoY
$58.9MFY 2024
FY20 $19.1MFY21 $20.4MFY23 $66.8MFY24 $58.9M

EPS (Diluted)

-9.5% YoY
$2.01FY 2024
FY20 $0.60FY21 $0.65FY23 $2.22FY24 $2.01

Total Assets

+22.7% YoY
$2.84BFY 2024
FY20 $1.76BFY21 $2.06BFY23 $2.32BFY24 $2.84B

Total Debt

-0.7% YoY
$101.2MFY 2024
FY20 $8.5MFY21 $103.7MFY23 $102.0MFY24 $101.2M

Op. Cash Flow

+93.5% YoY
$137.4MFY 2024
FY20 $29.3MFY21 $234.4MFY23 $71.0MFY24 $137.4M

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Available Research

13F Pro tracks comprehensive data for UNIVERSAL INSURANCE HOLDINGS, INC. including:

SEC EDGAR filings (10-K, 10-Q, 8-K)
XBRL financial facts (revenue, EPS, margins)
Insider transactions (Form 4)
Institutional 13F holdings
Quality rankings (32 signals)
AI analyst debates & daily meetings
Historical financial trends
Peer comparison & sector analysis

Top Institutional Holders of UVE

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Is UVE a good stock to buy?

13F Pro's AI-powered analysis of UNIVERSAL INSURANCE HOLDINGS, INC. (UVE) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on NYSE). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for UVE are available on the UVE stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing.

Which hedge funds own UVE?

Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling UVE. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of UNIVERSAL INSURANCE HOLDINGS, INC.'s investment landscape.