BREAD FINANCIAL HOLDINGS, INC.(BFH)— Stock Profile, AI Score & Financials

Financials · NYSE · AI-powered stock analysis, 32-signal quality score, SEC EDGAR financials, and institutional holdings. Updated .

BREAD FINANCIAL HOLDINGS, INC. (BFH) stock profile, AI quality score, and SEC EDGAR financial data, a Financials sector company. 13F Pro's AI-powered ranking engine scores BFH at 52.5/100 on a 32-signal composite quality model, placing it at rank #1,453 of 2,962 stocks — the top half of the AI-ranked universe. BFH scores in the top quartile across free cash flow (96.4), earnings quality (90.9), profitability (78.3). Areas of concern include institutional flow (6.6) and revenue growth (26.2), which score below median versus the broader universe. Shareholder dilution risk is elevated at 47.1/100, reflecting ongoing share issuance or stock-based compensation. Based on the latest XBRL financial filings (Q2 2026), BREAD FINANCIAL HOLDINGS, INC. reports quarterly revenue of $993.0M, net income of $146.0M, an operating margin of 19.8%. Top institutional holders of BFH by reported 13-F value include BlackRock, DIMENSIONAL FUND ADVISORS, VANGUARD PORTFOLIO MANAGEMENT, based on the most recent SEC filings. BFH trades on the NYSE exchange and files with the SEC under CIK 1101215. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate BFH daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for BREAD FINANCIAL HOLDINGS, INC. directly from SEC EDGAR.

AI Quality Score

52.5/100

AI Rank

#1,453

Revenue

$993.0M

Net Income

$146.0M

Operating Margin

19.8%

BFH key financials by period

BREAD FINANCIAL HOLDINGS, INC. reported revenue, net income and margins by fiscal period, from SEC filings.
PeriodFormRevenueNet incomeOperating margin
FY 202510-K$3.8B$518.0M16.0%
FY 202410-K$3.8B$277.0M9.9%
FY 202310-K$4.3B$718.0M22.6%
FY 202210-K$3.8B$223.0M7.8%
FY 202110-K$3.3B$801.0M31.9%
FY 202010-K$3.3B$214.0M9.1%

Institutions holding BFH

Institutional investors reporting a position in BREAD FINANCIAL HOLDINGS, INC. on SEC Form 13F.
InstitutionSharesValueReported
BlackRock3,888,457$421.3M2026-06-30
DIMENSIONAL FUND ADVISORS3,092,208$335.0M2026-06-30
VANGUARD PORTFOLIO MANAGEMENT2,621,816$284.1M2026-06-30
AMERICAN CENTURY COMPANIES1,791,190$194.1M2026-06-30
VANGUARD CAPITAL MANAGEMENT1,757,637$190.4M2026-06-30
STATE STREET1,681,704$182.2M2026-06-30
Allianz Asset Management GmbH1,391,954$145.0M2026-06-30
Turtle Creek Asset Management1,310,339$142.0M2026-06-30
GEODE CAPITAL MANAGEMENT1,132,140$122.7M2026-06-30
ARROWSTREET CAPITAL, LIMITED PARTNERSHIP1,045,197$113.2M2026-06-30
BFH

BREAD FINANCIAL HOLDINGS, INC.

BFH
NYSEMid CapFinancials

13F Pro Quality Score

52.5/100

Rank #1,453 of 2,962 stocksTOP 50%

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Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Nov 14, 2026.

Revenue Growth

26.2/100

Profitability

78.3/100

Balance Sheet

56.7/100

Earnings Quality

90.9/100

Free Cash Flow

96.4/100

Institutional Flow

6.6/100

Revenue Scale

74.5/100

Dilution Risk

47.1/100

Price Chart

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Key Metrics

Revenue

Q2 2026
EDGAR

$993.00M

Net Income

Q2 2026
EDGAR

$146.00M

EPS (Diluted)

Q2 2026
EDGAR

$3.55

Operating Margin

Q2 2026
EDGAR

19.8%

ROIC

Q2 2026
EDGAR

23.4%

Top Institutional Holders

as of Q2 2026
$4.30B total

Financial Trends

Revenue & Net Income

Earnings Per Share

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