BFH

BREAD FINANCIAL HOLDINGS, INC. BFH

NYSEMid CapFinancials

13F Pro quality score

Rank #1,522 of 2,925

Rankings refresh quarterly once 80% of peers have filed. Next update: ~Nov 14, 2026.

Revenue

$993.00M

Quarter to Jun 30

Net income

$146.00M

Quarter to Jun 30

Operating margin

19.8%

Quarter to Jun 30

Top Institutional Holders

as of Q2 2026
$4.24B total
Reading the latest SEC filing…

Key Metrics

Revenue

Q2 2026
EDGAR

Net Income

Q2 2026
EDGAR

EPS (Diluted)

Q2 2026
EDGAR

Operating Margin

Q2 2026
EDGAR

ROIC

Q2 2026
EDGAR

Financial Trends

Revenue & Net Income

13fpro.ai/company/BFH

Earnings Per Share

13fpro.ai/company/BFH

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BFH key financials by period

Reported revenue, net income and operating margin by fiscal year, from BREAD FINANCIAL HOLDINGS, INC.'s annual filings on SEC EDGAR.

BREAD FINANCIAL HOLDINGS, INC. reported revenue, net income and margins by fiscal period, from SEC filings.
PeriodRevenueNet incomeOp. margin
FY 2025$3.8B$518.0M16.0%
FY 2024$3.8B$277.0M9.9%
FY 2023$4.3B$718.0M22.6%
FY 2022$3.8B$223.0M7.8%
FY 2021$3.3B$801.0M31.9%
FY 2020$4.5B$214.0M6.7%
Source: BFH filings on SEC EDGAR →

Ranked by quality-factor profile and overlapping institutional ownership, from the latest 13F filings and SEC financials.

BFH insiders

Officers, directors and 10% owners with a Form 4 filed in the last 24 months, most recent first. From SEC EDGAR.

About BREAD FINANCIAL HOLDINGS, INC. (BFH): stock profile, AI score and financials

BREAD FINANCIAL HOLDINGS, INC. (BFH) stock profile, AI quality score, and SEC EDGAR financial data, a Financials sector company. 13F Pro's AI-powered ranking engine scores BFH at 51.7/100 on a composite quality score built from its SEC filings, placing it at rank #1,522 of 2,925 stocks — the bottom half of the AI-ranked universe. BFH scores in the top quartile across free cash flow (95.9), earnings quality (91.5), profitability (78.1). Areas of concern include institutional flow (5.8) and revenue growth (24.0), which score below median versus the broader universe. Shareholder dilution risk is elevated at 46.0/100, reflecting ongoing share issuance or stock-based compensation. Based on the latest XBRL financial filings (Q2 2026), BREAD FINANCIAL HOLDINGS, INC. reports quarterly revenue of $993.0M, net income of $146.0M, an operating margin of 19.8%. Top institutional holders of BFH by reported 13-F value include BlackRock, DIMENSIONAL FUND ADVISORS, VANGUARD PORTFOLIO MANAGEMENT, based on the most recent SEC filings. BFH trades on the NYSE exchange and files with the SEC under CIK 1101215. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate BFH daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for BREAD FINANCIAL HOLDINGS, INC. directly from SEC EDGAR.

Financials through the period ended SEC EDGAR: CIK 1101215 →